Annapolis Financial Services, LLC

ANNAPOLIS, MD · CIK 1843110 · 13F filing filed 2024-10-16

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyAnnapolis, MD

$337.8m reported value +9.4% vs Q2 2024

486positions

43.3%in top 10

128 new 110 added 36 reduced 6 sold out vs Q2 2024

Holdings, Q3 2024

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	AMERICAN CENTY ETF TR INTL EQT ETF AVDE	AVDE	358,364	$24.0m7.11%	7.11%	Added +49.3k	+49,287 15.9%
2	VANGUARD INDEX FDS MID CAP ETF VO	VO	63,607	$16.8m4.97%	4.97%	Added +3.5k	+3,489 5.8%
3	VANGUARD INDEX FDS VALUE ETF VTV	VTV	94,389	$16.5m4.88%	4.88%	Reduced -5.5k	-5,531 -5.5%
4	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	52,384	$14.8m4.39%	4.39%	Reduced -3.1k	-3,098 -5.6%
5	VANGUARD WORLD FD MEGA CAP INDEX MGC	MGC	68,432	$14.1m4.19%	4.19%	Added +8.1k	+8,120 13.5%
6	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	81,802	$13.7m4.06%	4.06%	Added +4.0k	+3,961 5.1%
7	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	247,325	$13.1m3.87%	3.87%	Reduced -23.7k	-23,729 -8.8%
8	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	149,865	$11.9m3.52%	3.52%	Added +540	+540 0.4%
9	SCHWAB STRATEGIC TR US TIPS ETF SCHP	SCHP	200,291	$10.7m3.18%	3.18%	Added +11.1k	+11,088 5.9%
10	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	161,391	$10.5m3.10%	3.10%	Added +16.1k	+16,129 11.1%
11	AMERICAN CENTY ETF TR AVANTIS EMGMKT AVEM	AVEM	152,317	$9.8m2.91%	2.91%	Added +17.3k	+17,252 12.8%
12	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	44,080	$8.9m2.62%	2.62%	Reduced -2.3k	-2,284 -4.9%
13	VANGUARD WORLD FD MEGA CAP VAL ETF MGV	MGV	68,105	$8.7m2.59%	2.59%	Added +11.0k	+10,954 19.2%
14	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	45,089	$8.1m2.39%	2.39%	Reduced -726	-726 -1.6%
15	DIMENSIONAL ETF TRUST GLOBAL CORE PLUS DFGP	DFGP	142,761	$7.9m2.33%	2.33%	Added +23.0k	+23,046 19.2%
16	DIMENSIONAL ETF TRUST CORE FIXED INCOM DFCF	DFCF	179,608	$7.8m2.30%	2.30%	Added +22.5k	+22,498 14.3%
17	VANGUARD INDEX FDS SMALL CP ETF VB	VB	28,985	$6.9m2.04%	2.04%	Reduced -1.9k	-1,944 -6.3%
18	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	12,998	$6.9m2.03%	2.03%	Reduced -157	-157 -1.2%
19	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	126,682	$6.1m1.79%	1.79%	Reduced -7.0k	-7,009 -5.2%
20	DIMENSIONAL ETF TRUST US SMALL CAP VAL US SMALL CAP VAL		175,498	$5.4m1.60%	1.60%	Added +29.1k	+29,083 19.9%
21	ISHARES TR CORE S&P500 ETF IVV	IVV	9,108	$5.3m1.56%	1.56%	Reduced -525	-525 -5.5%
22	VANGUARD BD INDEX FDS VANGUARD ULTRA VUSB	VUSB	101,307	$5.1m1.50%	1.50%	Reduced -29	-29 -0.0%
23	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	126,518	$5.0m1.49%	1.49%	Reduced -1.2k	-1,194 -0.9%
24	SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW	SPDW	124,170	$4.7m1.38%	1.38%	Reduced -99	-99 -0.1%
25	VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF VSS	VSS	36,629	$4.6m1.37%	1.37%	Reduced -3.0k	-3,039 -7.7%
26	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	82,823	$4.4m1.30%	1.30%	Reduced -17	-17 -0.0%
27	SPDR SER TR S&P 600 SMCP VAL SLYV	SLYV	47,629	$4.1m1.22%	1.22%	Added +30	+30 0.1%
28	SPDR INDEX SHS FDS S&P INTL SMLCP GWX	GWX	119,352	$4.1m1.21%	1.21%	Reduced -1.5k	-1,501 -1.2%
29	ISHARES TR CORE S&P MCP ETF IJH	IJH	63,965	$4.0m1.18%	1.18%	Unchanged
30	SPDR SER TR S&P 400 MDCP VAL MDYV	MDYV	49,866	$4.0m1.17%	1.17%	Added +118	+118 0.2%
31	ISHARES TR MSCI EAFE ETF EFA	EFA	41,937	$3.5m1.04%	1.04%	Unchanged
32	SPDR SERIES TRUST PORTFOLIO S&P400 SPMD	SPMD	62,826	$3.4m1.02%	1.02%	Added +68	+68 0.1%
33	ISHARES TR CORE MSCI EAFE IEFA	IEFA	37,721	$2.9m0.87%	0.87%	Unchanged
34	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	35,008	$2.9m0.87%	0.87%	Reduced -4.0k	-4,013 -10.3%
35	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	29,778	$2.4m0.71%	0.71%	Added +126	+126 0.4%
36	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	83,847	$2.3m0.68%	0.68%	Reduced -2.5k	-2,451 -2.8%
37	ISHARES TR RUS MDCP VAL ETF IWS	IWS	16,644	$2.2m0.65%	0.65%	Added +46	+46 0.3%
38	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	47,290	$2.2m0.64%	0.64%	Added +91	+91 0.2%
39	ISHARES TR MSCI KLD400 SOC DSI	DSI	17,286	$1.9m0.56%	0.56%	Unchanged
40	SPDR SERIES TRUST PORTFOLI S&P1500 SPTM	SPTM	26,639	$1.9m0.55%	0.55%	Reduced -22	-22 -0.1%
41	ISHARES INC CORE MSCI EMKT IEMG	IEMG	30,317	$1.7m0.52%	0.52%	Reduced -99	-99 -0.3%
42	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	49,891	$1.6m0.47%	0.47%	Reduced -5.8k	-5,766 -10.4%
43	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	37,571	$1.6m0.46%	0.46%	Reduced -442	-442 -1.2%
44	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	29,543	$1.5m0.45%	0.45%	Added +54	+54 0.2%
45	APPLE INC COM AAPL	AAPL	6,404	$1.5m0.44%	0.44%	Added +30	+30 0.5%
46	META PLATFORMS INC CL A META	META	2,415	$1.4m0.41%	0.41%	Reduced -6	-6 -0.2%
47	ISHARES TR CORE S&P SCP ETF IJR	IJR	11,550	$1.4m0.40%	0.40%	Unchanged
48	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	39,236	$1.3m0.40%	0.40%	Added +460	+460 1.2%
49	J P MORGAN EXCHANGE TRADED F INCOME ETF JPIE	JPIE	26,667	$1.2m0.37%	0.37%	Added +6.2k	+6,160 30.0%
50	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	1,892	$1.1m0.32%	0.32%	Unchanged
51	DIMENSIONAL ETF TRUST SHORT DURATION F DFSD	DFSD	20,551	$981.1k0.29%	0.29%	Reduced -3.8k	-3,811 -15.6%
52	MICROSOFT CORP COM MSFT	MSFT	2,223	$956.6k0.28%	0.28%	Added +27	+27 1.2%
53	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	1,985	$913.4k0.27%	0.27%	Added +26	+26 1.3%
54	ISHARES TR MSCI GBL SUS DEV SDG	SDG	10,400	$881.8k0.26%	0.26%	Unchanged
55	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	11,103	$834.0k0.25%	0.25%	Reduced -1.8k	-1,828 -14.1%
56	VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF VMBS	VMBS	17,563	$829.1k0.25%	0.25%	Reduced -4.7k	-4,703 -21.1%
57	AMERICAN CENTY ETF TR AVANTIS ALL EQT AVGE	AVGE	10,457	$772.5k0.23%	0.23%	Added +4.5k	+4,506 75.7%
58	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	2,796	$736.2k0.22%	0.22%	Unchanged
59	DIMENSIONAL ETF TRUST US HIGH PROFITAB US HIGH PROFITAB		21,463	$731.2k0.22%	0.22%	Reduced -968	-968 -4.3%
60	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	14,339	$721.0k0.21%	0.21%	Reduced -2.4k	-2,352 -14.1%
61	BERKSHIRE HATHAWAY INC DEL CL A BRK.A	BRK.A	1	$691.2k0.20%	0.20%	Unchanged
62	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	6,771	$649.7k0.19%	0.19%	Added +114	+114 1.7%
63	DIMENSIONAL ETF TRUST INFLATION PROTE DFIP	DFIP	13,061	$552.2k0.16%	0.16%	Added +1.8k	+1,824 16.2%
64	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	8,571	$540.0k0.16%	0.16%	Reduced -303	-303 -3.4%
65	PROSHARES TR SP500 EX FINLS SPXN	SPXN	8,556	$529.9k0.16%	0.16%	Unchanged
66	SPDR DOW JONES INDL AVERAGE UT SER 1 DIA	DIA	1,173	$496.3k0.15%	0.15%	Unchanged
67	ISHARES TR SP SMCP600VL ETF IJS	IJS	4,562	$491.1k0.15%	0.15%	Unchanged
68	AMERICAN CENTY ETF TR US EQT ETF AVUS	AVUS	4,992	$475.0k0.14%	0.14%	Unchanged
69	AMAZON COM INC COM AMZN	AMZN	2,511	$467.8k0.14%	0.14%	Added +52	+52 2.1%
70	ISHARES TR EXPANDED TECH IGV	IGV	5,130	$458.5k0.14%	0.14%	Unchanged
71	PNC FINL SVCS GROUP INC COM PNC	PNC	2,438	$450.7k0.13%	0.13%	Added +4	+4 0.2%
72	SCHWAB STRATEGIC TR INTL SCEQT ETF SCHC	SCHC	11,193	$431.3k0.13%	0.13%	Unchanged
73	ALPHABET INC CAP STK CL C GOOG	GOOG	2,424	$405.2k0.12%	0.12%	Added +4	+4 0.2%
74	DIMENSIONAL ETF TRUST US REAL ESTATE E US REAL ESTATE E		14,840	$380.5k0.11%	0.11%	Reduced -66	-66 -0.4%
75	HOME DEPOT INC COM HD	HD	837	$339.2k0.10%	0.10%	Added +2	+2 0.2%
76	DIMENSIONAL ETF TRUST US EQUITY MARKET DFUS	DFUS	5,301	$329.7k0.10%	0.10%	Unchanged
77	WALMART INC COM WMT	WMT	3,977	$321.1k0.10%	0.10%	Added +35	+35 0.9%
78	AMERICAN CENTY ETF TR INTL SMCP VLU AVDV	AVDV	4,527	$319.9k0.09%	0.09%	Unchanged
79	DIMENSIONAL ETF TRUST NATL MUN BD ETF DFNM	DFNM	6,520	$316.5k0.09%	0.09%	Unchanged
80	SPDR SER TR S&P SEMICNDCTR XSD	XSD	1,306	$313.8k0.09%	0.09%	Unchanged
81	JPMORGAN CHASE & CO COM JPM	JPM	1,426	$300.8k0.09%	0.09%	Added +17	+17 1.2%
82	ELI LILLY & CO COM LLY	LLY	332	$294.4k0.09%	0.09%	Added +2	+2 0.6%
83	HA SUSTAINABLE INFRA CAP INC COM HASI	HASI	8,537	$294.3k0.09%	0.09%	Unchanged
84	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	1,261	$284.7k0.08%	0.08%	Added +11	+11 0.9%
85	LULULEMON ATHLETICA INC COM LULU	LULU	1,000	$271.4k0.08%	0.08%	Unchanged
86	DIMENSIONAL ETF TRUST INTL HIGH PROFIT DIHP	DIHP	9,502	$263.2k0.08%	0.08%	Unchanged
87	BANK AMERICA CORP COM BAC	BAC	5,885	$233.5k0.07%	0.07%	Added +55	+55 0.9%
88	NEXTERA ENERGY INC COM NEE	NEE	2,725	$230.3k0.07%	0.07%	Added +4	+4 0.1%
89	DIMENSIONAL ETF TRUST WORLD EX US CORE DFAX	DFAX	8,435	$227.8k0.07%	0.07%	Unchanged
90	PRICE T ROWE GROUP INC COM TROW	TROW	2,085	$227.1k0.07%	0.07%	Unchanged
91	ISHARES TR RUS MID CAP ETF IWR	IWR	2,545	$224.3k0.07%	0.07%	Unchanged
92	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	2,846	$224.0k0.07%	0.07%	Unchanged
93	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	1,122	$222.2k0.07%	0.07%	Unchanged
94	ISHARES TR RUS 1000 GRW ETF IWF	IWF	588	$220.7k0.07%	0.07%	Added +38	+38 6.9%
95	TJX COS INC NEW COM TJX	TJX	1,661	$195.2k0.06%	0.06%	Unchanged
96	BROADCOM INC COM AVGO	AVGO	1,099	$189.6k0.06%	0.06%	Added +9	+9 0.8%
97	INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV PFM	PFM	4,000	$186.2k0.06%	0.06%	Unchanged
98	TRAVELERS COMPANIES INC COM TRV	TRV	747	$174.9k0.05%	0.05%	Added +4	+4 0.5%
99	SPDR GOLD TR GOLD SHS GLD	GLD	715	$173.8k0.05%	0.05%	Unchanged
100	ALPHABET INC CAP STK CL A GOOGL	GOOGL	1,023	$169.7k0.05%	0.05%	Added +23	+23 2.3%

Sold out since Q2 2024

Security	Ticker	Shares held before	Value then
PALANTIR TECHNOLOGIES INC PLTR	PLTR	11,023	$279.2k11.0k shares
BLACKROCK ETF TRUST		6,314	$173.2k6.3k shares
EQT CORP EQT	EQT	2,500	$92.5k2.5k shares
DIMENSIONAL ETF TRUST DFAT	DFAT	310	$16.1k310 shares
WOLFSPEED INC WOLF	WOLF	100	$2.3k100 shares
VIATRIS INC VTRS	VTRS	2	$252 shares