Vawter Financial, Ltd.

COLUMBUS, OH · CIK 1974403 · 13F filing filed 2026-08-04

SEC-registered investment adviser since 2018 · limited liability company

Assets managed$394.4m
Staff5 · 4 in investment roles
Main clients (by assets)High net worth individuals 88%, Individuals 12%
Form ADV · 2026-07-21SEC adviser record

$236.9m reported value +7.5% vs Q3 2025

118positions

50.2%in top 10

5 new 32 added 43 reduced 5 sold out vs Q3 2025

Holdings, Q4 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF JBND	JBND	326,036	$17.6m7.44%	7.44%	Added +191.0k	+190,959 141.4%
2	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	52,988	$16.0m6.76%	6.76%	Added +440	+440 0.8%
3	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	267,868	$12.9m5.46%	5.46%	Added +23.2k	+23,179 9.5%
4	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	161,761	$12.7m5.38%	5.38%	Added +11.1k	+11,053 7.3%
5	VANGUARD INDEX FDS SMALL CP ETF VB	VB	48,739	$12.6m5.31%	5.31%	Added +734	+734 1.5%
6	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	348,185	$11.3m4.79%	4.79%	Reduced -5.0k	-4,988 -1.4%
7	CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI CGXU	CGXU	344,706	$10.2m4.30%	4.30%	Reduced -4.9k	-4,930 -1.4%
8	GOLDMAN SACHS ETF TR ACTIVEBETA INT GSIE	GSIE	218,034	$9.4m3.95%	3.95%	Added +40.5k	+40,486 22.8%
9	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	149,028	$8.9m3.75%	3.75%	Reduced -924	-924 -0.6%
10	CAPITAL GROUP GROWTH ETF SHS CREATION UNI CGGR	CGGR	162,243	$7.2m3.05%	3.05%	Added +1.0k	+1,030 0.6%
11	ISHARES TR CORE S&P500 ETF IVV	IVV	9,632	$6.6m2.78%	2.78%	Added +298	+298 3.2%
12	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	54,032	$5.5m2.33%	2.33%	Added +4.1k	+4,086 8.2%
13	J P MORGAN EXCHANGE TRADED F BETABUILDERS USD BBHY	BBHY	112,335	$5.2m2.21%	2.21%	Added +9.8k	+9,788 9.5%
14	VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF VSS	VSS	35,812	$5.1m2.17%	2.17%	Reduced -100	-100 -0.3%
15	DIMENSIONAL ETF TRUST GLOBAL REAL EST DFGR	DFGR	184,071	$4.9m2.05%	2.05%	Added +7.1k	+7,104 4.0%
16	DIMENSIONAL ETF TRUST US LARGE CAP VAL DFLV	DFLV	139,224	$4.8m2.01%	2.01%	Added +2.8k	+2,820 2.1%
17	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	81,853	$4.1m1.75%	1.75%	Reduced -6.7k	-6,658 -7.5%
18	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	5,596	$3.8m1.61%	1.61%	Unchanged
19	ISHARES TR CORE S&P SCP ETF IJR	IJR	30,125	$3.6m1.53%	1.53%	Reduced -488	-488 -1.6%
20	LATTICE STRATEGIES TR HARTFORD MLT ETF RODM	RODM	97,148	$3.6m1.52%	1.52%	Reduced -45.7k	-45,723 -32.0%
21	AMERICAN CENTY ETF TR US LARGE CAP VLU AVLV	AVLV	40,213	$3.0m1.29%	1.29%	Added +4.7k	+4,747 13.4%
22	BERKSHIRE HATHAWAY INC DEL CL A BRK.A	BRK.A	4	$3.0m1.27%	1.27%	Unchanged
23	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	13,607	$2.9m1.22%	1.22%	Unchanged
24	APPLE INC COM AAPL	AAPL	10,348	$2.8m1.19%	1.19%	Reduced -453	-453 -4.2%
25	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	4,740	$2.4m1.01%	1.01%	Added +101	+101 2.2%
26	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	6,370	$2.1m0.90%	0.90%	Added +43	+43 0.7%
27	ELI LILLY & CO COM LLY	LLY	1,870	$2.0m0.85%	0.85%	Added +2	+2 0.1%
28	ISHARES TR RUS 2000 VAL ETF IWN	IWN	11,033	$2.0m0.84%	0.84%	Reduced -300	-300 -2.6%
29	ISHARES TR CORE INTL AGGR IAGG	IAGG	39,300	$2.0m0.83%	0.83%	Added +5.1k	+5,056 14.8%
30	J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL JMST	JMST	38,575	$2.0m0.83%	0.83%	Reduced -883	-883 -2.2%
31	ISHARES TR CORE US AGGBD ET AGG	AGG	17,633	$1.8m0.74%	0.74%	Reduced -960	-960 -5.2%
32	ISHARES TR CORE S&P MCP ETF IJH	IJH	26,295	$1.7m0.73%	0.73%	Reduced -796	-796 -2.9%
33	ISHARES TR RUS 2000 GRW ETF IWO	IWO	4,561	$1.5m0.62%	0.62%	Reduced -55	-55 -1.2%
34	ROCKET COS INC COM CL A RKT	RKT	67,625	$1.3m0.55%	0.55%	Unchanged
35	VANGUARD INDEX FDS VALUE ETF VTV	VTV	6,808	$1.3m0.55%	0.55%	Added +11	+11 0.2%
36	ISHARES TR RUS 1000 ETF IWB	IWB	3,408	$1.3m0.54%	0.54%	Reduced -35	-35 -1.0%
37	JPMORGAN CHASE & CO COM JPM	JPM	3,810	$1.2m0.52%	0.52%	Added +2	+2 0.1%
38	DIMENSIONAL ETF TRUST US REAL ESTATE E US REAL ESTATE E		52,616	$1.2m0.51%	0.51%	Reduced -4.9k	-4,863 -8.5%
39	ISHARES TR RUS 1000 VAL ETF IWD	IWD	5,399	$1.1m0.48%	0.48%	Added +1	+1 0.0%
40	SPDR SER TR S&P DIVID ETF SDY	SDY	7,500	$1.0m0.44%	0.44%	Unchanged
41	AMERICAN CENTY ETF TR AVANTIS MODERAT AVMA	AVMA	14,757	$978.5k0.41%	0.41%	Reduced -290	-290 -1.9%
42	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	28,787	$942.8k0.40%	0.40%	Reduced -1.5k	-1,496 -4.9%
43	ISHARES TR RUSSELL 2000 ETF IWM	IWM	3,422	$842.4k0.36%	0.36%	Reduced -138	-138 -3.9%
44	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	10,522	$793.8k0.34%	0.34%	Added +47	+47 0.5%
45	SCHWAB STRATEGIC TR INTL SCEQT ETF SCHC	SCHC	17,353	$790.1k0.33%	0.33%	Unchanged
46	ISHARES TR RUS 1000 GRW ETF IWF	IWF	1,564	$740.2k0.31%	0.31%	Reduced -126	-126 -7.5%
47	SPDR SERIES TRUST PORTFOLIO S&P400 SPMD	SPMD	12,747	$738.2k0.31%	0.31%	Unchanged
48	NVIDIA CORPORATION COM NVDA	NVDA	3,755	$700.3k0.30%	0.30%	Reduced -280	-280 -6.9%
49	STRYKER CORPORATION COM SYK	SYK	1,972	$693.1k0.29%	0.29%	Unchanged
50	AMAZON COM INC COM AMZN	AMZN	2,833	$653.9k0.28%	0.28%	Reduced -39	-39 -1.4%
51	JOHNSON & JOHNSON COM JNJ	JNJ	3,076	$636.6k0.27%	0.27%	Added +1	+1 0.0%
52	SPDR SERIES TRUST S&P 600 SMCP GRW SLYG	SLYG	6,548	$616.8k0.26%	0.26%	Reduced -210	-210 -3.1%
53	REALTY INCOME CORP COM O	O	10,880	$613.3k0.26%	0.26%	Reduced -2.6k	-2,571 -19.1%
54	SCHWAB STRATEGIC TR INTERNL DIVID SCHY	SCHY	20,374	$607.6k0.26%	0.26%	Unchanged
55	J P MORGAN EXCHANGE TRADED F JPMORGAM LTD DUR JPLD	JPLD	11,385	$595.9k0.25%	0.25%	Added +6.6k	+6,596 137.7%
56	AMERICAN CENTY ETF TR AVANTIS ALL EQT AVGE	AVGE	6,896	$592.5k0.25%	0.25%	Added +246	+246 3.7%
57	ISHARES TR RUSSELL 3000 ETF IWV	IWV	1,515	$586.1k0.25%	0.25%	Unchanged
58	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	5,469	$583.5k0.25%	0.25%	Reduced -672	-672 -10.9%
59	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	18,240	$540.1k0.23%	0.23%	Reduced -1.2k	-1,211 -6.2%
60	J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF JMUB	JMUB	10,469	$528.7k0.22%	0.22%	Unchanged
61	UNITED BANCORP INC OHIO COM UBCP	UBCP	35,658	$511.7k0.22%	0.22%	Reduced -1.8k	-1,771 -4.7%
62	J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ JPIN	JPIN	7,311	$498.2k0.21%	0.21%	Unchanged
63	GOLDMAN SACHS ETF TR EQUAL WEIGHT US GSEW	GSEW	5,823	$495.7k0.21%	0.21%	Unchanged
64	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	989	$482.5k0.20%	0.20%	Reduced -4	-4 -0.4%
65	SPROTT PHYSICAL GOLD TR UNIT PHYS	PHYS	14,500	$478.8k0.20%	0.20%	Reduced -500	-500 -3.3%
66	NETFLIX INC COM NFLX	NFLX	5,030	$471.6k0.20%	0.20%	Unchanged
67	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	9,803	$459.4k0.19%	0.19%	Added +2	+2 0.0%
68	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	8,486	$456.2k0.19%	0.19%	Added +44	+44 0.5%
69	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	725	$454.4k0.19%	0.19%	Unchanged
70	J P MORGAN EXCHANGE TRADED F SHORT DURA CORE JSCP	JSCP	9,430	$448.5k0.19%	0.19%	Reduced -168	-168 -1.8%
71	SPDR SERIES TRUST PORTFOLI S&P1500 SPTM	SPTM	5,431	$448.1k0.19%	0.19%	Unchanged
72	ISHARES TR GLOBAL 100 ETF IOO	IOO	3,500	$443.3k0.19%	0.19%	Unchanged
73	ISHARES TR MSCI EMG MKT ETF EEM	EEM	8,062	$441.1k0.19%	0.19%	Reduced -246	-246 -3.0%
74	MICROSOFT CORP COM MSFT	MSFT	902	$436.2k0.18%	0.18%	Reduced -58	-58 -6.0%
75	VANGUARD SCOTTSDALE FDS VNG RUS2000VAL VTWV	VTWV	2,661	$425.6k0.18%	0.18%	Unchanged
76	CHEVRON CORP NEW COM CVX	CVX	2,770	$422.2k0.18%	0.18%	Reduced -17	-17 -0.6%
77	ISHARES TR MSCI EAFE ETF EFA	EFA	4,338	$416.6k0.18%	0.18%	Reduced -106	-106 -2.4%
78	AGILYSYS INC COM AGYS	AGYS	3,425	$407.0k0.17%	0.17%	Unchanged
79	ABBVIE INC COM ABBV	ABBV	1,647	$376.3k0.16%	0.16%	Reduced -223	-223 -11.9%
80	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	9,646	$367.6k0.16%	0.16%	Added +1	+1 0.0%
81	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	6,354	$361.0k0.15%	0.15%	Reduced -128	-128 -2.0%
82	AMERICAN CENTY ETF TR AVANTIS ALL EQT AVGV	AVGV	4,904	$358.8k0.15%	0.15%	Added +25	+25 0.5%
83	AMERICAN CENTY ETF TR INTL EQT ETF AVDE	AVDE	4,345	$357.7k0.15%	0.15%	New
84	SALESFORCE INC COM CRM	CRM	1,304	$345.4k0.15%	0.15%	Added +293	+293 29.0%
85	VANECK ETF TRUST GOLD MINERS ETF GDX	GDX	4,000	$343.1k0.14%	0.14%	Reduced -450	-450 -10.1%
86	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	3,854	$341.0k0.14%	0.14%	Reduced -950	-950 -19.8%
87	BLACKROCK ETF TRUST II SHORT DURATION H SHYM	SHYM	15,250	$338.9k0.14%	0.14%	Unchanged
88	GE AEROSPACE COM NEW GE	GE	1,096	$337.6k0.14%	0.14%	Reduced -56	-56 -4.9%
89	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	11,708	$333.4k0.14%	0.14%	Unchanged
90	VANGUARD WORLD FD UTILITIES ETF VPU	VPU	1,750	$323.8k0.14%	0.14%	Added +600	+600 52.2%
91	COSTCO WHSL CORP NEW COM COST	COST	371	$319.9k0.14%	0.14%	Reduced -6	-6 -1.6%
92	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	6,644	$310.9k0.13%	0.13%	Unchanged
93	SPDR GOLD TR GOLD SHS GLD	GLD	740	$293.3k0.12%	0.12%	Unchanged
94	EXXON MOBIL CORP COM XOM	XOM	2,406	$289.5k0.12%	0.12%	Added +3	+3 0.1%
95	PROCTER AND GAMBLE CO COM PG	PG	1,883	$269.9k0.11%	0.11%	Reduced -56	-56 -2.9%
96	ISHARES BITCOIN TRUST ETF SHS BEN INT IBIT	IBIT	5,327	$264.5k0.11%	0.11%	Unchanged
97	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	1,800	$258.3k0.11%	0.11%	Unchanged
98	ISHARES TR S&P SML 600 GWT IJT	IJT	1,823	$257.4k0.11%	0.11%	Unchanged
99	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	1,164	$255.8k0.11%	0.11%	Added +150	+150 14.8%
100	NORFOLK SOUTHN CORP COM NSC	NSC	873	$252.1k0.11%	0.11%	Reduced -169	-169 -16.2%

Sold out since Q3 2025

Security	Ticker	Shares held before	Value then
HOME DEPOT INC HD	HD	578	$234.2k578 shares
INVESCO EXCH TRADED FD TR II SPMO	SPMO	1,851	$224.1k1.9k shares
META PLATFORMS INC META	META	295	$216.7k295 shares
ISHARES TR TIP	TIP	1,840	$204.6k1.8k shares
TEUCRIUM COMMODITY TR WEAT	WEAT	10,800	$44.4k10.8k shares