New England Capital Financial Advisors LLC

MERIDEN, CT · CIK 1964652 · 13F filing filed 2025-08-08

SEC-registered investment adviser since 1999 · limited liability company

Assets managed$768.0m
Staff12 · 12 in investment roles
Main clients (by assets)Individuals 46%, High net worth individuals 45%, Pension plans 8%
Main officeCheshire, CT
Websitenewenglandcapital.com
Form ADV · 2026-08-18SEC adviser record

$218.5m reported value +11.1% vs Q1 2025

421positions

76.2%in top 10

38 new 148 added 25 reduced 10 sold out vs Q1 2025

Holdings, Q2 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	CAPITAL GROUP GROWTH ETF SHS CREATION UNI CGGR	CGGR	1,442,572	$58.6m26.84%	26.84%	Added +20.8k	+20,822 1.5%
2	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	109,772	$20.0m9.13%	9.13%	Added +1.4k	+1,420 1.3%
3	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	213,402	$19.4m8.90%	8.90%	Added +4.5k	+4,547 2.2%
4	SSGA ACTIVE ETF TR MULT ASS RLRTN RLY	RLY	481,954	$14.0m6.42%	6.42%	Reduced -2.6k	-2,592 -0.5%
5	CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM CGCP	CGCP	543,893	$12.2m5.60%	5.60%	Added +41.9k	+41,888 8.3%
6	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	117,292	$11.2m5.12%	5.12%	Reduced -1.6k	-1,604 -1.4%
7	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	211,921	$11.1m5.08%	5.08%	Reduced -592	-592 -0.3%
8	SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW	SPDW	219,751	$8.9m4.07%	4.07%	Added +7.0k	+7,022 3.3%
9	CAPITAL GRP FIXED INCM ETF T SHORT DURATION CGSD	CGSD	259,718	$6.7m3.08%	3.08%	Added +16.7k	+16,749 6.9%
10	SPDR SERIES TRUST S&P 600 SMCP GRW SLYG	SLYG	48,759	$4.3m1.98%	1.98%	Added +3.8k	+3,793 8.4%
11	SELECT SECTOR SPDR TR RL EST SEL SEC XLRE	XLRE	103,187	$4.3m1.96%	1.96%	Added +7.0k	+6,970 7.2%
12	CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME CGMU	CGMU	134,903	$3.6m1.65%	1.65%	Added +11.9k	+11,870 9.7%
13	COLUMBIA ETF TR II EM CORE EX ETF XCEM	XCEM	105,190	$3.6m1.65%	1.65%	Added +711	+711 0.7%
14	CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI CGDV	CGDV	89,010	$3.5m1.61%	1.61%	Added +29.2k	+29,245 48.9%
15	SPDR SER TR BLOOMBERG INVT FLRN	FLRN	110,589	$3.4m1.56%	1.56%	Added +7.9k	+7,902 7.7%
16	INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD PDBC	PDBC	247,055	$3.2m1.47%	1.47%	Added +2.6k	+2,630 1.1%
17	APPLE INC COM AAPL	AAPL	7,642	$1.6m0.72%	0.72%	Added +79	+79 1.0%
18	CALAMOS ETF TR S&P 500 STRUCTU CPSD	CPSD	58,278	$1.4m0.66%	0.66%	Reduced -551	-551 -0.9%
19	PROCTER AND GAMBLE CO COM PG	PG	7,301	$1.2m0.53%	0.53%	Added +2	+2 0.0%
20	SPDR SER TR S&P 400 MDCP GRW MDYG	MDYG	12,333	$1.1m0.49%	0.49%	Added +809	+809 7.0%
21	RTX CORPORATION COM RTX	RTX	6,415	$936.7k0.43%	0.43%	Added +21	+21 0.3%
22	EXXON MOBIL CORP COM XOM	XOM	7,680	$827.9k0.38%	0.38%	Reduced -4	-4 -0.1%
23	WALMART INC COM WMT	WMT	8,118	$793.8k0.36%	0.36%	Added +35	+35 0.4%
24	EQUIFAX INC COM EFX	EFX	3,034	$787.0k0.36%	0.36%	Unchanged
25	MICROSOFT CORP COM MSFT	MSFT	1,510	$751.2k0.34%	0.34%	Added +58	+58 4.0%
26	AMAZON COM INC COM AMZN	AMZN	3,286	$720.8k0.33%	0.33%	Added +24	+24 0.7%
27	SPDR INDEX SHS FDS PORTFLI MSCI GBL SPGM	SPGM	9,739	$672.0k0.31%	0.31%	Added +550	+550 6.0%
28	FIFTH THIRD BANCORP COM FITB	FITB	15,482	$636.8k0.29%	0.29%	Reduced -268	-268 -1.7%
29	TRANE TECHNOLOGIES PLC SHS TT	TT	1,332	$582.5k0.27%	0.27%	Added +2	+2 0.1%
30	NVIDIA CORPORATION COM NVDA	NVDA	3,576	$565.0k0.26%	0.26%	Added +566	+566 18.8%
31	EVERSOURCE ENERGY COM ES	ES	8,866	$564.0k0.26%	0.26%	Added +26	+26 0.3%
32	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	915	$444.5k0.20%	0.20%	Unchanged
33	AT&T INC COM T	T	14,870	$430.3k0.20%	0.20%	Added +250	+250 1.7%
34	COCA COLA CO COM KO	KO	5,866	$415.0k0.19%	0.19%	Added +11	+11 0.2%
35	CHEVRON CORP NEW COM CVX	CVX	2,815	$403.0k0.18%	0.18%	Reduced -48	-48 -1.7%
36	HOME DEPOT INC COM HD	HD	1,061	$388.9k0.18%	0.18%	Added +1	+1 0.1%
37	META PLATFORMS INC CL A META	META	525	$387.6k0.18%	0.18%	Added +77	+77 17.2%
38	SPDR SER TR S&P 600 SMCP VAL SLYV	SLYV	4,682	$373.5k0.17%	0.17%	Reduced -109	-109 -2.3%
39	TESLA INC COM TSLA	TSLA	1,149	$364.8k0.17%	0.17%	Added +79	+79 7.4%
40	CARRIER GLOBAL CORPORATION COM CARR	CARR	4,976	$364.2k0.17%	0.17%	Added +10	+10 0.2%
41	MCDONALDS CORP COM MCD	MCD	1,220	$356.3k0.16%	0.16%	Added +3	+3 0.2%
42	JOHNSON & JOHNSON COM JNJ	JNJ	2,281	$348.4k0.16%	0.16%	Reduced -103	-103 -4.3%
43	DISNEY WALT CO COM DIS	DIS	2,603	$322.8k0.15%	0.15%	Reduced -145	-145 -5.3%
44	AFLAC INC COM AFL	AFL	2,759	$291.0k0.13%	0.13%	Added +1	+1 0.0%
45	UNITEDHEALTH GROUP INC COM UNH	UNH	923	$287.8k0.13%	0.13%	Added +2	+2 0.2%
46	ORACLE CORP COM ORCL	ORCL	1,315	$287.5k0.13%	0.13%	Added +154	+154 13.3%
47	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	6,200	$287.0k0.13%	0.13%	Added +13	+13 0.2%
48	OTIS WORLDWIDE CORP COM OTIS	OTIS	2,793	$276.6k0.13%	0.13%	Added +8	+8 0.3%
49	AMERICAN EXPRESS CO COM AXP	AXP	819	$261.2k0.12%	0.12%	Added +2	+2 0.2%
50	NETFLIX INC COM NFLX	NFLX	161	$214.9k0.10%	0.10%	Reduced -7	-7 -4.2%
51	ELEVANCE HEALTH INC COM ELV	ELV	541	$210.3k0.10%	0.10%	Added +2	+2 0.4%
52	TE CONNECTIVITY PLC ORD SHS TEL	TEL	1,240	$209.2k0.10%	0.10%	Unchanged
53	GE AEROSPACE COM NEW GE	GE	772	$198.8k0.09%	0.09%	Added +37	+37 5.0%
54	HUBBELL INC COM HUBB	HUBB	477	$194.7k0.09%	0.09%	Added +2	+2 0.4%
55	MANULIFE FINL CORP COM MFC	MFC	5,939	$189.8k0.09%	0.09%	Added +411	+411 7.4%
56	VISA INC COM CL A V	V	514	$182.6k0.08%	0.08%	Unchanged
57	GOLDMAN SACHS ETF TR EQUAL WEIGHT US GSEW	GSEW	2,187	$178.3k0.08%	0.08%	Reduced -1.4k	-1,431 -39.5%
58	MERCK & CO INC COM MRK	MRK	2,240	$177.4k0.08%	0.08%	Added +14	+14 0.6%
59	AIR PRODS & CHEMS INC COM APD	APD	611	$172.4k0.08%	0.08%	Unchanged
60	ISHARES U S ETF TR COMMODITY CURVE CCRV	CCRV	8,420	$165.5k0.08%	0.08%	Added +1.7k	+1,710 25.5%
61	ALPHABET INC CAP STK CL A GOOGL	GOOGL	905	$159.5k0.07%	0.07%	Added +201	+201 28.6%
62	PFIZER INC COM PFE	PFE	6,527	$158.2k0.07%	0.07%	Added +202	+202 3.2%
63	UNUM GROUP COM UNM	UNM	1,904	$153.8k0.07%	0.07%	Unchanged
64	DUKE ENERGY CORP NEW COM NEW DUK	DUK	1,263	$149.0k0.07%	0.07%	Reduced -48	-48 -3.7%
65	CISCO SYS INC COM CSCO	CSCO	2,106	$146.1k0.07%	0.07%	Added +106	+106 5.3%
66	PHILIP MORRIS INTL INC COM PM	PM	797	$145.1k0.07%	0.07%	Added +6	+6 0.8%
67	GLOBAL PMTS INC COM GPN	GPN	1,771	$141.7k0.06%	0.06%	Unchanged
68	JOHNSON CTLS INTL PLC SHS JCI	JCI	1,320	$139.4k0.06%	0.06%	Added +31	+31 2.4%
69	PEPSICO INC COM PEP	PEP	1,049	$138.5k0.06%	0.06%	Added +9	+9 0.9%
70	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	470	$138.5k0.06%	0.06%	Added +48	+48 11.4%
71	HARTFORD INSURANCE GROUP INC COM HIG	HIG	1,090	$138.3k0.06%	0.06%	Unchanged
72	REGIONS FINANCIAL CORP NEW COM RF	RF	5,707	$134.2k0.06%	0.06%	Reduced -529	-529 -8.5%
73	VERIZON COMMUNICATIONS INC COM VZ	VZ	3,095	$133.9k0.06%	0.06%	Added +187	+187 6.4%
74	SPDR GOLD TR GOLD SHS GLD	GLD	428	$130.5k0.06%	0.06%	Unchanged
75	COSTCO WHSL CORP NEW COM COST	COST	130	$129.0k0.06%	0.06%	Unchanged
76	MEDTRONIC PLC SHS MDT	MDT	1,300	$113.4k0.05%	0.05%	Added +1	+1 0.1%
77	FIDELITY NATL INFORMATION SV COM FIS	FIS	1,389	$113.1k0.05%	0.05%	Unchanged
78	ALPHABET INC CAP STK CL C GOOG	GOOG	632	$112.2k0.05%	0.05%	Unchanged
79	CRANE COMPANY COMMON STOCK CR	CR	567	$107.7k0.05%	0.05%	Reduced -73	-73 -11.4%
80	FIDELITY COVINGTON TRUST MSCI INFO TECH I FTEC	FTEC	543	$107.0k0.05%	0.05%	Reduced -199	-199 -26.8%
81	THE CIGNA GROUP COM CI	CI	318	$105.1k0.05%	0.05%	Added +1	+1 0.3%
82	ABBVIE INC COM ABBV	ABBV	538	$99.9k0.05%	0.05%	Unchanged
83	INGERSOLL RAND INC COM IR	IR	1,144	$95.1k0.04%	0.04%	Unchanged
84	ALLIANT ENERGY CORP COM LNT	LNT	1,486	$89.9k0.04%	0.04%	Unchanged
85	MARSH & MCLENNAN COS INC COM MRSH	MRSH	407	$89.1k0.04%	0.04%	Unchanged
86	ROCKWELL AUTOMATION INC COM ROK	ROK	250	$83.1k0.04%	0.04%	Unchanged
87	ASTRAZENECA PLC SPONSORED ADR SPONSORED ADR		1,120	$78.3k0.04%	0.04%	Unchanged
88	VANGUARD INDEX FDS EXTEND MKT ETF VXF	VXF	394	$75.9k0.03%	0.03%	Unchanged
89	ALLSTATE CORP COM ALL	ALL	375	$75.4k0.03%	0.03%	Added +1	+1 0.3%
90	ALLEGION PLC ORD SHS ALLE	ALLE	519	$74.9k0.03%	0.03%	Added +1	+1 0.2%
91	DEERE & CO COM DE	DE	146	$74.4k0.03%	0.03%	Unchanged
92	CATERPILLAR INC COM CAT	CAT	189	$73.5k0.03%	0.03%	Unchanged
93	TJX COS INC NEW COM TJX	TJX	570	$70.4k0.03%	0.03%	Unchanged
94	QUEST DIAGNOSTICS INC COM DGX	DGX	391	$70.2k0.03%	0.03%	Unchanged
95	COMCAST CORP NEW CL A CMCSA	CMCSA	1,943	$69.3k0.03%	0.03%	Added +4	+4 0.2%
96	PROLOGIS INC. COM PLD	PLD	650	$68.3k0.03%	0.03%	Added +2	+2 0.3%
97	ISHARES BITCOIN TRUST ETF SHS BEN INT IBIT	IBIT	1,109	$67.9k0.03%	0.03%	Added +277	+277 33.3%
98	WELLS FARGO CO NEW COM WFC	WFC	839	$67.2k0.03%	0.03%	Unchanged
99	VANGUARD ADMIRAL FDS INC 500 GRTH IDX F VOOG	VOOG	169	$67.0k0.03%	0.03%	Unchanged
100	CVS HEALTH CORP COM CVS	CVS	971	$67.0k0.03%	0.03%	Added +315	+315 48.0%

Sold out since Q1 2025

Security	Ticker	Shares held before	Value then
OPTINOSE INC OPTN	OPTN	666	$6.1k666 shares
UNITED STATES STL CORP NEW X	X	100	$4.2k100 shares
OCCIDENTAL PETE CORP OXY	OXY	52	$2.6k52 shares
VERRICA PHARMACEUTICALS INC		2,000	$8852.0k shares
INVESCO EXCHANGE TRADED FD T XMMO	XMMO	6	$6876 shares
JANUS DETROIT STR TR JSMD	JSMD	9	$6359 shares
CAPITAL GROUP DIVIDEND GROWE CGDG	CGDG	17	$52017 shares
ADVISORSHARES TR PSIL	PSIL	34	$39234 shares
MEDICAL PPTYS TRUST INC MPT	MPT	56	$33556 shares
FLAGSTAR FINANCIAL INC FLG	FLG	18	$21018 shares