INSTRUMENTAL WEALTH, LLC

TAMPA, FL · CIK 1976010 · 13F filing filed 2025-07-16

SEC-registered investment adviser since 2020 · limited liability company

Assets managed$508.0m
Staff12 · 5 in investment roles
Main clients (by assets)High net worth individuals 69%, Individuals 28%, Companies 2%
Form ADV · 2026-03-28SEC adviser record

$125.8m reported value +13.9% vs Q1 2025

59positions

76.4%in top 10

6 new 40 added 11 reduced 3 sold out vs Q1 2025

Holdings, Q2 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR CORE S&P MCP ETF IJH	IJH	298,995	$18.7m14.86%	14.86%	Added +17.7k	+17,687 6.3%
2	ISHARES TR S&P 500 GRWT ETF IVW	IVW	147,101	$16.4m13.01%	13.01%	Added +3.7k	+3,743 2.6%
3	ISHARES TR S&P 500 VAL ETF IVE	IVE	62,750	$12.3m9.77%	9.77%	Added +1.4k	+1,377 2.2%
4	ISHARES TR IBONDS DEC 2033 IBDY	IBDY	367,159	$9.4m7.45%	7.45%	Added +11.2k	+11,167 3.1%
5	ISHARES TR CORE S&P500 ETF IVV	IVV	14,322	$9.0m7.12%	7.12%	Added +129	+129 0.9%
6	ISHARES TR CORE MSCI EAFE IEFA	IEFA	106,196	$8.7m6.94%	6.94%	Added +2.4k	+2,388 2.3%
7	PACER FDS TR US CASH COWS 100 COWZ	COWZ	142,799	$7.9m6.30%	6.30%	Added +1.5k	+1,510 1.1%
8	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	36,375	$6.6m5.27%	5.27%	Added +1.2k	+1,154 3.3%
9	PACER FDS TR PACER US SMALL CALF	CALF	108,762	$4.4m3.49%	3.49%	Added +2.4k	+2,417 2.3%
10	ISHARES TR RUS 2000 GRW ETF IWO	IWO	9,815	$2.8m2.24%	2.24%	Added +315	+315 3.3%
11	ISHARES TR IBONDS DEC 2030 IBDV	IBDV	92,318	$2.0m1.60%	1.60%	Added +2.4k	+2,415 2.7%
12	NVIDIA CORPORATION COM NVDA	NVDA	11,665	$2.0m1.58%	1.58%	Reduced -115	-115 -1.0%
13	ISHARES TR IBDS DEC28 ETF IBDT	IBDT	78,859	$2.0m1.58%	1.58%	Added +2.1k	+2,067 2.7%
14	APPLE INC COM AAPL	AAPL	8,197	$1.7m1.36%	1.36%	Reduced -214	-214 -2.5%
15	TIDAL TR II YIELDMAX MSTR OP YIELDMAX MSTR OP		71,133	$1.6m1.27%	1.27%	Added +27.1k	+27,123 61.6%
16	MICROSOFT CORP COM MSFT	MSFT	3,062	$1.5m1.23%	1.23%	Added +42	+42 1.4%
17	AMAZON COM INC COM AMZN	AMZN	6,180	$1.4m1.11%	1.11%	Reduced -498	-498 -7.5%
18	ISHARES TR RUS 1000 ETF IWB	IWB	3,494	$1.2m0.95%	0.95%	Added +4	+4 0.1%
19	AMPLIFY ETF TR AMPLIFY CYBERSEC HACK	HACK	11,406	$954.4k0.76%	0.76%	Added +363	+363 3.3%
20	META PLATFORMS INC CL A META	META	1,188	$844.0k0.67%	0.67%	Reduced -79	-79 -6.2%
21	ISHARES TR CALIF MUN BD ETF CMF	CMF	12,936	$716.5k0.57%	0.57%	Added +330	+330 2.6%
22	ALPHABET INC CAP STK CL C GOOG	GOOG	3,600	$659.1k0.52%	0.52%	Added +84	+84 2.4%
23	STRYKER CORPORATION COM SYK	SYK	1,654	$645.9k0.51%	0.51%	Added +9	+9 0.6%
24	HERITAGE INSURANCE HLDGS INC COM HRTG	HRTG	27,791	$592.2k0.47%	0.47%	Unchanged
25	FIDELITY COVINGTON TRUST MSCI INFO TECH I FTEC	FTEC	2,876	$578.4k0.46%	0.46%	Added +88	+88 3.2%
26	EXXON MOBIL CORP COM XOM	XOM	4,821	$544.3k0.43%	0.43%	Added +180	+180 3.9%
27	ISHARES TR GL CLEAN ENE ETF ICLN	ICLN	39,675	$535.6k0.43%	0.43%	Added +3.9k	+3,911 10.9%
28	ISHARES TR NATIONAL MUN ETF MUB	MUB	5,122	$530.9k0.42%	0.42%	Added +12	+12 0.2%
29	BROADCOM INC COM AVGO	AVGO	1,782	$500.8k0.40%	0.40%	Added +118	+118 7.1%
30	ALPHABET INC CAP STK CL A GOOGL	GOOGL	2,542	$462.6k0.37%	0.37%	Reduced -14	-14 -0.6%
31	SYNOVUS FINL CORP COM NEW COM NEW		8,558	$449.5k0.36%	0.36%	New
32	FIDELITY WISE ORIGIN BITCOIN SHS FBTC	FBTC	4,395	$446.7k0.36%	0.36%	Added +125	+125 2.9%
33	TESLA INC COM TSLA	TSLA	1,417	$440.4k0.35%	0.35%	Added +49	+49 3.6%
34	JPMORGAN CHASE & CO COM JPM	JPM	1,406	$402.8k0.32%	0.32%	Added +63	+63 4.7%
35	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	645	$401.4k0.32%	0.32%	Reduced -6	-6 -0.9%
36	ISHARES TR RUS TP200 GR ETF IWY	IWY	1,574	$393.0k0.31%	0.31%	Added +56	+56 3.7%
37	SPDR SERIES TRUST PORTFLI HIGH YLD SPHY	SPHY	16,189	$381.1k0.30%	0.30%	Added +386	+386 2.4%
38	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	788	$370.5k0.29%	0.29%	Reduced -1	-1 -0.1%
39	COCA COLA CO COM KO	KO	5,122	$355.3k0.28%	0.28%	Added +282	+282 5.8%
40	NUVEEN S&P 500 BUY-WRITE INC COM COM		25,251	$352.5k0.28%	0.28%	Added +1.4k	+1,411 5.9%
41	PACER FDS TR DEVELOPED MRKT ICOW	ICOW	10,160	$344.7k0.27%	0.27%	Reduced -496	-496 -4.7%
42	CHEVRON CORP NEW COM CVX	CVX	2,200	$331.6k0.26%	0.26%	Reduced -164	-164 -6.9%
43	NETFLIX INC COM NFLX	NFLX	252	$317.6k0.25%	0.25%	Added +4	+4 1.6%
44	VISA INC COM CL A V	V	817	$283.7k0.23%	0.23%	Added +11	+11 1.4%
45	ISHARES TR PFD AND INCM SEC PFF	PFF	9,112	$281.9k0.22%	0.22%	Added +117	+117 1.3%
46	SLIDE INS HLDGS INC COM SLDE	SLDE	14,705	$272.5k0.22%	0.22%	New
47	ELI LILLY & CO COM LLY	LLY	346	$267.2k0.21%	0.21%	Added +25	+25 7.8%
48	MERCK & CO INC COM MRK	MRK	3,206	$261.3k0.21%	0.21%	Added +141	+141 4.6%
49	MASTERCARD INCORPORATED CL A MA	MA	427	$234.8k0.19%	0.19%	Added +1	+1 0.2%
50	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	4,686	$234.4k0.19%	0.19%	Reduced -215	-215 -4.4%
51	WALMART INC COM WMT	WMT	2,409	$229.8k0.18%	0.18%	Added +91	+91 3.9%
52	ORACLE CORP COM ORCL	ORCL	969	$227.6k0.18%	0.18%	New
53	VANECK ETF TRUST SEMICONDUCTR ETF SMH	SMH	778	$226.4k0.18%	0.18%	New
54	COINBASE GLOBAL INC COM CL A COIN	COIN	581	$225.4k0.18%	0.18%	New
55	HOME DEPOT INC COM HD	HD	608	$217.9k0.17%	0.17%	Added +48	+48 8.6%
56	FIDELITY COVINGTON TRUST MSCI ENERGY IDX FENY	FENY	8,700	$208.6k0.17%	0.17%	New
57	PIMCO CORPORATE & INCOME OPP COM PTY	PTY	12,104	$167.0k0.13%	0.13%	Added +268	+268 2.3%
58	WHEELS UP EXPERIENCE INC COM CL A COM CL A		120,242	$164.7k0.13%	0.13%	Unchanged
59	RIOT PLATFORMS INC COM RIOT	RIOT	10,672	$129.1k0.10%	0.10%	Reduced -3	-3 -0.0%

Sold out since Q1 2025

Security	Ticker	Shares held before	Value then
TIDAL TR II		61,391	$510.8k61.4k shares
VANGUARD INDEX FDS VNQ	VNQ	2,514	$218.7k2.5k shares
WELLS FARGO CO NEW WFC	WFC	2,963	$206.6k3.0k shares