Heritage Financial Services, LLC

Westwood, MA · CIK 1752035 · 13F filing filed 2023-07-31

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

$499.7m reported value +8.9% vs Q1 2023

81positions

88.0%in top 10

6 new 28 added 33 reduced 3 sold out vs Q1 2023

Holdings, Q2 2023

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	5,242,525	$142.3m28.49%	28.49%	Added +311.2k	+311,156 6.3%
2	VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT	VGIT	1,900,183	$111.5m22.31%	22.31%	Added +114.1k	+114,134 6.4%
3	J P MORGAN EXCHANGE TRADED F INCOME ETF JPIE	JPIE	1,900,204	$85.9m17.19%	17.19%	Added +138.4k	+138,383 7.8%
4	DIMENSIONAL ETF TRUST EMERGING MKTS VA DFEV	DFEV	1,467,249	$35.8m7.16%	7.16%	Added +18.5k	+18,484 1.3%
5	ISHARES TR CORE S&P TTL STK ITOT	ITOT	212,227	$20.8m4.16%	4.16%	Added +2.4k	+2,383 1.1%
6	ISHARES TR CRE U S REIT ETF USRT	USRT	235,481	$12.1m2.42%	2.42%	Added +84.2k	+84,238 55.7%
7	ISHARES TR CORE MSCI INTL IDEV	IDEV	181,483	$11.1m2.22%	2.22%	Reduced -97	-97 -0.1%
8	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	153,882	$7.7m1.54%	1.54%	Added +825	+825 0.5%
9	ISHARES TR CORE US AGGBD ET AGG	AGG	67,851	$6.6m1.33%	1.33%	Added +39.6k	+39,621 140.3%
10	ISHARES INC CORE MSCI EMKT IEMG	IEMG	122,387	$6.0m1.21%	1.21%	Added +1.4k	+1,361 1.1%
11	APPLE INC COM AAPL	AAPL	29,267	$5.7m1.14%	1.14%	Added +1.2k	+1,249 4.5%
12	DIMENSIONAL ETF TRUST US SUSTAINABILTY DFSU	DFSU	193,075	$5.5m1.11%	1.11%	Added +52.2k	+52,234 37.1%
13	DIMENSIONAL ETF TRUST INTERNATIONAL DFSI	DFSI	115,820	$3.5m0.71%	0.71%	Added +29.9k	+29,897 34.8%
14	MICROSOFT CORP COM MSFT	MSFT	7,378	$2.5m0.50%	0.50%	Added +285	+285 4.0%
15	DIMENSIONAL ETF TRUST EMERGING MARKETS DFSE	DFSE	74,208	$2.3m0.45%	0.45%	Added +4.5k	+4,525 6.5%
16	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	9,937	$2.2m0.44%	0.44%	Reduced -177	-177 -1.8%
17	PROCTER AND GAMBLE CO COM PG	PG	12,484	$1.9m0.38%	0.38%	Reduced -129	-129 -1.0%
18	ISHARES TR RUSSELL 3000 ETF IWV	IWV	6,998	$1.8m0.36%	0.36%	Reduced -61	-61 -0.9%
19	JOHNSON & JOHNSON COM JNJ	JNJ	10,512	$1.7m0.35%	0.35%	Reduced -384	-384 -3.5%
20	COCA COLA CO COM KO	KO	20,025	$1.2m0.24%	0.24%	Unchanged
21	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	4,132	$1.2m0.23%	0.23%	Reduced -295	-295 -6.7%
22	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	21,069	$1.1m0.21%	0.21%	Reduced -93.0k	-93,017 -81.5%
23	ISHARES TR RUS 1000 GRW ETF IWF	IWF	3,733	$1.0m0.21%	0.21%	Reduced -11	-11 -0.3%
24	EXXON MOBIL CORP COM XOM	XOM	9,561	$1.0m0.21%	0.21%	Reduced -34	-34 -0.3%
25	ISHARES TR CORE S&P500 ETF IVV	IVV	2,221	$989.9k0.20%	0.20%	Reduced -37	-37 -1.6%
26	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	2,127	$942.8k0.19%	0.19%	Reduced -317	-317 -13.0%
27	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	2,751	$938.1k0.19%	0.19%	Unchanged
28	VANGUARD INDEX FDS MID CAP ETF VO	VO	4,218	$928.6k0.19%	0.19%	Added +634	+634 17.7%
29	NEXTERA ENERGY INC COM NEE	NEE	12,137	$900.6k0.18%	0.18%	Added +59	+59 0.5%
30	AMERICAN CENTY ETF TR US EQT ETF AVUS	AVUS	11,561	$869.3k0.17%	0.17%	Unchanged
31	MCDONALDS CORP COM MCD	MCD	2,885	$860.9k0.17%	0.17%	Unchanged
32	SPDR SER TR S&P DIVID ETF SDY	SDY	6,900	$845.8k0.17%	0.17%	Reduced -100	-100 -1.4%
33	ELI LILLY & CO COM LLY	LLY	1,655	$776.2k0.16%	0.16%	Reduced -3	-3 -0.2%
34	EVERSOURCE ENERGY COM ES	ES	10,485	$743.6k0.15%	0.15%	Reduced -1.5k	-1,456 -12.2%
35	SSGA ACTIVE ETF TR SPDR TR TACTIC TOTL	TOTL	18,189	$737.6k0.15%	0.15%	New
36	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	5,128	$686.2k0.14%	0.14%	Added +63	+63 1.2%
37	COSTCO WHSL CORP NEW COM COST	COST	1,269	$683.2k0.14%	0.14%	Reduced -97	-97 -7.1%
38	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	1,677	$683.0k0.14%	0.14%	Added +1.0k	+1,004 149.2%
39	UNITEDHEALTH GROUP INC COM UNH	UNH	1,326	$637.3k0.13%	0.13%	Unchanged
40	APPLIED MATLS INC COM AMAT	AMAT	4,308	$622.7k0.12%	0.12%	Reduced -200	-200 -4.4%
41	ISHARES TR S&P 500 GRWT ETF IVW	IVW	8,616	$607.3k0.12%	0.12%	Unchanged
42	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	14,900	$606.1k0.12%	0.12%	Added +2.8k	+2,839 23.5%
43	AMAZON COM INC COM AMZN	AMZN	4,626	$603.0k0.12%	0.12%	Added +248	+248 5.7%
44	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	12,409	$573.0k0.11%	0.11%	Added +2.7k	+2,716 28.0%
45	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	20,720	$566.1k0.11%	0.11%	Added +399	+399 2.0%
46	ABBOTT LABS COM ABT	ABT	5,144	$560.8k0.11%	0.11%	Added +179	+179 3.6%
47	ISHARES TR RUS 1000 ETF IWB	IWB	2,299	$560.4k0.11%	0.11%	Unchanged
48	NVIDIA CORPORATION COM NVDA	NVDA	1,273	$538.5k0.11%	0.11%	Reduced -201	-201 -13.6%
49	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	3,146	$511.0k0.10%	0.10%	Reduced -1.3k	-1,268 -28.7%
50	ISHARES TR S&P 500 VAL ETF IVE	IVE	3,109	$501.1k0.10%	0.10%	Added +12	+12 0.4%
51	DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV	DFIV	13,842	$454.7k0.09%	0.09%	Unchanged
52	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	8,398	$439.8k0.09%	0.09%	Reduced -66	-66 -0.8%
53	HOME DEPOT INC COM HD	HD	1,382	$429.3k0.09%	0.09%	Reduced -159	-159 -10.3%
54	ALPHABET INC CAP STK CL C GOOG	GOOG	3,247	$392.8k0.08%	0.08%	Unchanged
55	ALPHABET INC CAP STK CL A GOOGL	GOOGL	3,280	$392.6k0.08%	0.08%	Reduced -667	-667 -16.9%
56	MERCK & CO INC COM MRK	MRK	3,332	$384.5k0.08%	0.08%	Added +50	+50 1.5%
57	ABBVIE INC COM ABBV	ABBV	2,716	$365.9k0.07%	0.07%	Added +38	+38 1.4%
58	ISHARES TR RUS 1000 VAL ETF IWD	IWD	2,306	$364.0k0.07%	0.07%	Unchanged
59	ANALOG DEVICES INC COM ADI	ADI	1,694	$330.0k0.07%	0.07%	Added +69	+69 4.2%
60	CHEVRON CORP NEW COM CVX	CVX	1,959	$308.2k0.06%	0.06%	Reduced -177	-177 -8.3%
61	VANGUARD INDEX FDS VALUE ETF VTV	VTV	2,041	$290.0k0.06%	0.06%	Reduced -1.8k	-1,752 -46.2%
62	PFIZER INC COM PFE	PFE	7,847	$287.8k0.06%	0.06%	Reduced -606	-606 -7.2%
63	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	720	$266.0k0.05%	0.05%	New
64	BOEING CO COM BA	BA	1,200	$253.4k0.05%	0.05%	Reduced -300	-300 -20.0%
65	IDEXX LABS INC COM IDXX	IDXX	503	$252.6k0.05%	0.05%	Unchanged
66	JPMORGAN CHASE & CO COM JPM	JPM	1,734	$252.2k0.05%	0.05%	Reduced -443	-443 -20.4%
67	CISCO SYS INC COM CSCO	CSCO	4,857	$251.3k0.05%	0.05%	Reduced -214	-214 -4.2%
68	ISHARES TR CORE S&P MCP ETF IJH	IJH	920	$240.6k0.05%	0.05%	Reduced -24	-24 -2.5%
69	HONEYWELL INTL INC COM COM		1,129	$234.3k0.05%	0.05%	Reduced -51	-51 -4.3%
70	VERIZON COMMUNICATIONS INC COM VZ	VZ	6,065	$225.6k0.05%	0.05%	New
71	3M CO COM MMM	MMM	2,251	$225.3k0.05%	0.05%	Unchanged
72	ISHARES TR CORE DIV GRWTH DGRO	DGRO	4,331	$223.2k0.04%	0.04%	New
73	ELEVANCE HEALTH INC COM ELV	ELV	498	$221.3k0.04%	0.04%	Added +56	+56 12.7%
74	GENERAL MLS INC COM GIS	GIS	2,854	$218.9k0.04%	0.04%	Unchanged
75	LOWES COS INC COM LOW	LOW	966	$218.0k0.04%	0.04%	New
76	STANLEY BLACK & DECKER INC COM SWK	SWK	2,317	$217.1k0.04%	0.04%	New
77	BANK AMERICA CORP COM BAC	BAC	7,460	$214.0k0.04%	0.04%	Reduced -920	-920 -11.0%
78	THERMO FISHER SCIENTIFIC INC COM TMO	TMO	410	$213.9k0.04%	0.04%	Unchanged
79	QUALCOMM INC COM QCOM	QCOM	1,788	$212.9k0.04%	0.04%	Reduced -94	-94 -5.0%
80	ISHARES TR CORE S&P SCP ETF IJR	IJR	2,115	$210.8k0.04%	0.04%	Reduced -109	-109 -4.9%
81	PEPSICO INC COM PEP	PEP	1,112	$206.0k0.04%	0.04%	Reduced -108	-108 -8.8%

Sold out since Q1 2023

Security	Ticker	Shares held before	Value then
TEXAS INSTRS INC TXN	TXN	1,242	$231.0k1.2k shares
CABOT CORP CBT	CBT	2,707	$207.5k2.7k shares
CVS HEALTH CORP CVS	CVS	2,734	$203.2k2.7k shares