INSTRUMENTAL WEALTH, LLC

TAMPA, FL · CIK 1976010 · 13F filing filed 2026-07-16

SEC-registered investment adviser since 2020 · limited liability company

Assets managed$508.0m
Staff12 · 5 in investment roles
Main clients (by assets)High net worth individuals 69%, Individuals 28%, Companies 2%
Form ADV · 2026-03-28SEC adviser record

$197.5m reported value +21.4% vs Q1 2026

89positions

74.5%in top 10

22 new 56 added 9 reduced 6 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR CORE S&P MCP ETF IJH	IJH	349,506	$27.0m13.64%	13.64%	Added +11.8k	+11,752 3.5%
2	ISHARES TR S&P 500 GRWT ETF IVW	IVW	194,694	$26.8m13.56%	13.56%	Added +6.5k	+6,533 3.5%
3	ISHARES TR CORE MSCI EAFE IEFA	IEFA	249,690	$24.1m12.21%	12.21%	Added +13.6k	+13,577 5.8%
4	ISHARES TR S&P 500 VAL ETF IVE	IVE	75,196	$17.1m8.64%	8.64%	Added +3.7k	+3,658 5.1%
5	ISHARES TR CORE S&P500 ETF IVV	IVV	19,073	$14.3m7.23%	7.23%	Added +754	+754 4.1%
6	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	54,025	$11.5m5.82%	5.82%	Added +2.6k	+2,590 5.0%
7	ISHARES TR IBONDS DEC 2033 IBDY	IBDY	418,536	$10.8m5.46%	5.46%	Added +1.8k	+1,752 0.4%
8	ISHARES TR RUS 2000 VAL ETF IWN	IWN	30,417	$6.7m3.41%	3.41%	Added +1.6k	+1,617 5.6%
9	ISHARES TR RUS 2000 GRW ETF IWO	IWO	13,188	$5.2m2.63%	2.63%	Added +443	+443 3.5%
10	NVIDIA CORPORATION COM NVDA	NVDA	18,336	$3.7m1.86%	1.86%	Added +854	+854 4.9%
11	APPLE INC COM AAPL	AAPL	12,259	$3.5m1.80%	1.80%	Reduced -17	-17 -0.1%
12	ISHARES TR IBONDS DEC 2030 IBDV	IBDV	108,765	$2.4m1.20%	1.20%	Added +565	+565 0.5%
13	ISHARES TR IBONDS DEC 2035 IBCA	IBCA	91,787	$2.4m1.19%	1.19%	Added +390	+390 0.4%
14	MICROSOFT CORP COM MSFT	MSFT	5,541	$2.1m1.05%	1.05%	Added +442	+442 8.7%
15	AMAZON COM INC COM AMZN	AMZN	7,935	$1.9m0.96%	0.96%	Added +658	+658 9.0%
16	ALPHABET INC CAP STK CL C GOOG	GOOG	4,543	$1.6m0.81%	0.81%	Added +367	+367 8.8%
17	RIVIAN AUTOMOTIVE INC COM CL A RIVN	RIVN	90,657	$1.6m0.80%	0.80%	New
18	HERITAGE INSURANCE HLDGS INC COM HRTG	HRTG	60,060	$1.6m0.79%	0.79%	Unchanged
19	ALPHABET INC CAP STK CL A GOOGL	GOOGL	4,306	$1.5m0.78%	0.78%	Added +274	+274 6.8%
20	AMPLIFY ETF TR AMPLIFY CYBERSEC HACK	HACK	11,948	$1.3m0.63%	0.63%	Added +296	+296 2.5%
21	ISHARES TR RUS 1000 ETF IWB	IWB	2,960	$1.2m0.61%	0.61%	Reduced -251	-251 -7.8%
22	ISHARES TR GL CLEAN ENE ETF ICLN	ICLN	51,208	$1.0m0.53%	0.53%	Added +1.5k	+1,502 3.0%
23	BROADCOM INC COM AVGO	AVGO	2,763	$1.0m0.53%	0.53%	Added +548	+548 24.7%
24	ADVANCED MICRO DEVICES INC COM AMD	AMD	1,719	$998.5k0.51%	0.51%	Added +64	+64 3.9%
25	ISHARES TR CALIF MUN BD ETF CMF	CMF	16,276	$938.1k0.47%	0.47%	Added +2.7k	+2,662 19.6%
26	FIDELITY COVINGTON TRUST MSCI INFO TECH I FTEC	FTEC	3,214	$917.8k0.46%	0.46%	Added +60	+60 1.9%
27	NETFLIX INC COM NFLX	NFLX	12,623	$901.3k0.46%	0.46%	Added +9.8k	+9,759 340.8%
28	CENTENE CORP DEL COM CNC	CNC	13,282	$852.6k0.43%	0.43%	New
29	META PLATFORMS INC CL A META	META	1,436	$808.8k0.41%	0.41%	Reduced -14	-14 -1.0%
30	TESLA INC COM TSLA	TSLA	1,755	$738.2k0.37%	0.37%	Added +49	+49 2.9%
31	EXXON MOBIL CORP COM XOM	XOM	5,323	$727.7k0.37%	0.37%	Added +301	+301 6.0%
32	SELLAS LIFE SCIENCES GROUP I COM NEW SLS	SLS	44,914	$662.9k0.34%	0.34%	Unchanged
33	VANECK ETF TRUST SEMICONDUCTR ETF SMH	SMH	969	$635.5k0.32%	0.32%	Added +9	+9 0.9%
34	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	835	$623.7k0.32%	0.32%	Added +39	+39 4.9%
35	MICRON TECHNOLOGY INC COM MU	MU	530	$612.1k0.31%	0.31%	New
36	PINNACLE FINL PARTNERS INC COM PNFP	PNFP	5,764	$581.4k0.29%	0.29%	Added +1.4k	+1,413 32.5%
37	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	1,142	$571.4k0.29%	0.29%	Added +67	+67 6.2%
38	COCA COLA CO COM KO	KO	6,921	$562.5k0.28%	0.28%	Added +286	+286 4.3%
39	TYSON FOODS INC CL A TSN	TSN	9,588	$548.9k0.28%	0.28%	New
40	ELI LILLY & CO COM LLY	LLY	453	$543.6k0.28%	0.28%	Added +75	+75 19.8%
41	JPMORGAN CHASE & CO COM JPM	JPM	1,617	$529.3k0.27%	0.27%	Added +92	+92 6.0%
42	FIDELITY WISE ORIGIN BITCOIN SHS FBTC	FBTC	10,345	$528.1k0.27%	0.27%	Added +100	+100 1.0%
43	STRYKER CORPORATION COM SYK	SYK	1,649	$519.1k0.26%	0.26%	Reduced -71	-71 -4.1%
44	ISHARES TR RUS TP200 GR ETF IWY	IWY	1,694	$492.2k0.25%	0.25%	Added +12	+12 0.7%
45	UNITEDHEALTH GROUP INC COM UNH	UNH	1,146	$476.3k0.24%	0.24%	Added +114	+114 11.1%
46	CHEVRON CORP NEW COM CVX	CVX	2,601	$431.2k0.22%	0.22%	Added +121	+121 4.9%
47	VISA INC COM CL A V	V	1,251	$429.3k0.22%	0.22%	Added +145	+145 13.1%
48	ISHARES TR PFD AND INCM SEC PFF	PFF	14,037	$428.0k0.22%	0.22%	Added +27	+27 0.2%
49	SPDR SERIES TRUST PORTFLI HIGH YLD SPHY	SPHY	18,127	$424.9k0.22%	0.22%	Added +451	+451 2.5%
50	NUVEEN S&P 500 DYNAMIC OVERW COM XSSPX	XSSPX	22,529	$419.9k0.21%	0.21%	Reduced -2	-2 -0.0%
51	ISHARES TR CORE S&P US GWT IUSG	IUSG	2,048	$385.2k0.20%	0.20%	Added +3	+3 0.1%
52	WALMART INC COM WMT	WMT	3,260	$369.3k0.19%	0.19%	Added +287	+287 9.7%
53	APPLIED MATLS INC COM AMAT	AMAT	510	$368.7k0.19%	0.19%	New
54	SERVICENOW INC COM NOW	NOW	3,599	$357.4k0.18%	0.18%	New
55	GLOBAL X FDS US INFR DEV ETF PAVE	PAVE	6,021	$354.8k0.18%	0.18%	Added +669	+669 12.5%
56	JOHNSON & JOHNSON COM JNJ	JNJ	1,332	$338.3k0.17%	0.17%	Added +18	+18 1.4%
57	GRAYSCALE ETHEREUM MINI TR E SHS NEW ETH	ETH	22,085	$331.9k0.17%	0.17%	Added +7.0k	+6,960 46.0%
58	SPDR SER TR BBG CONV SEC ETF CWB	CWB	3,036	$327.3k0.17%	0.17%	Reduced -25	-25 -0.8%
59	FIDELITY COVINGTON TRUST MSCI FINLS IDX FNCL	FNCL	4,167	$319.0k0.16%	0.16%	Added +330	+330 8.6%
60	CATERPILLAR INC COM CAT	CAT	288	$307.0k0.16%	0.16%	Added +2	+2 0.7%
61	ISHARES INC CORE MSCI EMKT IEMG	IEMG	3,641	$301.6k0.15%	0.15%	Added +193	+193 5.6%
62	LAM RESEARCH CORP COM NEW LRCX	LRCX	684	$296.6k0.15%	0.15%	New
63	CISCO SYS INC COM CSCO	CSCO	2,475	$290.7k0.15%	0.15%	New
64	WHEELS UP EXPERIENCE INC COM CL A UP	UP	29,710	$266.5k0.13%	0.13%	New
65	FLEXSHARES TR STOXX GLOBR INF NFRA	NFRA	4,150	$266.1k0.13%	0.13%	New
66	ISHARES TR ISHARES SEMICDTR SOXX	SOXX	414	$265.6k0.13%	0.13%	New
67	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	4,362	$260.4k0.13%	0.13%	Added +37	+37 0.9%
68	PHILIP MORRIS INTL INC COM PM	PM	1,430	$258.7k0.13%	0.13%	New
69	PACER FDS TR DEVELOPED MRKT ICOW	ICOW	6,163	$256.5k0.13%	0.13%	Added +17	+17 0.3%
70	MASTERCARD INCORPORATED CL A MA	MA	488	$250.5k0.13%	0.13%	Reduced -15	-15 -3.0%
71	LENNAR CORP CL A LEN	LEN	2,718	$245.9k0.12%	0.12%	Reduced -63	-63 -2.3%
72	GE AEROSPACE COM NEW GE	GE	658	$245.8k0.12%	0.12%	New
73	VANGUARD WORLD FD COMM SRVC ETF VOX	VOX	1,336	$245.8k0.12%	0.12%	Added +122	+122 10.1%
74	ARISTA NETWORKS INC COM SHS ANET	ANET	1,435	$243.8k0.12%	0.12%	New
75	ISHARES TR EAFE VALUE ETF EFV	EFV	3,172	$242.8k0.12%	0.12%	Added +165	+165 5.5%
76	TIDAL TRUST II YIELDMAX MSTR OP MSTY	MSTY	19,779	$241.9k0.12%	0.12%	Added +5.5k	+5,484 38.4%
77	INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM XMMO	XMMO	1,419	$241.4k0.12%	0.12%	New
78	SEAGATE TECHNOLOGY HLDNGS PL ORD SHS STX	STX	249	$240.1k0.12%	0.12%	New
79	MERCK & CO INC COM MRK	MRK	1,864	$239.5k0.12%	0.12%	Added +119	+119 6.8%
80	SPACE EXPLORATION TECHN CORP CLASS A COM STK SPCX	SPCX	1,359	$232.2k0.12%	0.12%	New
81	NEBIUS GROUP N.V. SHS CLASS A NBIS	NBIS	829	$228.8k0.12%	0.12%	New
82	KLA CORP COM NEW KLAC	KLAC	752	$226.8k0.11%	0.11%	New
83	COSTCO WHSL CORP NEW COM COST	COST	240	$224.5k0.11%	0.11%	Added +12	+12 5.3%
84	INTEL CORP COM INTC	INTC	1,555	$217.1k0.11%	0.11%	New
85	WELLS FARGO CO NEW COM WFC	WFC	2,612	$215.8k0.11%	0.11%	Reduced -92	-92 -3.4%
86	ABBVIE INC COM ABBV	ABBV	842	$211.8k0.11%	0.11%	New
87	VERTEX PHARMACEUTICALS INC COM VRTX	VRTX	426	$211.8k0.11%	0.11%	New
88	PIMCO CORPORATE & INCOME OPP COM PTY	PTY	14,578	$175.4k0.09%	0.09%	Added +1.3k	+1,253 9.4%
89	NUSCALE PWR CORP CL A COM SMR	SMR	17,405	$174.6k0.09%	0.09%	Added +42	+42 0.2%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
FIDELITY COVINGTON TRUST FENY	FENY	8,026	$273.0k8.0k shares
SLIDE INS HLDGS INC SLDE	SLDE	14,705	$264.7k14.7k shares
PALANTIR TECHNOLOGIES INC PLTR	PLTR	1,623	$237.4k1.6k shares
HOME DEPOT INC HD	HD	695	$228.6k695 shares
PACER FDS TR COWZ	COWZ	3,627	$226.9k3.6k shares
WHEELS UP EXPERIENCE INC		234,221	$121.0k234.2k shares