Vawter Financial, Ltd.

COLUMBUS, OH · CIK 1974403 · 13F filing filed 2025-05-07

SEC-registered investment adviser since 2018 · limited liability company

Assets managed$394.4m
Staff5 · 4 in investment roles
Main clients (by assets)High net worth individuals 88%, Individuals 12%
Form ADV · 2026-07-21SEC adviser record

$178.5m reported value +7.2% vs Q4 2024

103positions

48.0%in top 10

10 new 46 added 25 reduced 4 sold out vs Q4 2024

Holdings, Q1 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	49,348	$12.4m6.96%	6.96%	Added +808	+808 1.7%
2	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	239,794	$11.7m6.56%	6.56%	Added +24.7k	+24,656 11.5%
3	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	138,798	$10.9m6.09%	6.09%	Added +13.5k	+13,524 10.8%
4	VANGUARD INDEX FDS SMALL CP ETF VB	VB	45,670	$10.1m5.68%	5.68%	Added +2.6k	+2,555 5.9%
5	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	336,627	$8.7m4.88%	4.88%	Added +15.9k	+15,934 5.0%
6	CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI CGXU	CGXU	339,686	$8.3m4.66%	4.66%	Added +29.9k	+29,893 9.7%
7	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	157,541	$8.1m4.55%	4.55%	Reduced -2.2k	-2,153 -1.4%
8	ISHARES TR CORE S&P500 ETF IVV	IVV	9,213	$5.2m2.90%	2.90%	Added +273	+273 3.0%
9	CAPITAL GROUP GROWTH ETF SHS CREATION UNI CGGR	CGGR	149,125	$5.1m2.86%	2.86%	Reduced -153	-153 -0.1%
10	LATTICE STRATEGIES TR HARTFORD MLT ETF RODM	RODM	163,806	$5.1m2.84%	2.84%	Reduced -6.2k	-6,152 -3.6%
11	J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF JBND	JBND	93,812	$5.0m2.81%	2.81%	Added +28.9k	+28,854 44.4%
12	GOLDMAN SACHS ETF TR ACTIVEBETA INT GSIE	GSIE	137,660	$4.9m2.75%	2.75%	Added +27.6k	+27,552 25.0%
13	DIMENSIONAL ETF TRUST GLOBAL REAL EST DFGR	DFGR	165,459	$4.3m2.43%	2.43%	Added +16.0k	+16,011 10.7%
14	VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF VSS	VSS	35,750	$4.1m2.32%	2.32%	Reduced -84	-84 -0.2%
15	DIMENSIONAL ETF TRUST US LARGE CAP VAL DFLV	DFLV	123,912	$3.8m2.12%	2.12%	Added +237	+237 0.2%
16	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	74,550	$3.8m2.12%	2.12%	Added +19.2k	+19,155 34.6%
17	J P MORGAN EXCHANGE TRADED F BETABUILDERS USD BBHY	BBHY	77,970	$3.6m2.01%	2.01%	Added +24.6k	+24,637 46.2%
18	ISHARES TR CORE S&P SCP ETF IJR	IJR	30,766	$3.2m1.80%	1.80%	Added +5	+5 0.0%
19	BERKSHIRE HATHAWAY INC DEL CL A BRK.A	BRK.A	4	$3.2m1.79%	1.79%	New
20	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	35,191	$3.1m1.72%	1.72%	Added +11.1k	+11,059 45.8%
21	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	4,909	$2.6m1.47%	1.47%	Reduced -97	-97 -1.9%
22	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	13,849	$2.6m1.45%	1.45%	Reduced -208	-208 -1.5%
23	AMERICAN CENTY ETF TR US LARGE CAP VLU AVLV	AVLV	32,758	$2.1m1.20%	1.20%	Added +8.5k	+8,456 34.8%
24	APPLE INC COM AAPL	AAPL	9,504	$2.1m1.18%	1.18%	Added +60	+60 0.6%
25	J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL JMST	JMST	39,286	$2.0m1.12%	1.12%	Reduced -13.5k	-13,507 -25.6%
26	ISHARES TR CORE US AGGBD ET AGG	AGG	18,818	$1.9m1.04%	1.04%	Added +3.4k	+3,416 22.2%
27	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	6,289	$1.7m0.97%	0.97%	Added +16	+16 0.3%
28	ISHARES TR RUS 2000 VAL ETF IWN	IWN	11,333	$1.7m0.96%	0.96%	Reduced -346	-346 -3.0%
29	ISHARES TR CORE S&P MCP ETF IJH	IJH	27,204	$1.6m0.89%	0.89%	Added +2.0k	+1,981 7.8%
30	ELI LILLY & CO COM LLY	LLY	1,877	$1.6m0.87%	0.87%	Added +9	+9 0.5%
31	DIMENSIONAL ETF TRUST US REAL ESTATE E US REAL ESTATE E		57,992	$1.4m0.77%	0.77%	Added +231	+231 0.4%
32	VANGUARD INDEX FDS VALUE ETF VTV	VTV	7,063	$1.2m0.68%	0.68%	Added +173	+173 2.5%
33	ISHARES TR RUS 2000 GRW ETF IWO	IWO	4,616	$1.2m0.66%	0.66%	Reduced -300	-300 -6.1%
34	ISHARES TR RUS 1000 VAL ETF IWD	IWD	5,673	$1.1m0.60%	0.60%	Reduced -239	-239 -4.0%
35	ISHARES TR RUS 1000 ETF IWB	IWB	3,461	$1.1m0.59%	0.59%	Unchanged
36	ISHARES TR CORE INTL AGGR IAGG	IAGG	19,595	$979.6k0.55%	0.55%	Added +3.7k	+3,707 23.3%
37	JPMORGAN CHASE & CO COM JPM	JPM	3,971	$974.1k0.55%	0.55%	Added +41	+41 1.0%
38	AMERICAN CENTY ETF TR AVANTIS MODERAT AVMA	AVMA	15,737	$913.1k0.51%	0.51%	Added +1.3k	+1,294 9.0%
39	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	31,709	$874.2k0.49%	0.49%	Reduced -148	-148 -0.5%
40	REALTY INCOME CORP COM O	O	13,532	$785.0k0.44%	0.44%	Unchanged
41	ROCKET COS INC COM CL A RKT	RKT	63,625	$768.0k0.43%	0.43%	Unchanged
42	STRYKER CORPORATION COM SYK	SYK	1,972	$734.1k0.41%	0.41%	Unchanged
43	ISHARES TR RUSSELL 2000 ETF IWM	IWM	3,632	$724.5k0.41%	0.41%	Added +474	+474 15.0%
44	SCHWAB STRATEGIC TR INTL SCEQT ETF SCHC	SCHC	18,446	$661.8k0.37%	0.37%	Reduced -189	-189 -1.0%
45	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	9,794	$608.2k0.34%	0.34%	Added +3.6k	+3,613 58.5%
46	ISHARES TR RUS 1000 GRW ETF IWF	IWF	1,563	$564.2k0.32%	0.32%	Reduced -209	-209 -11.8%
47	SPDR SERIES TRUST S&P 600 SMCP GRW SLYG	SLYG	6,761	$561.2k0.31%	0.31%	Unchanged
48	J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ JPIN	JPIN	9,773	$558.4k0.31%	0.31%	Unchanged
49	J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF JMUB	JMUB	10,571	$528.5k0.30%	0.30%	Added +5.0k	+5,000 89.8%
50	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	19,848	$527.6k0.30%	0.30%	Reduced -1.1k	-1,122 -5.3%
51	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	6,529	$524.7k0.29%	0.29%	Added +699	+699 12.0%
52	JOHNSON & JOHNSON COM JNJ	JNJ	3,144	$521.4k0.29%	0.29%	Reduced -145	-145 -4.4%
53	SCHWAB STRATEGIC TR INTERNL DIVID SCHY	SCHY	20,374	$517.1k0.29%	0.29%	Reduced -187	-187 -0.9%
54	UNITED BANCORP INC OHIO COM UBCP	UBCP	37,226	$499.6k0.28%	0.28%	Added +710	+710 1.9%
55	J P MORGAN EXCHANGE TRADED F SHORT DURA CORE JSCP	JSCP	10,245	$483.7k0.27%	0.27%	Unchanged
56	AMAZON COM INC COM AMZN	AMZN	2,538	$482.9k0.27%	0.27%	Reduced -74	-74 -2.8%
57	ISHARES TR RUSSELL 3000 ETF IWV	IWV	1,515	$481.2k0.27%	0.27%	Unchanged
58	NETFLIX INC COM NFLX	NFLX	507	$472.8k0.26%	0.26%	Added +7	+7 1.4%
59	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	4,857	$439.8k0.25%	0.25%	Added +607	+607 14.3%
60	VANGUARD SCOTTSDALE FDS VNG RUS2000VAL VTWV	VTWV	3,261	$434.0k0.24%	0.24%	Unchanged
61	COSTCO WHSL CORP NEW COM COST	COST	427	$403.8k0.23%	0.23%	Added +3	+3 0.7%
62	GOLDMAN SACHS ETF TR EQUAL WEIGHT US GSEW	GSEW	5,223	$397.2k0.22%	0.22%	Unchanged
63	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	696	$389.3k0.22%	0.22%	Unchanged
64	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	8,589	$388.7k0.22%	0.22%	Added +1.4k	+1,435 20.1%
65	ISHARES BITCOIN TRUST ETF SHS BEN INT IBIT	IBIT	8,278	$387.5k0.22%	0.22%	New
66	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	9,455	$385.4k0.22%	0.22%	Unchanged
67	SPDR SERIES TRUST PORTFOLI S&P1500 SPTM	SPTM	5,626	$382.6k0.21%	0.21%	Reduced -72	-72 -1.3%
68	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	732	$376.0k0.21%	0.21%	Unchanged
69	ISHARES TR MSCI EMG MKT ETF EEM	EEM	8,604	$376.0k0.21%	0.21%	Unchanged
70	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	993	$368.2k0.21%	0.21%	Added +149	+149 17.6%
71	SPROTT PHYSICAL GOLD TR UNIT PHYS	PHYS	15,000	$360.9k0.20%	0.20%	Unchanged
72	ISHARES TR MSCI EAFE ETF EFA	EFA	4,394	$359.1k0.20%	0.20%	Reduced -141	-141 -3.1%
73	MICROSOFT CORP COM MSFT	MSFT	944	$354.4k0.20%	0.20%	Reduced -70	-70 -6.9%
74	ABBVIE INC COM ABBV	ABBV	1,663	$348.4k0.20%	0.20%	Added +16	+16 1.0%
75	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	6,511	$332.5k0.19%	0.19%	Reduced -90	-90 -1.4%
76	CHEVRON CORP NEW COM CVX	CVX	1,831	$306.3k0.17%	0.17%	Added +14	+14 0.8%
77	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	9,643	$301.2k0.17%	0.17%	Reduced -2.3k	-2,272 -19.1%
78	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	7,412	$291.8k0.16%	0.16%	Added +255	+255 3.6%
79	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	7,484	$287.7k0.16%	0.16%	Unchanged
80	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	12,032	$281.9k0.16%	0.16%	Added +1.1k	+1,120 10.3%
81	AMERICAN CENTY ETF TR AVANTIS ALL EQT AVGV	AVGV	4,583	$278.5k0.16%	0.16%	Reduced -593	-593 -11.5%
82	AMERICAN CENTY ETF TR AVANTIS ALL EQT AVGE	AVGE	3,793	$270.0k0.15%	0.15%	Added +755	+755 24.9%
83	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	13,128	$259.7k0.15%	0.15%	New
84	J P MORGAN EXCHANGE TRADED F JPMORGAM LTD DUR JPLD	JPLD	4,800	$249.6k0.14%	0.14%	New
85	SALESFORCE INC COM CRM	CRM	926	$248.5k0.14%	0.14%	Added +15	+15 1.6%
86	AGILYSYS INC COM AGYS	AGYS	3,425	$248.4k0.14%	0.14%	Unchanged
87	NORFOLK SOUTHN CORP COM NSC	NSC	1,042	$246.8k0.14%	0.14%	Unchanged
88	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	3,266	$239.9k0.13%	0.13%	Added +458	+458 16.3%
89	EXXON MOBIL CORP COM XOM	XOM	1,932	$229.8k0.13%	0.13%	Added +29	+29 1.5%
90	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	487	$228.3k0.13%	0.13%	New
91	PROCTER AND GAMBLE CO COM PG	PG	1,335	$227.5k0.13%	0.13%	Reduced -66	-66 -4.7%
92	ISHARES TR S&P SML 600 GWT IJT	IJT	1,823	$226.9k0.13%	0.13%	New
93	GE AEROSPACE COM NEW GE	GE	1,125	$225.1k0.13%	0.13%	New
94	KINDER MORGAN INC DEL COM KMI	KMI	7,878	$224.8k0.13%	0.13%	Added +178	+178 2.3%
95	DIMENSIONAL ETF TRUST US MKTWIDE VALUE DFUV	DFUV	5,350	$220.5k0.12%	0.12%	Unchanged
96	NATIONAL FUEL GAS CO COM NFG	NFG	2,725	$215.8k0.12%	0.12%	New
97	ISHARES TR TIPS BD ETF TIP	TIP	1,919	$213.2k0.12%	0.12%	Reduced -125	-125 -6.1%
98	ISHARES TR RUS MID CAP ETF IWR	IWR	2,492	$212.0k0.12%	0.12%	Unchanged
99	AAON INC COM PAR $0.004 AAON	AAON	2,710	$211.7k0.12%	0.12%	Unchanged
100	EOG RES INC COM EOG	EOG	1,635	$209.7k0.12%	0.12%	New

Sold out since Q4 2024

Security	Ticker	Shares held before	Value then
ISHARES TR IJS	IJS	2,020	$219.4k2.0k shares
VANGUARD SCOTTSDALE FDS VTWO	VTWO	2,404	$214.7k2.4k shares
TESLA INC TSLA	TSLA	517	$208.8k517 shares
HOME DEPOT INC HD	HD	530	$206.2k530 shares