CAMBIENT FAMILY OFFICE, LLC

ADA, MI · CIK 2105684 · 13F filing filed 2026-04-21

SEC-registered investment adviser since 2025 · limited liability company

Assets managed$857.9m
Staff6 · 3 in investment roles
Main clients (by assets)High net worth individuals 60%, Companies 32%, Charities 8%
Websitecambient.com
Form ADV · 2026-07-16SEC adviser record

$716.4m reported value +2.2% vs Q4 2025

261positions

39.0%in top 10

22 new 169 added 29 reduced 21 sold out vs Q4 2025

Holdings, Q1 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	NVIDIA CORPORATION COM NVDA	NVDA	277,107	$48.3m6.75%	6.75%	Added +16.3k	+16,326 6.3%
2	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	55,809	$36.4m5.08%	5.08%	Reduced -4.4k	-4,402 -7.3%
3	ISHARES TR CORE S&P500 ETF IVV	IVV	52,189	$34.1m4.76%	4.76%	Added +1.4k	+1,395 2.8%
4	MICROSOFT CORP COM MSFT	MSFT	84,164	$31.2m4.35%	4.35%	Reduced -3.6k	-3,594 -4.1%
5	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	372,903	$28.0m3.91%	3.91%	Added +59.4k	+59,396 18.9%
6	ALPHABET INC CAP STK CL C GOOG	GOOG	84,314	$24.2m3.38%	3.38%	Added +3.1k	+3,085 3.8%
7	APPLE INC COM AAPL	AAPL	94,025	$23.9m3.33%	3.33%	Added +8.4k	+8,361 9.8%
8	ELI LILLY & CO COM LLY	LLY	23,804	$21.9m3.06%	3.06%	Added +1.2k	+1,208 5.3%
9	RTX CORPORATION COM RTX	RTX	83,328	$16.1m2.24%	2.24%	Added +399	+399 0.5%
10	AMAZON COM INC COM AMZN	AMZN	73,030	$15.2m2.12%	2.12%	Added +9.9k	+9,875 15.6%
11	JPMORGAN CHASE & CO COM JPM	JPM	47,074	$13.8m1.93%	1.93%	Added +1.5k	+1,541 3.4%
12	ABBVIE INC COM ABBV	ABBV	63,513	$13.8m1.93%	1.93%	Reduced -112	-112 -0.2%
13	ISHARES TR 1 3 YR TREAS BD SHY	SHY	149,814	$12.4m1.73%	1.73%	Reduced -19.2k	-19,246 -11.4%
14	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	37,512	$12.0m1.68%	1.68%	Added +160	+160 0.4%
15	BONDBLOXX ETF TRUST BLOOMBERG SIX MN XHLF	XHLF	233,249	$11.7m1.64%	1.64%	Added +105.0k	+105,003 81.9%
16	PALANTIR TECHNOLOGIES INC CL A PLTR	PLTR	67,459	$9.9m1.38%	1.38%	Added +4.2k	+4,181 6.6%
17	DEERE & CO COM DE	DE	16,630	$9.4m1.31%	1.31%	Added +732	+732 4.6%
18	INTUITIVE SURGICAL INC COM NEW ISRG	ISRG	19,030	$8.8m1.22%	1.22%	Added +1.1k	+1,083 6.0%
19	PROCTER AND GAMBLE CO COM PG	PG	59,720	$8.6m1.20%	1.20%	Added +505	+505 0.8%
20	COCA COLA CO COM KO	KO	108,413	$8.3m1.16%	1.16%	Reduced -1.2k	-1,223 -1.1%
21	ABBOTT LABS COM ABT	ABT	79,639	$8.2m1.14%	1.14%	Added +2.2k	+2,229 2.9%
22	FLEXSHARES TR MORNSTAR UPSTR GUNR	GUNR	137,263	$7.6m1.06%	1.06%	Added +15.8k	+15,819 13.0%
23	JOHNSON & JOHNSON COM JNJ	JNJ	30,055	$7.3m1.03%	1.03%	Added +1.8k	+1,799 6.4%
24	AUTOMATIC DATA PROCESSING IN COM ADP	ADP	35,795	$7.3m1.02%	1.02%	Reduced -427	-427 -1.2%
25	EXXON MOBIL CORP COM XOM	XOM	41,854	$7.1m0.99%	0.99%	Added +4.3k	+4,303 11.5%
26	COSTCO WHSL CORP NEW COM COST	COST	7,099	$7.1m0.99%	0.99%	Added +543	+543 8.3%
27	ALPHABET INC CAP STK CL A GOOGL	GOOGL	24,369	$7.0m0.98%	0.98%	Added +2.5k	+2,496 11.4%
28	CHEVRON CORP NEW COM CVX	CVX	31,907	$6.6m0.92%	0.92%	Added +1.0k	+1,030 3.3%
29	APPLIED MATLS INC COM AMAT	AMAT	18,256	$6.2m0.87%	0.87%	Added +754	+754 4.3%
30	ISHARES TR SHORT TREAS BD SHV	SHV	56,489	$6.2m0.87%	0.87%	Added +4.4k	+4,425 8.5%
31	ARISTA NETWORKS INC COM SHS ANET	ANET	49,765	$6.1m0.85%	0.85%	Added +6.2k	+6,245 14.3%
32	HOME DEPOT INC COM HD	HD	18,301	$6.0m0.84%	0.84%	Added +902	+902 5.2%
33	MCDONALDS CORP COM MCD	MCD	19,009	$5.9m0.82%	0.82%	Added +522	+522 2.8%
34	AIR PRODS & CHEMS INC COM APD	APD	19,025	$5.5m0.77%	0.77%	Reduced -644	-644 -3.3%
35	BLACKROCK INC COM BLK	BLK	5,369	$5.2m0.72%	0.72%	Added +360	+360 7.2%
36	PEPSICO INC COM PEP	PEP	32,798	$5.1m0.71%	0.71%	Added +1.4k	+1,426 4.5%
37	CISCO SYS INC COM CSCO	CSCO	64,852	$5.0m0.70%	0.70%	Added +1.9k	+1,914 3.0%
38	EMERSON ELEC CO COM EMR	EMR	37,927	$5.0m0.69%	0.69%	Reduced -662	-662 -1.7%
39	NEXTERA ENERGY INC COM NEE	NEE	53,315	$5.0m0.69%	0.69%	Added +5.2k	+5,198 10.8%
40	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	62,108	$4.9m0.69%	0.69%	Reduced -5.5k	-5,499 -8.1%
41	ISHARES TR CORE MSCI EAFE IEFA	IEFA	53,077	$4.8m0.67%	0.67%	Added +288	+288 0.6%
42	SPDR SERIES TRUST PORTFOLI S&P1500 SPTM	SPTM	57,447	$4.5m0.63%	0.63%	Added +11.6k	+11,550 25.2%
43	GE VERNOVA INC COM GEV	GEV	4,884	$4.3m0.60%	0.60%	Added +3.3k	+3,275 203.5%
44	ISHARES TR 7-10 YR TRSY BD IEF	IEF	43,679	$4.2m0.58%	0.58%	Added +39.6k	+39,597 970.0%
45	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	70,192	$4.1m0.57%	0.57%	Added +48.4k	+48,353 221.4%
46	ISHARES TR SHRT NAT MUN ETF SUB	SUB	37,858	$4.0m0.56%	0.56%	Added +8.0k	+8,018 26.9%
47	PALO ALTO NETWORKS INC COM PANW	PANW	24,538	$3.9m0.55%	0.55%	Added +4.4k	+4,391 21.8%
48	BROADCOM INC COM AVGO	AVGO	12,564	$3.9m0.54%	0.54%	Added +2.3k	+2,266 22.0%
49	VANGUARD BD INDEX FDS VANGUARD ULTRA VUSB	VUSB	77,866	$3.9m0.54%	0.54%	Reduced -6.8k	-6,752 -8.0%
50	INTEL CORP COM INTC	INTC	84,437	$3.7m0.52%	0.52%	Added +3.2k	+3,202 3.9%
51	HONEYWELL INTL INC COM COM		16,365	$3.7m0.52%	0.52%	Added +857	+857 5.5%
52	ISHARES TR RUS MID CAP ETF IWR	IWR	36,919	$3.6m0.50%	0.50%	Reduced -61	-61 -0.2%
53	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	7,294	$3.5m0.49%	0.49%	Added +730	+730 11.1%
54	DANAHER CORPORATION COM DHR	DHR	17,929	$3.4m0.48%	0.48%	Added +434	+434 2.5%
55	SYNOPSYS INC COM SNPS	SNPS	8,281	$3.3m0.46%	0.46%	Added +1.3k	+1,269 18.1%
56	META PLATFORMS INC CL A META	META	5,708	$3.3m0.46%	0.46%	Added +1.2k	+1,154 25.3%
57	CARRIER GLOBAL CORPORATION COM CARR	CARR	57,035	$3.2m0.45%	0.45%	Added +618	+618 1.1%
58	SPDR SERIES TRUST PORTFOLIO S&P500 SPYM	SPYM	40,918	$3.1m0.44%	0.44%	Unchanged
59	LOWES COS INC COM LOW	LOW	13,130	$3.1m0.43%	0.43%	Added +350	+350 2.7%
60	INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR GSY	GSY	61,285	$3.1m0.43%	0.43%	Reduced -3.5k	-3,473 -5.4%
61	FIDELITY WISE ORIGIN BITCOIN SHS FBTC	FBTC	50,852	$3.0m0.42%	0.42%	Reduced -3.7k	-3,656 -6.7%
62	ORACLE CORP COM ORCL	ORCL	18,870	$2.8m0.39%	0.39%	Added +1.2k	+1,208 6.8%
63	WALMART INC COM WMT	WMT	21,391	$2.7m0.37%	0.37%	Added +12.9k	+12,890 151.6%
64	TESLA INC COM TSLA	TSLA	7,125	$2.6m0.37%	0.37%	Added +1.1k	+1,057 17.4%
65	STRYKER CORPORATION COM SYK	SYK	7,812	$2.6m0.36%	0.36%	Reduced -6.8k	-6,772 -46.4%
66	SPDR INDEX SHS FDS GLB NAT RESRCE GNR	GNR	32,122	$2.4m0.33%	0.33%	Added +20.8k	+20,809 183.9%
67	OTIS WORLDWIDE CORP COM OTIS	OTIS	30,904	$2.4m0.33%	0.33%	Reduced -249	-249 -0.8%
68	ROBINHOOD MKTS INC COM CL A HOOD	HOOD	34,178	$2.4m0.33%	0.33%	Added +3.2k	+3,170 10.2%
69	CATERPILLAR INC COM CAT	CAT	2,862	$2.0m0.28%	0.28%	Added +282	+282 10.9%
70	XYLEM INC COM XYL	XYL	16,955	$2.0m0.28%	0.28%	Added +1.4k	+1,438 9.3%
71	AMERICAN WTR WKS CO INC NEW COM AWK	AWK	14,450	$2.0m0.27%	0.27%	Reduced -124	-124 -0.8%
72	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	3,189	$1.9m0.27%	0.27%	Added +1	+1 0.0%
73	ISHARES TR MSCI EMG MKT ETF EEM	EEM	33,173	$1.9m0.26%	0.26%	Reduced -8.5k	-8,517 -20.4%
74	ISHARES INC CORE MSCI EMKT IEMG	IEMG	26,396	$1.8m0.26%	0.26%	Added +4.5k	+4,512 20.6%
75	CIRCLE INTERNET GROUP INC COM CL A CRCL	CRCL	18,585	$1.8m0.25%	0.25%	Added +13.8k	+13,843 291.9%
76	ISHARES TR RUSSELL 2000 ETF IWM	IWM	7,139	$1.8m0.25%	0.25%	Reduced -6.1k	-6,129 -46.2%
77	AMERICAN EXPRESS CO COM AXP	AXP	5,342	$1.6m0.23%	0.23%	Added +259	+259 5.1%
78	ISHARES TR CORE S&P MCP ETF IJH	IJH	23,914	$1.6m0.23%	0.23%	Added +68	+68 0.3%
79	VISA INC COM CL A V	V	5,148	$1.6m0.22%	0.22%	Added +752	+752 17.1%
80	SPDR SER TR DJ REIT ETF RWR	RWR	15,314	$1.5m0.22%	0.22%	Added +10.2k	+10,190 198.9%
81	EATON CORP PLC SHS ETN	ETN	4,312	$1.5m0.22%	0.22%	Added +483	+483 12.6%
82	ISHARES TR MSCI EAFE ETF EFA	EFA	15,790	$1.5m0.21%	0.21%	Added +2.6k	+2,626 19.9%
83	MERCK & CO INC COM MRK	MRK	12,555	$1.5m0.21%	0.21%	Added +1.1k	+1,134 9.9%
84	UNION PAC CORP COM UNP	UNP	6,177	$1.5m0.21%	0.21%	Added +474	+474 8.3%
85	PHILIP MORRIS INTL INC COM PM	PM	8,636	$1.4m0.20%	0.20%	Added +640	+640 8.0%
86	VANGUARD MALVERN FDS STRM INFPROIDX VTIP	VTIP	27,220	$1.4m0.19%	0.19%	Added +22.1k	+22,092 430.8%
87	GILEAD SCIENCES INC COM GILD	GILD	9,573	$1.3m0.19%	0.19%	Added +431	+431 4.7%
88	ALTRIA GROUP INC COM MO	MO	19,049	$1.3m0.18%	0.18%	Added +403	+403 2.2%
89	AUTODESK INC COM ADSK	ADSK	5,306	$1.3m0.18%	0.18%	Reduced -12.9k	-12,887 -70.8%
90	ISHARES TR BROAD USD HIGH USHY	USHY	32,728	$1.2m0.17%	0.17%	Added +22.6k	+22,583 222.6%
91	CUMMINS INC COM CMI	CMI	2,182	$1.2m0.16%	0.16%	Added +91	+91 4.3%
92	AMERIPRISE FINL INC COM AMP	AMP	2,614	$1.2m0.16%	0.16%	Added +63	+63 2.5%
93	SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW	SPDW	24,125	$1.1m0.15%	0.15%	Unchanged
94	MASTERCARD INCORPORATED CL A MA	MA	2,185	$1.1m0.15%	0.15%	Added +293	+293 15.5%
95	NETFLIX INC COM NFLX	NFLX	11,320	$1.1m0.15%	0.15%	Added +2.3k	+2,289 25.4%
96	ISHARES BITCOIN TRUST ETF SHS BEN INT IBIT	IBIT	28,297	$1.1m0.15%	0.15%	Added +20.0k	+19,993 240.8%
97	THE CIGNA GROUP COM CI	CI	3,942	$1.1m0.15%	0.15%	Reduced -88	-88 -2.2%
98	MICRON TECHNOLOGY INC COM MU	MU	3,105	$1.0m0.15%	0.15%	Added +804	+804 34.9%
99	TEXAS INSTRS INC COM TXN	TXN	5,391	$1.0m0.15%	0.15%	Added +799	+799 17.4%
100	KLA CORP COM NEW KLAC	KLAC	699	$1.0m0.14%	0.14%	Added +93	+93 15.3%

Sold out since Q4 2025

Security	Ticker	Shares held before	Value then
J P MORGAN EXCHANGE TRADED F JMST	JMST	19,659	$1.0m19.7k shares
J P MORGAN EXCHANGE TRADED F JMUB	JMUB	19,818	$1.0m19.8k shares
MOODYS CORP MCO	MCO	792	$404.6k792 shares
SELECT SECTOR SPDR TR XLF	XLF	6,803	$372.6k6.8k shares
L3HARRIS TECHNOLOGIES INC LHX	LHX	950	$278.9k950 shares
US BANCORP DEL USB	USB	5,088	$274.1k5.1k shares
VANGUARD WORLD FD VGT	VGT	338	$254.8k338 shares
FORTIVE CORP FTV	FTV	4,470	$246.8k4.5k shares
SELECT SECTOR SPDR TR XLP	XLP	3,138	$243.8k3.1k shares
SS&C TECHNOLOGIES HLDGS INC SSNC	SSNC	2,647	$231.4k2.6k shares
DUPONT DE NEMOURS INC DWDP	DWDP	5,394	$216.8k5.4k shares
BECTON DICKINSON & CO BDX	BDX	1,117	$216.8k1.1k shares
J P MORGAN EXCHANGE TRADED F JPST	JPST	3,966	$201.4k4.0k shares
TYLER TECHNOLOGIES INC TYL	TYL	442	$200.6k442 shares
J P MORGAN EXCHANGE TRADED F JPIE	JPIE	3,245	$150.9k3.2k shares
SELECT SECTOR SPDR TR XLY	XLY	1,223	$146.0k1.2k shares
SELECT SECTOR SPDR TR XLV	XLV	552	$85.5k552 shares
SELECT SECTOR SPDR TR XLC	XLC	614	$72.3k614 shares
SELECT SECTOR SPDR TR XLI	XLI	427	$66.2k427 shares
SELECT SECTOR SPDR TR XLE	XLE	810	$36.2k810 shares
SELECT SECTOR SPDR TR XLU	XLU	414	$17.7k414 shares