Capital Advantage, Inc.

Walnut Creek, CA · CIK 1628896 · 13F filing filed 2025-07-11

SEC-registered investment adviser since 1998 · corporation

Assets managed$1.3bn
Staff16 · 8 in investment roles
Main clients (by assets)High net worth individuals 84%, Individuals 16%
Form ADV · 2026-08-25SEC adviser record

Kindwealth
Others nearbyWalnut Creek, CA

$631.4m reported value +15.1% vs Q1 2025

139positions

58.4%in top 10

10 new 52 added 71 reduced 6 sold out vs Q1 2025

Holdings, Q2 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	1,035,452	$85.9m13.60%	13.60%	Reduced -65.2k	-65,204 -5.9%
2	CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR CGMS	CGMS	2,108,316	$58.2m9.22%	9.22%	New
3	SCHWAB STRATEGIC TR FUNDAMENTAL INTL FNDF	FNDF	1,049,211	$42.0m6.65%	6.65%	Reduced -305.0k	-305,042 -22.5%
4	VANGUARD WHITEHALL FDS INTL DVD ETF VIGI	VIGI	408,194	$36.8m5.83%	5.83%	Added +12.7k	+12,652 3.2%
5	VANGUARD WHITEHALL FDS INTL HIGH ETF VYMI	VYMI	380,556	$30.5m4.83%	4.83%	Added +3.3k	+3,335 0.9%
6	VANGUARD WORLD FD MEGA CAP VAL ETF MGV	MGV	199,187	$26.1m4.14%	4.14%	Reduced -169	-169 -0.1%
7	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	113,525	$23.2m3.68%	3.68%	Reduced -5.4k	-5,420 -4.6%
8	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	865,886	$22.9m3.63%	3.63%	Added +27.2k	+27,185 3.2%
9	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	416,302	$21.8m3.45%	3.45%	Added +402.2k	+402,222 2856.7%
10	VANGUARD WORLD FD HEALTH CAR ETF VHT	VHT	86,548	$21.5m3.40%	3.40%	Reduced -1.8k	-1,772 -2.0%
11	CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI CGDV	CGDV	518,164	$20.5m3.24%	3.24%	New
12	VANGUARD WORLD FD INDUSTRIAL ETF VIS	VIS	51,830	$14.5m2.30%	2.30%	Reduced -410	-410 -0.8%
13	SPDR SERIES TRUST PORTFOLIO S&P500 SPYM	SPYM	197,706	$14.4m2.28%	2.28%	Added +18.1k	+18,089 10.1%
14	VANGUARD WORLD FD MEGA CAP INDEX MGC	MGC	59,049	$13.3m2.10%	2.10%	Reduced -25.7k	-25,662 -30.3%
15	APPLE INC COM AAPL	AAPL	54,966	$11.3m1.79%	1.79%	Added +4.1k	+4,071 8.0%
16	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	48,801	$9.5m1.51%	1.51%	Reduced -30.1k	-30,066 -38.1%
17	ISHARES TR MSCI EAFE ETF EFA	EFA	95,056	$8.5m1.35%	1.35%	Added +1.4k	+1,360 1.4%
18	MICROSOFT CORP COM MSFT	MSFT	15,835	$7.9m1.25%	1.25%	Added +27	+27 0.2%
19	ISHARES TR EAFE VALUE ETF EFV	EFV	113,540	$7.2m1.14%	1.14%	Reduced -113	-113 -0.1%
20	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	314,286	$6.9m1.10%	1.10%	Reduced -49.6k	-49,641 -13.6%
21	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	42,125	$6.9m1.10%	1.10%	Reduced -41.7k	-41,729 -49.8%
22	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	32,728	$6.0m0.95%	0.95%	Added +5.0k	+5,034 18.2%
23	TWILIO INC CL A TWLO	TWLO	46,480	$5.8m0.92%	0.92%	New
24	VANGUARD INDEX FDS SMALL CP ETF VB	VB	21,034	$5.0m0.79%	0.79%	Reduced -8.5k	-8,511 -28.8%
25	ISHARES TR CORE S&P SCP ETF IJR	IJR	44,352	$4.8m0.77%	0.77%	Reduced -87.0k	-86,987 -66.2%
26	GLOBAL X FDS US INFR DEV ETF PAVE	PAVE	104,871	$4.6m0.72%	0.72%	Added +12.8k	+12,846 14.0%
27	ISHARES TR BLACKROCK ULTRA ICSH	ICSH	88,496	$4.5m0.71%	0.71%	Reduced -21.2k	-21,153 -19.3%
28	ADVANCED MICRO DEVICES INC COM AMD	AMD	28,831	$4.1m0.65%	0.65%	Added +23	+23 0.1%
29	EXTREME NETWORKS COM EXTR	EXTR	225,475	$4.0m0.64%	0.64%	Unchanged
30	VANGUARD INDEX FDS MID CAP ETF VO	VO	13,800	$3.9m0.61%	0.61%	Reduced -9.4k	-9,391 -40.5%
31	ISHARES TR MSCI EMG MKT ETF EEM	EEM	78,207	$3.8m0.60%	0.60%	Added +5.0k	+4,997 6.8%
32	SELECT SECTOR SPDR TR SBI CONS STPLS XLP	XLP	45,813	$3.7m0.59%	0.59%	Reduced -854	-854 -1.8%
33	WORKDAY INC CL A WDAY	WDAY	14,828	$3.6m0.56%	0.56%	Reduced -2.5k	-2,450 -14.2%
34	CHEVRON CORP NEW COM CVX	CVX	23,819	$3.4m0.54%	0.54%	Added +13.0k	+12,995 120.1%
35	ISHARES TR CORE MSCI EAFE IEFA	IEFA	39,707	$3.3m0.52%	0.52%	Added +1.1k	+1,131 2.9%
36	ISHARES TR CORE S&P500 ETF IVV	IVV	4,865	$3.0m0.48%	0.48%	Reduced -740	-740 -13.2%
37	SCHWAB STRATEGIC TR FUNDAMENTAL US S FNDA	FNDA	99,372	$2.8m0.45%	0.45%	Added +4.2k	+4,180 4.4%
38	AMAZON COM INC COM AMZN	AMZN	12,581	$2.8m0.44%	0.44%	Added +649	+649 5.4%
39	NORTHROP GRUMMAN CORP COM NOC	NOC	5,204	$2.6m0.41%	0.41%	Added +2	+2 0.0%
40	NVIDIA CORPORATION COM NVDA	NVDA	14,417	$2.3m0.36%	0.36%	Reduced -2.5k	-2,454 -14.6%
41	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	4,004	$2.3m0.36%	0.36%	Added +30	+30 0.8%
42	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	16,639	$2.2m0.35%	0.35%	Reduced -269	-269 -1.6%
43	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	89,805	$2.2m0.35%	0.35%	Reduced -7.0k	-6,964 -7.2%
44	SCHWAB STRATEGIC TR FUNDAMENTAL US L FNDX	FNDX	85,068	$2.1m0.33%	0.33%	Added +23.4k	+23,436 38.0%
45	META PLATFORMS INC CL A META	META	2,366	$1.7m0.28%	0.28%	Reduced -107	-107 -4.3%
46	ORACLE CORP COM ORCL	ORCL	7,825	$1.7m0.27%	0.27%	Reduced -526	-526 -6.3%
47	EXXON MOBIL CORP COM XOM	XOM	15,103	$1.6m0.26%	0.26%	Reduced -240	-240 -1.6%
48	FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF SDVY	SDVY	44,246	$1.6m0.25%	0.25%	Added +2.9k	+2,888 7.0%
49	BERKSHIRE HATHAWAY INC DEL CL A BRK.A	BRK.A	2	$1.5m0.23%	0.23%	New
50	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	47,670	$1.3m0.21%	0.21%	Reduced -151.2k	-151,171 -76.0%
51	ISHARES TR S&P 500 GRWT ETF IVW	IVW	11,693	$1.3m0.20%	0.20%	Reduced -34.5k	-34,492 -74.7%
52	CISCO SYS INC COM CSCO	CSCO	17,271	$1.2m0.19%	0.19%	Reduced -90	-90 -0.5%
53	VISA INC COM CL A V	V	3,358	$1.2m0.19%	0.19%	Reduced -36	-36 -1.1%
54	ISHARES TR RUS 1000 VAL ETF IWD	IWD	5,920	$1.1m0.18%	0.18%	Reduced -504	-504 -7.8%
55	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	1,852	$1.1m0.18%	0.18%	Added +311	+311 20.2%
56	EATON CORP PLC SHS ETN	ETN	3,099	$1.1m0.18%	0.18%	Reduced -204	-204 -6.2%
57	COSTCO WHSL CORP NEW COM COST	COST	1,109	$1.1m0.17%	0.17%	Added +116	+116 11.7%
58	AUTOMATIC DATA PROCESSING IN COM ADP	ADP	3,460	$1.1m0.17%	0.17%	Reduced -451	-451 -11.5%
59	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	1,792	$1.0m0.16%	0.16%	Reduced -4.5k	-4,535 -71.7%
60	SCHWAB CHARLES CORP COM SCHW	SCHW	11,088	$1.0m0.16%	0.16%	Added +3.0k	+2,979 36.7%
61	SNOWFLAKE INC CL A SNOW	SNOW	4,412	$987.3k0.16%	0.16%	Added +48	+48 1.1%
62	ISHARES TR SELECT DIVID ETF DVY	DVY	7,319	$972.0k0.15%	0.15%	Reduced -487	-487 -6.2%
63	ISHARES INC MSCI EMRG CHN EMXC	EMXC	14,978	$945.7k0.15%	0.15%	New
64	JPMORGAN CHASE & CO COM JPM	JPM	3,209	$930.2k0.15%	0.15%	Reduced -159	-159 -4.7%
65	AUTOLIV INC COM ALV	ALV	8,298	$928.5k0.15%	0.15%	Unchanged
66	CATERPILLAR INC COM CAT	CAT	2,264	$878.9k0.14%	0.14%	Reduced -107	-107 -4.5%
67	RTX CORPORATION COM RTX	RTX	5,949	$868.6k0.14%	0.14%	Reduced -14	-14 -0.2%
68	AMGEN INC COM AMGN	AMGN	3,047	$850.8k0.13%	0.13%	Reduced -47	-47 -1.5%
69	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	14,567	$830.5k0.13%	0.13%	Added +366	+366 2.6%
70	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	2,731	$830.1k0.13%	0.13%	Added +234	+234 9.4%
71	VANGUARD WORLD FD ESG INTL STK ETF VSGX	VSGX	11,545	$756.2k0.12%	0.12%	Added +576	+576 5.2%
72	UPSTART HLDGS INC COM UPST	UPST	11,625	$751.9k0.12%	0.12%	Unchanged
73	JOHNSON & JOHNSON COM JNJ	JNJ	4,762	$727.4k0.12%	0.12%	Reduced -148	-148 -3.0%
74	HOME DEPOT INC COM HD	HD	1,954	$716.3k0.11%	0.11%	Reduced -735	-735 -27.3%
75	ABBOTT LABS COM ABT	ABT	5,108	$694.7k0.11%	0.11%	Added +21	+21 0.4%
76	WELLS FARGO CO NEW COM WFC	WFC	8,634	$691.8k0.11%	0.11%	Added +1.4k	+1,399 19.3%
77	PIMCO ETF TR ENHANCD SHORT EMNT	EMNT	6,763	$668.0k0.11%	0.11%	Added +1.2k	+1,179 21.1%
78	MERCK & CO INC COM MRK	MRK	8,231	$651.5k0.10%	0.10%	Reduced -1.3k	-1,296 -13.6%
79	ISHARES TR RUS 1000 GRW ETF IWF	IWF	1,515	$643.4k0.10%	0.10%	Reduced -880	-880 -36.7%
80	AMERICAN EXPRESS CO COM AXP	AXP	2,000	$638.0k0.10%	0.10%	Reduced -965	-965 -32.5%
81	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	1,156	$637.9k0.10%	0.10%	Reduced -488	-488 -29.7%
82	SPDR GOLD TR GOLD SHS GLD	GLD	2,088	$636.5k0.10%	0.10%	Unchanged
83	PEPSICO INC COM PEP	PEP	4,774	$630.4k0.10%	0.10%	Added +214	+214 4.7%
84	ALPHABET INC CAP STK CL A GOOGL	GOOGL	3,473	$612.0k0.10%	0.10%	Reduced -447	-447 -11.4%
85	MCDONALDS CORP COM MCD	MCD	2,073	$605.6k0.10%	0.10%	Reduced -79	-79 -3.7%
86	BOEING CO COM BA	BA	2,886	$604.6k0.10%	0.10%	Reduced -1	-1 -0.0%
87	CALAVO GROWERS INC COM COM		22,691	$603.4k0.10%	0.10%	Added +2.2k	+2,220 10.8%
88	DAILY JOURNAL CORP COM DJCO	DJCO	1,426	$602.1k0.10%	0.10%	Added +19	+19 1.4%
89	ALPHABET INC CAP STK CL C GOOG	GOOG	3,330	$590.8k0.09%	0.09%	Added +1.3k	+1,292 63.4%
90	WALMART INC COM WMT	WMT	5,619	$549.4k0.09%	0.09%	Reduced -368	-368 -6.2%
91	SALESFORCE INC COM CRM	CRM	2,003	$546.3k0.09%	0.09%	Reduced -35	-35 -1.7%
92	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	1,779	$524.6k0.08%	0.08%	Reduced -8	-8 -0.5%
93	PROCTER AND GAMBLE CO COM PG	PG	3,271	$521.2k0.08%	0.08%	Reduced -351	-351 -9.7%
94	COCA COLA CO COM KO	KO	7,320	$517.9k0.08%	0.08%	Reduced -1.2k	-1,197 -14.1%
95	ISHARES TR ESG AW MSCI EAFE ESGD	ESGD	5,678	$506.6k0.08%	0.08%	Added +353	+353 6.6%
96	VERIZON COMMUNICATIONS INC COM VZ	VZ	11,601	$502.0k0.08%	0.08%	Added +305	+305 2.7%
97	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	2,184	$494.7k0.08%	0.08%	Reduced -179	-179 -7.6%
98	AT&T INC COM T	T	16,757	$485.0k0.08%	0.08%	Added +257	+257 1.6%
99	BLACKROCK ETF TRUST II ISHARES SHORT-TE CALI	CALI	9,602	$484.4k0.08%	0.08%	Added +4.8k	+4,786 99.4%
100	ELI LILLY & CO COM LLY	LLY	600	$467.6k0.07%	0.07%	Added +29	+29 5.1%

Sold out since Q1 2025

Security	Ticker	Shares held before	Value then
NUSHARES ETF TR NUSC	NUSC	7,096	$297.2k7.1k shares
ISHARES TR XJH	XJH	6,273	$262.4k6.3k shares
BROADCOM INC AVGO	AVGO	1,059	$245.5k1.1k shares
UNITEDHEALTH GROUP INC UNH	UNH	469	$237.2k469 shares
ISHARES TR TLT	TLT	2,392	$208.9k2.4k shares
COMCAST CORP NEW CMCSA	CMCSA	5,492	$206.1k5.5k shares