VanderPol Investments L.L.C.

CALEDONIA, MI · CIK 2015682 · 13F filing filed 2025-07-24

SEC-registered investment adviser since 2023 · limited liability company

Assets managed$118.1m
Staff3 · 3 in investment roles
Main clients (by assets)High net worth individuals 70%, Individuals 25%, Charities 4%
Form ADV · 2026-03-25SEC adviser record

$47.6m reported value +0.6% vs Q1 2025

55positions

57.6%in top 10

7 new 14 added 33 reduced 4 sold out vs Q1 2025

Holdings, Q2 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	270,486	$6.6m13.89%	13.89%	Added +16.3k	+16,336 6.4%
2	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	6,800	$4.2m8.83%	8.83%	Reduced -7.0k	-7,000 -50.7%
3	SCHWAB STRATEGIC TR US TIPS ETF SCHP	SCHP	126,366	$3.4m7.08%	7.08%	Added +97.7k	+97,712 341.0%
4	SCHWAB STRATEGIC TR US AGGREGATE B SCHZ	SCHZ	112,247	$2.6m5.48%	5.48%	Reduced -52.4k	-52,370 -31.8%
5	ABRDN ETFS BBRG ALL COMMDY BCD	BCD	75,137	$2.5m5.23%	5.23%	Reduced -1.9k	-1,938 -2.5%
6	SCHWAB STRATEGIC TR MUN BD ETF SCMB	SCMB	83,785	$2.1m4.43%	4.43%	Reduced -2.6k	-2,614 -3.0%
7	ISHARES TR CORE MSCI INTL IDEV	IDEV	25,567	$1.9m4.08%	4.08%	Reduced -2.4k	-2,350 -8.4%
8	SPDR SERIES TRUST PORTFLI HIGH YLD SPHY	SPHY	58,591	$1.4m2.93%	2.93%	Added +4.9k	+4,919 9.2%
9	ISHARES TR 0-5 YR TIPS ETF STIP	STIP	13,414	$1.4m2.90%	2.90%	Added +345	+345 2.6%
10	ISHARES INC CORE MSCI EMKT IEMG	IEMG	21,674	$1.3m2.73%	2.73%	Reduced -895	-895 -4.0%
11	SPDR SERIES TRUST BLOOMBERG INTL IBND	IBND	38,865	$1.3m2.66%	2.66%	New
12	SPDR SER TR BLOOMBERG INTL T BWX	BWX	53,818	$1.3m2.66%	2.66%	New
13	SPDR SER TR NUVEEN BLOOMBERG HYMB	HYMB	44,051	$1.1m2.29%	2.29%	Added +2.0k	+2,031 4.8%
14	NVIDIA CORPORATION COM NVDA	NVDA	5,653	$893.1k1.88%	1.88%	Added +719	+719 14.6%
15	MICROSOFT CORP COM MSFT	MSFT	1,746	$868.5k1.82%	1.82%	Reduced -51	-51 -2.8%
16	DIMENSIONAL ETF TRUST DIMENSIONAL US DIMENSIONAL US		15,940	$864.4k1.82%	1.82%	Added +3.4k	+3,441 27.5%
17	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	23,685	$848.9k1.78%	1.78%	Reduced -2.0k	-1,953 -7.6%
18	STRYKER CORPORATION COM SYK	SYK	1,971	$779.5k1.64%	1.64%	Added +8	+8 0.4%
19	META PLATFORMS INC CL A META	META	951	$701.9k1.47%	1.47%	Reduced -13	-13 -1.4%
20	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	14,516	$614.9k1.29%	1.29%	Reduced -3.1k	-3,112 -17.6%
21	APPLE INC COM AAPL	AAPL	2,990	$613.3k1.29%	1.29%	Reduced -6	-6 -0.2%
22	SCHWAB STRATEGIC TR SHT TM US TRES SCHO	SCHO	24,180	$589.5k1.24%	1.24%	Reduced -162	-162 -0.7%
23	AMAZON COM INC COM AMZN	AMZN	2,648	$580.9k1.22%	1.22%	Added +82	+82 3.2%
24	BROADCOM INC COM AVGO	AVGO	2,071	$570.9k1.20%	1.20%	Reduced -114	-114 -5.2%
25	WALMART INC COM WMT	WMT	4,737	$463.2k0.97%	0.97%	Reduced -54	-54 -1.1%
26	VISA INC COM CL A V	V	1,217	$432.1k0.91%	0.91%	Reduced -38	-38 -3.0%
27	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	12,667	$366.7k0.77%	0.77%	Reduced -2.6k	-2,610 -17.1%
28	TESLA INC COM TSLA	TSLA	1,047	$332.6k0.70%	0.70%	Added +32	+32 3.1%
29	SPDR GOLD TR GOLD SHS GLD	GLD	1,065	$324.6k0.68%	0.68%	Unchanged
30	SALESFORCE INC COM CRM	CRM	1,158	$315.8k0.66%	0.66%	Reduced -30	-30 -2.5%
31	ISHARES ETHEREUM TR SHS ETHA	ETHA	16,554	$315.7k0.66%	0.66%	Added +306	+306 1.9%
32	JPMORGAN CHASE & CO COM JPM	JPM	1,079	$312.8k0.66%	0.66%	Reduced -42	-42 -3.8%
33	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	6,232	$305.6k0.64%	0.64%	Reduced -2.8k	-2,801 -31.0%
34	MASTERCARD INCORPORATED CL A MA	MA	542	$304.6k0.64%	0.64%	Reduced -22	-22 -3.9%
35	DIMENSIONAL ETF TRUST EMERGING MKTS CO DFEM	DFEM	10,167	$301.7k0.63%	0.63%	Reduced -5	-5 -0.1%
36	ELI LILLY & CO COM LLY	LLY	373	$290.8k0.61%	0.61%	Reduced -9	-9 -2.4%
37	DIMENSIONAL ETF TRUST DIMENSIONAL INTL DXIV	DXIV	4,925	$285.9k0.60%	0.60%	Added +169	+169 3.5%
38	NETFLIX INC COM NFLX	NFLX	206	$275.9k0.58%	0.58%	New
39	EXXON MOBIL CORP COM XOM	XOM	2,527	$272.4k0.57%	0.57%	Reduced -77	-77 -3.0%
40	CISCO SYS INC COM CSCO	CSCO	3,836	$266.1k0.56%	0.56%	Reduced -168	-168 -4.2%
41	DIMENSIONAL ETF TRUST GLOBAL REAL EST DFGR	DFGR	9,891	$265.4k0.56%	0.56%	Added +463	+463 4.9%
42	LINDE PLC SHS LIN	LIN	554	$259.9k0.55%	0.55%	Reduced -19	-19 -3.3%
43	TOYOTA MOTOR CORP ADS TM	TM	1,502	$258.7k0.54%	0.54%	Reduced -2	-2 -0.1%
44	HOME DEPOT INC COM HD	HD	704	$258.1k0.54%	0.54%	Reduced -26	-26 -3.6%
45	CHEVRON CORP NEW COM CVX	CVX	1,768	$253.2k0.53%	0.53%	Reduced -35	-35 -1.9%
46	RTX CORPORATION COM RTX	RTX	1,620	$236.6k0.50%	0.50%	Reduced -52	-52 -3.1%
47	MCDONALDS CORP COM MCD	MCD	796	$232.6k0.49%	0.49%	Reduced -37	-37 -4.4%
48	ALPHABET INC CAP STK CL A GOOGL	GOOGL	1,302	$229.5k0.48%	0.48%	Reduced -43	-43 -3.2%
49	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	470	$228.3k0.48%	0.48%	Added +2	+2 0.4%
50	ISHARES BITCOIN TRUST ETF SHS BEN INT IBIT	IBIT	3,549	$217.2k0.46%	0.46%	New
51	ADOBE INC COM ADBE	ADBE	543	$210.1k0.44%	0.44%	Reduced -3	-3 -0.6%
52	HONEYWELL INTL INC COM COM		896	$208.7k0.44%	0.44%	New
53	DIMENSIONAL ETF TRUST INTL CORE EQUITY DFIC	DFIC	6,706	$208.5k0.44%	0.44%	New
54	GE AEROSPACE COM NEW GE	GE	788	$202.8k0.43%	0.43%	New
55	MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS MUFG	MUFG	14,467	$198.5k0.42%	0.42%	Reduced -1.5k	-1,528 -9.6%

Sold out since Q1 2025

Security	Ticker	Shares held before	Value then
VANGUARD CHARLOTTE FDS BNDX	BNDX	35,742	$1.7m35.7k shares
VANGUARD SCOTTSDALE FDS BNDW	BNDW	17,613	$1.2m17.6k shares
VANGUARD WORLD FD EDV	EDV	5,069	$360.4k5.1k shares
THERMO FISHER SCIENTIFIC INC TMO	TMO	410	$204.0k410 shares