Vawter Financial, Ltd.

COLUMBUS, OH · CIK 1974403 · 13F filing filed 2025-01-31

SEC-registered investment adviser since 2018 · limited liability company

Assets managed$394.4m
Staff5 · 4 in investment roles
Main clients (by assets)High net worth individuals 88%, Individuals 12%
Form ADV · 2026-07-21SEC adviser record

$166.4m reported value +1.7% vs Q3 2024

97positions

50.8%in top 10

6 new 34 added 31 reduced 3 sold out vs Q3 2024

Holdings, Q4 2024

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	48,540	$13.6m8.17%	8.17%	Added +318	+318 0.7%
2	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	215,138	$10.6m6.34%	6.34%	Added +12.8k	+12,787 6.3%
3	VANGUARD INDEX FDS SMALL CP ETF VB	VB	43,115	$10.4m6.22%	6.22%	Added +671	+671 1.6%
4	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	125,274	$9.7m5.82%	5.82%	Added +4.6k	+4,554 3.8%
5	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	159,694	$8.9m5.34%	5.34%	Reduced -5.7k	-5,683 -3.4%
6	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	320,693	$8.1m4.89%	4.89%	Added +8.0k	+7,990 2.6%
7	CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI CGXU	CGXU	309,793	$7.6m4.59%	4.59%	Added +12.5k	+12,486 4.2%
8	CAPITAL GROUP GROWTH ETF SHS CREATION UNI CGGR	CGGR	149,278	$5.5m3.33%	3.33%	Added +7.1k	+7,052 5.0%
9	ISHARES TR CORE S&P500 ETF IVV	IVV	8,940	$5.3m3.16%	3.16%	Reduced -181	-181 -2.0%
10	LATTICE STRATEGIES TR HARTFORD MLT ETF RODM	RODM	169,958	$4.8m2.90%	2.90%	Reduced -19.6k	-19,628 -10.3%
11	VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF VSS	VSS	35,834	$4.1m2.46%	2.46%	Reduced -144	-144 -0.4%
12	DIMENSIONAL ETF TRUST GLOBAL REAL EST DFGR	DFGR	149,448	$3.8m2.29%	2.29%	Added +20.3k	+20,294 15.7%
13	DIMENSIONAL ETF TRUST US LARGE CAP VAL DFLV	DFLV	123,675	$3.7m2.23%	2.23%	Added +10.8k	+10,831 9.6%
14	GOLDMAN SACHS ETF TR ACTIVEBETA INT GSIE	GSIE	110,108	$3.7m2.21%	2.21%	Added +13.7k	+13,681 14.2%
15	ISHARES TR CORE S&P SCP ETF IJR	IJR	30,761	$3.5m2.13%	2.13%	Added +213	+213 0.7%
16	J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF JBND	JBND	64,958	$3.4m2.04%	2.04%	Added +28.6k	+28,565 78.5%
17	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	55,395	$2.8m1.68%	1.68%	Added +7.9k	+7,880 16.6%
18	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	14,057	$2.8m1.67%	1.67%	Reduced -37	-37 -0.3%
19	J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL JMST	JMST	52,793	$2.7m1.61%	1.61%	Reduced -2.7k	-2,747 -5.0%
20	J P MORGAN EXCHANGE TRADED F BETABUILDERS USD BBHY	BBHY	53,333	$2.5m1.48%	1.48%	Added +3.7k	+3,708 7.5%
21	APPLE INC COM AAPL	AAPL	9,444	$2.4m1.42%	1.42%	Reduced -414	-414 -4.2%
22	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	24,132	$2.3m1.40%	1.40%	Added +3.7k	+3,661 17.9%
23	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	5,006	$2.3m1.36%	1.36%	Reduced -200	-200 -3.8%
24	ISHARES TR RUS 2000 VAL ETF IWN	IWN	11,679	$1.9m1.15%	1.15%	Reduced -335	-335 -2.8%
25	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	6,273	$1.8m1.09%	1.09%	Reduced -295	-295 -4.5%
26	AMERICAN CENTY ETF TR US LARGE CAP VLU AVLV	AVLV	24,302	$1.6m0.97%	0.97%	Added +4.2k	+4,243 21.1%
27	ISHARES TR CORE S&P MCP ETF IJH	IJH	25,223	$1.6m0.94%	0.94%	Reduced -877	-877 -3.4%
28	ISHARES TR CORE US AGGBD ET AGG	AGG	15,402	$1.5m0.90%	0.90%	Added +1.0k	+1,024 7.1%
29	ELI LILLY & CO COM LLY	LLY	1,868	$1.4m0.87%	0.87%	Added +7	+7 0.4%
30	ISHARES TR RUS 2000 GRW ETF IWO	IWO	4,916	$1.4m0.85%	0.85%	Reduced -68	-68 -1.4%
31	DIMENSIONAL ETF TRUST US REAL ESTATE E US REAL ESTATE E		57,761	$1.3m0.81%	0.81%	Added +1.6k	+1,567 2.8%
32	VANGUARD INDEX FDS VALUE ETF VTV	VTV	6,890	$1.2m0.70%	0.70%	Reduced -37	-37 -0.5%
33	ISHARES TR RUS 1000 ETF IWB	IWB	3,461	$1.1m0.67%	0.67%	Reduced -68	-68 -1.9%
34	ISHARES TR RUS 1000 VAL ETF IWD	IWD	5,912	$1.1m0.66%	0.66%	Reduced -225	-225 -3.7%
35	JPMORGAN CHASE & CO COM JPM	JPM	3,930	$942.1k0.57%	0.57%	Added +30	+30 0.8%
36	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	31,857	$848.3k0.51%	0.51%	Reduced -2.0k	-2,018 -6.0%
37	AMERICAN CENTY ETF TR AVANTIS MODERAT AVMA	AVMA	14,443	$839.8k0.50%	0.50%	Added +1.3k	+1,281 9.7%
38	ISHARES TR CORE INTL AGGR IAGG	IAGG	15,888	$793.1k0.48%	0.48%	Added +4.5k	+4,543 40.0%
39	REALTY INCOME CORP COM O	O	13,532	$722.7k0.43%	0.43%	Reduced -140	-140 -1.0%
40	ROCKET COS INC COM CL A RKT	RKT	63,625	$716.4k0.43%	0.43%	New
41	ISHARES TR RUS 1000 GRW ETF IWF	IWF	1,772	$711.4k0.43%	0.43%	Reduced -198	-198 -10.1%
42	STRYKER CORPORATION COM SYK	SYK	1,972	$710.0k0.43%	0.43%	Reduced -50	-50 -2.5%
43	ISHARES TR RUSSELL 2000 ETF IWM	IWM	3,158	$697.8k0.42%	0.42%	Reduced -337	-337 -9.6%
44	SCHWAB STRATEGIC TR INTL SCEQT ETF SCHC	SCHC	18,635	$639.7k0.38%	0.38%	Added +820	+820 4.6%
45	SPDR SERIES TRUST S&P 600 SMCP GRW SLYG	SLYG	6,761	$610.9k0.37%	0.37%	Reduced -421	-421 -5.9%
46	AMAZON COM INC COM AMZN	AMZN	2,612	$573.0k0.34%	0.34%	Added +27	+27 1.0%
47	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	20,970	$546.7k0.33%	0.33%	Unchanged
48	J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ JPIN	JPIN	9,773	$523.4k0.31%	0.31%	Unchanged
49	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	5,830	$512.5k0.31%	0.31%	Reduced -895	-895 -13.3%
50	ISHARES TR RUSSELL 3000 ETF IWV	IWV	1,515	$506.4k0.30%	0.30%	Unchanged
51	J P MORGAN EXCHANGE TRADED F SHORT DURA CORE JSCP	JSCP	10,245	$477.7k0.29%	0.29%	Added +1.9k	+1,895 22.7%
52	JOHNSON & JOHNSON COM JNJ	JNJ	3,289	$475.7k0.29%	0.29%	Reduced -150	-150 -4.4%
53	SCHWAB STRATEGIC TR INTERNL DIVID SCHY	SCHY	20,561	$475.4k0.29%	0.29%	Unchanged
54	VANGUARD SCOTTSDALE FDS VNG RUS2000VAL VTWV	VTWV	3,261	$471.6k0.28%	0.28%	Unchanged
55	UNITED BANCORP INC OHIO COM UBCP	UBCP	36,516	$470.3k0.28%	0.28%	Unchanged
56	AGILYSYS INC COM AGYS	AGYS	3,425	$451.1k0.27%	0.27%	Unchanged
57	NETFLIX INC COM NFLX	NFLX	500	$445.7k0.27%	0.27%	Unchanged
58	MICROSOFT CORP COM MSFT	MSFT	1,014	$427.4k0.26%	0.26%	Added +55	+55 5.7%
59	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	9,455	$424.7k0.26%	0.26%	Unchanged
60	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	696	$407.9k0.25%	0.25%	Unchanged
61	SPDR SERIES TRUST PORTFOLI S&P1500 SPTM	SPTM	5,698	$407.0k0.24%	0.24%	Reduced -121	-121 -2.1%
62	GOLDMAN SACHS ETF TR EQUAL WEIGHT US GSEW	GSEW	5,223	$403.3k0.24%	0.24%	Reduced -1.3k	-1,300 -19.9%
63	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	732	$394.2k0.24%	0.24%	Added +50	+50 7.3%
64	COSTCO WHSL CORP NEW COM COST	COST	424	$388.5k0.23%	0.23%	Added +4	+4 0.9%
65	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	4,250	$378.6k0.23%	0.23%	Added +879	+879 26.1%
66	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	6,181	$364.2k0.22%	0.22%	Added +528	+528 9.3%
67	ISHARES TR MSCI EMG MKT ETF EEM	EEM	8,604	$359.8k0.22%	0.22%	Unchanged
68	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	11,915	$347.9k0.21%	0.21%	Reduced -1.4k	-1,447 -10.8%
69	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	844	$346.4k0.21%	0.21%	Unchanged
70	ISHARES TR MSCI EAFE ETF EFA	EFA	4,535	$342.9k0.21%	0.21%	Unchanged
71	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	6,601	$337.6k0.20%	0.20%	Reduced -40	-40 -0.6%
72	AAON INC COM PAR $0.004 AAON	AAON	2,710	$318.9k0.19%	0.19%	Unchanged
73	AMERICAN CENTY ETF TR AVANTIS ALL EQT AVGV	AVGV	5,176	$315.6k0.19%	0.19%	Added +33	+33 0.6%
74	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	7,154	$315.0k0.19%	0.19%	Reduced -167	-167 -2.3%
75	SALESFORCE INC COM CRM	CRM	911	$304.6k0.18%	0.18%	Reduced -232	-232 -20.3%
76	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	7,484	$303.0k0.18%	0.18%	Unchanged
77	SPROTT PHYSICAL GOLD TR UNIT PHYS	PHYS	15,000	$302.1k0.18%	0.18%	Unchanged
78	ABBVIE INC COM ABBV	ABBV	1,647	$292.7k0.18%	0.18%	Unchanged
79	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	10,912	$282.2k0.17%	0.17%	Unchanged
80	J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF JMUB	JMUB	5,571	$279.4k0.17%	0.17%	Added +1.4k	+1,400 33.6%
81	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	7,157	$274.6k0.16%	0.16%	Unchanged
82	CHEVRON CORP NEW COM CVX	CVX	1,817	$263.1k0.16%	0.16%	Unchanged
83	NORFOLK SOUTHN CORP COM NSC	NSC	1,042	$244.6k0.15%	0.15%	Unchanged
84	PROCTER AND GAMBLE CO COM PG	PG	1,401	$234.9k0.14%	0.14%	Reduced -100	-100 -6.7%
85	DANAHER CORPORATION COM DHR	DHR	1,021	$234.4k0.14%	0.14%	New
86	NVIDIA CORPORATION COM NVDA	NVDA	1,648	$221.3k0.13%	0.13%	New
87	ISHARES TR RUS MID CAP ETF IWR	IWR	2,492	$220.3k0.13%	0.13%	Unchanged
88	AMERICAN CENTY ETF TR AVANTIS ALL EQT AVGE	AVGE	3,038	$219.9k0.13%	0.13%	Added +98	+98 3.3%
89	ISHARES TR SP SMCP600VL ETF IJS	IJS	2,020	$219.4k0.13%	0.13%	Unchanged
90	DIMENSIONAL ETF TRUST US MKTWIDE VALUE DFUV	DFUV	5,350	$218.9k0.13%	0.13%	Unchanged
91	ISHARES TR TIPS BD ETF TIP	TIP	2,044	$217.8k0.13%	0.13%	Reduced -75	-75 -3.5%
92	VANGUARD SCOTTSDALE FDS VNG RUS2000IDX VTWO	VTWO	2,404	$214.7k0.13%	0.13%	Unchanged
93	KINDER MORGAN INC DEL COM KMI	KMI	7,700	$211.0k0.13%	0.13%	New
94	TESLA INC COM TSLA	TSLA	517	$208.8k0.13%	0.13%	New
95	HOME DEPOT INC COM HD	HD	530	$206.2k0.12%	0.12%	Added +12	+12 2.3%
96	EXXON MOBIL CORP COM XOM	XOM	1,903	$204.7k0.12%	0.12%	Unchanged
97	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	2,808	$201.9k0.12%	0.12%	New

Sold out since Q3 2024

Security	Ticker	Shares held before	Value then
SCHWAB STRATEGIC TR SCHX	SCHX	9,912	$224.2k9.9k shares
ISHARES TR USRT	USRT	3,298	$203.1k3.3k shares
VANGUARD WORLD FD VPU	VPU	1,150	$200.2k1.1k shares