Rachor Investment Advisory Services, LLC

Linden, MI · CIK 2008792 · 13F filing filed 2026-07-16

SEC-registered investment adviser since 1985 · limited liability company

Assets managed$238.1m
Staff16 · 14 in investment roles
Main clients (by assets)High net worth individuals 65%, Individuals 32%, Companies 3%
Websiterias.net
Form ADV · 2026-03-17SEC adviser record

$203.1m reported value +6.7% vs Q1 2026

203positions

94.4%in top 10

6 new 50 added 40 reduced 267 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	DIMENSIONAL ETF TRUST SHORT DURATION F DFSD	DFSD	1,519,287	$72.5m35.72%	35.72%	Added +66.6k	+66,572 4.6%
2	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	917,098	$40.7m20.03%	20.03%	Reduced -28.7k	-28,654 -3.0%
3	DIMENSIONAL ETF TRUST INTL CORE EQUITY DFIC	DFIC	827,571	$30.8m15.18%	15.18%	Added +27.3k	+27,322 3.4%
4	DIMENSIONAL ETF TRUST ULTRASHORT FIXED DUSB	DUSB	392,443	$19.9m9.81%	9.81%	Added +8.5k	+8,543 2.2%
5	DIMENSIONAL ETF TRUST EMERGING MKTS CO DFEM	DFEM	332,820	$13.5m6.66%	6.66%	Reduced -31.8k	-31,805 -8.7%
6	DIMENSIONAL ETF TRUST US REAL ESTATE E US REAL ESTATE E		181,735	$4.8m2.34%	2.34%	Added +5.3k	+5,261 3.0%
7	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	6,441	$3.2m1.59%	1.59%	Added +64	+64 1.0%
8	DIMENSIONAL ETF TRUST WORLD EQUITY ETF DFAW	DFAW	32,865	$2.7m1.34%	1.34%	Added +1.1k	+1,098 3.5%
9	DIMENSIONAL ETF TRUST CORE FIXED INCOM DFCF	DFCF	55,871	$2.4m1.16%	1.16%	Added +560	+560 1.0%
10	ALPHABET INC CAP STK CL C GOOG	GOOG	3,073	$1.1m0.53%	0.53%	Reduced -33	-33 -1.1%
11	BANK AMERICA CORP COM BAC	BAC	15,533	$885.1k0.44%	0.44%	Added +73	+73 0.5%
12	HUNTINGTON BANCSHARES INC COM HBAN	HBAN	44,211	$783.9k0.39%	0.39%	Added +441	+441 1.0%
13	ADVANCED MICRO DEVICES INC COM AMD	AMD	1,000	$580.9k0.29%	0.29%	Unchanged
14	FIDELITY COMWLTH TR NASDAQ COMPSIT ONEQ	ONEQ	5,525	$570.3k0.28%	0.28%	Reduced -196	-196 -3.4%
15	BROADCOM INC COM AVGO	AVGO	1,363	$515.0k0.25%	0.25%	Added +2	+2 0.1%
16	APPLE INC COM AAPL	AAPL	1,741	$503.8k0.25%	0.25%	Reduced -9	-9 -0.5%
17	NVIDIA CORPORATION COM NVDA	NVDA	2,203	$440.8k0.22%	0.22%	Reduced -202	-202 -8.4%
18	CUMMINS INC COM CMI	CMI	488	$348.4k0.17%	0.17%	Added +1	+1 0.2%
19	GE AEROSPACE COM NEW GE	GE	911	$340.4k0.17%	0.17%	Reduced -14	-14 -1.5%
20	JPMORGAN CHASE & CO COM JPM	JPM	958	$313.4k0.15%	0.15%	Reduced -1	-1 -0.1%
21	CORNING INC COM GLW	GLW	1,095	$279.8k0.14%	0.14%	Reduced -36	-36 -3.2%
22	GE VERNOVA INC COM GEV	GEV	225	$264.8k0.13%	0.13%	Reduced -1	-1 -0.4%
23	MICROSOFT CORP COM MSFT	MSFT	569	$212.1k0.10%	0.10%	Reduced -59	-59 -9.4%
24	AMERICAN EXPRESS CO COM AXP	AXP	606	$205.1k0.10%	0.10%	Added +2	+2 0.3%
25	PALO ALTO NETWORKS INC COM PANW	PANW	600	$204.6k0.10%	0.10%	Unchanged
26	ORACLE CORP COM ORCL	ORCL	1,224	$179.4k0.09%	0.09%	Added +3	+3 0.2%
27	SIMPSON MFG INC COM SSD	SSD	825	$172.6k0.09%	0.09%	Added +2	+2 0.2%
28	CISCO SYS INC COM CSCO	CSCO	1,384	$162.5k0.08%	0.08%	Added +7	+7 0.5%
29	COSTCO WHSL CORP NEW COM COST	COST	160	$150.1k0.07%	0.07%	Reduced -3	-3 -1.8%
30	NEXTERA ENERGY INC COM NEE	NEE	1,659	$145.6k0.07%	0.07%	Unchanged
31	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	1,701	$140.1k0.07%	0.07%	Added +215	+215 14.5%
32	MASTERCARD INCORPORATED CL A MA	MA	261	$134.0k0.07%	0.07%	Reduced -6	-6 -2.2%
33	DFA INVT DIMENSIONS GROUP IN U.S. MIC CAP SHS DFMC	DFMC	2,098	$128.1k0.06%	0.06%	Added +289	+289 16.0%
34	DIMENSIONAL ETF TRUST EMERGING MKTS VA DFEV	DFEV	2,915	$124.4k0.06%	0.06%	Added +324	+324 12.5%
35	DIMENSIONAL ETF TRUST US SMALL CAP VAL US SMALL CAP VAL		3,098	$120.2k0.06%	0.06%	Added +478	+478 18.2%
36	TESLA INC COM TSLA	TSLA	282	$118.6k0.06%	0.06%	Reduced -138	-138 -32.9%
37	DIMENSIONAL ETF TRUST GLOBAL REAL EST DFGR	DFGR	4,077	$118.1k0.06%	0.06%	Added +623	+623 18.0%
38	PEPSICO INC COM PEP	PEP	867	$117.4k0.06%	0.06%	Added +2	+2 0.2%
39	BOEING CO COM BA	BA	540	$116.9k0.06%	0.06%	Unchanged
40	DIMENSIONAL ETF TRUST INTL SMALL CAP E DFIS	DFIS	3,225	$113.0k0.06%	0.06%	Added +481	+481 17.5%
41	DIMENSIONAL ETF TRUST INTL SMALL CAP V DISV	DISV	2,783	$111.7k0.05%	0.05%	Added +440	+440 18.8%
42	ASML HOLDING N V N Y REGISTRY SHS ASML	ASML	54	$106.5k0.05%	0.05%	Added +1	+1 1.9%
43	ROCKET LAB CORP COM RKLB	RKLB	1,000	$101.7k0.05%	0.05%	Reduced -23	-23 -2.2%
44	PFIZER INC COM PFE	PFE	4,212	$101.4k0.05%	0.05%	Added +108	+108 2.6%
45	ALLSTATE CORP COM ALL	ALL	423	$100.6k0.05%	0.05%	Added +2	+2 0.5%
46	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	203	$97.0k0.05%	0.05%	Reduced -11	-11 -5.1%
47	MERCADOLIBRE INC COM MELI	MELI	55	$93.4k0.05%	0.05%	Reduced -9	-9 -14.1%
48	ECOLAB INC COM ECL	ECL	328	$91.5k0.05%	0.05%	Added +1	+1 0.3%
49	WALMART INC COM WMT	WMT	762	$86.3k0.04%	0.04%	Reduced -20	-20 -2.6%
50	CONSOLIDATED EDISON INC COM ED	ED	767	$84.9k0.04%	0.04%	Unchanged
51	DIREXION SHS ETF TR DAILY JR GLD MIN JNUG	JNUG	665	$80.3k0.04%	0.04%	Unchanged
52	MAGNITE INC COM MGNI	MGNI	4,164	$79.0k0.04%	0.04%	Unchanged
53	STRYKER CORPORATION COM SYK	SYK	202	$63.6k0.03%	0.03%	Added +1	+1 0.5%
54	CROWDSTRIKE HLDGS INC CL A CRWD	CRWD	80	$61.1k0.03%	0.03%	Unchanged
55	RTX CORPORATION COM RTX	RTX	320	$60.7k0.03%	0.03%	Unchanged
56	UNITEDHEALTH GROUP INC COM UNH	UNH	145	$60.2k0.03%	0.03%	Reduced -2	-2 -1.4%
57	FORD MTR CO COM F	F	3,938	$54.7k0.03%	0.03%	Added +27	+27 0.7%
58	INTEL CORP COM INTC	INTC	374	$52.2k0.03%	0.03%	Reduced -56	-56 -13.0%
59	AMAZON COM INC COM AMZN	AMZN	198	$47.2k0.02%	0.02%	Reduced -175	-175 -46.9%
60	OREILLY AUTOMOTIVE INC COM ORLY	ORLY	505	$46.5k0.02%	0.02%	Reduced -410	-410 -44.8%
61	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	799	$46.0k0.02%	0.02%	Added +1	+1 0.1%
62	DATADOG INC CL A COM DDOG	DDOG	175	$45.6k0.02%	0.02%	Reduced -8	-8 -4.4%
63	LAM RESEARCH CORP COM NEW LRCX	LRCX	101	$43.9k0.02%	0.02%	Unchanged
64	MARRIOTT INTL INC NEW CL A MAR	MAR	104	$38.5k0.02%	0.02%	Unchanged
65	BLOCK INC CL A XYZ	XYZ	490	$37.2k0.02%	0.02%	Unchanged
66	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	53	$36.7k0.02%	0.02%	Added +14	+14 35.9%
67	PULTE GROUP INC COM PHM	PHM	267	$36.6k0.02%	0.02%	Added +1	+1 0.4%
68	NATWEST GROUP PLC SPONS ADR NWG	NWG	2,048	$36.1k0.02%	0.02%	Added +78	+78 4.0%
69	ROIVANT SCIENCES LTD SHS ROIV	ROIV	1,000	$35.4k0.02%	0.02%	Unchanged
70	ACCENTURE PLC IRELAND SHS CLASS A ACN	ACN	275	$34.2k0.02%	0.02%	Reduced -57	-57 -17.2%
71	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	45	$33.2k0.02%	0.02%	Reduced -2	-2 -4.3%
72	TAKE-TWO INTERACTIVE SOFTWAR COM TTWO	TTWO	132	$33.0k0.02%	0.02%	Unchanged
73	AT&T INC COM T	T	1,541	$31.9k0.02%	0.02%	Added +16	+16 1.1%
74	STARBUCKS CORP COM SBUX	SBUX	298	$30.4k0.01%	0.01%	Added +2	+2 0.7%
75	UNION PAC CORP COM UNP	UNP	110	$30.1k0.01%	0.01%	Unchanged
76	COINBASE GLOBAL INC COM CL A COIN	COIN	173	$25.3k0.01%	0.01%	Unchanged
77	CARRIER GLOBAL CORPORATION COM CARR	CARR	320	$23.5k0.01%	0.01%	Unchanged
78	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	80	$22.5k0.01%	0.01%	Unchanged
79	SPACE EXPLORATION TECHN CORP CLASS A COM STK SPCX	SPCX	131	$22.4k0.01%	0.01%	New
80	EXELIXIS INC COM EXEL	EXEL	400	$21.8k0.01%	0.01%	Unchanged
81	TIZIANA LIFE SCIENCES LTD COMMON SHARES TLSA	TLSA	17,000	$21.8k0.01%	0.01%	Unchanged
82	NETFLIX INC COM NFLX	NFLX	300	$21.4k0.01%	0.01%	Reduced -463	-463 -60.7%
83	HARTFORD INSURANCE GROUP INC COM HIG	HIG	160	$21.2k0.01%	0.01%	Unchanged
84	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	246	$20.3k0.01%	0.01%	Unchanged
85	ITT INC COM ITT	ITT	100	$19.8k0.01%	0.01%	Unchanged
86	XYLEM INC COM XYL	XYL	160	$18.9k0.01%	0.01%	Unchanged
87	ILLINOIS TOOL WKS INC COM ITW	ITW	70	$18.8k0.01%	0.01%	Added +1	+1 1.4%
88	GODADDY INC CL A GDDY	GDDY	200	$17.0k0.01%	0.01%	Unchanged
89	NEWSMAX INC COM SHS CLASS B NMAX	NMAX	2,030	$16.8k0.01%	0.01%	Unchanged
90	INTERPARFUMS INC COM IPAR	IPAR	140	$15.7k0.01%	0.01%	Unchanged
91	AUTOLIV INC COM ALV	ALV	130	$15.1k0.01%	0.01%	Added +1	+1 0.8%
92	MONSTER BEVERAGE CORP NEW COM MNST	MNST	156	$15.0k0.01%	0.01%	Unchanged
93	RBB FD INC MOTLEY FOOL SML TMFS	TMFS	400	$14.5k0.01%	0.01%	Unchanged
94	NU HLDGS LTD ORD SHS CL A NU	NU	1,000	$13.4k0.01%	0.01%	Reduced -224	-224 -18.3%
95	VERIZON COMMUNICATIONS INC COM VZ	VZ	306	$12.9k0.01%	0.01%	Added +5	+5 1.7%
96	COMCAST CORP NEW CL A CMCSA	CMCSA	511	$12.6k0.01%	0.01%	Reduced -324	-324 -38.8%
97	VEEVA SYS INC CL A COM VEEV	VEEV	70	$12.4k0.01%	0.01%	Unchanged
98	SERES THERAPEUTICS INC COM NEW MCRB	MCRB	1,477	$11.7k0.01%	0.01%	Unchanged
99	OTIS WORLDWIDE CORP COM OTIS	OTIS	160	$11.5k0.01%	0.01%	Unchanged
100	HSBC HLDGS PLC SPON ADR NEW HSBC	HSBC	120	$11.4k0.01%	0.01%	Unchanged

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
EXXON MOBIL CORP XOM	XOM	1,565	$265.4k1.6k shares
CLOUDFLARE INC NET	NET	170	$35.1k170 shares
REPLIGEN CORP RGEN	RGEN	200	$23.6k200 shares
ARISTA NETWORKS INC ANET	ANET	188	$23.1k188 shares
PALANTIR TECHNOLOGIES INC PLTR	PLTR	121	$17.7k121 shares
ROBINHOOD MKTS INC HOOD	HOOD	254	$17.6k254 shares
ALNYLAM PHARMACEUTICALS INC ALNY	ALNY	50	$16.5k50 shares
ECHOSTAR CORP ECHO	ECHO	134	$15.7k134 shares
NATERA INC NTRA	NTRA	76	$15.2k76 shares
QORVO INC QRVO	QRVO	150	$11.6k150 shares
TOAST INC TOST	TOST	380	$10.1k380 shares
QUANTA SVCS INC PWR	PWR	18	$9.9k18 shares
ARM HOLDINGS PLC ARM	ARM	61	$9.2k61 shares
CAREDX INC CDNA	CDNA	512	$8.9k512 shares
CARGURUS INC CARG	CARG	249	$8.5k249 shares
PLANET LABS PBC PL	PL	302	$8.4k302 shares
GENERAC HLDGS INC GNRC	GNRC	43	$8.4k43 shares
THE TRADE DESK INC TTD	TTD	300	$6.8k300 shares
SPOTIFY TECHNOLOGY S A SPOT	SPOT	14	$6.8k14 shares
MITEK SYS INC MITK	MITK	500	$6.8k500 shares
FIGURE TECHNOLOGY SOLUTIO FIGR	FIGR	198	$6.7k198 shares
CARMAX INC KMX	KMX	156	$6.5k156 shares
EMBRAER S.A. EMBJ	EMBJ	108	$6.4k108 shares
ARCUTIS BIOTHERAPEUTICS INC ARQT	ARQT	269	$6.3k269 shares
QXO INC QXO	QXO	316	$6.1k316 shares