SYM FINANCIAL Corp

WINONA LAKE, IN · CIK 764739 · 13F filing filed 2025-05-06

SEC-registered investment adviser since 1985 · corporation

Assets managed$5.8bn
Staff84 · 49 in investment roles
Main clients (by assets)High net worth individuals 58%, Pension plans 20%, Charities 14%
Form ADV · 2026-03-31SEC adviser record

Kindwealth
Others nearbyWinona Lake, IN, Fort Wayne, IN, Midland, MI, Indianapolis, IN, Mishawaka, IN, Franklin, TN

As an employer

Offices in1 country

Where they work

people there (dot area)number not reportedmain officeHover or tap a dot. Australian and UK companies are placed at their business or registered address, with their staff across the whole country.

Offices

From Form ADV: the main office and the other offices where it does advisory work (at most the 25 largest), with the people doing investment work at each. “About” is worked out: the firm's investment staff less its other offices. Each city links to the other managers there.

City	Country	People
Winona Lake, IN (main office)United States	United States	about 10
Fort Wayne, INUnited States	United States	17
Midland, MIUnited States	United States	11
Indianapolis, INUnited States	United States	5
Mishawaka, INUnited States	United States	4
Franklin, TNUnited States	United States	2

Map: places from GeoNames (CC BY 4.0), outlines from Natural Earth.

$811.7m reported value +4.9% vs Q4 2024

352positions

74.4%in top 10

61 new 141 added 103 reduced 42 sold out vs Q4 2024

Holdings, Q1 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	6,671,198	$208.3m25.67%	25.67%	Added +22.7k	+22,657 0.3%
2	WISDOMTREE TR INTERNATIONL EFI NTSI	NTSI	2,382,158	$90.5m11.15%	11.15%	Added +14.5k	+14,500 0.6%
3	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	519,779	$83.4m10.28%	10.28%	Added +11.0k	+10,990 2.2%
4	ISHARES TR US TREAS BD ETF GOVT	GOVT	3,261,250	$75.0m9.24%	9.24%	Added +181.7k	+181,676 5.9%
5	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	254,948	$70.1m8.63%	8.63%	Added +17.8k	+17,848 7.5%
6	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	1,002,554	$21.6m2.66%	2.66%	Added +222.3k	+222,348 28.5%
7	DOW INC COM DOW	DOW	518,808	$18.1m2.23%	2.23%	Added +917	+917 0.2%
8	ISHARES TR CORE US AGGBD ET AGG	AGG	133,148	$13.2m1.62%	1.62%	Reduced -9.9k	-9,896 -6.9%
9	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	204,005	$12.7m1.56%	1.56%	Reduced -1.8k	-1,778 -0.9%
10	VANGUARD ADMIRAL FDS INC SMLCP 600 VAL VIOV	VIOV	135,529	$11.4m1.40%	1.40%	Reduced -2.6k	-2,554 -1.9%
11	APPLE INC COM AAPL	AAPL	50,301	$11.2m1.38%	1.38%	Added +1.4k	+1,401 2.9%
12	NVIDIA CORPORATION COM NVDA	NVDA	81,192	$8.8m1.08%	1.08%	Added +9.3k	+9,290 12.9%
13	ISHARES TR CORE MSCI EAFE IEFA	IEFA	110,892	$8.4m1.03%	1.03%	Unchanged
14	MICROSOFT CORP COM MSFT	MSFT	21,185	$8.0m0.98%	0.98%	Reduced -1.0k	-1,030 -4.6%
15	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	59,189	$6.9m0.85%	0.85%	Added +148	+148 0.2%
16	AMAZON COM INC COM AMZN	AMZN	32,848	$6.2m0.77%	0.77%	Reduced -1.8k	-1,773 -5.1%
17	ELI LILLY & CO COM LLY	LLY	5,942	$4.9m0.60%	0.60%	Reduced -341	-341 -5.4%
18	ISHARES INC MSCI GBL MIN VOL ACWV	ACWV	39,093	$4.5m0.56%	0.56%	Added +1.6k	+1,594 4.2%
19	META PLATFORMS INC CL A META	META	7,393	$4.3m0.53%	0.53%	Reduced -100	-100 -1.3%
20	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	108,211	$4.2m0.51%	0.51%	Added +1.4k	+1,378 1.3%
21	SCHWAB STRATEGIC TR INT-TRM U.S TRES SCHR	SCHR	127,586	$3.2m0.39%	0.39%	Reduced -8.7k	-8,691 -6.4%
22	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	61,749	$3.1m0.39%	0.39%	Added +2.4k	+2,386 4.0%
23	SPDR INDEX SHS FDS MSCI WRLD STRGIC QWLD	QWLD	23,829	$3.0m0.37%	0.37%	Reduced -61	-61 -0.3%
24	BROADCOM INC COM AVGO	AVGO	16,492	$2.8m0.34%	0.34%	Added +7.3k	+7,260 78.6%
25	MASTERCARD INCORPORATED CL A MA	MA	4,461	$2.4m0.30%	0.30%	Reduced -606	-606 -12.0%
26	WALMART INC COM WMT	WMT	23,162	$2.0m0.25%	0.25%	Added +1.6k	+1,646 7.7%
27	ISHARES TR MSCI ACWI ETF ACWI	ACWI	15,107	$1.8m0.22%	0.22%	Added +371	+371 2.5%
28	COSTCO WHSL CORP NEW COM COST	COST	1,795	$1.7m0.21%	0.21%	Added +266	+266 17.4%
29	UNITEDHEALTH GROUP INC COM UNH	UNH	3,158	$1.7m0.20%	0.20%	Added +309	+309 10.8%
30	J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF JPIB	JPIB	33,786	$1.6m0.20%	0.20%	Added +214	+214 0.6%
31	JOHNSON & JOHNSON COM JNJ	JNJ	9,559	$1.6m0.20%	0.20%	Added +1.5k	+1,509 18.8%
32	ISHARES TR ESG AWR MSCI USA ESGU	ESGU	12,785	$1.6m0.19%	0.19%	Reduced -34	-34 -0.3%
33	JPMORGAN CHASE & CO COM JPM	JPM	6,224	$1.5m0.19%	0.19%	Added +170	+170 2.8%
34	ALPHABET INC CAP STK CL A GOOGL	GOOGL	9,468	$1.5m0.18%	0.18%	Added +1.4k	+1,383 17.1%
35	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	2,541	$1.4m0.18%	0.18%	Reduced -661	-661 -20.6%
36	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	2,614	$1.4m0.17%	0.17%	Added +503	+503 23.8%
37	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	47,268	$1.3m0.16%	0.16%	Added +1.6k	+1,593 3.5%
38	ABBVIE INC COM ABBV	ABBV	6,271	$1.3m0.16%	0.16%	Added +3.9k	+3,865 160.6%
39	GE AEROSPACE COM NEW GE	GE	6,464	$1.3m0.16%	0.16%	Added +591	+591 10.1%
40	TARGA RES CORP COM TRGP	TRGP	6,270	$1.3m0.15%	0.15%	Added +39	+39 0.6%
41	SALESFORCE INC COM CRM	CRM	4,649	$1.2m0.15%	0.15%	Reduced -232	-232 -4.8%
42	EXXON MOBIL CORP COM XOM	XOM	10,428	$1.2m0.15%	0.15%	Added +555	+555 5.6%
43	ISHARES TR IBOXX INV CP ETF LQD	LQD	11,336	$1.2m0.15%	0.15%	Added +11.3k	+11,261 15014.7%
44	SERVICENOW INC COM NOW	NOW	1,509	$1.2m0.15%	0.15%	Added +205	+205 15.7%
45	LAKELAND FINL CORP COM LKFN	LKFN	19,648	$1.2m0.14%	0.14%	Reduced -7.4k	-7,379 -27.3%
46	INTUITIVE SURGICAL INC COM NEW ISRG	ISRG	2,261	$1.1m0.14%	0.14%	New
47	INTUIT COM INTU	INTU	1,803	$1.1m0.14%	0.14%	Added +86	+86 5.0%
48	VANGUARD WORLD FD INF TECH ETF VGT	VGT	1,951	$1.1m0.13%	0.13%	Unchanged
49	CHIPOTLE MEXICAN GRILL INC COM CMG	CMG	20,777	$1.0m0.13%	0.13%	Added +1.4k	+1,380 7.1%
50	ABBOTT LABS COM ABT	ABT	7,525	$998.2k0.12%	0.12%	Added +3.9k	+3,930 109.3%
51	MEDTRONIC PLC SHS MDT	MDT	11,072	$994.9k0.12%	0.12%	Added +5.4k	+5,353 93.6%
52	OREILLY AUTOMOTIVE INC COM ORLY	ORLY	690	$988.5k0.12%	0.12%	Added +42	+42 6.5%
53	NORFOLK SOUTHN CORP COM NSC	NSC	4,075	$965.2k0.12%	0.12%	Added +157	+157 4.0%
54	COPART INC COM CPRT	CPRT	16,788	$950.0k0.12%	0.12%	Reduced -603	-603 -3.5%
55	PIMCO ETF TR ENHAN SHRT MA AC MINT	MINT	9,384	$944.2k0.12%	0.12%	Added +468	+468 5.2%
56	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	1,790	$919.7k0.11%	0.11%	Added +1.3k	+1,262 239.0%
57	RPM INTL INC COM RPM	RPM	7,835	$906.4k0.11%	0.11%	Reduced -4	-4 -0.1%
58	VISA INC COM CL A V	V	2,528	$885.8k0.11%	0.11%	Added +334	+334 15.2%
59	BOOKING HOLDINGS INC COM BKNG	BKNG	186	$856.9k0.11%	0.11%	Added +3	+3 1.6%
60	LAM RESEARCH CORP COM NEW LRCX	LRCX	11,666	$848.1k0.10%	0.10%	Reduced -414	-414 -3.4%
61	IDEXX LABS INC COM IDXX	IDXX	1,880	$789.5k0.10%	0.10%	Added +543	+543 40.6%
62	UBER TECHNOLOGIES INC COM UBER	UBER	10,373	$755.8k0.09%	0.09%	Reduced -1.8k	-1,804 -14.8%
63	TESLA INC COM TSLA	TSLA	2,891	$749.2k0.09%	0.09%	Reduced -161	-161 -5.3%
64	HOME DEPOT INC COM HD	HD	1,992	$729.9k0.09%	0.09%	Reduced -7	-7 -0.3%
65	SELECT SECTOR SPDR TR ENERGY XLE	XLE	7,733	$722.7k0.09%	0.09%	Reduced -33	-33 -0.4%
66	TRANSUNION COM TRU	TRU	8,651	$717.9k0.09%	0.09%	Reduced -1.6k	-1,587 -15.5%
67	GENERAL MTRS CO COM GM	GM	15,142	$712.1k0.09%	0.09%	Added +6.2k	+6,250 70.3%
68	AT&T INC COM T	T	25,140	$710.9k0.09%	0.09%	Reduced -286	-286 -1.1%
69	VEEVA SYS INC CL A COM VEEV	VEEV	2,996	$694.0k0.09%	0.09%	Reduced -472	-472 -13.6%
70	PALO ALTO NETWORKS INC COM PANW	PANW	4,047	$690.6k0.09%	0.09%	Added +55	+55 1.4%
71	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	3,558	$690.2k0.09%	0.09%	Reduced -36	-36 -1.0%
72	MCDONALDS CORP COM MCD	MCD	2,200	$687.2k0.08%	0.08%	Added +17	+17 0.8%
73	BANK AMERICA CORP COM BAC	BAC	16,156	$674.2k0.08%	0.08%	Added +171	+171 1.1%
74	CISCO SYS INC COM CSCO	CSCO	10,794	$666.1k0.08%	0.08%	Added +1.7k	+1,654 18.1%
75	LINDE PLC SHS LIN	LIN	1,425	$663.5k0.08%	0.08%	Reduced -68	-68 -4.5%
76	CARLYLE GROUP INC COM CG	CG	15,006	$654.1k0.08%	0.08%	Reduced -2.8k	-2,826 -15.8%
77	CME GROUP INC COM CME	CME	2,465	$653.9k0.08%	0.08%	Added +117	+117 5.0%
78	XCEL ENERGY INC COM XEL	XEL	9,228	$653.2k0.08%	0.08%	Added +6	+6 0.1%
79	AMGEN INC COM AMGN	AMGN	2,093	$652.1k0.08%	0.08%	New
80	LIVE NATION ENTERTAINMENT IN COM LYV	LYV	4,833	$631.1k0.08%	0.08%	Reduced -451	-451 -8.5%
81	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	2,495	$620.4k0.08%	0.08%	Added +196	+196 8.5%
82	NETFLIX INC COM NFLX	NFLX	665	$620.1k0.08%	0.08%	Added +155	+155 30.4%
83	CONOCOPHILLIPS COM COP	COP	5,779	$606.9k0.07%	0.07%	Added +1.3k	+1,309 29.3%
84	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	7,668	$605.3k0.07%	0.07%	New
85	COCA COLA CO COM KO	KO	8,448	$605.0k0.07%	0.07%	Reduced -955	-955 -10.2%
86	DATADOG INC CL A COM DDOG	DDOG	5,966	$591.9k0.07%	0.07%	Added +2.0k	+2,002 50.5%
87	AGILENT TECHNOLOGIES INC COM A	A	5,003	$585.3k0.07%	0.07%	Reduced -109	-109 -2.1%
88	CITIGROUP INC COM NEW C	C	8,241	$585.0k0.07%	0.07%	Added +1.1k	+1,098 15.4%
89	PEPSICO INC COM PEP	PEP	3,888	$583.0k0.07%	0.07%	Added +1.8k	+1,845 90.3%
90	TAPESTRY INC COM TPR	TPR	8,158	$574.4k0.07%	0.07%	Added +441	+441 5.7%
91	WEC ENERGY GROUP INC COM WEC	WEC	5,184	$565.0k0.07%	0.07%	Added +125	+125 2.5%
92	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	22,556	$564.8k0.07%	0.07%	Unchanged
93	ISHARES INC CORE MSCI EMKT IEMG	IEMG	10,429	$562.9k0.07%	0.07%	Reduced -307	-307 -2.9%
94	ALTRIA GROUP INC COM MO	MO	9,367	$562.2k0.07%	0.07%	Reduced -230	-230 -2.4%
95	THERMO FISHER SCIENTIFIC INC COM TMO	TMO	1,126	$560.5k0.07%	0.07%	Added +340	+340 43.3%
96	FORTINET INC COM FTNT	FTNT	5,810	$559.3k0.07%	0.07%	Added +527	+527 10.0%
97	3M CO COM MMM	MMM	3,770	$553.7k0.07%	0.07%	Added +199	+199 5.6%
98	JABIL INC COM JBL	JBL	4,065	$553.1k0.07%	0.07%	Reduced -18	-18 -0.4%
99	ORACLE CORP COM ORCL	ORCL	3,884	$543.0k0.07%	0.07%	Reduced -89	-89 -2.2%
100	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	8,892	$542.3k0.07%	0.07%	Reduced -198	-198 -2.2%

Sold out since Q4 2024

Security	Ticker	Shares held before	Value then
ADVANCED MICRO DEVICES INC AMD	AMD	5,752	$694.8k5.8k shares
MEDPACE HLDGS INC MEDP	MEDP	964	$320.3k964 shares
IQVIA HLDGS INC IQV	IQV	1,619	$318.1k1.6k shares
BELLRING BRANDS INC BRBR	BRBR	3,909	$294.5k3.9k shares
VERTIV HOLDINGS CO VRT	VRT	2,573	$292.3k2.6k shares
APPFOLIO INC APPF	APPF	1,182	$291.6k1.2k shares
SMARTSHEET INC SMAR	SMAR	4,956	$277.7k5.0k shares
TAIWAN SEMICONDUCTOR MFG LTD TSM	TSM	1,395	$275.5k1.4k shares
ROBERT HALF INC. RHI	RHI	3,817	$268.9k3.8k shares
VULCAN MATLS CO VMC	VMC	968	$249.0k968 shares
UNITED AIRLS HLDGS INC UAL	UAL	2,564	$249.0k2.6k shares
WENDYS CO WEN	WEN	15,091	$246.0k15.1k shares
EMCOR GROUP INC EME	EME	505	$229.2k505 shares
WABTEC WAB	WAB	1,196	$226.8k1.2k shares
MOLSON COORS BEVERAGE CO TAP	TAP	3,806	$218.2k3.8k shares
BOSTON BEER INC SAM	SAM	724	$217.2k724 shares
DELTA AIR LINES INC DEL DAL	DAL	3,583	$216.8k3.6k shares
INSPIRE MED SYS INC INSP	INSP	1,142	$211.7k1.1k shares
INVESCO LTD IVZ	IVZ	12,029	$210.3k12.0k shares
CROWN HLDGS INC CCK	CCK	2,476	$204.7k2.5k shares
BECTON DICKINSON & CO BDX	BDX	888	$201.5k888 shares
ALASKA AIR GROUP INC ALK	ALK	3,104	$201.0k3.1k shares
GITLAB INC GTLB	GTLB	3,562	$200.7k3.6k shares
UIPATH INC PATH	PATH	13,454	$171.0k13.5k shares
SCHWAB STRATEGIC TR FNDF	FNDF	1,086	$36.1k1.1k shares