LifePlan Investment Advisors, Inc.

RALEIGH, NC · CIK 2045484 · 13F filing filed 2025-08-14

SEC-registered investment adviser since 2021 · corporation

Assets managed$326.0m
Staff9 · 4 in investment roles
Main clients (by assets)High net worth individuals 81%, Individuals 19%
Websitelifeplangroup.com
Form ADV · 2026-07-30SEC adviser record

Kindwealth
Others nearbyRaleigh, NC

$201.4m reported value +15.8% vs Q1 2025

105positions

31.9%in top 10

8 new 59 added 35 reduced 3 sold out vs Q1 2025

This report includes the holdings of 1 other manager that shares the investment decisions:

AE Wealth Management LLC – files its own report too; $10.4m of shares are in both

Shares in two reports are counted once in each security's totals.

Holdings, Q2 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR CORE US AGGBD ET AGG	AGG	111,656	$11.1m5.50%	5.50%	Added +1.3k	+1,260 1.1%
2	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	14,728	$8.4m4.15%	4.15%	Reduced -2.1k	-2,113 -12.6%
3	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	14,928	$6.5m3.25%	3.25%	Added +2.7k	+2,738 22.5%
4	GOLDMAN SACHS ETF TR MARKETBETA US EQ GSUS	GSUS	74,348	$6.4m3.16%	3.16%	Added +20.0k	+19,976 36.7%
5	ISHARES TR CORE INTL AGGR IAGG	IAGG	115,504	$5.9m2.93%	2.93%	Added +18.8k	+18,831 19.5%
6	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	96,812	$5.5m2.74%	2.74%	Added +10.4k	+10,392 12.0%
7	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	179,966	$5.4m2.69%	2.69%	Reduced -2.5k	-2,506 -1.4%
8	ISHARES TR CORE TOTAL USD IUSB	IUSB	109,099	$5.0m2.50%	2.50%	Added +2.0k	+2,043 1.9%
9	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	25,782	$5.0m2.50%	2.50%	Added +63	+63 0.2%
10	SCHWAB STRATEGIC TR US TIPS ETF SCHP	SCHP	183,574	$4.9m2.43%	2.43%	Added +1.5k	+1,534 0.8%
11	ISHARES TR CORE S&P500 ETF IVV	IVV	7,671	$4.8m2.37%	2.37%	Reduced -3.5k	-3,506 -31.4%
12	VANGUARD INDEX FDS VALUE ETF VTV	VTV	26,300	$4.6m2.31%	2.31%	Added +4.5k	+4,535 20.8%
13	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	195,749	$4.3m2.15%	2.15%	Reduced -2.6k	-2,607 -1.3%
14	ISHARES GOLD TR ISHARES NEW IAU	IAU	68,602	$4.3m2.12%	2.12%	Reduced -4.1k	-4,070 -5.6%
15	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	86,045	$4.2m2.09%	2.09%	Added +494	+494 0.6%
16	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	14,681	$4.1m2.02%	2.02%	Reduced -51	-51 -0.3%
17	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	24,323	$4.0m1.99%	1.99%	Reduced -44	-44 -0.2%
18	ISHARES INC CORE MSCI EMKT IEMG	IEMG	65,360	$3.9m1.95%	1.95%	Added +20.5k	+20,535 45.8%
19	VANGUARD INDEX FDS MCAP GR IDXVIP VOT	VOT	13,479	$3.8m1.90%	1.90%	Reduced -144	-144 -1.1%
20	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	19,351	$3.5m1.76%	1.76%	Added +1.5k	+1,547 8.7%
21	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	127,005	$3.5m1.75%	1.75%	Reduced -506	-506 -0.4%
22	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	113,664	$3.3m1.65%	1.65%	Reduced -1.1k	-1,098 -1.0%
23	ISHARES TR JPMORGAN USD EMG EMB	EMB	35,570	$3.3m1.64%	1.64%	Added +365	+365 1.0%
24	VANGUARD INTL EQUITY INDEX F GLB EX US ETF VNQI	VNQI	70,347	$3.2m1.61%	1.61%	Reduced -1.1k	-1,110 -1.6%
25	ISHARES TR S&P 500 GRWT ETF IVW	IVW	29,277	$3.2m1.60%	1.60%	Reduced -813	-813 -2.7%
26	NVIDIA CORPORATION COM NVDA	NVDA	20,156	$3.2m1.58%	1.58%	Added +9.2k	+9,226 84.4%
27	FIDELITY COVINGTON TRUST MSCI UTILS INDEX FUTY	FUTY	58,687	$3.1m1.53%	1.53%	Reduced -549	-549 -0.9%
28	BLACKROCK ETF TRUST ISHARES US EQUIT DYNF	DYNF	55,682	$3.0m1.51%	1.51%	Added +3.9k	+3,911 7.5%
29	ISHARES TR EAFE VALUE ETF EFV	EFV	46,983	$3.0m1.48%	1.48%	Added +14.4k	+14,415 44.3%
30	ISHARES TR IBOXX HI YD ETF HYG	HYG	36,758	$3.0m1.47%	1.47%	Reduced -279	-279 -0.8%
31	APPLE INC COM AAPL	AAPL	14,163	$2.9m1.44%	1.44%	Added +5.5k	+5,548 64.4%
32	GOLDMAN SACHS ETF TR ACTIVEBETA INT GSIE	GSIE	71,126	$2.8m1.40%	1.40%	Added +18.9k	+18,943 36.3%
33	SCHWAB STRATEGIC TR US REIT ETF SCHH	SCHH	132,596	$2.8m1.39%	1.39%	Added +342	+342 0.3%
34	ISHARES TR S&P 500 VAL ETF IVE	IVE	13,521	$2.6m1.31%	1.31%	Added +2.1k	+2,142 18.8%
35	GOLDMAN SACHS ETF TR ACCESS US AGRAT GCOR	GCOR	63,687	$2.6m1.31%	1.31%	Added +35.2k	+35,241 123.9%
36	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	41,089	$2.0m1.01%	1.01%	Added +5.2k	+5,150 14.3%
37	GOLDMAN SACHS ETF TR ACTIVEBETA US LG GSLC	GSLC	16,319	$2.0m0.98%	0.98%	Added +4.8k	+4,843 42.2%
38	ISHARES TR NATIONAL MUN ETF MUB	MUB	17,688	$1.8m0.92%	0.92%	Added +1.0k	+1,044 6.3%
39	ISHARES TR 10-20 YR TRS ETF TLH	TLH	16,625	$1.7m0.84%	0.84%	Added +5.7k	+5,731 52.6%
40	ISHARES TR MBS ETF MBB	MBB	15,833	$1.5m0.74%	0.74%	Added +2.1k	+2,126 15.5%
41	MICROSOFT CORP COM MSFT	MSFT	2,936	$1.5m0.73%	0.73%	Reduced -155	-155 -5.0%
42	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	29,347	$1.5m0.72%	0.72%	Added +987	+987 3.5%
43	ISHARES TR EAFE GRWTH ETF EFG	EFG	12,931	$1.4m0.72%	0.72%	Added +749	+749 6.2%
44	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	17,732	$1.4m0.69%	0.69%	Added +586	+586 3.4%
45	ISHARES TR CORE MSCI INTL IDEV	IDEV	18,138	$1.4m0.68%	0.68%	Reduced -1.7k	-1,716 -8.6%
46	TEXAS INSTRS INC COM TXN	TXN	6,576	$1.4m0.68%	0.68%	Reduced -195	-195 -2.9%
47	VANGUARD INDEX FDS SMALL CP ETF VB	VB	5,357	$1.3m0.63%	0.63%	Added +1.2k	+1,242 30.2%
48	ISHARES TR S&P 100 ETF OEF	OEF	4,164	$1.3m0.63%	0.63%	Added +1.4k	+1,426 52.1%
49	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	4,272	$1.3m0.63%	0.63%	Reduced -3	-3 -0.1%
50	BLACKROCK ETF TRUST ISHARES US THEMA THRO	THRO	30,734	$1.1m0.54%	0.54%	New
51	ISHARES TR U.S. TECH ETF IYW	IYW	6,280	$1.1m0.54%	0.54%	Reduced -227	-227 -3.5%
52	BLACKROCK ETF TRUST US CARBON TRANS LCTU	LCTU	15,758	$1.1m0.53%	0.53%	Added +150	+150 1.0%
53	GE AEROSPACE COM NEW GE	GE	4,041	$1.0m0.52%	0.52%	Reduced -4	-4 -0.1%
54	ISHARES TR ESG AWRE USD ETF SUSC	SUSC	44,654	$1.0m0.52%	0.52%	Added +5.8k	+5,760 14.8%
55	BLACKROCK ETF TRUST II ISHARES FLEXIBLE BINC	BINC	18,742	$990.3k0.49%	0.49%	Added +2.8k	+2,768 17.3%
56	ISHARES TR MSCI USA MMENTM MTUM	MTUM	4,065	$976.9k0.49%	0.49%	Added +161	+161 4.1%
57	ISHARES TR ESG AWR US AGRGT EAGG	EAGG	20,253	$962.8k0.48%	0.48%	Added +1.4k	+1,383 7.3%
58	JPMORGAN CHASE & CO COM JPM	JPM	3,279	$950.6k0.47%	0.47%	Added +2.3k	+2,319 241.6%
59	AMAZON COM INC COM AMZN	AMZN	4,209	$923.4k0.46%	0.46%	Added +113	+113 2.8%
60	GOLDMAN SACHS ETF TR ACTIVEBETA EME GEM	GEM	21,652	$805.7k0.40%	0.40%	Added +6.1k	+6,079 39.0%
61	ISHARES TR MSCI KLD400 SOC DSI	DSI	6,260	$727.2k0.36%	0.36%	Reduced -159	-159 -2.5%
62	GOLDMAN SACHS ETF TR ACCESS INVT GR GIGB	GIGB	15,656	$720.5k0.36%	0.36%	Added +2.1k	+2,084 15.4%
63	VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF VMBS	VMBS	14,847	$688.0k0.34%	0.34%	Added +584	+584 4.1%
64	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	8,613	$666.1k0.33%	0.33%	Added +336	+336 4.1%
65	ISHARES TR ESG MSCI USA ETF USXF	USXF	12,154	$655.5k0.33%	0.33%	Reduced -5.3k	-5,297 -30.4%
66	VANGUARD BD INDEX FDS LONG TERM BOND BLV	BLV	9,301	$646.8k0.32%	0.32%	Added +356	+356 4.0%
67	META PLATFORMS INC CL A META	META	802	$592.0k0.29%	0.29%	Added +37	+37 4.8%
68	ISHARES TR ESG ADV TTL USD EUSB	EUSB	12,482	$543.6k0.27%	0.27%	Added +1.3k	+1,345 12.1%
69	ISHARES TR ESG AWR MSCI USA ESGU	ESGU	3,944	$533.6k0.26%	0.26%	Added +122	+122 3.2%
70	EXXON MOBIL CORP COM XOM	XOM	4,711	$507.8k0.25%	0.25%	Reduced -43	-43 -0.9%
71	ABBVIE INC COM ABBV	ABBV	2,637	$489.5k0.24%	0.24%	Added +4	+4 0.1%
72	JOHNSON & JOHNSON COM JNJ	JNJ	2,931	$447.7k0.22%	0.22%	Added +63	+63 2.2%
73	ISHARES TR 0-5 YR TIPS ETF STIP	STIP	4,326	$445.2k0.22%	0.22%	New
74	GE VERNOVA INC COM GEV	GEV	829	$438.7k0.22%	0.22%	Reduced -1	-1 -0.1%
75	GOLDMAN SACHS ETF TR ACTIVEBETA US GSSC	GSSC	6,380	$437.7k0.22%	0.22%	Added +1.8k	+1,817 39.8%
76	ALPHABET INC CAP STK CL A GOOGL	GOOGL	2,330	$410.7k0.20%	0.20%	Added +113	+113 5.1%
77	BROADCOM INC COM AVGO	AVGO	1,484	$409.1k0.20%	0.20%	Added +32	+32 2.2%
78	WALMART INC COM WMT	WMT	3,902	$381.5k0.19%	0.19%	Unchanged
79	GOLDMAN SACHS ETF TR MAR 1000 GRO ETF GGUS	GGUS	6,549	$379.6k0.19%	0.19%	Added +2.0k	+2,045 45.4%
80	ISHARES TR RUS MD CP GR ETF IWP	IWP	2,721	$377.3k0.19%	0.19%	Added +3	+3 0.1%
81	BLACKROCK ETF TRUST ISHA I IN TE ETF BAI	BAI	13,047	$376.4k0.19%	0.19%	New
82	COSTCO WHSL CORP NEW COM COST	COST	365	$361.4k0.18%	0.18%	Unchanged
83	ISHARES TR RUS TP200 GR ETF IWY	IWY	1,465	$361.1k0.18%	0.18%	Reduced -174	-174 -10.6%
84	GOLDMAN SACHS ETF TR ACTIVEBETA WRLD GSWO	GSWO	6,574	$360.1k0.18%	0.18%	Added +1.7k	+1,747 36.2%
85	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	5,812	$341.6k0.17%	0.17%	New
86	ISHARES TR ESG EAFE ETF DMXF	DMXF	4,511	$335.8k0.17%	0.17%	Reduced -672	-672 -13.0%
87	SPDR SER TR PORTFOLIO LN TSR SPTL	SPTL	12,360	$328.5k0.16%	0.16%	Reduced -12.2k	-12,214 -49.7%
88	HOME DEPOT INC COM HD	HD	881	$323.0k0.16%	0.16%	Reduced -19	-19 -2.1%
89	TESLA INC COM TSLA	TSLA	1,003	$318.6k0.16%	0.16%	Added +167	+167 20.0%
90	ISHARES INC ESG AWR MSCI EM ESGE	ESGE	7,946	$311.2k0.15%	0.15%	Added +269	+269 3.5%
91	INTUIT COM INTU	INTU	394	$310.3k0.15%	0.15%	Reduced -2	-2 -0.5%
92	GOLDMAN SACHS ETF TR ACCESS INFLATI GTIP	GTIP	6,149	$304.5k0.15%	0.15%	Added +1.7k	+1,698 38.1%
93	ISHARES TR US TREAS BD ETF GOVT	GOVT	12,600	$289.5k0.14%	0.14%	Added +2.0k	+2,016 19.1%
94	CISCO SYS INC COM CSCO	CSCO	3,903	$270.8k0.13%	0.13%	Reduced -12	-12 -0.3%
95	ISHARES INC MSCI EMRG CHN EMXC	EMXC	4,174	$263.5k0.13%	0.13%	Reduced -12.2k	-12,187 -74.5%
96	MASTERCARD INCORPORATED CL A MA	MA	465	$261.3k0.13%	0.13%	Reduced -2	-2 -0.4%
97	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	516	$250.7k0.12%	0.12%	Unchanged
98	PROCTER AND GAMBLE CO COM PG	PG	1,558	$248.2k0.12%	0.12%	Reduced -18	-18 -1.1%
99	VANGUARD MALVERN FDS STRM INFPROIDX VTIP	VTIP	4,809	$241.7k0.12%	0.12%	New
100	ELI LILLY & CO COM LLY	LLY	307	$239.6k0.12%	0.12%	Reduced -5	-5 -1.6%

Sold out since Q1 2025

Security	Ticker	Shares held before	Value then
ISHARES TR HEFA	HEFA	10,619	$385.4k10.6k shares
GOLDMAN SACHS ETF TR GEMD	GEMD	6,222	$252.1k6.2k shares
ISHARES TR IWX	IWX	2,852	$234.4k2.9k shares