PLANWISER FINANCIAL, LLC

COLORADO SPRINGS, CO · CIK 2043741 · 13F filing filed 2026-08-07

SEC-registered investment adviser since 2024 · limited liability company

Assets managed$169.1m
Staff6 · 2 in investment roles
Main clients (by assets)High net worth individuals 46%, Individuals 43%, Pension plans 7%
Form ADV · 2026-10-01SEC adviser record

$143.9m reported value +4.2% vs Q1 2026

50positions

50.9%in top 10

4 new 23 added 20 reduced 1 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	AMERICAN CENTY ETF TR US EQT ETF AVUS	AVUS	126,080	$16.1m11.22%	11.22%	Reduced -1.4k	-1,433 -1.1%
2	ISHARES TR CORE S&P500 ETF IVV	IVV	19,023	$14.2m9.90%	9.90%	Reduced -421	-421 -2.2%
3	VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF VMBS	VMBS	146,485	$6.9m4.77%	4.77%	Added +6.8k	+6,795 4.9%
4	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	77,711	$6.7m4.65%	4.65%	Reduced -17.5k	-17,455 -18.3%
5	SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW	SPDW	132,304	$6.7m4.63%	4.63%	Reduced -24.6k	-24,603 -15.7%
6	ISHARES TR ISHS 5-10YR INVT IGIB	IGIB	106,302	$5.7m3.93%	3.93%	Added +6.2k	+6,156 6.2%
7	ISHARES TR CONV BD ETF ICVT	ICVT	41,005	$5.0m3.47%	3.47%	New
8	VANGUARD INDEX FDS VALUE ETF VTV	VTV	19,347	$4.2m2.93%	2.93%	Reduced -584	-584 -2.9%
9	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	47,652	$3.9m2.73%	2.73%	Added +39.0k	+39,012 451.5%
10	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	92,813	$3.8m2.66%	2.66%	Reduced -72.6k	-72,605 -43.9%
11	AMERICAN CENTY ETF TR AVANTIS EMGMKT AVEM	AVEM	39,579	$3.8m2.65%	2.65%	Added +30.9k	+30,906 356.4%
12	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	73,229	$3.8m2.64%	2.64%	Added +22.2k	+22,171 43.4%
13	AMERICAN CENTY ETF TR AVANTIS CORE FI AVIG	AVIG	90,260	$3.7m2.60%	2.60%	Added +1.3k	+1,333 1.5%
14	SPDR SERIES TRUST PORTFLI HIGH YLD SPHY	SPHY	157,816	$3.7m2.57%	2.57%	Added +144.3k	+144,327 1070.0%
15	ISHARES TR CORE 1 5 YR USD ISTB	ISTB	75,402	$3.6m2.53%	2.53%	Added +6.7k	+6,693 9.7%
16	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	91,116	$3.4m2.33%	2.33%	Reduced -1.6k	-1,621 -1.8%
17	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	17,096	$3.3m2.26%	2.26%	Reduced -3.1k	-3,115 -15.4%
18	SELECT SECTOR SPDR TR INDL XLI	XLI	17,448	$3.2m2.25%	2.25%	Added +189	+189 1.1%
19	VANGUARD INDEX FDS SMALL CP ETF VB	VB	10,599	$3.2m2.23%	2.23%	Added +4.2k	+4,184 65.2%
20	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	62,046	$3.1m2.18%	2.18%	Added +1.5k	+1,468 2.4%
21	RBB FD INC MOTLEY FOL ETF TMFC	TMFC	40,670	$3.1m2.15%	2.15%	Reduced -47.0k	-46,968 -53.6%
22	SPDR SER TR PORTFLI INTRMDIT SPTI	SPTI	108,302	$3.1m2.14%	2.14%	Reduced -147.0k	-147,011 -57.6%
23	HARBOR ETF TRUST HARBOR COMMODITY HGER	HGER	104,199	$3.1m2.12%	2.12%	Added +2.6k	+2,579 2.5%
24	SELECT SECTOR SPDR TR COMMUNICATION XLC	XLC	26,001	$2.8m1.94%	1.94%	Added +745	+745 3.0%
25	SELECT SECTOR SPDR TR ENERGY XLE	XLE	51,665	$2.7m1.91%	1.91%	Added +5.7k	+5,658 12.3%
26	INNOVATOR ETFS TRUST LADERD ALCTN PWR BUFF	BUFF	38,381	$2.0m1.41%	1.41%	Added +296	+296 0.8%
27	AMERICAN CENTY ETF TR US LARGE CAP VLU AVLV	AVLV	21,368	$1.9m1.35%	1.35%	Reduced -175	-175 -0.8%
28	ISHARES INC MSCI JPN ETF NEW EWJ	EWJ	17,795	$1.7m1.15%	1.15%	Added +132	+132 0.8%
29	ISHARES INC MSCI ITALY ETF EWI	EWI	27,248	$1.6m1.12%	1.12%	Added +255	+255 0.9%
30	ISHARES INC MSCI CDA ETF EWC	EWC	26,432	$1.5m1.06%	1.06%	Added +530	+530 2.0%
31	ISHARES TR MSCI UK ETF NEW EWU	EWU	31,610	$1.5m1.01%	1.01%	Added +1.1k	+1,132 3.7%
32	INNOVATOR ETFS TRUST EQUITY MNGD 100 BFRZ	BFRZ	52,368	$1.4m0.98%	0.98%	Added +2.1k	+2,100 4.2%
33	FIDELITY COVINGTON TRUST HIGH YILD ETF FDHY	FDHY	23,155	$1.1m0.79%	0.79%	New
34	DIMENSIONAL ETF TRUST SHORT DURATION F DFSD	DFSD	23,700	$1.1m0.79%	0.79%	Added +1.4k	+1,419 6.4%
35	JANUS DETROIT STR TR HENDERSON MTG JMBS	JMBS	23,138	$1.0m0.72%	0.72%	Added +1.2k	+1,236 5.6%
36	SPDR SER TR NUVEEN BLOOMBERG HYMB	HYMB	34,083	$867.1k0.60%	0.60%	Added +459	+459 1.4%
37	ISHARES TR RUS 1000 ETF IWB	IWB	1,964	$804.3k0.56%	0.56%	Reduced -149	-149 -7.0%
38	FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT FLQM	FLQM	11,605	$671.8k0.47%	0.47%	Reduced -96	-96 -0.8%
39	ISHARES TR CORE US AGGBD ET AGG	AGG	5,721	$566.3k0.39%	0.39%	Reduced -1.6k	-1,595 -21.8%
40	ISHARES TR RUS 1000 GRW ETF IWF	IWF	3,332	$413.7k0.29%	0.29%	Reduced -152	-152 -4.4%
41	FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED BUFD	BUFD	13,703	$407.3k0.28%	0.28%	Reduced -41	-41 -0.3%
42	ISHARES TR RUS MID CAP ETF IWR	IWR	2,846	$314.0k0.22%	0.22%	Unchanged
43	ISHARES TR RUS 1000 VAL ETF IWD	IWD	1,217	$295.0k0.21%	0.21%	Unchanged
44	INNOVATOR ETFS TRUST POWER BUFFER SET PSTP	PSTP	7,347	$270.3k0.19%	0.19%	Reduced -20	-20 -0.3%
45	ISHARES TR CORE MSCI EAFE IEFA	IEFA	2,782	$268.7k0.19%	0.19%	Reduced -1.1k	-1,084 -28.0%
46	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	384	$263.5k0.18%	0.18%	Unchanged
47	ELI LILLY & CO COM LLY	LLY	208	$249.5k0.17%	0.17%	New
48	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	331	$243.7k0.17%	0.17%	Reduced -95	-95 -22.3%
49	ISHARES TR CORE LT USDB ETF ILTB	ILTB	4,839	$238.3k0.17%	0.17%	Reduced -1.3k	-1,271 -20.8%
50	SEAGATE TECHNOLOGY HLDNGS PL ORD SHS STX	STX	216	$208.4k0.14%	0.14%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
VANGUARD WHITEHALL FDS VWOB	VWOB	65,700	$4.4m65.7k shares