Orcam Financial Group

ENCINITAS, CA · CIK 1905367 · 13F filing filed 2026-08-14

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyEncinitas, CA

$204.7m reported value +45.3% vs Q1 2026

105positions

62.9%in top 10

44 new 44 added 8 reduced 1 sold out vs Q1 2026

Also in the report of:

Empowered Funds, LLC – $11.4m of shares are in both reports

Shares in two reports are counted once in each security's totals.

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	EA SERIES TRUST DISCIPLINE FUND DDX	DDX	1,900,446	$47.8m23.34%	23.34%	Added +110.1k	+110,143 6.2%
2	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	95,303	$15.0m7.31%	7.31%	Added +2.3k	+2,290 2.5%
3	EA Series Trust DEFINED DURATION 5 DDV	DDV	498,297	$12.6m6.17%	6.17%	Added +190.6k	+190,649 62.0%
4	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	28,743	$10.6m5.20%	5.20%	Added +2.4k	+2,424 9.2%
5	EA Series Trust DEFINED DURATION 20 DDXX	DDXX	363,890	$10.1m4.96%	4.96%	Added +136.9k	+136,920 60.3%
6	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	309,050	$9.0m4.37%	4.37%	Reduced -2.0k	-1,993 -0.6%
7	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	322,547	$8.9m4.37%	4.37%	Added +104.4k	+104,434 47.9%
8	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	79,771	$6.8m3.33%	3.33%	Added +8.6k	+8,620 12.1%
9	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	111,359	$4.0m1.97%	1.97%	Added +22.8k	+22,790 25.7%
10	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	103,810	$3.8m1.87%	1.87%	Added +2.6k	+2,603 2.6%
11	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	45,475	$3.2m1.58%	1.58%	Added +1.2k	+1,203 2.7%
12	VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT	VGIT	49,065	$2.9m1.41%	1.41%	Added +6.8k	+6,835 16.2%
13	ISHARES TR CORE MSCI EAFE IEFA	IEFA	27,108	$2.6m1.28%	1.28%	New
14	VANGUARD INDEX FDS VALUE ETF VTV	VTV	11,278	$2.5m1.20%	1.20%	Added +2.4k	+2,353 26.4%
15	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	38,236	$2.3m1.12%	1.12%	Added +5.8k	+5,815 17.9%
16	VANGUARD INDEX FDS MID CAP ETF VO	VO	26,906	$2.2m1.06%	1.06%	Added +19.3k	+19,310 254.2%
17	ISHARES TR CORE US AGGBD ET AGG	AGG	21,174	$2.1m1.02%	1.02%	New
18	APPLE INC COM AAPL	AAPL	6,759	$2.0m0.96%	0.96%	Added +4.8k	+4,826 249.7%
19	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	22,050	$1.8m0.90%	0.90%	Added +1.6k	+1,552 7.6%
20	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	2,576	$1.8m0.86%	0.86%	Added +2	+2 0.1%
21	ISHARES TR CORE S&P MCP ETF IJH	IJH	22,847	$1.8m0.86%	0.86%	New
22	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	2,347	$1.8m0.86%	0.86%	Added +1	+1 0.0%
23	ISHARES INC CORE MSCI EMKT IEMG	IEMG	20,912	$1.7m0.85%	0.85%	New
24	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	58,582	$1.7m0.84%	0.84%	Added +14.6k	+14,633 33.3%
25	SPDR SER TR NUVEEN BLOOMBERG HYMB	HYMB	58,684	$1.5m0.73%	0.73%	Reduced -2.8k	-2,769 -4.5%
26	ISHARES TR GRWT ALLOCAT ETF AOR	AOR	21,478	$1.5m0.73%	0.73%	Added +14.0k	+14,030 188.4%
27	VANECK ETF TRUST HIGH YLD MUNIETF HYD	HYD	28,714	$1.5m0.72%	0.72%	Added +14	+14 0.1%
28	ISHARES TR CORE S&P500 ETF IVV	IVV	1,771	$1.3m0.65%	0.65%	Added +1.2k	+1,189 204.3%
29	NVIDIA CORPORATION COM NVDA	NVDA	6,587	$1.3m0.64%	0.64%	New
30	VANGUARD INDEX FDS SMALL CP ETF VB	VB	4,073	$1.2m0.60%	0.60%	New
31	AMAZON COM INC COM AMZN	AMZN	5,127	$1.2m0.60%	0.60%	Added +3.7k	+3,726 265.9%
32	ALPHABET INC CAP STK CL A GOOGL	GOOGL	3,344	$1.2m0.58%	0.58%	New
33	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	1,521	$1.1m0.52%	0.52%	New
34	MICROSOFT CORP COM MSFT	MSFT	2,778	$1.0m0.51%	0.51%	Added +2.1k	+2,142 336.8%
35	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	12,426	$1.0m0.50%	0.50%	Reduced -175	-175 -1.4%
36	GMO ETF TRUST GMO INTL VALUE GMOI	GMOI	27,050	$1.0m0.50%	0.50%	Added +6.0k	+6,000 28.5%
37	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	10,413	$1.0m0.49%	0.49%	New
38	VANGUARD WORLD FD INF TECH ETF VGT	VGT	8,007	$957.0k0.47%	0.47%	Added +879	+879 12.3%
39	SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW	SPDW	17,365	$875.0k0.43%	0.43%	New
40	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	27,503	$872.1k0.43%	0.43%	Reduced -388	-388 -1.4%
41	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	14,904	$867.4k0.42%	0.42%	Added +3.0k	+3,024 25.4%
42	EXXON MOBIL CORP COM XOM	XOM	6,274	$857.8k0.42%	0.42%	Added +1.8k	+1,802 40.3%
43	PLANET LABS PBC COM CL A PL	PL	24,771	$820.7k0.40%	0.40%	Unchanged
44	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	9,514	$819.5k0.40%	0.40%	New
45	VANGUARD SCOTTSDALE FDS LONG TERM TREAS VGLT	VGLT	14,375	$793.2k0.39%	0.39%	Added +112	+112 0.8%
46	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	3,695	$786.2k0.38%	0.38%	Added +481	+481 15.0%
47	ISHARES TR MSCI INTL QUALTY IQLT	IQLT	15,701	$778.0k0.38%	0.38%	New
48	ISHARES TR PFD AND INCM SEC PFF	PFF	25,264	$770.3k0.38%	0.38%	Reduced -7.5k	-7,468 -22.8%
49	AMERICAN CENTY ETF TR AVANTIS ALL INT AVNM	AVNM	9,010	$742.3k0.36%	0.36%	Added +89	+89 1.0%
50	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	13,843	$716.8k0.35%	0.35%	Added +47	+47 0.3%
51	ISHARES TR 7-10 YR TRSY BD IEF	IEF	7,278	$688.3k0.34%	0.34%	New
52	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	934	$687.7k0.34%	0.34%	Unchanged
53	SCHWAB STRATEGIC TR US AGGREGATE B SCHZ	SCHZ	27,723	$641.2k0.31%	0.31%	Added +276	+276 1.0%
54	DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV	DFIV	11,820	$638.5k0.31%	0.31%	New
55	EA SERIES TRUST ALPHA ARCHITECT CAOS	CAOS	6,775	$612.2k0.30%	0.30%	Added +2.0k	+2,000 41.9%
56	JPMORGAN CHASE & CO COM JPM	JPM	1,573	$515.0k0.25%	0.25%	New
57	LAM RESEARCH CORP COM NEW LRCX	LRCX	1,157	$501.4k0.24%	0.24%	New
58	ISHARES TR 20 YR TR BD ETF TLT	TLT	5,751	$497.0k0.24%	0.24%	New
59	ISHARES GOLD TR ISHARES NEW IAU	IAU	6,437	$486.1k0.24%	0.24%	Unchanged
60	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	5,987	$473.2k0.23%	0.23%	Reduced -74	-74 -1.2%
61	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	10,518	$466.6k0.23%	0.23%	Unchanged
62	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	9,113	$460.9k0.23%	0.23%	New
63	APPLIED MATLS INC COM AMAT	AMAT	610	$441.0k0.22%	0.22%	New
64	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	5,968	$438.1k0.21%	0.21%	Reduced -2.8k	-2,826 -32.1%
65	VANGUARD WELLINGTON FD US MOMENTUM VFMO	VFMO	1,748	$436.2k0.21%	0.21%	Added +3	+3 0.2%
66	ISHARES TR MSCI INTL VLU FT IVLU	IVLU	9,843	$411.7k0.20%	0.20%	New
67	META PLATFORMS INC CL A META	META	728	$410.1k0.20%	0.20%	New
68	DEERE & CO COM DE	DE	634	$402.2k0.20%	0.20%	Added +256	+256 67.7%
69	JOHNSON & JOHNSON COM JNJ	JNJ	1,542	$391.6k0.19%	0.19%	Added +1	+1 0.1%
70	GMO ETF TRUST GMO INTL QUALITY QLTI	QLTI	13,000	$351.4k0.17%	0.17%	Added +4.0k	+4,000 44.4%
71	ELI LILLY & CO COM LLY	LLY	292	$350.2k0.17%	0.17%	New
72	KLA CORP COM NEW KLAC	KLAC	1,160	$350.0k0.17%	0.17%	New
73	SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES CTA	CTA	13,440	$348.6k0.17%	0.17%	Added +3.3k	+3,300 32.5%
74	ISHARES TR RUS 1000 GRW ETF IWF	IWF	2,805	$348.3k0.17%	0.17%	Added +1	+1 0.0%
75	EMERSON ELEC CO COM EMR	EMR	2,390	$342.1k0.17%	0.17%	New
76	ISHARES TR CORE TOTAL USD IUSB	IUSB	6,943	$320.4k0.16%	0.16%	Unchanged
77	PALO ALTO NETWORKS INC COM PANW	PANW	928	$316.5k0.15%	0.15%	New
78	ADVANCED MICRO DEVICES INC COM AMD	AMD	540	$313.7k0.15%	0.15%	New
79	AFLAC INC COM AFL	AFL	2,615	$306.6k0.15%	0.15%	Added +215	+215 9.0%
80	VISA INC COM CL A V	V	878	$301.3k0.15%	0.15%	New
81	BROADCOM INC COM AVGO	AVGO	796	$300.7k0.15%	0.15%	New
82	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	7,262	$299.6k0.15%	0.15%	Unchanged
83	CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI CGDV	CGDV	5,508	$271.4k0.13%	0.13%	Added +15	+15 0.3%
84	VANGUARD WORLD FD UTILITIES ETF VPU	VPU	1,376	$269.3k0.13%	0.13%	New
85	UNITEDHEALTH GROUP INC COM UNH	UNH	645	$268.1k0.13%	0.13%	New
86	AMERICAN CENTY ETF TR EMERGING MKT VAL AVES	AVES	4,070	$267.0k0.13%	0.13%	Added +28	+28 0.7%
87	ISHARES TR CORE S&P SCP ETF IJR	IJR	1,787	$265.0k0.13%	0.13%	New
88	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	538	$256.9k0.13%	0.13%	New
89	WALMART INC COM WMT	WMT	2,235	$253.1k0.12%	0.12%	Added +135	+135 6.4%
90	PROCTER AND GAMBLE CO COM PG	PG	1,725	$253.0k0.12%	0.12%	New
91	CATERPILLAR INC COM CAT	CAT	236	$251.3k0.12%	0.12%	New
92	RTX CORPORATION COM RTX	RTX	1,269	$240.8k0.12%	0.12%	New
93	TJX COS INC NEW COM TJX	TJX	1,579	$239.2k0.12%	0.12%	New
94	COSTCO WHSL CORP NEW COM COST	COST	249	$232.9k0.11%	0.11%	New
95	MASTERCARD INCORPORATED CL A MA	MA	453	$232.7k0.11%	0.11%	New
96	DIMENSIONAL ETF TRUST INTL CORE EQUITY DFIC	DFIC	6,089	$226.9k0.11%	0.11%	Unchanged
97	ALPHABET INC CAP STK CL C GOOG	GOOG	628	$222.0k0.11%	0.11%	New
98	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	4,120	$208.4k0.10%	0.10%	Reduced -10.5k	-10,500 -71.8%
99	CAPITAL ONE FINL CORP COM COF	COF	1,028	$206.2k0.10%	0.10%	New
100	TESLA INC COM TSLA	TSLA	486	$204.4k0.10%	0.10%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
UNITED STS BRENT OIL FD LP BNO	BNO	7,545	$392.4k7.5k shares