RCW Management, LLC

JACKSONVILLE, FL · CIK 2104402 · 13F filing filed 2026-04-15

SEC-registered investment adviser since 2021 · limited liability company

Assets managed$179.6m
Staff4 · 2 in investment roles
Main clients (by assets)High net worth individuals 79%, Individuals 21%
Websiterivercitywealth.com
Form ADV · 2026-07-01SEC adviser record

$97.6m reported value -1.5% vs Q4 2025

68positions

46.5%in top 10

3 new 18 added 25 reduced 1 sold out vs Q4 2025

Holdings, Q1 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	265,472	$7.7m7.93%	7.93%	Added +2.8k	+2,827 1.1%
2	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	283,362	$7.1m7.29%	7.29%	Reduced -1.2k	-1,186 -0.4%
3	VANGUARD WORLD FD INF TECH ETF VGT	VGT	9,112	$6.4m6.52%	6.52%	Reduced -28	-28 -0.3%
4	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	36,107	$4.8m4.92%	4.92%	Unchanged
5	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	13,096	$3.9m4.01%	4.01%	Added +584	+584 4.7%
6	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	137,000	$3.5m3.60%	3.60%	Reduced -219	-219 -0.2%
7	VANGUARD WORLD FD FINANCIALS ETF VFH	VFH	28,222	$3.4m3.49%	3.49%	Added +487	+487 1.8%
8	VANGUARD WORLD FD HEALTH CAR ETF VHT	VHT	11,384	$3.1m3.18%	3.18%	Reduced -104	-104 -0.9%
9	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	45,026	$2.9m2.96%	2.96%	Added +9.7k	+9,688 27.4%
10	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	4,382	$2.5m2.59%	2.59%	Reduced -258	-258 -5.6%
11	WORLD GOLD TR SPDR GLD MINIS GLDM	GLDM	25,156	$2.3m2.39%	2.39%	Reduced -2.4k	-2,441 -8.8%
12	VANGUARD WORLD FD INDUSTRIAL ETF VIS	VIS	7,289	$2.3m2.33%	2.33%	Reduced -168	-168 -2.2%
13	BLACKROCK ETF TRUST ISHARES US EQUIT DYNF	DYNF	38,902	$2.3m2.32%	2.32%	Added +4.2k	+4,165 12.0%
14	VANGUARD WORLD FD CONSUM STP ETF VDC	VDC	9,945	$2.2m2.29%	2.29%	Reduced -157	-157 -1.6%
15	ISHARES TR TIPS BD ETF TIP	TIP	19,175	$2.1m2.17%	2.17%	Added +607	+607 3.3%
16	VANGUARD INDEX FDS VALUE ETF VTV	VTV	10,651	$2.1m2.14%	2.14%	Added +247	+247 2.4%
17	SELECT SECTOR SPDR TR ENERGY XLE	XLE	31,615	$1.9m1.99%	1.99%	Reduced -364	-364 -1.1%
18	ISHARES TR CORE S&P SCP ETF IJR	IJR	14,942	$1.9m1.90%	1.90%	Reduced -1.6k	-1,565 -9.5%
19	VANGUARD WORLD FD COMM SRVC ETF VOX	VOX	9,593	$1.7m1.77%	1.77%	Unchanged
20	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	34,591	$1.7m1.75%	1.75%	Unchanged
21	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	53,485	$1.6m1.59%	1.59%	Reduced -647	-647 -1.2%
22	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	49,564	$1.5m1.57%	1.57%	Reduced -1.8k	-1,750 -3.4%
23	SELECT SECTOR SPDR TR INDL XLI	XLI	9,472	$1.5m1.57%	1.57%	Unchanged
24	VANECK ETF TRUST MRNGSTR WDE MOAT MOAT	MOAT	15,314	$1.5m1.52%	1.52%	Reduced -904	-904 -5.6%
25	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	57,864	$1.4m1.47%	1.47%	Added +1.6k	+1,635 2.9%
26	SELECT SECTOR SPDR TR SBI MATERIALS XLB	XLB	25,934	$1.3m1.33%	1.33%	Reduced -378	-378 -1.4%
27	ISHARES TR CONSER ALLOC ETF AOK	AOK	31,989	$1.3m1.31%	1.31%	Unchanged
28	VANGUARD WORLD FD CONSUM DIS ETF VCR	VCR	3,364	$1.2m1.24%	1.24%	Reduced -68	-68 -2.0%
29	ISHARES TR CORE TOTAL USD IUSB	IUSB	24,213	$1.1m1.15%	1.15%	Added +918	+918 3.9%
30	SELECT SECTOR SPDR TR SBI CONS DISCR XLY	XLY	9,498	$1.0m1.06%	1.06%	Unchanged
31	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	12,287	$974.0k1.00%	1.00%	Added +481	+481 4.1%
32	ISHARES GOLD TR ISHARES NEW IAU	IAU	11,020	$971.5k1.00%	1.00%	Reduced -816	-816 -6.9%
33	SCHWAB STRATEGIC TR INT-TRM U.S TRES SCHR	SCHR	37,586	$936.3k0.96%	0.96%	Added +3.4k	+3,409 10.0%
34	FIDELITY MERRIMACK STR TR TOTAL BD ETF FBND	FBND	18,807	$858.0k0.88%	0.88%	Added +1.1k	+1,084 6.1%
35	SPDR SER TR BBG CONV SEC ETF CWB	CWB	8,639	$790.6k0.81%	0.81%	Reduced -112	-112 -1.3%
36	SCHWAB STRATEGIC TR US REIT ETF SCHH	SCHH	35,897	$771.4k0.79%	0.79%	Unchanged
37	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	25,095	$769.9k0.79%	0.79%	Reduced -1.5k	-1,546 -5.8%
38	SPDR SER TR S&P HOMEBUILD XHB	XHB	7,233	$714.1k0.73%	0.73%	Unchanged
39	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	13,941	$654.0k0.67%	0.67%	Added +5.1k	+5,058 56.9%
40	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	1,031	$616.3k0.63%	0.63%	Reduced -31	-31 -2.9%
41	SELECT SECTOR SPDR TR COMMUNICATION XLC	XLC	5,367	$595.0k0.61%	0.61%	Unchanged
42	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	3,780	$559.8k0.57%	0.57%	Unchanged
43	WELLTOWER INC COM WELL	WELL	2,689	$531.6k0.54%	0.54%	Added +11	+11 0.4%
44	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	1,090	$522.3k0.54%	0.54%	Reduced -73	-73 -6.3%
45	SPDR SERIES TRUST NYSE TECH ETF XNTK	XNTK	1,915	$488.9k0.50%	0.50%	Unchanged
46	SCHWAB STRATEGIC TR US AGGREGATE B SCHZ	SCHZ	20,609	$478.5k0.49%	0.49%	Unchanged
47	FIRST TR EXCHANGE TRADED FD TECH ALPHADEX FXL	FXL	2,935	$466.3k0.48%	0.48%	Unchanged
48	SPDR SER TR S&P BK ETF KBE	KBE	7,429	$442.4k0.45%	0.45%	Unchanged
49	APPLE INC COM AAPL	AAPL	1,730	$439.3k0.45%	0.45%	Added +1	+1 0.1%
50	CSX CORP COM CSX	CSX	10,575	$434.1k0.44%	0.44%	Reduced -720	-720 -6.4%
51	SPROTT ASSET MANAGEMENT LP TR UNIT CEF	CEF	8,837	$421.7k0.43%	0.43%	Reduced -833	-833 -8.6%
52	ISHARES TR MORNINGSTAR VALU ILCV	ILCV	4,261	$396.9k0.41%	0.41%	Unchanged
53	SELECT SECTOR SPDR TR RL EST SEL SEC XLRE	XLRE	9,504	$388.1k0.40%	0.40%	Added +93	+93 1.0%
54	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	1,703	$366.2k0.38%	0.38%	Unchanged
55	ISHARES TR MBS ETF MBB	MBB	3,850	$365.6k0.37%	0.37%	Added +77	+77 2.0%
56	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	6,745	$341.4k0.35%	0.35%	Unchanged
57	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	9,178	$302.4k0.31%	0.31%	Added +5	+5 0.1%
58	VANGUARD INDEX FDS MID CAP ETF VO	VO	1,025	$294.4k0.30%	0.30%	Unchanged
59	SPDR SER TR BLOOMBERG 1 10 Y TIPX	TIPX	13,798	$264.8k0.27%	0.27%	Unchanged
60	JOHNSON & JOHNSON COM JNJ	JNJ	1,072	$262.0k0.27%	0.27%	Unchanged
61	ISHARES TR BLACKROCK ULTRA ICSH	ICSH	5,069	$256.6k0.26%	0.26%	Unchanged
62	ISHARES TR GLOBAL ENERG ETF IXC	IXC	4,146	$238.9k0.24%	0.24%	New
63	VANGUARD WORLD FD UTILITIES ETF VPU	VPU	1,162	$230.2k0.24%	0.24%	Reduced -64	-64 -5.2%
64	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	2,586	$229.4k0.24%	0.24%	Reduced -97	-97 -3.6%
65	ETFS GOLD TR PHYSCL GOLD SHS SGOL	SGOL	4,795	$214.0k0.22%	0.22%	Reduced -622	-622 -11.5%
66	VANGUARD WORLD FD MATERIALS ETF VAW	VAW	948	$213.6k0.22%	0.22%	New
67	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	317	$206.2k0.21%	0.21%	Unchanged
68	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	4,208	$203.3k0.21%	0.21%	New

Sold out since Q4 2025

Security	Ticker	Shares held before	Value then
INVESCO EXCHANGE TRADED FD T PNQI	PNQI	4,400	$237.4k4.4k shares