Vilga Financial Planning LLC

FAIR LAWN, NJ · CIK 2083456 · 13F filing filed 2026-07-09

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyFair Lawn, NJ

$132.0m reported value +17.9% vs Q1 2026

93positions

51.1%in top 10

14 new 36 added 18 reduced 4 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	331,981	$23.7m17.92%	17.92%	Added +14.6k	+14,582 4.6%
2	SCHWAB STRATEGIC TR US TIPS ETF SCHP	SCHP	258,660	$6.9m5.19%	5.19%	Added +33.3k	+33,344 14.8%
3	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	95,814	$5.7m4.33%	4.33%	Reduced -6.9k	-6,942 -6.8%
4	ISHARES TR CORE S&P MCP ETF IJH	IJH	72,558	$5.6m4.24%	4.24%	Reduced -520	-520 -0.7%
5	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	25,620	$4.9m3.70%	3.70%	Reduced -273	-273 -1.1%
6	NVIDIA CORPORATION COM NVDA	NVDA	23,487	$4.7m3.56%	3.56%	Added +85	+85 0.4%
7	ISHARES TR BLACKROCK ULTRA ICSH	ICSH	87,598	$4.4m3.36%	3.36%	Added +8.7k	+8,684 11.0%
8	ISHARES TR CORE MSCI EAFE IEFA	IEFA	45,281	$4.4m3.31%	3.31%	Added +1.3k	+1,266 2.9%
9	APPLE INC COM AAPL	AAPL	13,245	$3.8m2.90%	2.90%	Added +140	+140 1.1%
10	VANGUARD SCOTTSDALE FDS VNG RUS2000IDX VTWO	VTWO	28,049	$3.4m2.58%	2.58%	Reduced -815	-815 -2.8%
11	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	39,561	$3.4m2.56%	2.56%	Reduced -132	-132 -0.3%
12	ISHARES INC CORE MSCI EMKT IEMG	IEMG	38,184	$3.2m2.40%	2.40%	Added +1.2k	+1,151 3.1%
13	VANGUARD INDEX FDS VALUE ETF VTV	VTV	13,529	$2.9m2.23%	2.23%	Unchanged
14	AMAZON COM INC COM AMZN	AMZN	9,364	$2.2m1.69%	1.69%	Added +202	+202 2.2%
15	VANGUARD INDEX FDS MID CAP ETF VO	VO	26,325	$2.1m1.61%	1.61%	Reduced -263	-263 -1.0%
16	ALPHABET INC CAP STK CL A GOOGL	GOOGL	5,854	$2.1m1.58%	1.58%	Added +47	+47 0.8%
17	MICRON TECHNOLOGY INC COM MU	MU	1,802	$2.1m1.58%	1.58%	Added +1.0k	+1,010 127.5%
18	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	2,920	$2.0m1.52%	1.52%	Reduced -169	-169 -5.5%
19	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	5,048	$1.9m1.41%	1.41%	Added +54	+54 1.1%
20	MICROSOFT CORP COM MSFT	MSFT	4,976	$1.9m1.41%	1.41%	Reduced -250	-250 -4.8%
21	SELECT SECTOR SPDR TR INDL XLI	XLI	7,842	$1.5m1.10%	1.10%	Added +188	+188 2.5%
22	VANGUARD INDEX FDS SMALL CP ETF VB	VB	4,763	$1.4m1.09%	1.09%	Unchanged
23	ALPHABET INC CAP STK CL C GOOG	GOOG	3,782	$1.3m1.01%	1.01%	Added +38	+38 1.0%
24	ISHARES TR CORE S&P SCP ETF IJR	IJR	8,700	$1.3m0.98%	0.98%	Unchanged
25	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	2,621	$1.3m0.95%	0.95%	Added +400	+400 18.0%
26	SELECT SECTOR SPDR TR COMMUNICATION XLC	XLC	11,323	$1.2m0.92%	0.92%	Reduced -19	-19 -0.2%
27	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	21,723	$1.2m0.88%	0.88%	Added +168	+168 0.8%
28	ISHARES TR CORE S&P500 ETF IVV	IVV	1,515	$1.1m0.86%	0.86%	Added +3	+3 0.2%
29	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	22,384	$1.1m0.82%	0.82%	Added +2.3k	+2,298 11.4%
30	ISHARES TR CALIF MUN BD ETF CMF	CMF	18,626	$1.1m0.81%	0.81%	Unchanged
31	SELECT SECTOR SPDR TR SBI CONS DISCR XLY	XLY	9,038	$1.1m0.80%	0.80%	Added +290	+290 3.3%
32	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	2,111	$1.1m0.80%	0.80%	Reduced -134	-134 -6.0%
33	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	12,373	$1.0m0.77%	0.77%	Added +178	+178 1.5%
34	BROADCOM INC COM AVGO	AVGO	2,676	$1.0m0.77%	0.77%	Added +4	+4 0.1%
35	TESLA INC COM TSLA	TSLA	2,210	$929.5k0.70%	0.70%	Added +64	+64 3.0%
36	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	11,000	$921.2k0.70%	0.70%	Unchanged
37	ELI LILLY & CO COM LLY	LLY	738	$885.2k0.67%	0.67%	Unchanged
38	SELECT SECTOR SPDR TR SBI HEALTHCARE XLV	XLV	5,454	$865.3k0.66%	0.66%	Added +168	+168 3.2%
39	VISA INC COM CL A V	V	2,516	$863.2k0.65%	0.65%	Added +33	+33 1.3%
40	META PLATFORMS INC CL A META	META	1,518	$855.1k0.65%	0.65%	Added +3	+3 0.2%
41	ISHARES TR MSCI EAFE ETF EFA	EFA	8,121	$843.6k0.64%	0.64%	Unchanged
42	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	11,970	$836.7k0.63%	0.63%	Unchanged
43	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	16,915	$750.3k0.57%	0.57%	Unchanged
44	JPMORGAN CHASE & CO COM JPM	JPM	2,229	$729.6k0.55%	0.55%	Added +48	+48 2.2%
45	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	3,725	$584.6k0.44%	0.44%	Unchanged
46	ADVANCED MICRO DEVICES INC COM AMD	AMD	976	$567.0k0.43%	0.43%	Reduced -9	-9 -0.9%
47	DIMENSIONAL ETF TRUST WORLD EX US CORE DFAX	DFAX	13,404	$493.8k0.37%	0.37%	Unchanged
48	FLEX LTD ORD FLEX	FLEX	3,000	$486.2k0.37%	0.37%	New
49	BANK AMERICA CORP COM BAC	BAC	7,882	$449.1k0.34%	0.34%	Added +166	+166 2.1%
50	SELECT SECTOR SPDR TR SBI CONS STPLS XLP	XLP	5,341	$443.7k0.34%	0.34%	Added +232	+232 4.5%
51	ROCKET LAB CORP COM RKLB	RKLB	4,200	$426.9k0.32%	0.32%	Unchanged
52	CATERPILLAR INC COM CAT	CAT	392	$417.4k0.32%	0.32%	Reduced -4	-4 -1.0%
53	GE AEROSPACE COM NEW GE	GE	1,056	$394.7k0.30%	0.30%	Reduced -85	-85 -7.5%
54	JOHNSON & JOHNSON COM JNJ	JNJ	1,544	$392.1k0.30%	0.30%	Added +18	+18 1.2%
55	SELECT SECTOR SPDR TR SBI INT-UTILS XLU	XLU	8,450	$383.1k0.29%	0.29%	Added +157	+157 1.9%
56	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	3,893	$375.4k0.28%	0.28%	Unchanged
57	SPDR GOLD TR GOLD SHS GLD	GLD	1,000	$368.4k0.28%	0.28%	Unchanged
58	VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF VSS	VSS	2,378	$366.9k0.28%	0.28%	Unchanged
59	AMERICAN CENTY ETF TR AVANTIS EMGMKT AVEM	AVEM	3,756	$362.4k0.27%	0.27%	Unchanged
60	COSTCO WHSL CORP NEW COM COST	COST	382	$357.4k0.27%	0.27%	Added +28	+28 7.9%
61	UNITEDHEALTH GROUP INC COM UNH	UNH	852	$354.1k0.27%	0.27%	Added +88	+88 11.5%
62	EXXON MOBIL CORP COM XOM	XOM	2,578	$352.5k0.27%	0.27%	Unchanged
63	PROSHARES TR II ULSHT BLOOMB OIL SCO	SCO	10,000	$350.2k0.27%	0.27%	New
64	ISHARES TR MSCI USA VALUE VLUE	VLUE	1,730	$345.7k0.26%	0.26%	Unchanged
65	UNITED RENTALS INC COM URI	URI	304	$344.4k0.26%	0.26%	New
66	ABBVIE INC COM ABBV	ABBV	1,321	$332.4k0.25%	0.25%	Unchanged
67	WALMART INC COM WMT	WMT	2,929	$331.7k0.25%	0.25%	Added +72	+72 2.5%
68	SELECT SECTOR SPDR TR ENERGY XLE	XLE	6,080	$322.9k0.24%	0.24%	Added +232	+232 4.0%
69	LAM RESEARCH CORP COM NEW LRCX	LRCX	677	$293.4k0.22%	0.22%	New
70	SELECT SECTOR SPDR TR SBI MATERIALS XLB	XLB	5,708	$290.1k0.22%	0.22%	Added +145	+145 2.6%
71	DIMENSIONAL ETF TRUST GLOBAL REAL EST DFGR	DFGR	9,728	$281.8k0.21%	0.21%	Unchanged
72	ISHARES TR RUSSELL 2000 ETF IWM	IWM	920	$276.4k0.21%	0.21%	Unchanged
73	HOME DEPOT INC COM HD	HD	772	$272.3k0.21%	0.21%	Reduced -188	-188 -19.6%
74	COCA COLA CO COM KO	KO	3,334	$271.0k0.21%	0.21%	Unchanged
75	MERCK & CO INC COM MRK	MRK	2,091	$268.7k0.20%	0.20%	Added +159	+159 8.2%
76	RTX CORPORATION COM RTX	RTX	1,379	$261.6k0.20%	0.20%	Reduced -75	-75 -5.2%
77	CISCO SYS INC COM CSCO	CSCO	2,225	$261.3k0.20%	0.20%	New
78	NETFLIX INC COM NFLX	NFLX	3,588	$256.2k0.19%	0.19%	Reduced -240	-240 -6.3%
79	INTEL CORP COM INTC	INTC	1,833	$255.9k0.19%	0.19%	New
80	VERTEX PHARMACEUTICALS INC COM VRTX	VRTX	515	$255.8k0.19%	0.19%	Unchanged
81	TOWER SEMICONDUCTOR LTD SHS NEW TSEM	TSEM	953	$248.4k0.19%	0.19%	New
82	SELECT SECTOR SPDR TR RL EST SEL SEC XLRE	XLRE	5,576	$245.5k0.19%	0.19%	Added +198	+198 3.7%
83	BOOKING HOLDINGS INC COM BKNG	BKNG	1,375	$245.1k0.19%	0.19%	Reduced -100	-100 -6.8%
84	APPLIED MATLS INC COM AMAT	AMAT	333	$240.8k0.18%	0.18%	New
85	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	6,571	$238.3k0.18%	0.18%	Unchanged
86	MORGAN STANLEY COM NEW MS	MS	1,058	$221.2k0.17%	0.17%	New
87	WISDOMTREE TR FLOATNG RAT TREA USFR	USFR	4,376	$220.3k0.17%	0.17%	Unchanged
88	ALTRIA GROUP INC COM MO	MO	3,011	$216.7k0.16%	0.16%	New
89	LOWES COS INC COM LOW	LOW	945	$208.4k0.16%	0.16%	Reduced -31	-31 -3.2%
90	DIMENSIONAL ETF TRUST EMERGING MKTS VA DFEV	DFEV	4,874	$208.0k0.16%	0.16%	New
91	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	5,164	$207.6k0.16%	0.16%	New
92	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	278	$204.7k0.16%	0.16%	New
93	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	4,896	$202.0k0.15%	0.15%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
VANGUARD INDEX FDS VBR	VBR	1,301	$282.6k1.3k shares
VANGUARD INDEX FDS VOE	VOE	1,449	$267.0k1.4k shares
MASTERCARD INCORPORATED MA	MA	485	$242.3k485 shares
INTUITIVE SURGICAL INC ISRG	ISRG	458	$211.1k458 shares