Werba Rubin Papier Wealth Management

SAN JOSE, CA · CIK 1971029 · 13F filing filed 2026-07-28

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbySan Jose, CA

$823.5m reported value +14.7% vs Q1 2026

309positions

51.9%in top 10

48 new 150 added 97 reduced 17 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	AMERICAN CENTY ETF TR US EQT ETF AVUS	AVUS	767,323	$98.3m11.93%	11.93%	Added +34.0k	+34,017 4.6%
2	AMERICAN CENTY ETF TR INTL EQT ETF AVDE	AVDE	876,278	$78.2m9.49%	9.49%	Added +41.2k	+41,216 4.9%
3	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	440,829	$55.0m6.68%	6.68%	Added +8.0k	+8,021 1.9%
4	AMERICAN CENTY ETF TR INTL SMCP VLU AVDV	AVDV	338,706	$34.9m4.24%	4.24%	Added +11.2k	+11,212 3.4%
5	APPLE INC COM AAPL	AAPL	117,297	$33.9m4.12%	4.12%	Reduced -2.6k	-2,601 -2.2%
6	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	429,826	$31.6m3.83%	3.83%	Added +23.4k	+23,383 5.8%
7	VANGUARD INDEX FDS VALUE ETF VTV	VTV	122,581	$26.7m3.24%	3.24%	Added +8.8k	+8,831 7.8%
8	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	296,253	$25.5m3.10%	3.10%	Added +23.3k	+23,277 8.5%
9	NVIDIA CORPORATION COM NVDA	NVDA	115,980	$23.2m2.82%	2.82%	Reduced -17.9k	-17,882 -13.4%
10	AMERICAN CENTY ETF TR AVANTIS EMGMKT AVEM	AVEM	209,840	$20.2m2.46%	2.46%	Added +12.3k	+12,310 6.2%
11	ISHARES TR 7-10 YR TRSY BD IEF	IEF	170,993	$16.2m1.96%	1.96%	Reduced -1.6k	-1,561 -0.9%
12	SCHWAB STRATEGIC TR LONG TERM US SCHQ	SCHQ	465,471	$14.6m1.77%	1.77%	Reduced -13.2k	-13,221 -2.8%
13	DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV	DFIV	249,131	$13.5m1.63%	1.63%	Added +9.1k	+9,138 3.8%
14	DIMENSIONAL ETF TRUST SHORT DURATION F DFSD	DFSD	276,507	$13.2m1.60%	1.60%	Added +17.1k	+17,053 6.6%
15	AMERICAN CENTY ETF TR AVANTIS SHFXDINC AVSF	AVSF	221,889	$10.3m1.25%	1.25%	Added +19.7k	+19,653 9.7%
16	DIMENSIONAL ETF TRUST US MKTWIDE VALUE DFUV	DFUV	183,415	$10.1m1.23%	1.23%	Reduced -1.6k	-1,556 -0.8%
17	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	237,423	$9.8m1.19%	1.19%	Added +17.2k	+17,178 7.8%
18	CAPITAL GRP FIXED INCM ETF T CORE BOND ETF CGCB	CGCB	315,605	$8.3m1.00%	1.00%	Added +30.7k	+30,671 10.8%
19	VANGUARD WHITEHALL FDS INTL DVD ETF VIGI	VIGI	77,823	$7.3m0.88%	0.88%	Added +11.4k	+11,392 17.1%
20	VANGUARD MALVERN FDS SHOR DURA BD ETF VSDB	VSDB	92,933	$7.1m0.86%	0.86%	Added +26.2k	+26,241 39.4%
21	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	203,775	$7.1m0.86%	0.86%	Added +8.0k	+7,985 4.1%
22	AMERICAN CENTY ETF TR AVANTIS CORE FI AVIG	AVIG	153,581	$6.4m0.77%	0.77%	Added +49.2k	+49,212 47.1%
23	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	139,544	$6.2m0.75%	0.75%	Added +793	+793 0.6%
24	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	8,960	$6.2m0.75%	0.75%	Reduced -1.5k	-1,478 -14.2%
25	ISHARES INC MSCI EMRG CHN EMXC	EMXC	58,302	$6.0m0.72%	0.72%	Added +4.9k	+4,937 9.2%
26	AMERICAN CENTY ETF TR US LARGE CAP VLU AVLV	AVLV	61,694	$5.6m0.68%	0.68%	Reduced -1.7k	-1,656 -2.6%
27	ALPHABET INC CAP STK CL A GOOGL	GOOGL	15,191	$5.4m0.66%	0.66%	Reduced -661	-661 -4.2%
28	LAM RESEARCH CORP COM NEW LRCX	LRCX	11,607	$5.0m0.61%	0.61%	Reduced -782	-782 -6.3%
29	MICROSOFT CORP COM MSFT	MSFT	12,982	$4.8m0.59%	0.59%	Reduced -526	-526 -3.9%
30	PROCEPT BIOROBOTICS CORP COM PRCT	PRCT	210,587	$4.8m0.58%	0.58%	Added +587	+587 0.3%
31	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	79,267	$4.7m0.57%	0.57%	Added +4.5k	+4,514 6.0%
32	AMAZON COM INC COM AMZN	AMZN	19,731	$4.7m0.57%	0.57%	Added +223	+223 1.1%
33	DIMENSIONAL ETF TRUST US EQUITY MARKET DFUS	DFUS	56,788	$4.7m0.57%	0.57%	Reduced -347	-347 -0.6%
34	AMERICAN CENTY ETF TR AVANTIS ALL EQT AVGE	AVGE	45,424	$4.5m0.55%	0.55%	Added +7.9k	+7,896 21.0%
35	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	17,657	$4.3m0.52%	0.52%	Added +804	+804 4.8%
36	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	10,159	$3.8m0.46%	0.46%	Added +181	+181 1.8%
37	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	17,897	$3.5m0.43%	0.43%	Added +1.1k	+1,086 6.5%
38	VANGUARD INDEX FDS MCAP GR IDXVIP VOT	VOT	11,268	$3.5m0.42%	0.42%	Added +728	+728 6.9%
39	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	4,599	$3.4m0.42%	0.42%	Added +1	+1 0.0%
40	ALPHABET INC CAP STK CL C GOOG	GOOG	9,510	$3.4m0.41%	0.41%	Reduced -6.6k	-6,622 -41.0%
41	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	46,508	$3.3m0.39%	0.39%	Added +398	+398 0.9%
42	META PLATFORMS INC CL A META	META	5,507	$3.1m0.38%	0.38%	Reduced -625	-625 -10.2%
43	BITWISE 10 CRYPTO INDEX ETF UNIT BENEFICIAL BITW	BITW	77,246	$2.9m0.35%	0.35%	Reduced -10.3k	-10,303 -11.8%
44	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	5,776	$2.9m0.35%	0.35%	Reduced -161	-161 -2.7%
45	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	54,597	$2.8m0.34%	0.34%	Added +10.1k	+10,117 22.8%
46	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	83,102	$2.8m0.34%	0.34%	Reduced -2.4k	-2,439 -2.9%
47	AMERICAN CENTY ETF TR INTERNATIONAL LR AVIV	AVIV	35,626	$2.8m0.33%	0.33%	Reduced -319	-319 -0.9%
48	SPDR GOLD TR GOLD SHS GLD	GLD	7,351	$2.7m0.33%	0.33%	Added +233	+233 3.3%
49	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	6,885	$2.5m0.31%	0.31%	Added +180	+180 2.7%
50	VISA INC COM CL A V	V	7,194	$2.5m0.30%	0.30%	Added +105	+105 1.5%
51	ISHARES TR CORE S&P500 ETF IVV	IVV	3,221	$2.4m0.29%	0.29%	Added +76	+76 2.4%
52	SERVICENOW INC COM NOW	NOW	24,296	$2.4m0.29%	0.29%	Added +15.1k	+15,127 165.0%
53	TESLA INC COM TSLA	TSLA	5,711	$2.4m0.29%	0.29%	Added +200	+200 3.6%
54	ISHARES TR ISHARES SEMICDTR SOXX	SOXX	3,659	$2.3m0.28%	0.28%	Added +91	+91 2.5%
55	JPMORGAN CHASE & CO COM JPM	JPM	6,999	$2.3m0.28%	0.28%	Added +245	+245 3.6%
56	AMERICAN CENTY ETF TR AVANTIS CR ETF AVGB	AVGB	43,810	$2.2m0.27%	0.27%	Added +14.6k	+14,576 49.9%
57	CISCO SYS INC COM CSCO	CSCO	17,677	$2.1m0.25%	0.25%	Added +6.1k	+6,095 52.6%
58	SANDISK CORP COM SNDK	SNDK	899	$2.0m0.25%	0.25%	Reduced -22	-22 -2.4%
59	MARQETA INC CLASS A COM CLASS A COM		493,118	$2.0m0.24%	0.24%	Unchanged
60	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	25,926	$2.0m0.24%	0.24%	Added +1.7k	+1,716 7.1%
61	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	49,422	$2.0m0.24%	0.24%	Reduced -1.7k	-1,691 -3.3%
62	EXXON MOBIL CORP COM XOM	XOM	14,184	$1.9m0.24%	0.24%	Reduced -1.1k	-1,121 -7.3%
63	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	21,361	$1.8m0.22%	0.22%	Added +3.9k	+3,907 22.4%
64	VANGUARD SCOTTSDALE FDS LONG TERM TREAS VGLT	VGLT	31,055	$1.7m0.21%	0.21%	Added +14.4k	+14,375 86.2%
65	DIMENSIONAL ETF TRUST INTL SMALL CAP V DISV	DISV	42,308	$1.7m0.21%	0.21%	Reduced -473	-473 -1.1%
66	AMERICAN CENTY ETF TR REAL ESTATE ETF AVRE	AVRE	33,719	$1.6m0.19%	0.19%	Added +3.4k	+3,377 11.1%
67	ISHARES TR ESG AW MSCI EAFE ESGD	ESGD	15,108	$1.6m0.19%	0.19%	Reduced -606	-606 -3.9%
68	BROADCOM INC COM AVGO	AVGO	4,094	$1.5m0.19%	0.19%	Added +78	+78 1.9%
69	ELI LILLY & CO COM LLY	LLY	1,280	$1.5m0.19%	0.19%	Added +8	+8 0.6%
70	DIMENSIONAL ETF TRUST CORE FIXED INCOM DFCF	DFCF	36,322	$1.5m0.19%	0.19%	Reduced -60	-60 -0.2%
71	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	2,046	$1.5m0.18%	0.18%	New
72	AMERICAN CENTY ETF TR AVANTIS US SMALL AVSC	AVSC	20,381	$1.5m0.18%	0.18%	Reduced -780	-780 -3.7%
73	CADENCE DESIGN SYSTEM INC COM CDNS	CDNS	3,979	$1.5m0.18%	0.18%	Reduced -75	-75 -1.9%
74	CAPITAL GRP FIXED INCM ETF T SHORT DURATION CGSD	CGSD	57,393	$1.5m0.18%	0.18%	Reduced -3.5k	-3,548 -5.8%
75	TARGET CORP COM TGT	TGT	11,305	$1.5m0.18%	0.18%	New
76	ISHARES TR RUS TP200 GR ETF IWY	IWY	5,016	$1.5m0.18%	0.18%	Added +5	+5 0.1%
77	DIMENSIONAL ETF TRUST INTL CORE EQUITY DFIC	DFIC	37,712	$1.4m0.17%	0.17%	Reduced -348	-348 -0.9%
78	DIMENSIONAL ETF TRUST US CORE EQUITY 1 US CORE EQUITY 1		16,933	$1.4m0.17%	0.17%	Reduced -609	-609 -3.5%
79	COSTCO WHSL CORP NEW COM COST	COST	1,463	$1.4m0.17%	0.17%	Reduced -1.1k	-1,082 -42.5%
80	INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 BSJQ	BSJQ	56,304	$1.3m0.16%	0.16%	Reduced -5.8k	-5,845 -9.4%
81	HEWLETT PACKARD ENTERPRISE C COM HPE	HPE	28,267	$1.3m0.15%	0.15%	Added +695	+695 2.5%
82	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	15,206	$1.3m0.15%	0.15%	Added +7.3k	+7,260 91.4%
83	KEYSIGHT TECHNOLOGIES INC COM KEYS	KEYS	3,423	$1.2m0.15%	0.15%	Added +450	+450 15.1%
84	DIMENSIONAL ETF TRUST INTL SMALL CAP E DFIS	DFIS	33,627	$1.2m0.14%	0.14%	Added +8.7k	+8,729 35.1%
85	GRAYSCALE BITCOIN MINI TR ET SHS NEW BTC	BTC	45,151	$1.2m0.14%	0.14%	Added +34.4k	+34,366 318.6%
86	INTEL CORP COM INTC	INTC	8,347	$1.2m0.14%	0.14%	Reduced -1.9k	-1,941 -18.9%
87	DIMENSIONAL ETF TRUST EMERGING MKTS CO DFEM	DFEM	28,069	$1.1m0.14%	0.14%	Added +873	+873 3.2%
88	GILEAD SCIENCES INC COM GILD	GILD	8,749	$1.1m0.13%	0.13%	Added +212	+212 2.5%
89	JOHNSON & JOHNSON COM JNJ	JNJ	4,317	$1.1m0.13%	0.13%	Added +127	+127 3.0%
90	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	13,296	$1.1m0.13%	0.13%	Reduced -4	-4 -0.0%
91	APPLIED MATLS INC COM AMAT	AMAT	1,480	$1.1m0.13%	0.13%	Added +32	+32 2.2%
92	ABBVIE INC COM ABBV	ABBV	4,226	$1.1m0.13%	0.13%	Added +432	+432 11.4%
93	ISHARES TR IBONDS 2026 TERM IBHF	IBHF	46,860	$1.1m0.13%	0.13%	Added +222	+222 0.5%
94	MASTERCARD INCORPORATED CL A MA	MA	2,061	$1.1m0.13%	0.13%	Added +71	+71 3.6%
95	CATERPILLAR INC COM CAT	CAT	987	$1.1m0.13%	0.13%	Reduced -312	-312 -24.0%
96	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	10,656	$1.0m0.12%	0.12%	Added +1.1k	+1,098 11.5%
97	ASML HOLDING N V N Y REGISTRY SHS ASML	ASML	516	$1.0m0.12%	0.12%	Reduced -55	-55 -9.6%
98	MICRON TECHNOLOGY INC COM MU	MU	888	$1.0m0.12%	0.12%	Added +182	+182 25.8%
99	PUTNAM ETF TRUST FRANKLIN CALIF FTCA	FTCA	137,103	$1.0m0.12%	0.12%	Unchanged
100	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	2,121	$1.0m0.12%	0.12%	Added +283	+283 15.4%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
VANGUARD WHITEHALL FDS VYM	VYM	2,592	$383.9k2.6k shares
COMCAST CORP NEW CMCSA	CMCSA	12,597	$361.7k12.6k shares
MCDONALDS CORP MCD	MCD	1,095	$340.3k1.1k shares
DANAHER CORPORATION DHR	DHR	1,793	$340.0k1.8k shares
AMERICAN WTR WKS CO INC NEW AWK	AWK	1,952	$265.6k2.0k shares
ULTA BEAUTY INC ULTA	ULTA	502	$262.4k502 shares
INTUIT INTU	INTU	529	$228.7k529 shares
HCA HEALTHCARE INC HCA	HCA	471	$222.9k471 shares
INTERCONTINENTAL EXCHANGE IN ICE	ICE	1,416	$222.7k1.4k shares
ELANCO ANIMAL HEALTH INC ELAN	ELAN	9,241	$221.1k9.2k shares
TYSON FOODS INC TSN	TSN	3,409	$218.4k3.4k shares
AUTODESK INC ADSK	ADSK	900	$215.5k900 shares
CASEYS GEN STORES INC CASY	CASY	293	$213.3k293 shares
ISHARES TR CMF	CMF	3,671	$208.7k3.7k shares
NEXTERA ENERGY INC NEE	NEE	2,244	$208.4k2.2k shares
BLACKROCK INC BLK	BLK	216	$207.8k216 shares
HONEYWELL INTL INC		456	$206.4k456 shares