Capital Advantage, Inc.

Walnut Creek, CA · CIK 1628896 · 13F filing filed 2026-07-13

SEC-registered investment adviser since 1998 · corporation

Assets managed$1.3bn
Staff16 · 8 in investment roles
Main clients (by assets)High net worth individuals 84%, Individuals 16%
Form ADV · 2026-08-25SEC adviser record

$819.6m reported value +7.1% vs Q1 2026

150positions

51.4%in top 10

16 new 45 added 74 reduced 11 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR CGMS	CGMS	3,791,682	$103.6m12.64%	12.64%	Added +1.3m	+1,292,902 51.7%
2	SCHWAB STRATEGIC TR FUNDAMENTAL INTL FNDF	FNDF	1,100,538	$58.1m7.08%	7.08%	Reduced -5.0k	-5,046 -0.5%
3	VANGUARD WHITEHALL FDS INTL HIGH ETF VYMI	VYMI	415,485	$40.8m4.98%	4.98%	Added +1.3k	+1,320 0.3%
4	VANGUARD WHITEHALL FDS INTL DVD ETF VIGI	VIGI	431,472	$40.3m4.92%	4.92%	Reduced -4.2k	-4,215 -1.0%
5	ISHARES TR BLACKROCK ULTRA ICSH	ICSH	742,780	$37.6m4.58%	4.58%	Added +10.9k	+10,927 1.5%
6	VANGUARD WORLD FD MEGA CAP VAL ETF MGV	MGV	197,037	$32.2m3.93%	3.93%	Reduced -688	-688 -0.3%
7	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	117,497	$27.8m3.39%	3.39%	Added +281	+281 0.2%
8	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	873,130	$27.7m3.38%	3.38%	Added +603	+603 0.1%
9	CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI CGDV	CGDV	539,351	$26.6m3.24%	3.24%	Added +2.5k	+2,465 0.5%
10	VANGUARD WORLD FD HEALTH CAR ETF VHT	VHT	88,732	$26.5m3.24%	3.24%	Reduced -331	-331 -0.4%
11	ISHARES TR 0-5 YR TIPS ETF STIP	STIP	258,789	$26.4m3.23%	3.23%	New
12	SPDR SERIES TRUST PORTFOLIO S&P500 SPYM	SPYM	247,625	$21.8m2.65%	2.65%	Added +7.0k	+7,011 2.9%
13	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	397,734	$21.3m2.60%	2.60%	Reduced -7.8k	-7,773 -1.9%
14	VANGUARD BD INDEX FDS VANGUARD ULTRA VUSB	VUSB	412,453	$20.5m2.50%	2.50%	Added +64.5k	+64,545 18.6%
15	VANGUARD WORLD FD INDUSTRIAL ETF VIS	VIS	50,964	$18.4m2.24%	2.24%	Reduced -520	-520 -1.0%
16	VANGUARD WORLD FD MEGA CAP INDEX MGC	MGC	58,934	$16.1m1.97%	1.97%	Reduced -80	-80 -0.1%
17	APPLE INC COM AAPL	AAPL	52,049	$15.1m1.84%	1.84%	Reduced -1.5k	-1,501 -2.8%
18	ISHARES TR TRS FLT RT BD TFLO	TFLO	270,246	$13.7m1.67%	1.67%	New
19	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	55,290	$13.4m1.64%	1.64%	Added +859	+859 1.6%
20	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	475,697	$13.2m1.61%	1.61%	Added +6.4k	+6,417 1.4%
21	VANGUARD INDEX FDS SMALL CP ETF VB	VB	36,228	$11.0m1.34%	1.34%	Added +1.6k	+1,605 4.6%
22	ADVANCED MICRO DEVICES INC COM AMD	AMD	18,668	$10.8m1.32%	1.32%	Reduced -5.8k	-5,783 -23.6%
23	ISHARES TR MSCI EAFE ETF EFA	EFA	90,234	$9.4m1.14%	1.14%	Reduced -3.1k	-3,075 -3.3%
24	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	44,159	$8.7m1.06%	1.06%	Reduced -273	-273 -0.6%
25	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	39,205	$8.6m1.05%	1.05%	Added +1.1k	+1,088 2.9%
26	ISHARES TR EAFE VALUE ETF EFV	EFV	111,938	$8.6m1.05%	1.05%	Reduced -1.3k	-1,280 -1.1%
27	GLOBAL X FDS US INFR DEV ETF PAVE	PAVE	128,370	$7.6m0.92%	0.92%	Added +9.9k	+9,927 8.4%
28	VANGUARD INDEX FDS MID CAP ETF VO	VO	88,538	$7.1m0.87%	0.87%	Added +6.1k	+6,142 7.5%
29	EXTREME NETWORKS COM EXTR	EXTR	219,308	$7.1m0.87%	0.87%	Reduced -19.5k	-19,521 -8.2%
30	SCHWAB STRATEGIC TR FUNDAMENTAL US L FNDX	FNDX	214,467	$6.7m0.81%	0.81%	Added +35.1k	+35,081 19.6%
31	ISHARES TR CORE S&P SCP ETF IJR	IJR	42,688	$6.3m0.77%	0.77%	Reduced -939	-939 -2.1%
32	MICROSOFT CORP COM MSFT	MSFT	14,843	$5.5m0.68%	0.68%	Reduced -1.4k	-1,357 -8.4%
33	SCHWAB STRATEGIC TR FUNDAMENTAL US S FNDA	FNDA	138,467	$5.3m0.64%	0.64%	Added +6.7k	+6,728 5.1%
34	ISHARES TR MSCI EMG MKT ETF EEM	EEM	74,437	$5.1m0.62%	0.62%	Reduced -1.4k	-1,409 -1.9%
35	ISHARES TR S&P 500 GRWT ETF IVW	IVW	32,210	$4.4m0.54%	0.54%	Added +2.4k	+2,377 8.0%
36	ISHARES INC MSCI EMRG CHN EMXC	EMXC	39,761	$4.1m0.50%	0.50%	Added +3.5k	+3,459 9.5%
37	ISHARES TR CORE MSCI EAFE IEFA	IEFA	39,273	$3.8m0.46%	0.46%	Reduced -417	-417 -1.1%
38	FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF SDVY	SDVY	86,871	$3.7m0.46%	0.46%	Added +5.1k	+5,099 6.2%
39	SELECT SECTOR SPDR TR SBI CONS STPLS XLP	XLP	44,540	$3.7m0.45%	0.45%	Reduced -552	-552 -1.2%
40	ISHARES TR CORE S&P500 ETF IVV	IVV	4,902	$3.7m0.45%	0.45%	Added +10	+10 0.2%
41	CHEVRON CORP NEW COM CVX	CVX	19,037	$3.2m0.38%	0.38%	Reduced -842	-842 -4.2%
42	NVIDIA CORPORATION COM NVDA	NVDA	14,401	$2.9m0.35%	0.35%	Reduced -478	-478 -3.2%
43	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	4,165	$2.9m0.35%	0.35%	Added +5	+5 0.1%
44	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	17,815	$2.8m0.34%	0.34%	Added +1.8k	+1,838 11.5%
45	AMAZON COM INC COM AMZN	AMZN	11,477	$2.7m0.33%	0.33%	Reduced -488	-488 -4.1%
46	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	90,216	$2.7m0.32%	0.32%	Added +386	+386 0.4%
47	NORTHROP GRUMMAN CORP COM NOC	NOC	5,201	$2.6m0.32%	0.32%	Unchanged
48	ISHARES TR 0-3 MNTH TREASRY SGOV	SGOV	25,587	$2.6m0.31%	0.31%	Added +6.2k	+6,179 31.8%
49	CATERPILLAR INC COM CAT	CAT	1,942	$2.1m0.25%	0.25%	Reduced -338	-338 -14.8%
50	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	47,977	$1.8m0.22%	0.22%	Added +2.4k	+2,355 5.2%
51	WORKDAY INC CL A WDAY	WDAY	14,191	$1.7m0.21%	0.21%	Unchanged
52	APPLIED MATLS INC COM AMAT	AMAT	2,350	$1.7m0.21%	0.21%	Added +177	+177 8.2%
53	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	2,086	$1.6m0.19%	0.19%	Added +95	+95 4.8%
54	BERKSHIRE HATHAWAY INC DEL CL A BRK.A	BRK.A	2	$1.5m0.18%	0.18%	Unchanged
55	META PLATFORMS INC CL A META	META	2,550	$1.4m0.18%	0.18%	Added +36	+36 1.4%
56	ISHARES TR RUS 1000 VAL ETF IWD	IWD	5,850	$1.4m0.17%	0.17%	Unchanged
57	JOHNSON & JOHNSON COM JNJ	JNJ	5,188	$1.3m0.16%	0.16%	Reduced -151	-151 -2.8%
58	EATON CORP PLC SHS ETN	ETN	2,943	$1.3m0.15%	0.15%	Reduced -10	-10 -0.3%
59	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	1,696	$1.2m0.15%	0.15%	Reduced -88	-88 -4.9%
60	ALPHABET INC CAP STK CL C GOOG	GOOG	3,349	$1.2m0.14%	0.14%	Reduced -62	-62 -1.8%
61	COSTCO WHSL CORP NEW COM COST	COST	1,233	$1.2m0.14%	0.14%	Reduced -38	-38 -3.0%
62	VISA INC COM CL A V	V	3,322	$1.1m0.14%	0.14%	Reduced -31	-31 -0.9%
63	ALPHABET INC CAP STK CL A GOOGL	GOOGL	3,094	$1.1m0.13%	0.13%	Reduced -632	-632 -17.0%
64	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	2,927	$1.1m0.13%	0.13%	Reduced -422	-422 -12.6%
65	VANGUARD WORLD FD ESG INTL STK ETF VSGX	VSGX	13,115	$1.1m0.13%	0.13%	Reduced -132	-132 -1.0%
66	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	12,514	$1.1m0.13%	0.13%	Added +7.3k	+7,312 140.6%
67	JPMORGAN CHASE & CO COM JPM	JPM	3,262	$1.1m0.13%	0.13%	Reduced -10	-10 -0.3%
68	SCHWAB CHARLES CORP COM SCHW	SCHW	11,472	$1.1m0.13%	0.13%	Reduced -209	-209 -1.8%
69	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	2,200	$1.1m0.13%	0.13%	Reduced -80	-80 -3.5%
70	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	14,382	$1.0m0.13%	0.13%	Unchanged
71	RTX CORPORATION COM RTX	RTX	5,398	$1.0m0.12%	0.12%	Reduced -328	-328 -5.7%
72	MERCK & CO INC COM MRK	MRK	7,767	$998.0k0.12%	0.12%	Reduced -406	-406 -5.0%
73	AUTOLIV INC COM ALV	ALV	8,298	$964.0k0.12%	0.12%	Unchanged
74	INTEL CORP COM INTC	INTC	6,583	$919.1k0.11%	0.11%	Reduced -2.3k	-2,251 -25.5%
75	ISHARES TR SELECT DIVID ETF DVY	DVY	5,879	$918.9k0.11%	0.11%	Reduced -278	-278 -4.5%
76	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	1,231	$906.4k0.11%	0.11%	Added +114	+114 10.2%
77	AMGEN INC COM AMGN	AMGN	2,474	$896.1k0.11%	0.11%	Reduced -440	-440 -15.1%
78	PIMCO ETF TR ENHANCD SHORT EMNT	EMNT	8,748	$865.6k0.11%	0.11%	Reduced -10	-10 -0.1%
79	SPDR GOLD TR GOLD SHS GLD	GLD	2,041	$752.0k0.09%	0.09%	Added +190	+190 10.3%
80	ISHARES TR RUS 1000 GRW ETF IWF	IWF	5,966	$740.8k0.09%	0.09%	Reduced -6	-6 -0.1%
81	ISHARES TR ESG AW MSCI EAFE ESGD	ESGD	6,867	$706.0k0.09%	0.09%	Reduced -25	-25 -0.4%
82	HOME DEPOT INC COM HD	HD	1,993	$702.8k0.09%	0.09%	Added +41	+41 2.1%
83	ISHARES INC ESG AWR MSCI EM ESGE	ESGE	12,805	$700.3k0.09%	0.09%	Reduced -60	-60 -0.5%
84	AMERICAN EXPRESS CO COM AXP	AXP	2,027	$685.6k0.08%	0.08%	Reduced -20	-20 -1.0%
85	CISCO SYS INC COM CSCO	CSCO	5,741	$674.3k0.08%	0.08%	Reduced -13.2k	-13,175 -69.7%
86	ELI LILLY & CO COM LLY	LLY	557	$668.4k0.08%	0.08%	Added +24	+24 4.5%
87	AUTOMATIC DATA PROCESSING IN COM ADP	ADP	2,963	$663.5k0.08%	0.08%	Added +1	+1 0.0%
88	WELLS FARGO CO NEW COM WFC	WFC	8,005	$661.5k0.08%	0.08%	Reduced -851	-851 -9.6%
89	WALMART INC COM WMT	WMT	5,804	$657.4k0.08%	0.08%	Reduced -183	-183 -3.1%
90	DAILY JOURNAL CORP COM DJCO	DJCO	947	$569.3k0.07%	0.07%	Reduced -9	-9 -0.9%
91	PROCTER AND GAMBLE CO COM PG	PG	3,721	$545.6k0.07%	0.07%	Added +368	+368 11.0%
92	ISHARES TR CORE DIV GRWTH DGRO	DGRO	6,870	$520.7k0.06%	0.06%	Reduced -64	-64 -0.9%
93	COCA COLA CO COM KO	KO	6,311	$512.9k0.06%	0.06%	Added +52	+52 0.8%
94	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	6,200	$512.5k0.06%	0.06%	Reduced -967.0k	-966,971 -99.4%
95	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	1,803	$507.1k0.06%	0.06%	Reduced -97	-97 -5.1%
96	GE AEROSPACE COM NEW GE	GE	1,341	$501.1k0.06%	0.06%	Reduced -11	-11 -0.8%
97	BOEING CO COM BA	BA	2,187	$473.3k0.06%	0.06%	Reduced -635	-635 -22.5%
98	BLACKROCK ETF TRUST II ISHARES SHORT-TE CALI	CALI	9,313	$470.7k0.06%	0.06%	Unchanged
99	VANGUARD WORLD FD ENERGY ETF VDE	VDE	3,090	$463.9k0.06%	0.06%	Added +1	+1 0.0%
100	VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD VTEC	VTEC	4,500	$452.7k0.06%	0.06%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
TWILIO INC TWLO	TWLO	46,472	$5.8m46.5k shares
EXXON MOBIL CORP XOM	XOM	14,451	$2.5m14.5k shares
VANGUARD SCOTTSDALE FDS VONE	VONE	2,098	$619.2k2.1k shares
CALAVO GROWERS INC		22,691	$585.2k22.7k shares
SOFI TECHNOLOGIES INC SOFI	SOFI	35,506	$563.8k35.5k shares
VANGUARD INTL EQUITY INDEX F VEU	VEU	6,659	$500.1k6.7k shares
VANGUARD INDEX FDS VV	VV	1,022	$305.4k1.0k shares
NOVARTIS AG NVS	NVS	1,846	$282.0k1.8k shares
ISHARES GOLD TR IAU	IAU	2,993	$263.9k3.0k shares
TJX COS INC NEW TJX	TJX	1,355	$216.4k1.4k shares
MCKESSON CORP MCK	MCK	246	$213.0k246 shares