626 Financial, LLC

PORTAGE, MI · CIK 1911035 · 13F filing filed 2025-08-04

SEC-registered investment adviser since 2021 · limited liability company

Assets managed$379.6m
Staff5 · 5 in investment roles
Main clients (by assets)High net worth individuals 73%, Individuals 26%
Website626financial.com
Form ADV · 2026-08-18SEC adviser record

Kindwealth
Others nearbyPortage, MI

$213.0m reported value +9.6% vs Q1 2025

113positions

59.5%in top 10

11 new 41 added 25 reduced 4 sold out vs Q1 2025

Options: 1 call positions ($762.0k notional), 0 put positions (— notional) – listed below, not included above.

Holdings, Q2 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	STRYKER CORPORATION COM SYK	SYK	80,139	$31.7m14.88%	14.88%	Reduced -139	-139 -0.2%
2	WISDOMTREE TR US TOTAL DIVIDND DTD	DTD	310,011	$24.7m11.57%	11.57%	Reduced -2.7k	-2,719 -0.9%
3	INVESCO EXCHANGE TRADED FD T S&P MIDCAP 400 GRPM	GRPM	98,918	$10.8m5.08%	5.08%	Reduced -4.1k	-4,121 -4.0%
4	APPLE INC COM AAPL	AAPL	52,363	$10.7m5.04%	5.04%	Added +357	+357 0.7%
5	MICROSOFT CORP COM MSFT	MSFT	20,530	$10.2m4.79%	4.79%	Added +21	+21 0.1%
6	PACER FDS TR PACER US SMALL CALF	CALF	235,217	$9.4m4.40%	4.40%	Added +9.9k	+9,861 4.4%
7	ISHARES TR RUS TP200 GR ETF IWY	IWY	37,250	$9.2m4.31%	4.31%	Added +971	+971 2.7%
8	AMAZON COM INC COM AMZN	AMZN	36,886	$8.1m3.80%	3.80%	Added +48	+48 0.1%
9	FIRST TR EXCH TRD ALPHDX FD EM SML CP ALPH FEMS	FEMS	159,492	$6.5m3.04%	3.04%	Reduced -381	-381 -0.2%
10	NVIDIA CORPORATION COM NVDA	NVDA	35,503	$5.6m2.63%	2.63%	Added +355	+355 1.0%
11	ALPHABET INC CAP STK CL A GOOGL	GOOGL	27,545	$4.9m2.28%	2.28%	Added +249	+249 0.9%
12	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	109,777	$4.7m2.20%	2.20%	Added +23.3k	+23,251 26.9%
13	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	12,495	$3.8m1.78%	1.78%	Reduced -217	-217 -1.7%
14	FIRST TR MULTI CP VAL ALPHA SHS ISSUED FRST FAB	FAB	38,955	$3.2m1.49%	1.49%	Reduced -1.0k	-1,019 -2.5%
15	JPMORGAN CHASE & CO COM JPM	JPM	10,741	$3.1m1.46%	1.46%	Reduced -98	-98 -0.9%
16	ISHARES TR MSCI INDIA SM CP SMIN	SMIN	35,576	$2.7m1.29%	1.29%	Reduced -25	-25 -0.1%
17	ALPHABET INC CAP STK CL C GOOG	GOOG	14,399	$2.6m1.20%	1.20%	Added +110	+110 0.8%
18	QUALCOMM INC COM QCOM	QCOM	15,292	$2.4m1.14%	1.14%	Added +8	+8 0.1%
19	NETFLIX INC COM NFLX	NFLX	1,417	$1.9m0.89%	0.89%	Added +808	+808 132.7%
20	ELI LILLY & CO COM LLY	LLY	2,293	$1.8m0.84%	0.84%	Unchanged
21	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	6,943	$1.8m0.83%	0.83%	Added +17	+17 0.2%
22	PGIM ETF TR PGIM ULTRA SH BD PULS	PULS	33,297	$1.7m0.78%	0.78%	Added +3.7k	+3,732 12.6%
23	AFLAC INC COM AFL	AFL	14,710	$1.6m0.73%	0.73%	Unchanged
24	SALESFORCE INC COM CRM	CRM	5,421	$1.5m0.69%	0.69%	Added +685	+685 14.5%
25	UBER TECHNOLOGIES INC COM UBER	UBER	15,843	$1.5m0.69%	0.69%	Reduced -66	-66 -0.4%
26	PROCTER AND GAMBLE CO COM PG	PG	8,923	$1.4m0.67%	0.67%	Added +1	+1 0.0%
27	ISHARES TR RUSSELL 2000 ETF IWM	IWM	6,529	$1.4m0.66%	0.66%	Reduced -62	-62 -0.9%
28	ISHARES TR CORE S&P MCP ETF IJH	IJH	22,543	$1.4m0.66%	0.66%	Reduced -2.5k	-2,509 -10.0%
29	FIRST TR EXCHANGE-TRADED ALP COM SHS FAD	FAD	9,518	$1.4m0.66%	0.66%	Unchanged
30	WALMART INC COM WMT	WMT	13,132	$1.3m0.60%	0.60%	Added +16	+16 0.1%
31	EMERSON ELEC CO COM EMR	EMR	8,992	$1.2m0.56%	0.56%	Unchanged
32	SPDR GOLD TR GOLD SHS GLD	GLD	3,916	$1.2m0.56%	0.56%	Unchanged
33	PFIZER INC COM PFE	PFE	46,934	$1.1m0.53%	0.53%	Added +880	+880 1.9%
34	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	2,333	$1.1m0.53%	0.53%	Unchanged
35	ISHARES TR RUS 2000 VAL ETF IWN	IWN	7,024	$1.1m0.52%	0.52%	Added +53	+53 0.8%
36	CROWDSTRIKE HLDGS INC CL A CRWD	CRWD	2,080	$1.1m0.50%	0.50%	Added +73	+73 3.6%
37	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	1,652	$1.0m0.48%	0.48%	Added +25	+25 1.5%
38	VANGUARD INDEX FDS VALUE ETF VTV	VTV	5,287	$934.4k0.44%	0.44%	Unchanged
39	JOHNSON & JOHNSON COM JNJ	JNJ	6,042	$922.9k0.43%	0.43%	Added +43	+43 0.7%
40	AT&T INC COM T	T	30,846	$892.7k0.42%	0.42%	Reduced -500	-500 -1.6%
41	TESLA INC COM TSLA	TSLA	2,800	$889.4k0.42%	0.42%	Added +142	+142 5.3%
42	ABBVIE INC COM ABBV	ABBV	4,666	$866.1k0.41%	0.41%	Reduced -38	-38 -0.8%
43	FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX FDN	FDN	3,132	$843.5k0.40%	0.40%	Reduced -18	-18 -0.6%
44	CHEVRON CORP NEW COM CVX	CVX	5,841	$836.3k0.39%	0.39%	Added +11	+11 0.2%
45	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	8,542	$814.2k0.38%	0.38%	Unchanged
46	CATERPILLAR INC COM CAT	CAT	2,033	$789.1k0.37%	0.37%	Unchanged
47	FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT LMBS	LMBS	15,640	$770.4k0.36%	0.36%	Reduced -393	-393 -2.5%
48	GENERAL MLS INC COM GIS	GIS	14,668	$760.0k0.36%	0.36%	Added +168	+168 1.2%
49	WISDOMTREE TR US LARGECAP DIVD DLN	DLN	9,195	$755.3k0.35%	0.35%	Reduced -131	-131 -1.4%
50	CITIGROUP INC COM NEW C	C	8,616	$733.4k0.34%	0.34%	Added +1	+1 0.0%
51	CHENIERE ENERGY INC COM NEW LNG	LNG	2,849	$693.8k0.33%	0.33%	Reduced -30	-30 -1.0%
52	SMURFIT WESTROCK PLC SHS SW	SW	15,781	$681.0k0.32%	0.32%	Reduced -460	-460 -2.8%
53	PHILIP MORRIS INTL INC COM PM	PM	3,457	$629.5k0.30%	0.30%	Added +1	+1 0.0%
54	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	12,026	$629.4k0.30%	0.30%	Unchanged
55	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	1,083	$614.9k0.29%	0.29%	Unchanged
56	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	2,056	$606.1k0.28%	0.28%	Reduced -62	-62 -2.9%
57	ORACLE CORP COM ORCL	ORCL	2,575	$563.0k0.26%	0.26%	Added +1	+1 0.0%
58	META PLATFORMS INC CL A META	META	761	$561.7k0.26%	0.26%	Added +38	+38 5.3%
59	DELTA AIR LINES INC DEL COM NEW DAL	DAL	11,208	$551.2k0.26%	0.26%	Added +78	+78 0.7%
60	CAPITAL ONE FINL CORP COM COF	COF	2,546	$541.7k0.25%	0.25%	Unchanged
61	DEERE & CO COM DE	DE	981	$498.8k0.23%	0.23%	Unchanged
62	GRACO INC COM GGG	GGG	5,780	$496.9k0.23%	0.23%	Unchanged
63	PARKER-HANNIFIN CORP COM PH	PH	702	$490.3k0.23%	0.23%	Unchanged
64	ISHARES TR S&P MC 400GR ETF IJK	IJK	5,380	$489.5k0.23%	0.23%	Unchanged
65	AMERICAN EXPRESS CO COM AXP	AXP	1,514	$482.9k0.23%	0.23%	Reduced -28	-28 -1.8%
66	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	10,072	$466.2k0.22%	0.22%	Reduced -154	-154 -1.5%
67	ILLINOIS TOOL WKS INC COM ITW	ITW	1,791	$442.8k0.21%	0.21%	Unchanged
68	VANGUARD ADMIRAL FDS INC 500 GRTH IDX F VOOG	VOOG	1,106	$438.6k0.21%	0.21%	Unchanged
69	EXXON MOBIL CORP COM XOM	XOM	3,906	$421.1k0.20%	0.20%	Added +5	+5 0.1%
70	SELECT SECTOR SPDR TR SBI INT-UTILS XLU	XLU	4,902	$400.3k0.19%	0.19%	Unchanged
71	ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR BUD	BUD	5,721	$393.1k0.18%	0.18%	Added +49	+49 0.9%
72	KRAFT HEINZ CO COM KHC	KHC	15,105	$390.0k0.18%	0.18%	Added +235	+235 1.6%
73	PEPSICO INC COM PEP	PEP	2,945	$388.9k0.18%	0.18%	Added +2	+2 0.1%
74	MCDONALDS CORP COM MCD	MCD	1,331	$388.9k0.18%	0.18%	Unchanged
75	ALTRIA GROUP INC COM MO	MO	6,577	$385.6k0.18%	0.18%	Unchanged
76	COSTCO WHSL CORP NEW COM COST	COST	381	$377.2k0.18%	0.18%	Reduced -48	-48 -11.2%
77	INTEL CORP COM INTC	INTC	16,366	$366.6k0.17%	0.17%	Added +328	+328 2.0%
78	DISNEY WALT CO COM DIS	DIS	2,755	$341.6k0.16%	0.16%	Reduced -129	-129 -4.5%
79	CORNING INC COM GLW	GLW	6,478	$340.7k0.16%	0.16%	Added +101	+101 1.6%
80	NIKE INC CL B NKE	NKE	4,666	$331.5k0.16%	0.16%	New
81	ABBOTT LABS COM ABT	ABT	2,333	$317.3k0.15%	0.15%	Unchanged
82	STARBUCKS CORP COM SBUX	SBUX	3,460	$317.1k0.15%	0.15%	Added +1	+1 0.0%
83	VERIZON COMMUNICATIONS INC COM VZ	VZ	7,190	$311.1k0.15%	0.15%	Added +228	+228 3.3%
84	NEOS ETF TRUST NASDAQ 100 HIGH QQQI	QQQI	5,620	$292.3k0.14%	0.14%	Unchanged
85	FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF SDVY	SDVY	8,178	$288.5k0.14%	0.14%	Unchanged
86	COCA COLA CO COM KO	KO	4,067	$287.8k0.14%	0.14%	Reduced -41	-41 -1.0%
87	CISCO SYS INC COM CSCO	CSCO	4,006	$278.0k0.13%	0.13%	Added +2	+2 0.1%
88	HOME DEPOT INC COM HD	HD	757	$277.6k0.13%	0.13%	Unchanged
89	TJX COS INC NEW COM TJX	TJX	2,243	$277.0k0.13%	0.13%	Added +1	+1 0.0%
90	INTERNATIONAL PAPER CO COM IP	IP	5,893	$276.0k0.13%	0.13%	Unchanged
91	FEDEX CORP COM FDX	FDX	1,192	$271.0k0.13%	0.13%	Unchanged
92	ETF SER SOLUTIONS DEFIANCE NEXT UFOX	UFOX	4,592	$242.3k0.11%	0.11%	New
93	DTE ENERGY CO COM DTE	DTE	1,820	$241.1k0.11%	0.11%	New
94	ISHARES TR CORE S&P500 ETF IVV	IVV	387	$240.3k0.11%	0.11%	Added +1	+1 0.3%
95	SPDR SER TR S&P 600 SMCP VAL SLYV	SLYV	2,965	$236.5k0.11%	0.11%	Unchanged
96	ISHARES TR RUS 1000 ETF IWB	IWB	691	$234.6k0.11%	0.11%	Unchanged
97	PAYPAL HLDGS INC COM PYPL	PYPL	3,092	$229.8k0.11%	0.11%	Reduced -112	-112 -3.5%
98	UNITED PARCEL SERVICE INC CL B UPS	UPS	2,256	$227.7k0.11%	0.11%	New
99	HOWMET AEROSPACE INC COM HWM	HWM	1,219	$226.9k0.11%	0.11%	New
100	MERCANTILE BK CORP COM MBWM	MBWM	4,876	$226.3k0.11%	0.11%	Unchanged

Sold out since Q1 2025

Security	Ticker	Shares held before	Value then
UNITEDHEALTH GROUP INC UNH	UNH	583	$305.6k583 shares
MOODYS CORP MCO	MCO	510	$237.5k510 shares
YUM CHINA HLDGS INC YUMC	YUMC	4,128	$214.9k4.1k shares
AMGEN INC AMGN	AMGN	645	$200.9k645 shares

Options (notional value)

Underlying	Ticker	Type	Shares controlled	Notional	Change
NVIDIA CORPORATION NVDA · Call	NVDA	Call	100	$762.0k100 shares	New