626 Financial, LLC

PORTAGE, MI · CIK 1911035 · 13F filing filed 2024-07-12

SEC-registered investment adviser since 2021 · limited liability company

Assets managed$379.6m
Staff5 · 5 in investment roles
Main clients (by assets)High net worth individuals 73%, Individuals 26%
Website626financial.com
Form ADV · 2026-08-18SEC adviser record

$172.3m reported value +4.1% vs Q1 2024

105positions

57.0%in top 10

6 new 22 added 38 reduced 7 sold out vs Q1 2024

Options: 1 call positions ($746.5k notional), 0 put positions (— notional) – listed below, not included above.

Holdings, Q2 2024

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	WISDOMTREE TR US TOTAL DIVIDND DTD	DTD	302,390	$21.4m12.43%	12.43%	Added +5.2k	+5,184 1.7%
2	STRYKER CORPORATION COM SYK	SYK	60,358	$20.5m11.92%	11.92%	Reduced -1.3k	-1,261 -2.0%
3	APPLE INC COM AAPL	AAPL	52,504	$11.1m6.42%	6.42%	Reduced -744	-744 -1.4%
4	MICROSOFT CORP COM MSFT	MSFT	19,299	$8.6m5.01%	5.01%	Added +53	+53 0.3%
5	ISHARES TR CORE S&P MCP ETF IJH	IJH	125,765	$7.4m4.27%	4.27%	Reduced -9.0k	-9,018 -6.7%
6	AMAZON COM INC COM AMZN	AMZN	37,427	$7.2m4.20%	4.20%	Added +214	+214 0.6%
7	FIRST TR EXCH TRD ALPHDX FD EM SML CP ALPH FEMS	FEMS	150,092	$6.1m3.54%	3.54%	Reduced -183	-183 -0.1%
8	ISHARES TR RUS TP200 GR ETF IWY	IWY	28,323	$6.1m3.53%	3.53%	Added +3.0k	+3,004 11.9%
9	ALPHABET INC CAP STK CL A GOOGL	GOOGL	28,045	$5.1m2.97%	2.97%	Reduced -16	-16 -0.1%
10	NVIDIA CORPORATION COM NVDA	NVDA	38,101	$4.7m2.73%	2.73%	Reduced -2.8k	-2,809 -6.9%
11	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	13,485	$3.6m2.09%	2.09%	Unchanged
12	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	84,497	$3.5m2.04%	2.04%	Reduced -630	-630 -0.7%
13	FIRST TR MULTI CP VAL ALPHA SHS ISSUED FRST FAB	FAB	43,337	$3.4m1.98%	1.98%	Reduced -532	-532 -1.2%
14	QUALCOMM INC COM QCOM	QCOM	15,606	$3.1m1.80%	1.80%	Reduced -332	-332 -2.1%
15	ALPHABET INC CAP STK CL C GOOG	GOOG	14,510	$2.7m1.54%	1.54%	Added +142	+142 1.0%
16	ISHARES TR MSCI INDIA SM CP SMIN	SMIN	30,515	$2.5m1.43%	1.43%	Added +24.1k	+24,101 375.8%
17	JPMORGAN CHASE & CO COM JPM	JPM	10,991	$2.2m1.29%	1.29%	Reduced -249	-249 -2.2%
18	ELI LILLY & CO COM LLY	LLY	2,304	$2.1m1.21%	1.21%	Reduced -20	-20 -0.9%
19	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	8,142	$1.8m1.07%	1.07%	Reduced -508	-508 -5.9%
20	PROCTER AND GAMBLE CO COM PG	PG	9,781	$1.6m0.94%	0.94%	Reduced -194	-194 -1.9%
21	AFLAC INC COM AFL	AFL	14,745	$1.3m0.76%	0.76%	Unchanged
22	UBER TECHNOLOGIES INC COM UBER	UBER	17,337	$1.3m0.73%	0.73%	Unchanged
23	PGIM ETF TR PGIM ULTRA SH BD PULS	PULS	24,018	$1.2m0.69%	0.69%	Added +6.5k	+6,519 37.2%
24	FIRST TR EXCHANGE-TRADED ALP COM SHS FAD	FAD	9,518	$1.2m0.68%	0.68%	Reduced -1.3k	-1,349 -12.4%
25	PFIZER INC COM PFE	PFE	41,405	$1.2m0.67%	0.67%	Added +1.5k	+1,543 3.9%
26	FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX FDN	FDN	5,544	$1.1m0.66%	0.66%	Reduced -1.2k	-1,248 -18.4%
27	ISHARES TR RUS 2000 VAL ETF IWN	IWN	7,332	$1.1m0.65%	0.65%	Reduced -320	-320 -4.2%
28	UNITEDHEALTH GROUP INC COM UNH	UNH	2,100	$1.1m0.62%	0.62%	Reduced -36	-36 -1.7%
29	EMERSON ELEC CO COM EMR	EMR	9,648	$1.1m0.62%	0.62%	Reduced -50	-50 -0.5%
30	ISHARES TR RUSSELL 2000 ETF IWM	IWM	5,232	$1.1m0.62%	0.62%	Added +4	+4 0.1%
31	PACER FDS TR PACER US SMALL CALF	CALF	24,119	$1.1m0.61%	0.61%	New
32	CVS HEALTH CORP COM CVS	CVS	17,621	$1.0m0.60%	0.60%	Reduced -1.0k	-1,012 -5.4%
33	INVESCO EXCHANGE TRADED FD T S&P MIDCAP 400 GRPM	GRPM	8,579	$981.5k0.57%	0.57%	New
34	JOHNSON & JOHNSON COM JNJ	JNJ	6,623	$968.1k0.56%	0.56%	Reduced -164	-164 -2.4%
35	WESTROCK CO COM WRK	WRK	19,197	$964.8k0.56%	0.56%	Reduced -17	-17 -0.1%
36	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	2,264	$921.0k0.53%	0.53%	Unchanged
37	CHEVRON CORP NEW COM CVX	CVX	5,876	$919.1k0.53%	0.53%	Reduced -348	-348 -5.6%
38	WALMART INC COM WMT	WMT	13,568	$918.7k0.53%	0.53%	Reduced -98	-98 -0.7%
39	VANGUARD INDEX FDS VALUE ETF VTV	VTV	5,713	$916.4k0.53%	0.53%	Unchanged
40	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	1,664	$905.7k0.53%	0.53%	Unchanged
41	GENERAL MLS INC COM GIS	GIS	13,925	$880.9k0.51%	0.51%	Unchanged
42	SPDR GOLD TR GOLD SHS GLD	GLD	3,876	$833.4k0.48%	0.48%	Unchanged
43	FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT LMBS	LMBS	17,109	$822.1k0.48%	0.48%	Reduced -604	-604 -3.4%
44	ABBVIE INC COM ABBV	ABBV	4,704	$806.8k0.47%	0.47%	Unchanged
45	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	9,920	$794.9k0.46%	0.46%	Unchanged
46	WISDOMTREE TR US LARGECAP DIVD DLN	DLN	9,888	$719.3k0.42%	0.42%	Added +30	+30 0.3%
47	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	14,377	$700.7k0.41%	0.41%	Unchanged
48	CATERPILLAR INC COM CAT	CAT	2,077	$691.9k0.40%	0.40%	Reduced -100	-100 -4.6%
49	AT&T INC COM T	T	32,844	$627.7k0.36%	0.36%	Reduced -449	-449 -1.4%
50	DELTA AIR LINES INC DEL COM NEW DAL	DAL	12,637	$599.5k0.35%	0.35%	Reduced -94	-94 -0.7%
51	SALESFORCE INC COM CRM	CRM	2,314	$594.9k0.35%	0.35%	Added +1	+1 0.0%
52	CROWDSTRIKE HLDGS INC CL A CRWD	CRWD	1,545	$592.0k0.34%	0.34%	Unchanged
53	CITIGROUP INC COM NEW C	C	8,498	$539.3k0.31%	0.31%	Added +1	+1 0.0%
54	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	1,073	$536.8k0.31%	0.31%	Unchanged
55	INTEL CORP COM INTC	INTC	16,666	$516.1k0.30%	0.30%	Reduced -499	-499 -2.9%
56	PEPSICO INC COM PEP	PEP	3,092	$510.0k0.30%	0.30%	Reduced -3	-3 -0.1%
57	CHENIERE ENERGY INC COM NEW LNG	LNG	2,879	$503.3k0.29%	0.29%	Unchanged
58	ETF SER SOLUTIONS DEFIANCE NEXT UFOX	UFOX	11,570	$483.6k0.28%	0.28%	Reduced -3.9k	-3,921 -25.3%
59	KRAFT HEINZ CO COM KHC	KHC	14,956	$481.9k0.28%	0.28%	Added +107	+107 0.7%
60	ISHARES TR S&P MC 400GR ETF IJK	IJK	5,380	$474.0k0.28%	0.28%	Unchanged
61	GRACO INC COM GGG	GGG	5,780	$458.2k0.27%	0.27%	Reduced -100	-100 -1.7%
62	EXXON MOBIL CORP COM XOM	XOM	3,937	$453.2k0.26%	0.26%	Added +6	+6 0.1%
63	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	2,589	$447.8k0.26%	0.26%	Unchanged
64	TESLA INC COM TSLA	TSLA	2,244	$444.0k0.26%	0.26%	Unchanged
65	ILLINOIS TOOL WKS INC COM ITW	ITW	1,791	$424.4k0.25%	0.25%	Unchanged
66	AMERICAN EXPRESS CO COM AXP	AXP	1,833	$424.3k0.25%	0.25%	Added +1	+1 0.1%
67	COSTCO WHSL CORP NEW COM COST	COST	488	$414.8k0.24%	0.24%	Unchanged
68	NETFLIX INC COM NFLX	NFLX	609	$411.0k0.24%	0.24%	Unchanged
69	ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR BUD	BUD	6,906	$401.6k0.23%	0.23%	Added +196	+196 2.9%
70	DISNEY WALT CO COM DIS	DIS	3,960	$393.2k0.23%	0.23%	Reduced -693	-693 -14.9%
71	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	9,414	$391.0k0.23%	0.23%	Reduced -375	-375 -3.8%
72	PARKER-HANNIFIN CORP COM PH	PH	732	$370.3k0.21%	0.21%	Unchanged
73	VANGUARD ADMIRAL FDS INC 500 GRTH IDX F VOOG	VOOG	1,106	$368.8k0.21%	0.21%	Unchanged
74	ORACLE CORP COM ORCL	ORCL	2,608	$368.2k0.21%	0.21%	Added +2	+2 0.1%
75	DEERE & CO COM DE	DE	981	$366.5k0.21%	0.21%	Unchanged
76	FEDEX CORP COM FDX	FDX	1,222	$366.4k0.21%	0.21%	Reduced -25	-25 -2.0%
77	CAPITAL ONE FINL CORP COM COF	COF	2,591	$358.7k0.21%	0.21%	Unchanged
78	BOEING CO COM BA	BA	1,936	$352.4k0.20%	0.20%	Reduced -132	-132 -6.4%
79	MCDONALDS CORP COM MCD	MCD	1,331	$339.2k0.20%	0.20%	Unchanged
80	PHILIP MORRIS INTL INC COM PM	PM	3,297	$334.1k0.19%	0.19%	Reduced -308	-308 -8.5%
81	ENPHASE ENERGY INC COM ENPH	ENPH	3,309	$329.9k0.19%	0.19%	Unchanged
82	MOODYS CORP COM MCO	MCO	740	$311.5k0.18%	0.18%	Unchanged
83	CLOROX CO DEL COM CLX	CLX	2,271	$309.9k0.18%	0.18%	Unchanged
84	NIKE INC CL B NKE	NKE	3,959	$298.4k0.17%	0.17%	Unchanged
85	HOME DEPOT INC COM HD	HD	857	$294.9k0.17%	0.17%	Unchanged
86	ISHARES TR US TRSPRTION IYT	IYT	4,420	$289.2k0.17%	0.17%	Reduced -956	-956 -17.8%
87	META PLATFORMS INC CL A META	META	570	$287.4k0.17%	0.17%	Unchanged
88	STARBUCKS CORP COM SBUX	SBUX	3,665	$285.4k0.17%	0.17%	Reduced -105	-105 -2.8%
89	INTERNATIONAL PAPER CO COM IP	IP	5,993	$258.6k0.15%	0.15%	Unchanged
90	COCA COLA CO COM KO	KO	3,916	$249.2k0.14%	0.14%	Added +7	+7 0.2%
91	FORD MTR CO COM F	F	19,757	$247.7k0.14%	0.14%	Added +1	+1 0.0%
92	CORNING INC COM GLW	GLW	6,374	$247.6k0.14%	0.14%	Added +1	+1 0.0%
93	ALTRIA GROUP INC COM MO	MO	5,355	$243.9k0.14%	0.14%	Unchanged
94	ADOBE INC COM ADBE	ADBE	439	$243.9k0.14%	0.14%	Added +9	+9 2.1%
95	ABBOTT LABS COM ABT	ABT	2,333	$242.4k0.14%	0.14%	Unchanged
96	SPDR SER TR S&P 600 SMCP VAL SLYV	SLYV	2,965	$232.2k0.13%	0.13%	Unchanged
97	PAYPAL HLDGS INC COM PYPL	PYPL	3,989	$231.5k0.13%	0.13%	Unchanged
98	TJX COS INC NEW COM TJX	TJX	2,017	$222.1k0.13%	0.13%	Unchanged
99	FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF SDVY	SDVY	6,488	$216.6k0.13%	0.13%	New
100	ISHARES TR RUS 1000 ETF IWB	IWB	691	$205.6k0.12%	0.12%	New

Sold out since Q1 2024

Security	Ticker	Shares held before	Value then
MONDELEZ INTL INC MDLZ	MDLZ	2,986	$209.0k3.0k shares
ACCENTURE PLC IRELAND ACN	ACN	603	$209.0k603 shares
VERIZON COMMUNICATIONS INC VZ	VZ	4,913	$206.2k4.9k shares
VANGUARD WHITEHALL FDS VYM	VYM	1,686	$204.0k1.7k shares
CISCO SYS INC CSCO	CSCO	4,074	$203.3k4.1k shares
FIRST TR LRG CP VL ALPHADEX FTA	FTA	2,645	$202.0k2.6k shares
BARNES & NOBLE ED INC BNED	BNED	45,000	$32.6k45.0k shares

Options (notional value)

Underlying	Ticker	Type	Shares controlled	Notional	Change
NVIDIA CORPORATION NVDA · Call	NVDA	Call	100	$746.5k100 shares	Unchanged