626 Financial, LLC

PORTAGE, MI · CIK 1911035 · 13F filing filed 2023-07-14

SEC-registered investment adviser since 2021 · limited liability company

Assets managed$379.6m
Staff5 · 5 in investment roles
Main clients (by assets)High net worth individuals 73%, Individuals 26%
Website626financial.com
Form ADV · 2026-08-18SEC adviser record

$156.3m reported value +3.8% vs Q1 2023

113positions

55.0%in top 10

5 new 34 added 52 reduced 6 sold out vs Q1 2023

Options: 1 call positions ($320.1k notional), 0 put positions (— notional) – listed below, not included above.

Holdings, Q2 2023

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	STRYKER CORPORATION COM SYK	SYK	64,670	$19.7m12.62%	12.62%	Reduced -605	-605 -0.9%
2	WISDOMTREE TR US TOTAL DIVIDND DTD	DTD	315,966	$19.6m12.55%	12.55%	Added +5.8k	+5,804 1.9%
3	APPLE INC COM AAPL	AAPL	48,052	$9.3m5.96%	5.96%	Reduced -1.4k	-1,361 -2.8%
4	FIRST TR EXCH TRD ALPHDX FD EM SML CP ALPH FEMS	FEMS	187,568	$6.8m4.36%	4.36%	Added +5.7k	+5,678 3.1%
5	FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX FDN	FDN	40,648	$6.6m4.24%	4.24%	Reduced -3.7k	-3,734 -8.4%
6	ETF SER SOLUTIONS DEFIANCE NEXT UFOX	UFOX	183,227	$6.2m3.95%	3.95%	Reduced -17.5k	-17,472 -8.7%
7	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	132,394	$5.1m3.29%	3.29%	Added +36.2k	+36,211 37.6%
8	MICROSOFT CORP COM MSFT	MSFT	13,702	$4.7m2.98%	2.98%	Reduced -529	-529 -3.7%
9	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	23,143	$4.0m2.57%	2.57%	Reduced -403	-403 -1.7%
10	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	17,443	$3.8m2.46%	2.46%	Reduced -711	-711 -3.9%
11	FIRST TR MULTI CP VAL ALPHA SHS ISSUED FRST FAB	FAB	48,930	$3.5m2.22%	2.22%	Reduced -171	-171 -0.3%
12	AMAZON COM INC COM AMZN	AMZN	26,431	$3.4m2.20%	2.20%	Added +156	+156 0.6%
13	ALPHABET INC CAP STK CL A GOOGL	GOOGL	25,541	$3.1m1.96%	1.96%	Added +115	+115 0.5%
14	ISHARES TR CORE S&P MCP ETF IJH	IJH	9,385	$2.5m1.57%	1.57%	Added +6.2k	+6,185 193.3%
15	QUALCOMM INC COM QCOM	QCOM	16,146	$1.9m1.23%	1.23%	Added +91	+91 0.6%
16	JPMORGAN CHASE & CO COM JPM	JPM	12,289	$1.8m1.14%	1.14%	Reduced -813	-813 -6.2%
17	CVS HEALTH CORP COM CVS	CVS	25,098	$1.7m1.11%	1.11%	Reduced -675	-675 -2.6%
18	NVIDIA CORPORATION COM NVDA	NVDA	4,057	$1.7m1.10%	1.10%	Reduced -275	-275 -6.3%
19	PROCTER AND GAMBLE CO COM PG	PG	10,576	$1.6m1.03%	1.03%	Reduced -549	-549 -4.9%
20	FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT LMBS	LMBS	32,742	$1.6m1.00%	1.00%	Reduced -626	-626 -1.9%
21	ETF MANAGERS TR PRIME MOBILE PAY PRIME MOBILE PAY		35,784	$1.5m0.98%	0.98%	Reduced -7.3k	-7,323 -17.0%
22	PFIZER INC COM PFE	PFE	37,985	$1.4m0.89%	0.89%	Added +219	+219 0.6%
23	BOEING CO COM BA	BA	6,426	$1.4m0.87%	0.87%	Reduced -1.2k	-1,223 -16.0%
24	ISHARES TR RUSSELL 2000 ETF IWM	IWM	7,082	$1.3m0.85%	0.85%	Added +103	+103 1.5%
25	ISHARES TR RUS 2000 VAL ETF IWN	IWN	9,125	$1.3m0.82%	0.82%	Reduced -1.7k	-1,672 -15.5%
26	JOHNSON & JOHNSON COM JNJ	JNJ	7,740	$1.3m0.82%	0.82%	Reduced -1.3k	-1,315 -14.5%
27	ISHARES TR US TRSPRTION IYT	IYT	4,971	$1.2m0.79%	0.79%	Reduced -756	-756 -13.2%
28	FIRST TR EXCHANGE-TRADED ALP COM SHS FAD	FAD	11,323	$1.2m0.76%	0.76%	Unchanged
29	ELI LILLY & CO COM LLY	LLY	2,426	$1.1m0.73%	0.73%	Reduced -50	-50 -2.0%
30	UNITEDHEALTH GROUP INC COM UNH	UNH	2,223	$1.1m0.68%	0.68%	Reduced -422	-422 -15.9%
31	AFLAC INC COM AFL	AFL	14,989	$1.0m0.67%	0.67%	Unchanged
32	VANGUARD INDEX FDS VALUE ETF VTV	VTV	6,637	$943.2k0.60%	0.60%	Reduced -609	-609 -8.4%
33	EMERSON ELEC CO COM EMR	EMR	10,258	$927.2k0.59%	0.59%	Unchanged
34	CHEVRON CORP NEW COM CVX	CVX	5,851	$920.7k0.59%	0.59%	Added +12	+12 0.2%
35	SALESFORCE INC COM CRM	CRM	4,219	$891.3k0.57%	0.57%	Reduced -72	-72 -1.7%
36	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	1,957	$867.4k0.55%	0.55%	Reduced -204	-204 -9.4%
37	WALMART INC COM WMT	WMT	5,246	$824.5k0.53%	0.53%	Reduced -467	-467 -8.2%
38	ISHARES TR MSCI INDIA SM CP SMIN	SMIN	14,135	$821.4k0.53%	0.53%	Reduced -2.8k	-2,771 -16.4%
39	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	2,000	$814.7k0.52%	0.52%	Reduced -151	-151 -7.0%
40	UBER TECHNOLOGIES INC COM UBER	UBER	17,384	$750.5k0.48%	0.48%	Reduced -200	-200 -1.1%
41	ABBVIE INC COM ABBV	ABBV	5,305	$714.7k0.46%	0.46%	Reduced -494	-494 -8.5%
42	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	10,954	$700.5k0.45%	0.45%	Reduced -218	-218 -1.9%
43	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	16,213	$700.4k0.45%	0.45%	Reduced -1.2k	-1,246 -7.1%
44	WISDOMTREE TR US LARGECAP DIVD DLN	DLN	10,973	$697.9k0.45%	0.45%	Reduced -246	-246 -2.2%
45	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	11,415	$696.4k0.45%	0.45%	Reduced -1.0k	-1,037 -8.3%
46	GENERAL MLS INC COM GIS	GIS	9,073	$695.9k0.45%	0.45%	Reduced -743	-743 -7.6%
47	SPDR GOLD TR GOLD SHS GLD	GLD	3,876	$691.0k0.44%	0.44%	Reduced -41	-41 -1.1%
48	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	2,023	$689.8k0.44%	0.44%	Reduced -520	-520 -20.4%
49	DELTA AIR LINES INC DEL COM NEW DAL	DAL	12,606	$599.3k0.38%	0.38%	Reduced -3.9k	-3,893 -23.6%
50	PEPSICO INC COM PEP	PEP	3,227	$597.7k0.38%	0.38%	Added +3	+3 0.1%
51	INTEL CORP COM INTC	INTC	16,886	$564.7k0.36%	0.36%	Added +501	+501 3.1%
52	CATERPILLAR INC COM CAT	CAT	2,284	$562.0k0.36%	0.36%	Added +1	+1 0.0%
53	ENPHASE ENERGY INC COM ENPH	ENPH	3,309	$554.2k0.35%	0.35%	Reduced -174	-174 -5.0%
54	GRACO INC COM GGG	GGG	6,405	$553.1k0.35%	0.35%	Unchanged
55	ALPHABET INC CAP STK CL C GOOG	GOOG	4,567	$552.5k0.35%	0.35%	Added +127	+127 2.9%
56	TESLA INC COM TSLA	TSLA	2,044	$535.1k0.34%	0.34%	Added +202	+202 11.0%
57	WESTROCK CO COM WRK	WRK	17,394	$505.6k0.32%	0.32%	Reduced -50	-50 -0.3%
58	ILLINOIS TOOL WKS INC COM ITW	ITW	1,891	$473.1k0.30%	0.30%	Unchanged
59	DISNEY WALT CO COM DIS	DIS	5,218	$465.8k0.30%	0.30%	Reduced -2.4k	-2,387 -31.4%
60	NIKE INC CL B NKE	NKE	4,127	$455.5k0.29%	0.29%	Added +1	+1 0.0%
61	FEDEX CORP COM FDX	FDX	1,813	$449.4k0.29%	0.29%	Unchanged
62	MCDONALDS CORP COM MCD	MCD	1,484	$442.8k0.28%	0.28%	Reduced -10	-10 -0.7%
63	AMERICAN EXPRESS CO COM AXP	AXP	2,357	$410.5k0.26%	0.26%	Added +1	+1 0.0%
64	ISHARES TR S&P MC 400GR ETF IJK	IJK	5,380	$403.5k0.26%	0.26%	Unchanged
65	CHENIERE ENERGY INC COM NEW LNG	LNG	2,629	$400.6k0.26%	0.26%	Unchanged
66	DEERE & CO COM DE	DE	981	$397.5k0.25%	0.25%	Unchanged
67	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	2,843	$380.4k0.24%	0.24%	Unchanged
68	ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR BUD	BUD	6,681	$378.9k0.24%	0.24%	Added +487	+487 7.9%
69	CLOROX CO DEL COM CLX	CLX	2,371	$377.1k0.24%	0.24%	Reduced -96	-96 -3.9%
70	STARBUCKS CORP COM SBUX	SBUX	3,790	$375.4k0.24%	0.24%	Added +1	+1 0.0%
71	CITIGROUP INC COM NEW C	C	7,936	$365.4k0.23%	0.23%	Reduced -116	-116 -1.4%
72	EXXON MOBIL CORP COM XOM	XOM	3,405	$365.2k0.23%	0.23%	Added +42	+42 1.2%
73	ORACLE CORP COM ORCL	ORCL	3,029	$360.7k0.23%	0.23%	Added +2	+2 0.1%
74	PHILIP MORRIS INTL INC COM PM	PM	3,656	$356.9k0.23%	0.23%	Added +2	+2 0.1%
75	ETF SER SOLUTIONS US GLB JETS JETS	JETS	16,446	$352.3k0.23%	0.23%	Reduced -6.2k	-6,224 -27.4%
76	SPDR SER TR S&P REGL BKG KRE	KRE	8,611	$351.6k0.22%	0.22%	Reduced -186	-186 -2.1%
77	PGIM ETF TR PGIM ULTRA SH BD PULS	PULS	6,646	$328.4k0.21%	0.21%	Reduced -610	-610 -8.4%
78	CROWDSTRIKE HLDGS INC CL A CRWD	CRWD	2,187	$321.2k0.21%	0.21%	Unchanged
79	PAYPAL HLDGS INC COM PYPL	PYPL	4,589	$306.2k0.20%	0.20%	Added +110	+110 2.5%
80	VANGUARD ADMIRAL FDS INC 500 GRTH IDX F VOOG	VOOG	1,191	$302.6k0.19%	0.19%	New
81	COSTCO WHSL CORP NEW COM COST	COST	561	$302.0k0.19%	0.19%	Reduced -171	-171 -23.4%
82	SEMPRA COM SRE	SRE	1,984	$288.8k0.18%	0.18%	Added +14	+14 0.7%
83	FORD MTR CO COM F	F	19,041	$288.1k0.18%	0.18%	Reduced -547	-547 -2.8%
84	PARKER-HANNIFIN CORP COM PH	PH	732	$285.5k0.18%	0.18%	Unchanged
85	AT&T INC COM T	T	17,497	$279.1k0.18%	0.18%	Added +2.2k	+2,161 14.1%
86	ABBOTT LABS COM ABT	ABT	2,533	$276.1k0.18%	0.18%	Unchanged
87	NETFLIX INC COM NFLX	NFLX	609	$268.3k0.17%	0.17%	Unchanged
88	HOME DEPOT INC COM HD	HD	857	$266.1k0.17%	0.17%	Unchanged
89	SPDR SER TR S&P 600 SMCP VAL SLYV	SLYV	3,386	$261.4k0.17%	0.17%	Unchanged
90	MOODYS CORP COM MCO	MCO	740	$257.3k0.16%	0.16%	Reduced -60	-60 -7.5%
91	COCA COLA CO COM KO	KO	4,173	$251.3k0.16%	0.16%	Added +8	+8 0.2%
92	ALTRIA GROUP INC COM MO	MO	5,455	$247.1k0.16%	0.16%	Added +195	+195 3.7%
93	ADOBE INC COM ADBE	ADBE	496	$242.5k0.16%	0.16%	New
94	YUM CHINA HLDGS INC COM YUMC	YUMC	4,278	$241.7k0.15%	0.15%	Unchanged
95	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	835	$236.2k0.15%	0.15%	Added +1	+1 0.1%
96	ISHARES TR MSCI EMG MKT ETF EEM	EEM	5,736	$226.9k0.15%	0.15%	Reduced -257	-257 -4.3%
97	FIRST TR LRG CP VL ALPHADEX COM SHS FTA	FTA	3,367	$224.5k0.14%	0.14%	Unchanged
98	CORNING INC COM GLW	GLW	6,368	$223.1k0.14%	0.14%	Added +2	+2 0.0%
99	CISCO SYS INC COM CSCO	CSCO	4,271	$221.0k0.14%	0.14%	Added +1	+1 0.0%
100	MONDELEZ INTL INC CL A MDLZ	MDLZ	2,986	$217.8k0.14%	0.14%	Unchanged

Sold out since Q1 2023

Security	Ticker	Shares held before	Value then
SPDR SER TR		17,661	$1.5m17.7k shares
UNITED PARCEL SERVICE INC UPS	UPS	1,318	$255.8k1.3k shares
ZOETIS INC ZTS	ZTS	1,295	$215.5k1.3k shares
SYSCO CORP SYY	SYY	2,708	$209.1k2.7k shares
VANGUARD WHITEHALL FDS VYM	VYM	1,930	$203.6k1.9k shares
LYFT INC LYFT	LYFT	10,624	$98.5k10.6k shares

Options (notional value)

Underlying	Ticker	Type	Shares controlled	Notional	Change
ENPHASE ENERGY INC ENPH · Call	ENPH	Call	30	$320.1k30 shares	Unchanged