MEANS INVESTMENT CO., INC.

BANGOR, ME · CIK 701516 · 13F filing filed 2024-10-18

SEC-registered investment adviser since 2015 · corporation

Assets managed$1.6bn
Staff24 · 15 in investment roles
Main clients (by assets)High net worth individuals 68%, Individuals 20%, Pension plans 7%
Private funds1 · $8.2m gross assets
Form ADV · 2026-09-14SEC adviser record

$900.1m reported value +7.6% vs Q2 2024

203positions

56.9%in top 10

13 new 108 added 68 reduced 1 sold out vs Q2 2024

Options: 1 call positions ($3.7k notional), 0 put positions (— notional) – listed below, not included above.

Holdings, Q3 2024

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	APPLE INC COM AAPL	AAPL	370,553	$86.3m9.59%	9.59%	Reduced -6.3k	-6,303 -1.7%
2	VANGUARD WORLD FD MEGA GRWTH IND MGK	MGK	264,711	$85.2m9.47%	9.47%	Added +10.6k	+10,550 4.2%
3	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	128,689	$67.9m7.54%	7.54%	Added +3.3k	+3,269 2.6%
4	VANGUARD WORLD FD MEGA CAP VAL ETF MGV	MGV	507,550	$65.1m7.23%	7.23%	Added +30.4k	+30,393 6.4%
5	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	717,221	$45.2m5.02%	5.02%	Added +42.2k	+42,178 6.2%
6	MICROSOFT CORP COM MSFT	MSFT	104,734	$45.1m5.01%	5.01%	Reduced -54	-54 -0.1%
7	AMAZON COM INC COM AMZN	AMZN	239,524	$44.6m4.96%	4.96%	Added +827	+827 0.3%
8	NVIDIA CORPORATION COM NVDA	NVDA	240,107	$29.2m3.24%	3.24%	Added +15.0k	+15,036 6.7%
9	META PLATFORMS INC CL A META	META	42,244	$24.2m2.69%	2.69%	Added +167	+167 0.4%
10	ALPHABET INC CAP STK CL C GOOG	GOOG	118,129	$19.8m2.19%	2.19%	Added +1.4k	+1,421 1.2%
11	J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF JBND	JBND	324,927	$17.8m1.97%	1.97%	Added +29.0k	+29,011 9.8%
12	JPMORGAN CHASE & CO COM JPM	JPM	82,049	$17.3m1.92%	1.92%	Reduced -596	-596 -0.7%
13	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	28,511	$13.1m1.46%	1.46%	Added +600	+600 2.1%
14	SALESFORCE INC COM CRM	CRM	41,999	$11.5m1.28%	1.28%	Added +1.3k	+1,297 3.2%
15	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	114,745	$11.0m1.22%	1.22%	Added +23.3k	+23,320 25.5%
16	LAM RESEARCH CORP COM COM		13,431	$11.0m1.22%	1.22%	Added +231	+231 1.8%
17	ISHARES TR MRGSTR MD CP ETF IMCB	IMCB	141,510	$10.8m1.20%	1.20%	Added +11.1k	+11,138 8.5%
18	SPDR SER TR S&P BIOTECH XBI	XBI	105,366	$10.4m1.16%	1.16%	Added +424	+424 0.4%
19	ISHARES TR U.S. MED DVC ETF IHI	IHI	152,699	$9.0m1.00%	1.00%	Reduced -1.8k	-1,805 -1.2%
20	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	64,660	$8.3m0.92%	0.92%	Reduced -1.2k	-1,217 -1.9%
21	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	14,517	$8.3m0.92%	0.92%	Reduced -249	-249 -1.7%
22	CHEVRON CORP NEW COM CVX	CVX	54,673	$8.1m0.89%	0.89%	Reduced -433	-433 -0.8%
23	UBER TECHNOLOGIES INC COM UBER	UBER	99,446	$7.5m0.83%	0.83%	Added +5.8k	+5,777 6.2%
24	BERKLEY W R CORP COM WRB	WRB	126,469	$7.2m0.80%	0.80%	Reduced -0	-0 0.0%
25	SCHWAB CHARLES CORP COM SCHW	SCHW	108,071	$7.0m0.78%	0.78%	Added +4.9k	+4,855 4.7%
26	VISA INC COM CL A V	V	24,461	$6.7m0.75%	0.75%	Added +41	+41 0.2%
27	SELECT SECTOR SPDR TR SBI HEALTHCARE XLV	XLV	40,304	$6.2m0.69%	0.69%	Added +6.9k	+6,947 20.8%
28	NOVO-NORDISK A S ADR NVO	NVO	51,977	$6.2m0.69%	0.69%	Added +2.9k	+2,907 5.9%
29	ORACLE CORP COM ORCL	ORCL	35,736	$6.1m0.68%	0.68%	Added +481	+481 1.4%
30	BANK AMERICA CORP COM BAC	BAC	143,969	$5.7m0.63%	0.63%	Added +405	+405 0.3%
31	WALMART INC COM WMT	WMT	69,830	$5.6m0.63%	0.63%	Added +590	+590 0.8%
32	ABBVIE INC COM ABBV	ABBV	27,697	$5.5m0.61%	0.61%	Added +143	+143 0.5%
33	ISHARES INC MSCI EMRG CHN EMXC	EMXC	85,762	$5.2m0.58%	0.58%	Added +4.0k	+3,972 4.9%
34	ISHARES TR CORE S&P SCP ETF IJR	IJR	42,623	$5.0m0.55%	0.55%	Reduced -2.4k	-2,442 -5.4%
35	VANECK ETF TRUST SEMICONDUCTR ETF SMH	SMH	17,946	$4.4m0.49%	0.49%	Added +2.4k	+2,379 15.3%
36	JOHNSON & JOHNSON COM JNJ	JNJ	26,861	$4.4m0.48%	0.48%	Added +15	+15 0.1%
37	PROCTER AND GAMBLE CO COM PG	PG	24,902	$4.3m0.48%	0.48%	Reduced -36	-36 -0.1%
38	PHILIP MORRIS INTL INC COM PM	PM	33,721	$4.1m0.45%	0.45%	Reduced -1.2k	-1,199 -3.4%
39	PIMCO DYNAMIC INCOME FD SHS PDI	PDI	200,663	$4.1m0.45%	0.45%	Added +4.6k	+4,551 2.3%
40	TESLA INC COM TSLA	TSLA	15,421	$4.0m0.45%	0.45%	Added +192	+192 1.3%
41	J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM JEPI	JEPI	67,124	$4.0m0.44%	0.44%	Added +2.0k	+2,031 3.1%
42	GOLDMAN SACHS GROUP INC COM GS	GS	7,832	$3.9m0.43%	0.43%	Added +10	+10 0.1%
43	ABBOTT LABS COM ABT	ABT	32,839	$3.7m0.42%	0.42%	Added +20	+20 0.1%
44	MCDONALDS CORP COM MCD	MCD	12,140	$3.7m0.41%	0.41%	Reduced -35	-35 -0.3%
45	PALANTIR TECHNOLOGIES INC CL A PLTR	PLTR	96,640	$3.6m0.40%	0.40%	Added +11.0k	+11,003 12.8%
46	MERCK & CO INC COM MRK	MRK	30,677	$3.5m0.39%	0.39%	Reduced -175	-175 -0.6%
47	BLACKSTONE INC COM BX	BX	21,034	$3.2m0.36%	0.36%	Reduced -84	-84 -0.4%
48	ALPHABET INC CAP STK CL A GOOGL	GOOGL	16,938	$2.8m0.31%	0.31%	Added +631	+631 3.9%
49	TJX COS INC NEW COM TJX	TJX	23,776	$2.8m0.31%	0.31%	Reduced -258	-258 -1.1%
50	UNITEDHEALTH GROUP INC COM UNH	UNH	4,600	$2.7m0.30%	0.30%	Reduced -29	-29 -0.6%
51	ELI LILLY & CO COM LLY	LLY	3,016	$2.7m0.30%	0.30%	Added +43	+43 1.4%
52	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	4,194	$2.4m0.27%	0.27%	Reduced -108	-108 -2.5%
53	EXXON MOBIL CORP COM XOM	XOM	20,452	$2.4m0.27%	0.27%	Reduced -46	-46 -0.2%
54	STARBUCKS CORP COM SBUX	SBUX	24,457	$2.4m0.26%	0.26%	Reduced -38	-38 -0.2%
55	NORTHROP GRUMMAN CORP COM NOC	NOC	4,498	$2.4m0.26%	0.26%	Reduced -109	-109 -2.4%
56	ALIBABA GROUP HLDG LTD SPONSORED ADS BABA	BABA	21,888	$2.3m0.26%	0.26%	Reduced -494	-494 -2.2%
57	MONDELEZ INTL INC CL A MDLZ	MDLZ	30,893	$2.3m0.25%	0.25%	Reduced -2.8k	-2,812 -8.3%
58	SERVICENOW INC COM NOW	NOW	2,542	$2.3m0.25%	0.25%	Reduced -12	-12 -0.5%
59	DISNEY WALT CO COM DIS	DIS	21,945	$2.1m0.23%	0.23%	Reduced -2.2k	-2,199 -9.1%
60	BLACKROCK INC COM BLK	BLK	2,117	$2.0m0.22%	0.22%	Reduced -29	-29 -1.4%
61	HOME DEPOT INC COM HD	HD	4,881	$2.0m0.22%	0.22%	Added +21	+21 0.4%
62	PEPSICO INC COM PEP	PEP	11,144	$1.9m0.21%	0.21%	Added +95	+95 0.9%
63	RTX CORPORATION COM RTX	RTX	15,546	$1.9m0.21%	0.21%	Added +159	+159 1.0%
64	CAMDEN NATL CORP COM CAC	CAC	45,458	$1.9m0.21%	0.21%	Reduced -1.7k	-1,731 -3.7%
65	PFIZER INC COM PFE	PFE	63,312	$1.8m0.20%	0.20%	Added +21.9k	+21,939 53.0%
66	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	15,011	$1.8m0.20%	0.20%	Reduced -312	-312 -2.0%
67	NEXTERA ENERGY INC COM NEE	NEE	21,134	$1.8m0.20%	0.20%	Reduced -104	-104 -0.5%
68	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	8,008	$1.8m0.20%	0.20%	Added +125	+125 1.6%
69	IDEXX LABS INC COM IDXX	IDXX	3,379	$1.7m0.19%	0.19%	Reduced -29	-29 -0.8%
70	NIKE INC CL B NKE	NKE	18,748	$1.7m0.18%	0.18%	Reduced -1.4k	-1,379 -6.8%
71	ALTRIA GROUP INC COM MO	MO	29,764	$1.5m0.17%	0.17%	Reduced -434	-434 -1.4%
72	SPDR SER TR S&P HOMEBUILD XHB	XHB	12,189	$1.5m0.17%	0.17%	Reduced -249	-249 -2.0%
73	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	29,149	$1.5m0.17%	0.17%	Reduced -3.4k	-3,397 -10.4%
74	SNOWFLAKE INC CL A SNOW	SNOW	12,830	$1.5m0.16%	0.16%	Reduced -299	-299 -2.3%
75	PRUDENTIAL FINL INC COM PRU	PRU	12,036	$1.5m0.16%	0.16%	Reduced -264	-264 -2.1%
76	NUCOR CORP COM NUE	NUE	9,442	$1.4m0.16%	0.16%	Added +1	+1 0.0%
77	ADOBE INC COM ADBE	ADBE	2,663	$1.4m0.15%	0.15%	Added +15	+15 0.6%
78	ISHARES TR ISHARES BIOTECH IBB	IBB	9,406	$1.4m0.15%	0.15%	Reduced -137	-137 -1.4%
79	ISHARES TR CORE S&P500 ETF IVV	IVV	2,326	$1.3m0.15%	0.15%	Added +169	+169 7.8%
80	CISCO SYS INC COM CSCO	CSCO	24,916	$1.3m0.15%	0.15%	Reduced -146	-146 -0.6%
81	DEERE & CO COM DE	DE	3,157	$1.3m0.15%	0.15%	Added +49	+49 1.6%
82	COCA COLA CO COM KO	KO	17,993	$1.3m0.14%	0.14%	Added +83	+83 0.5%
83	SOUTHERN CO COM SO	SO	13,614	$1.2m0.14%	0.14%	Reduced -399	-399 -2.9%
84	NETFLIX INC COM NFLX	NFLX	1,718	$1.2m0.14%	0.14%	Reduced -20	-20 -1.1%
85	CATERPILLAR INC COM CAT	CAT	3,080	$1.2m0.13%	0.13%	Added +81	+81 2.7%
86	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	2,437	$1.2m0.13%	0.13%	Added +15	+15 0.6%
87	QUALCOMM INC COM QCOM	QCOM	6,777	$1.2m0.13%	0.13%	Added +86	+86 1.3%
88	SHOPIFY INC CL A SUB VTG SHS SHOP	SHOP	14,175	$1.1m0.13%	0.13%	Reduced -84	-84 -0.6%
89	EATON CORP PLC SHS ETN	ETN	3,250	$1.1m0.12%	0.12%	Added +127	+127 4.1%
90	CROWDSTRIKE HLDGS INC CL A CRWD	CRWD	3,820	$1.1m0.12%	0.12%	Added +1.9k	+1,887 97.6%
91	BROADCOM INC COM AVGO	AVGO	6,144	$1.1m0.12%	0.12%	Added +1.4k	+1,414 29.9%
92	SPDR SER TR HLTH CR EQUIP XHE	XHE	11,672	$1.1m0.12%	0.12%	Added +57	+57 0.5%
93	CARRIER GLOBAL CORPORATION COM CARR	CARR	12,907	$1.0m0.12%	0.12%	Added +323	+323 2.6%
94	LOWES COS INC COM LOW	LOW	3,771	$1.0m0.11%	0.11%	Added +64	+64 1.7%
95	PALO ALTO NETWORKS INC COM PANW	PANW	2,913	$995.6k0.11%	0.11%	Reduced -162	-162 -5.3%
96	BAR HBR BANKSHARES COM BHB	BHB	30,072	$927.4k0.10%	0.10%	Added +3.7k	+3,685 14.0%
97	UNION PAC CORP COM UNP	UNP	3,550	$875.0k0.10%	0.10%	Added +93	+93 2.7%
98	NOVARTIS AG SPONSORED ADR NVS	NVS	7,506	$863.3k0.10%	0.10%	Unchanged
99	FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX FDN	FDN	3,931	$832.7k0.09%	0.09%	Reduced -38	-38 -1.0%
100	VERIZON COMMUNICATIONS INC COM VZ	VZ	18,126	$814.0k0.09%	0.09%	Reduced -189	-189 -1.0%

Sold out since Q2 2024

Security	Ticker	Shares held before	Value then
STERLING CHECK CORP		10,000	$148.0k10.0k shares

Options (notional value)

Underlying	Ticker	Type	Shares controlled	Notional	Change
GRAB HOLDINGS LIMITED GRAB · Call	GRAB	Call	11,500	$3.7k11.5k shares	New