Embree Financial Group

Chicago, IL · CIK 2020860 · 13F filing filed 2026-07-15

SEC-registered investment adviser since 2004 · other (specify)

Assets managed$2.6bn
Staff18 · 13 in investment roles
Main clients (by assets)Pension plans 50%, High net worth individuals 43%, Individuals 6%
Form ADV · 2026-08-17SEC adviser record

Kindinstitutions
Others nearbyChicago, IL, Pittsburgh, PA

As an employer

Offices in1 country

Where they work

people there (dot area)number not reportedmain officeHover or tap a dot. Australian and UK companies are placed at their business or registered address, with their staff across the whole country.

Offices

From Form ADV: the main office and the other offices where it does advisory work (at most the 25 largest), with the people doing investment work at each. “About” is worked out: the firm's investment staff less its other offices. Each city links to the other managers there.

City	Country	People
Chicago, IL (main office)United States	United States	about 11
Pittsburgh, PAUnited States	United States	2

Map: places from GeoNames (CC BY 4.0), outlines from Natural Earth.

$998.3m reported value +17.6% vs Q1 2026

283positions

40.8%in top 10

35 new 129 added 112 reduced 13 sold out vs Q1 2026

Options: 7 call positions ($268.5k notional), 0 put positions (— notional) – listed below, not included above.

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	94,492	$69.6m6.97%	6.97%	Reduced -6.8k	-6,761 -6.7%
2	BLACKROCK ETF TRUST ISHARES US EQUIT DYNF	DYNF	771,583	$52.5m5.26%	5.26%	Added +144.3k	+144,350 23.0%
3	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	67,952	$50.7m5.08%	5.08%	Reduced -6.0k	-6,010 -8.1%
4	ISHARES TR CORE S&P500 ETF IVV	IVV	63,006	$47.2m4.73%	4.73%	Added +36.9k	+36,904 141.4%
5	APPLE INC COM AAPL	AAPL	140,896	$40.8m4.08%	4.08%	Reduced -2.6k	-2,588 -1.8%
6	PUTNAM ETF TRUST FOCUSED LAR CAP PVAL	PVAL	782,122	$39.8m3.99%	3.99%	Added +17.1k	+17,140 2.2%
7	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	1,076,820	$31.7m3.17%	3.17%	Reduced -185.4k	-185,361 -14.7%
8	BLACKROCK ETF TRUST ISHA IN CTRY ETF CORO	CORO	765,192	$28.0m2.81%	2.81%	Added +315.0k	+315,007 70.0%
9	ALPHABET INC CAP STK CL A GOOGL	GOOGL	69,164	$24.7m2.48%	2.48%	Reduced -1.2k	-1,163 -1.6%
10	PGIM ETF TR PGIM ULTRA SH BD PULS	PULS	453,114	$22.5m2.25%	2.25%	Reduced -41.2k	-41,183 -8.3%
11	MICROSOFT CORP COM MSFT	MSFT	56,786	$21.2m2.12%	2.12%	Reduced -608	-608 -1.1%
12	NVIDIA CORPORATION COM NVDA	NVDA	103,235	$20.7m2.07%	2.07%	Added +4.8k	+4,780 4.9%
13	AB ACTIVE ETFS INC DISRUPTORS ETF FWD	FWD	130,678	$19.4m1.94%	1.94%	Added +15.3k	+15,287 13.2%
14	ISHARES TR RUSSELL 3000 ETF IWV	IWV	41,512	$17.7m1.77%	1.77%	Reduced -1.3k	-1,255 -2.9%
15	JPMORGAN CHASE & CO COM JPM	JPM	52,467	$17.2m1.72%	1.72%	Added +53	+53 0.1%
16	DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV	DFIV	307,632	$16.6m1.66%	1.66%	Reduced -74.8k	-74,775 -19.6%
17	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	27,915	$14.0m1.40%	1.40%	Reduced -4.0k	-4,015 -12.6%
18	BLACKROCK ETF TRUST ISHA I IN TE ETF BAI	BAI	264,731	$14.0m1.40%	1.40%	Added +48.6k	+48,612 22.5%
19	AMAZON COM INC COM AMZN	AMZN	56,526	$13.5m1.35%	1.35%	Added +1.4k	+1,390 2.5%
20	DBX ETF TR XTRACK MSCI EAFE DBEF	DBEF	239,837	$13.1m1.31%	1.31%	Reduced -16.7k	-16,685 -6.5%
21	ISHARES TR MSCI USA QUALITY GARP	GARP	158,151	$13.1m1.31%	1.31%	New
22	DIMENSIONAL ETF TRUST US EQUITY MARKET DFUS	DFUS	145,623	$11.9m1.20%	1.20%	Reduced -8.3k	-8,270 -5.4%
23	J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF JCPB	JCPB	229,714	$10.8m1.08%	1.08%	Added +41.7k	+41,735 22.2%
24	ISHARES TR CORE S&P SCP ETF IJR	IJR	72,024	$10.7m1.07%	1.07%	Reduced -1.9k	-1,899 -2.6%
25	BLACKROCK ETF TRUST ISHARES US THEMA THRO	THRO	245,975	$10.6m1.06%	1.06%	Reduced -96.5k	-96,488 -28.2%
26	BLACKSTONE INC COM BX	BX	84,325	$9.9m0.99%	0.99%	Added +44	+44 0.1%
27	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	13,933	$9.6m0.96%	0.96%	Reduced -288	-288 -2.0%
28	2023 ETF SERIES TRUST PACIFIC NOS GLOB GEME	GEME	200,430	$8.7m0.87%	0.87%	Added +52.3k	+52,328 35.3%
29	CME GROUP INC COM CME	CME	38,064	$8.4m0.84%	0.84%	Reduced -8	-8 -0.0%
30	BLACKROCK ETF TRUST ISHA LA CORE ETF BLCR	BLCR	165,546	$8.3m0.84%	0.84%	Added +79.8k	+79,763 93.0%
31	CISCO SYS INC COM CSCO	CSCO	68,478	$8.0m0.81%	0.81%	Added +425	+425 0.6%
32	GLOBAL X FDS DEFENSE TECH ETF SHLD	SHLD	130,116	$7.8m0.78%	0.78%	Added +50.8k	+50,793 64.0%
33	CBOE GLOBAL MKTS INC COM CBOE	CBOE	31,480	$7.6m0.77%	0.77%	Reduced -2.9k	-2,850 -8.3%
34	THE ALGER ETF TRUST CONCENTRATED EQT CNEQ	CNEQ	181,678	$7.5m0.75%	0.75%	Added +140.2k	+140,210 338.1%
35	ISHARES TR RUS 1000 GRW ETF IWF	IWF	58,407	$7.3m0.73%	0.73%	Added +15	+15 0.0%
36	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	42,342	$6.7m0.67%	0.67%	Reduced -3.5k	-3,480 -7.6%
37	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	231,052	$6.7m0.67%	0.67%	Reduced -68.1k	-68,065 -22.8%
38	BANK AMERICA CORP COM BAC	BAC	109,755	$6.3m0.63%	0.63%	Added +1.9k	+1,891 1.8%
39	JOHNSON & JOHNSON COM JNJ	JNJ	23,873	$6.1m0.61%	0.61%	Added +168	+168 0.7%
40	BLACKROCK ETF TRUST II ISHARES FLEXIBLE BINC	BINC	111,538	$5.8m0.58%	0.58%	Added +1.8k	+1,773 1.6%
41	ISHARES TR CORE HIGH DV ETF HDV	HDV	201,347	$5.5m0.55%	0.55%	Added +14.3k	+14,342 7.7%
42	BLACKROCK INC COM BLK	BLK	5,504	$5.3m0.53%	0.53%	Reduced -75	-75 -1.3%
43	INVESCO EXCH TRADED FD TR II S&P INTL MOMNT IDMO	IDMO	83,859	$5.1m0.51%	0.51%	Added +32.2k	+32,225 62.4%
44	ABBVIE INC COM ABBV	ABBV	19,706	$5.0m0.50%	0.50%	Reduced -171	-171 -0.9%
45	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	12,501	$4.6m0.46%	0.46%	Reduced -296	-296 -2.3%
46	EXXON MOBIL CORP COM XOM	XOM	31,820	$4.4m0.44%	0.44%	Reduced -332	-332 -1.0%
47	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	18,017	$4.3m0.43%	0.43%	Added +157	+157 0.9%
48	DEERE & CO COM DE	DE	6,696	$4.2m0.43%	0.43%	Added +26	+26 0.4%
49	DIMENSIONAL ETF TRUST US MKTWIDE VALUE DFUV	DFUV	74,114	$4.1m0.41%	0.41%	Reduced -1.6k	-1,593 -2.1%
50	ALPHABET INC CAP STK CL C GOOG	GOOG	11,054	$3.9m0.39%	0.39%	Reduced -417	-417 -3.6%
51	BLACKROCK ETF TRUST ISHA SYST AL ETF IALT	IALT	134,531	$3.8m0.38%	0.38%	New
52	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	110,865	$3.8m0.38%	0.38%	Reduced -26.3k	-26,344 -19.2%
53	SELECT SECTOR SPDR TR SBI HEALTHCARE XLV	XLV	22,670	$3.6m0.36%	0.36%	Reduced -1.8k	-1,764 -7.2%
54	ISHARES TR S&P 500 GRWT ETF IVW	IVW	25,940	$3.6m0.36%	0.36%	Reduced -62.9k	-62,871 -70.8%
55	ALLSPRING EXCHANGE TRADED FU SMID CORE ETF ASCE	ASCE	101,143	$3.5m0.36%	0.36%	Added +20.7k	+20,653 25.7%
56	ISHARES TR CORE S&P MCP ETF IJH	IJH	44,511	$3.4m0.34%	0.34%	Reduced -4.2k	-4,169 -8.6%
57	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	95,558	$3.3m0.33%	0.33%	Reduced -59.8k	-59,788 -38.5%
58	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	36,980	$3.2m0.32%	0.32%	Reduced -8.4k	-8,422 -18.6%
59	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	82,012	$3.0m0.30%	0.30%	Reduced -50.4k	-50,394 -38.1%
60	ABBOTT LABS COM ABT	ABT	31,407	$2.8m0.29%	0.29%	Added +649	+649 2.1%
61	RYAN SPECIALTY HOLDINGS INC CL A RYAN	RYAN	75,005	$2.8m0.28%	0.28%	Added +659	+659 0.9%
62	VANGUARD SCOTTSDALE FDS VNG RUS1000GRW VONG	VONG	21,212	$2.7m0.27%	0.27%	Reduced -2.1k	-2,064 -8.9%
63	PALANTIR TECHNOLOGIES INC CL A PLTR	PLTR	22,132	$2.6m0.26%	0.26%	Added +407	+407 1.9%
64	VANGUARD SCOTTSDALE FDS VNG RUS1000VAL VONV	VONV	24,274	$2.6m0.26%	0.26%	Unchanged
65	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	91,594	$2.5m0.25%	0.25%	Reduced -32.0k	-32,012 -25.9%
66	GENERAL DYNAMICS CORP COM GD	GD	7,137	$2.5m0.25%	0.25%	Added +21	+21 0.3%
67	LAZARD ACTIVE ETF TR INTL DYNAMIC EQT IDEQ	IDEQ	70,856	$2.5m0.25%	0.25%	Added +49.8k	+49,846 237.2%
68	VANGUARD SCOTTSDALE FDS VNG RUS3000IDX VTHR	VTHR	7,407	$2.5m0.25%	0.25%	Reduced -2.2k	-2,240 -23.2%
69	FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN FLMI	FLMI	96,512	$2.4m0.24%	0.24%	Added +5.6k	+5,599 6.2%
70	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	3,293	$2.3m0.23%	0.23%	Added +29	+29 0.9%
71	SPDR DOW JONES INDL AVERAGE UT SER 1 DIA	DIA	4,340	$2.3m0.23%	0.23%	Added +8	+8 0.2%
72	ANGEL OAK FUNDS TRUST MORTGAGE BACKED MBS	MBS	245,916	$2.1m0.21%	0.21%	Added +28.7k	+28,711 13.2%
73	PROCTER AND GAMBLE CO COM PG	PG	14,214	$2.1m0.21%	0.21%	Added +1.6k	+1,553 12.3%
74	RTX CORPORATION COM RTX	RTX	10,976	$2.1m0.21%	0.21%	Added +87	+87 0.8%
75	BLACKSTONE SECD LENDING FD COMMON STOCK BXSL	BXSL	86,667	$2.1m0.21%	0.21%	Added +4.5k	+4,493 5.5%
76	VANGUARD INDEX FDS VALUE ETF VTV	VTV	9,371	$2.0m0.20%	0.20%	Added +1.2k	+1,162 14.2%
77	WALMART INC COM WMT	WMT	17,952	$2.0m0.20%	0.20%	Added +364	+364 2.1%
78	ISHARES TR CORE MSCI EAFE IEFA	IEFA	20,278	$2.0m0.20%	0.20%	Added +276	+276 1.4%
79	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	53,226	$1.9m0.19%	0.19%	Reduced -4.0k	-3,959 -6.9%
80	VANGUARD INDEX FDS SMALL CP ETF VB	VB	6,337	$1.9m0.19%	0.19%	Reduced -1.1k	-1,110 -14.9%
81	VANGUARD WORLD FD INF TECH ETF VGT	VGT	15,988	$1.9m0.19%	0.19%	Reduced -2.7k	-2,684 -14.4%
82	ISHARES TR MSCI EAFE ETF EFA	EFA	18,256	$1.9m0.19%	0.19%	Reduced -5.4k	-5,390 -22.8%
83	CHEVRON CORP NEW COM CVX	CVX	10,533	$1.7m0.17%	0.17%	Added +322	+322 3.1%
84	ISHARES TR EAFE GRWTH ETF EFG	EFG	13,969	$1.7m0.17%	0.17%	Reduced -1.2k	-1,182 -7.8%
85	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	20,553	$1.7m0.17%	0.17%	Reduced -154	-154 -0.7%
86	MCDONALDS CORP COM MCD	MCD	6,209	$1.7m0.17%	0.17%	Reduced -696	-696 -10.1%
87	GOLDMAN SACHS GROUP INC COM GS	GS	1,644	$1.7m0.17%	0.17%	Added +84	+84 5.4%
88	MASTERCARD INCORPORATED CL A MA	MA	3,227	$1.7m0.17%	0.17%	Added +16	+16 0.5%
89	BROADCOM INC COM AVGO	AVGO	4,263	$1.6m0.16%	0.16%	Added +196	+196 4.8%
90	SCHWAB CHARLES CORP COM SCHW	SCHW	17,124	$1.6m0.16%	0.16%	Reduced -70	-70 -0.4%
91	ISHARES TR U.S. REAL ES ETF IYR	IYR	14,876	$1.5m0.15%	0.15%	Reduced -593	-593 -3.8%
92	ISHARES TR SELECT DIVID ETF DVY	DVY	9,262	$1.4m0.15%	0.15%	Added +379	+379 4.3%
93	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	38,754	$1.4m0.14%	0.14%	Reduced -17.9k	-17,924 -31.6%
94	ISHARES TR 10-20 YR TRS ETF TLH	TLH	14,188	$1.4m0.14%	0.14%	Added +3.6k	+3,647 34.6%
95	WISDOMTREE TR US QTLY DIV GRT DGRW	DGRW	14,745	$1.4m0.14%	0.14%	Added +7.7k	+7,707 109.5%
96	META PLATFORMS INC CL A META	META	2,495	$1.4m0.14%	0.14%	Reduced -189	-189 -7.0%
97	ISHARES TR S&P MC 400GR ETF IJK	IJK	11,875	$1.4m0.14%	0.14%	Reduced -220	-220 -1.8%
98	SCHWAB STRATEGIC TR INTERNL DIVID SCHY	SCHY	43,654	$1.4m0.14%	0.14%	Reduced -6.4k	-6,381 -12.8%
99	COHEN & STEERS ETF TRUST PREFERRED AND IN CSPF	CSPF	53,100	$1.4m0.14%	0.14%	Added +39.8k	+39,750 297.8%
100	VICTORY PORTFOLIOS II SHARES FREE CASH VFLO	VFLO	29,312	$1.3m0.13%	0.13%	Reduced -4.4k	-4,394 -13.0%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
HONEYWELL INTL INC		1,184	$535.4k1.2k shares
GLOBAL X FDS MLPX	MLPX	5,003	$369.9k5.0k shares
BOSTON SCIENTIFIC CORP BSX	BSX	4,644	$291.4k4.6k shares
VANGUARD INDEX FDS VO	VO	3,992	$286.7k4.0k shares
ISHARES TR QLTA	QLTA	5,168	$245.9k5.2k shares
HERSHEY CO HSY	HSY	1,183	$245.9k1.2k shares
J P MORGAN EXCHANGE TRADED F JEPI	JEPI	4,244	$240.6k4.2k shares
SERVICENOW INC NOW	NOW	2,266	$236.9k2.3k shares
INTUITIVE SURGICAL INC ISRG	ISRG	509	$234.6k509 shares
STRYKER CORPORATION SYK	SYK	687	$225.8k687 shares
VANGUARD CHARLOTTE FDS BNDX	BNDX	4,644	$223.1k4.6k shares
ISHARES TR ITA	ITA	984	$215.3k984 shares
VERIZON COMMUNICATIONS INC VZ	VZ	4,222	$212.0k4.2k shares

Options (notional value)

Underlying	Ticker	Type	Shares controlled	Notional	Change
CBOE GLOBAL MKTS INC CBOE · Call	CBOE	Call	600	$145.6k600 shares	New
BLACKSTONE INC BX · Call	BX	Call	500	$58.8k500 shares	New
MARVELL TECHNOLOGY INC MRVL · Call	MRVL	Call	100	$29.8k100 shares	New
NETFLIX INC NFLX · Call	NFLX	Call	200	$14.3k200 shares	New
INNVENTURE INC INV · Call	INV	Call	1,600	$8.1k1.6k shares	New
EOS ENERGY ENTERPRISES INC EOSE · Call	EOSE	Call	1,200	$7.1k1.2k shares	Reduced
PURECYCLE TECHNOLOGIES INC PCT · Call	PCT	Call	600	$4.9k600 shares	Unchanged