Baldrige Asset Management LLC

ALLENTOWN, PA · CIK 1761742 · 13F filing filed 2023-04-17

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyAllentown, PA

$243.8m reported value +8.5% vs Q4 2022

467positions

44.2%in top 10

147 new 113 added 43 reduced 4 sold out vs Q4 2022

Holdings, Q1 2023

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	738,468	$18.8m7.72%	7.72%	Added +5.5k	+5,451 0.7%
2	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	232,821	$17.7m7.28%	7.28%	Added +25.5k	+25,541 12.3%
3	MSCI INC COM MSCI	MSCI	21,927	$12.3m5.03%	5.03%	Reduced -2.2k	-2,222 -9.2%
4	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	64,897	$10.3m4.23%	4.23%	Added +121	+121 0.2%
5	APPLE INC COM AAPL	AAPL	56,346	$9.3m3.81%	3.81%	Reduced -3.3k	-3,290 -5.5%
6	ISHARES TR CORE US AGGBD ET AGG	AGG	85,175	$8.5m3.48%	3.48%	Added +8.9k	+8,934 11.7%
7	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	40,663	$8.3m3.40%	3.40%	Added +374	+374 0.9%
8	VANGUARD INDEX FDS SMALL CP ETF VB	VB	42,429	$8.0m3.30%	3.30%	Added +355	+355 0.8%
9	ISHARES TR CORE S&P500 ETF IVV	IVV	19,397	$8.0m3.27%	3.27%	Added +261	+261 1.4%
10	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	142,993	$6.5m2.65%	2.65%	Added +3.9k	+3,881 2.8%
11	DIMENSIONAL ETF TRUST WORLD EX US CORE DFAX	DFAX	250,076	$5.8m2.37%	2.37%	Added +1.2k	+1,227 0.5%
12	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	65,432	$5.4m2.23%	2.23%	Added +974	+974 1.5%
13	ISHARES TR CORE S&P TTL STK ITOT	ITOT	57,841	$5.2m2.15%	2.15%	Added +1.6k	+1,584 2.8%
14	SCHWAB STRATEGIC TR 1 5YR CORP BD SCHJ	SCHJ	102,217	$4.9m1.99%	1.99%	Added +914	+914 0.9%
15	AIR PRODS & CHEMS INC COM APD	APD	16,260	$4.7m1.92%	1.92%	Reduced -55	-55 -0.3%
16	ISHARES TR CORE MSCI EAFE IEFA	IEFA	68,752	$4.6m1.89%	1.89%	Added +3.4k	+3,410 5.2%
17	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	108,245	$3.8m1.55%	1.55%	Added +798	+798 0.7%
18	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	66,787	$3.2m1.32%	1.32%	Added +1.3k	+1,292 2.0%
19	ISHARES TR TIPS BD ETF TIP	TIP	29,276	$3.2m1.32%	1.32%	Added +766	+766 2.7%
20	VANGUARD INDEX FDS VALUE ETF VTV	VTV	22,877	$3.2m1.30%	1.30%	Reduced -14	-14 -0.1%
21	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	62,406	$3.1m1.25%	1.25%	Added +4.4k	+4,353 7.5%
22	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	112,608	$3.0m1.24%	1.24%	Added +10.9k	+10,948 10.8%
23	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	38,819	$2.9m1.18%	1.18%	Added +2.8k	+2,753 7.6%
24	ISHARES TR SP SMCP600VL ETF IJS	IJS	29,881	$2.8m1.15%	1.15%	Reduced -131	-131 -0.4%
25	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	105,998	$2.4m1.00%	1.00%	Added +16.0k	+15,986 17.8%
26	ISHARES TR CORE S&P SCP ETF IJR	IJR	24,060	$2.3m0.95%	0.95%	Added +412	+412 1.7%
27	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	79,462	$2.3m0.94%	0.94%	Added +978	+978 1.2%
28	ISHARES TR ESG AWRE 1 5 YR SUSB	SUSB	94,451	$2.3m0.93%	0.93%	Added +1.1k	+1,115 1.2%
29	MICROSOFT CORP COM MSFT	MSFT	7,337	$2.1m0.87%	0.87%	Reduced -57	-57 -0.8%
30	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	27,285	$2.1m0.86%	0.86%	Added +460	+460 1.7%
31	BLACKSTONE INC COM BX	BX	23,725	$2.1m0.85%	0.85%	Reduced -180	-180 -0.8%
32	SCHWAB STRATEGIC TR US TIPS ETF SCHP	SCHP	38,271	$2.1m0.84%	0.84%	Added +1.6k	+1,646 4.5%
33	ISHARES TR ESG AWR US AGRGT EAGG	EAGG	42,470	$2.0m0.84%	0.84%	Added +5.0k	+5,036 13.4%
34	PIMCO ETF TR ENHANCD SHORT EMNT	EMNT	18,761	$1.8m0.75%	0.75%	Added +88	+88 0.5%
35	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	5,741	$1.8m0.73%	0.73%	Unchanged
36	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	36,677	$1.8m0.72%	0.72%	Reduced -964	-964 -2.6%
37	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	39,313	$1.6m0.65%	0.65%	Added +1.6k	+1,601 4.2%
38	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	35,708	$1.5m0.61%	0.61%	Added +414	+414 1.2%
39	ISHARES TR CONV BD ETF ICVT	ICVT	20,489	$1.5m0.61%	0.61%	Added +267	+267 1.3%
40	ISHARES TR S&P 500 VAL ETF IVE	IVE	9,458	$1.4m0.59%	0.59%	Reduced -46	-46 -0.5%
41	DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV	DFIV	44,377	$1.4m0.59%	0.59%	Added +1.2k	+1,227 2.8%
42	VANGUARD WORLD FD ESG US STK ETF ESGV	ESGV	19,472	$1.4m0.57%	0.57%	Added +199	+199 1.0%
43	SCHWAB STRATEGIC TR INTL SCEQT ETF SCHC	SCHC	40,746	$1.4m0.56%	0.56%	Reduced -64	-64 -0.2%
44	ISHARES TR PFD AND INCM SEC PFF	PFF	43,672	$1.4m0.56%	0.56%	Reduced -3.3k	-3,305 -7.0%
45	DIMENSIONAL ETF TRUST NATL MUN BD ETF DFNM	DFNM	28,034	$1.4m0.56%	0.56%	Added +8.6k	+8,630 44.5%
46	ISHARES TR INTERNATIONAL SL ISCF	ISCF	42,325	$1.3m0.54%	0.54%	New
47	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	51,564	$1.3m0.52%	0.52%	Added +3.2k	+3,247 6.7%
48	SCHWAB STRATEGIC TR US AGGREGATE B SCHZ	SCHZ	26,516	$1.2m0.51%	0.51%	Added +628	+628 2.4%
49	ISHARES INC CORE MSCI EMKT IEMG	IEMG	23,920	$1.2m0.48%	0.48%	Added +1.1k	+1,088 4.8%
50	ISHARES TR EAFE SML CP ETF SCZ	SCZ	18,704	$1.1m0.46%	0.46%	Added +208	+208 1.1%
51	VANGUARD BD INDEX FDS VANGUARD ULTRA VUSB	VUSB	22,160	$1.1m0.45%	0.45%	Reduced -2.0k	-1,975 -8.2%
52	ISHARES GOLD TR ISHARES NEW IAU	IAU	26,390	$986.0k0.40%	0.40%	Reduced -394	-394 -1.5%
53	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	19,583	$871.0k0.36%	0.36%	Added +2.2k	+2,189 12.6%
54	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	10,895	$833.0k0.34%	0.34%	Added +107	+107 1.0%
55	VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF VSS	VSS	7,595	$830.0k0.34%	0.34%	Added +186	+186 2.5%
56	ISHARES TR CORE S&P US VLU IUSV	IUSV	11,034	$814.0k0.33%	0.33%	Reduced -176	-176 -1.6%
57	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	12,403	$813.0k0.33%	0.33%	Added +17	+17 0.1%
58	CME GROUP INC COM CME	CME	4,111	$787.0k0.32%	0.32%	Reduced -205	-205 -4.8%
59	UFP INDUSTRIES INC COM UFPI	UFPI	9,649	$767.0k0.31%	0.31%	Added +4	+4 0.0%
60	AMERICAN CENTY ETF TR INTL SMCP VLU AVDV	AVDV	11,628	$680.0k0.28%	0.28%	Added +1.1k	+1,130 10.8%
61	ISHARES TR U.S. REAL ES ETF IYR	IYR	7,785	$661.0k0.27%	0.27%	Added +70	+70 0.9%
62	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	7,738	$621.0k0.25%	0.25%	Unchanged
63	SCHWAB STRATEGIC TR FUNDAMENTAL INTL FNDF	FNDF	19,764	$618.0k0.25%	0.25%	Reduced -1.0k	-1,040 -5.0%
64	ISHARES TR ESG AW MSCI EAFE ESGD	ESGD	8,286	$595.0k0.24%	0.24%	Added +190	+190 2.4%
65	DIMENSIONAL ETF TRUST SHORT DURATION F DFSD	DFSD	12,285	$573.0k0.24%	0.24%	Added +159	+159 1.3%
66	DIMENSIONAL ETF TRUST US SUSTAINABILTY DFSU	DFSU	21,243	$565.0k0.23%	0.23%	Added +5.4k	+5,380 33.9%
67	DIMENSIONAL ETF TRUST GLOBAL SUSTAINA DFSB	DFSB	10,192	$528.0k0.22%	0.22%	Added +7.7k	+7,657 302.1%
68	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	9,667	$517.0k0.21%	0.21%	Reduced -170	-170 -1.7%
69	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	9,744	$514.0k0.21%	0.21%	Added +849	+849 9.5%
70	VANGUARD WORLD FD ESG INTL STK ETF VSGX	VSGX	9,470	$496.0k0.20%	0.20%	Reduced -13	-13 -0.1%
71	VANGUARD WHITEHALL FDS EM MK GOV BD ETF VWOB	VWOB	7,710	$480.0k0.20%	0.20%	Unchanged
72	NUSHARES ETF TR NUVEEN ESG LRGVL NULV	NULV	13,740	$468.0k0.19%	0.19%	Added +404	+404 3.0%
73	DIMENSIONAL ETF TRUST US MKTWIDE VALUE DFUV	DFUV	12,355	$414.0k0.17%	0.17%	Unchanged
74	FIDELITY COVINGTON TRUST MSCI RL EST ETF FREL	FREL	16,560	$413.0k0.17%	0.17%	Added +883	+883 5.6%
75	SCHWAB STRATEGIC TR US REIT ETF SCHH	SCHH	21,200	$413.0k0.17%	0.17%	Added +481	+481 2.3%
76	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	2,642	$407.0k0.17%	0.17%	Added +74	+74 2.9%
77	SPDR SER TR NUVEEN BLMBRG SH SHM	SHM	8,408	$400.0k0.16%	0.16%	Reduced -2.6k	-2,553 -23.3%
78	ISHARES TR RUSSELL 2000 ETF IWM	IWM	2,188	$390.0k0.16%	0.16%	Unchanged
79	AMGEN INC COM AMGN	AMGN	1,550	$375.0k0.15%	0.15%	Reduced -21	-21 -1.3%
80	ISHARES TR BROAD USD HIGH USHY	USHY	10,488	$373.0k0.15%	0.15%	Added +829	+829 8.6%
81	INVESCO LTD SHS IVZ	IVZ	22,129	$363.0k0.15%	0.15%	Unchanged
82	DIMENSIONAL ETF TRUST US LARGE CAP VAL DFLV	DFLV	14,460	$355.0k0.15%	0.15%	Added +12.6k	+12,620 685.9%
83	VANGUARD MALVERN FDS STRM INFPROIDX VTIP	VTIP	7,254	$347.0k0.14%	0.14%	Added +469	+469 6.9%
84	ISHARES TR ESG AWARE MSCI ESML	ESML	9,951	$338.0k0.14%	0.14%	Added +116	+116 1.2%
85	ALPHABET INC CAP STK CL C GOOG	GOOG	3,240	$337.0k0.14%	0.14%	Added +500	+500 18.2%
86	ISHARES TR IBOXX INV CP ETF LQD	LQD	3,051	$334.0k0.14%	0.14%	Added +53	+53 1.8%
87	JOHNSON & JOHNSON COM JNJ	JNJ	2,155	$334.0k0.14%	0.14%	Reduced -111	-111 -4.9%
88	US BANCORP DEL COM NEW USB	USB	9,255	$334.0k0.14%	0.14%	Reduced -125	-125 -1.3%
89	DIMENSIONAL ETF TRUST EMERGING MARKETS DFSE	DFSE	11,125	$333.0k0.14%	0.14%	Added +1.2k	+1,205 12.2%
90	ROSS STORES INC COM ROST	ROST	3,101	$329.0k0.13%	0.13%	Unchanged
91	BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT BEP	BEP	10,178	$321.0k0.13%	0.13%	Reduced -940	-940 -8.4%
92	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	658	$302.0k0.12%	0.12%	Unchanged
93	ISHARES TR ESG AWRE USD ETF SUSC	SUSC	12,797	$295.0k0.12%	0.12%	Reduced -86	-86 -0.7%
94	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	5,712	$289.0k0.12%	0.12%	Reduced -585	-585 -9.3%
95	COSTCO WHSL CORP NEW COM COST	COST	549	$273.0k0.11%	0.11%	Reduced -51	-51 -8.5%
96	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	844	$271.0k0.11%	0.11%	Unchanged
97	PPL CORP COM PPL	PPL	9,700	$270.0k0.11%	0.11%	Unchanged
98	AMAZON COM INC COM AMZN	AMZN	2,583	$267.0k0.11%	0.11%	Added +1.2k	+1,238 92.0%
99	SPDR SERIES TRUST PORTFOLI S&P1500 SPTM	SPTM	4,953	$250.0k0.10%	0.10%	Unchanged
100	SPDR GOLD TR GOLD SHS GLD	GLD	1,353	$248.0k0.10%	0.10%	Added +90	+90 7.1%

Sold out since Q4 2022

Security	Ticker	Shares held before	Value then
KELLANOVA K	K	2,257	$161.0k2.3k shares
INVESCO EXCH TRADED FD TR II		6,563	$152.0k6.6k shares
BROOKFIELD INFRAST PARTNERS BIP	BIP	135	$4.0k135 shares
NORWEGIAN CRUISE LINE HLDG L NCLH	NCLH	100	$1.0k100 shares