Stephens Consulting, LLC

FLINT, MI · CIK 1961632 · 13F filing filed 2026-01-13

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyFlint, MI

$309.4m reported value +6.7% vs Q3 2025

476positions

78.1%in top 10

132 new 97 added 32 reduced 42 sold out vs Q3 2025

Holdings, Q4 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	105,780	$66.3m21.44%	21.44%	Added +881	+881 0.8%
2	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	407,094	$30.2m9.74%	9.74%	Added +6.9k	+6,890 1.7%
3	FIDELITY COVINGTON TRUST ENHANCED INTL FENI	FENI	748,808	$27.4m8.85%	8.85%	Added +8.6k	+8,588 1.2%
4	VANGUARD INDEX FDS MID CAP ETF VO	VO	88,518	$25.7m8.30%	8.30%	Added +773	+773 0.9%
5	VANGUARD INDEX FDS VALUE ETF VTV	VTV	115,522	$22.1m7.13%	7.13%	Added +13	+13 0.0%
6	J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF JMUB	JMUB	372,925	$18.8m6.09%	6.09%	Added +2.6k	+2,577 0.7%
7	VANGUARD INDEX FDS SMALL CP ETF VB	VB	71,033	$18.3m5.92%	5.92%	Added +60.4k	+60,417 569.1%
8	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	145,109	$14.8m4.78%	4.78%	Reduced -1.4k	-1,413 -1.0%
9	ISHARES TR IBONDS 26 TRM TS IBTG	IBTG	397,664	$9.1m2.94%	2.94%	Added +6.3k	+6,256 1.6%
10	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	17,888	$9.0m2.91%	2.91%	Reduced -179	-179 -1.0%
11	RAYMOND JAMES FINL INC COM RJF	RJF	40,278	$6.5m2.09%	2.09%	Reduced -9.7k	-9,734 -19.5%
12	ISHARES TR CORE MSCI EAFE IEFA	IEFA	71,189	$6.4m2.06%	2.06%	Reduced -859	-859 -1.2%
13	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	21,399	$4.7m1.52%	1.52%	Added +156	+156 0.7%
14	APPLE INC COM AAPL	AAPL	12,191	$3.3m1.07%	1.07%	Reduced -36	-36 -0.3%
15	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	5,621	$2.7m0.89%	0.89%	Reduced -173	-173 -3.0%
16	ISHARES TR RUS 1000 GRW ETF IWF	IWF	5,770	$2.7m0.88%	0.88%	Reduced -11	-11 -0.2%
17	NVIDIA CORPORATION COM NVDA	NVDA	13,954	$2.6m0.84%	0.84%	Reduced -10.8k	-10,839 -43.7%
18	JPMORGAN CHASE & CO COM JPM	JPM	8,045	$2.6m0.84%	0.84%	Added +162	+162 2.1%
19	ISHARES TR MSCI EAFE ETF EFA	EFA	21,466	$2.1m0.67%	0.67%	Added +3	+3 0.0%
20	BOEING CO COM BA	BA	8,022	$1.7m0.56%	0.56%	Added +6.0k	+6,022 301.1%
21	ROBINHOOD MKTS INC COM CL A HOOD	HOOD	13,000	$1.5m0.48%	0.48%	Added +6.0k	+6,000 85.7%
22	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	6,413	$1.2m0.40%	0.40%	Unchanged
23	DTE ENERGY CO COM DTE	DTE	8,686	$1.1m0.36%	0.36%	Unchanged
24	MICROSOFT CORP COM MSFT	MSFT	2,189	$1.1m0.34%	0.34%	Added +193	+193 9.7%
25	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	15,015	$938.0k0.30%	0.30%	Reduced -64	-64 -0.4%
26	VANGUARD INDEX FDS EXTEND MKT ETF VXF	VXF	4,423	$925.0k0.30%	0.30%	Unchanged
27	ISHARES TR NATIONAL MUN ETF MUB	MUB	7,398	$792.4k0.26%	0.26%	Unchanged
28	JOHNSON & JOHNSON COM JNJ	JNJ	3,426	$709.0k0.23%	0.23%	Added +25	+25 0.7%
29	WALMART INC COM WMT	WMT	5,753	$640.9k0.21%	0.21%	Added +110	+110 1.9%
30	SPDR GOLD TR GOLD SHS GLD	GLD	1,539	$609.9k0.20%	0.20%	Unchanged
31	LINDE PLC SHS LIN	LIN	1,413	$602.5k0.19%	0.19%	Unchanged
32	TESLA INC COM TSLA	TSLA	1,331	$598.6k0.19%	0.19%	Added +17	+17 1.3%
33	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	3,601	$516.9k0.17%	0.17%	Added +732	+732 25.5%
34	HCA HEALTHCARE INC COM HCA	HCA	1,084	$506.1k0.16%	0.16%	Unchanged
35	ALTRIA GROUP INC COM MO	MO	8,429	$486.0k0.16%	0.16%	Added +17	+17 0.2%
36	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	1,516	$477.4k0.15%	0.15%	Reduced -349	-349 -18.7%
37	ISHARES TR CORE S&P US GWT IUSG	IUSG	2,754	$462.5k0.15%	0.15%	Unchanged
38	AMGEN INC COM AMGN	AMGN	1,370	$448.4k0.14%	0.14%	Added +10	+10 0.7%
39	OKLO INC COM CL A OKLO	OKLO	6,000	$430.6k0.14%	0.14%	Added +5.0k	+5,000 500.0%
40	HOME DEPOT INC COM HD	HD	1,221	$420.1k0.14%	0.14%	Added +405	+405 49.6%
41	PROCTER AND GAMBLE CO COM PG	PG	2,805	$402.0k0.13%	0.13%	Added +127	+127 4.7%
42	STRYKER CORPORATION COM SYK	SYK	1,141	$401.0k0.13%	0.13%	Added +100	+100 9.6%
43	PEPSICO INC COM PEP	PEP	2,741	$393.4k0.13%	0.13%	Reduced -281	-281 -9.3%
44	DELL TECHNOLOGIES INC CL C DELL	DELL	3,030	$381.4k0.12%	0.12%	Added +1.0k	+1,000 49.3%
45	EXXON MOBIL CORP COM XOM	XOM	3,164	$380.8k0.12%	0.12%	Added +401	+401 14.5%
46	ALPHABET INC CAP STK CL A GOOGL	GOOGL	1,143	$357.8k0.12%	0.12%	Added +1.1k	+1,123 5615.0%
47	GILEAD SCIENCES INC COM GILD	GILD	2,881	$353.6k0.11%	0.11%	Unchanged
48	ABBVIE INC COM ABBV	ABBV	1,464	$334.4k0.11%	0.11%	Added +4	+4 0.3%
49	CATERPILLAR INC COM CAT	CAT	564	$323.1k0.10%	0.10%	Added +89	+89 18.7%
50	SCOTTS MIRACLE-GRO CO CL A SMG	SMG	5,242	$305.9k0.10%	0.10%	Unchanged
51	CMS ENERGY CORP COM CMS	CMS	4,130	$288.8k0.09%	0.09%	Added +5	+5 0.1%
52	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	3,544	$282.6k0.09%	0.09%	Reduced -506	-506 -12.5%
53	COSTCO WHSL CORP NEW COM COST	COST	309	$266.3k0.09%	0.09%	Added +13	+13 4.4%
54	BLOOM ENERGY CORP COM CL A BE	BE	3,000	$260.7k0.08%	0.08%	New
55	DT MIDSTREAM INC COMMON STOCK DTM	DTM	1,960	$234.6k0.08%	0.08%	Unchanged
56	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	1,091	$231.1k0.07%	0.07%	Unchanged
57	HUNTINGTON BANCSHARES INC COM HBAN	HBAN	13,288	$230.6k0.07%	0.07%	Added +32	+32 0.2%
58	REDDIT INC CL A RDDT	RDDT	1,000	$229.9k0.07%	0.07%	New
59	ISHARES TR CORE S&P500 ETF IVV	IVV	322	$220.6k0.07%	0.07%	Added +12	+12 3.9%
60	ADVANCED MICRO DEVICES INC COM AMD	AMD	1,013	$216.9k0.07%	0.07%	New
61	DUKE ENERGY CORP NEW COM NEW DUK	DUK	1,789	$209.7k0.07%	0.07%	Added +2	+2 0.1%
62	AMERICAN EXPRESS CO COM AXP	AXP	560	$207.0k0.07%	0.07%	Added +2	+2 0.4%
63	CISCO SYS INC COM CSCO	CSCO	2,609	$201.0k0.06%	0.06%	Added +23	+23 0.9%
64	PROFESIONALLY MANAGED PORTFO AKRE FOCUS ETF AKRE	AKRE	2,991	$195.9k0.06%	0.06%	New
65	ALPS ETF TR OSHARES US QUALT OUSA	OUSA	3,294	$190.1k0.06%	0.06%	Unchanged
66	SOUTHERN CO COM SO	SO	2,164	$188.7k0.06%	0.06%	Added +17	+17 0.8%
67	FORD MTR CO COM F	F	14,068	$184.6k0.06%	0.06%	Unchanged
68	DISNEY WALT CO COM DIS	DIS	1,597	$181.7k0.06%	0.06%	Unchanged
69	RYANAIR HOLDINGS PLC SPONSORED ADR RYAAY	RYAAY	2,500	$180.5k0.06%	0.06%	Unchanged
70	PARK NATL CORP COM PRK	PRK	1,143	$173.9k0.06%	0.06%	Unchanged
71	PHILIP MORRIS INTL INC COM PM	PM	1,077	$172.8k0.06%	0.06%	Added +2	+2 0.2%
72	AVERY DENNISON CORP COM AVY	AVY	944	$171.7k0.06%	0.06%	Unchanged
73	NORTHROP GRUMMAN CORP COM NOC	NOC	300	$171.1k0.06%	0.06%	Unchanged
74	JOHNSON CTLS INTL PLC SHS JCI	JCI	1,415	$169.4k0.05%	0.05%	Added +78	+78 5.8%
75	ISHARES TR ESG AW MSCI EAFE ESGD	ESGD	1,676	$159.4k0.05%	0.05%	Reduced -21	-21 -1.2%
76	CIRCLE INTERNET GROUP INC COM CL A CRCL	CRCL	2,000	$158.6k0.05%	0.05%	Unchanged
77	RPM INTL INC COM RPM	RPM	1,506	$156.6k0.05%	0.05%	Unchanged
78	VANGUARD WHITEHALL FDS INTL HIGH ETF VYMI	VYMI	1,703	$153.3k0.05%	0.05%	Reduced -87	-87 -4.9%
79	ELASTIC N V ORD SHS ESTC	ESTC	2,000	$150.9k0.05%	0.05%	Unchanged
80	ANALOG DEVICES INC COM ADI	ADI	532	$144.3k0.05%	0.05%	Unchanged
81	DEERE & CO COM DE	DE	303	$141.1k0.05%	0.05%	Added +13	+13 4.5%
82	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	200	$136.4k0.04%	0.04%	Unchanged
83	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	935	$134.6k0.04%	0.04%	Added +1	+1 0.1%
84	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	452	$134.0k0.04%	0.04%	Added +1	+1 0.2%
85	ISHARES TR CORE US AGGBD ET AGG	AGG	1,288	$128.6k0.04%	0.04%	Added +111	+111 9.4%
86	ISHARES TR MSCI USA MIN VOL USMV	USMV	1,348	$126.9k0.04%	0.04%	Unchanged
87	ISHARES TR ESG SELECT SCRE XJH	XJH	2,763	$123.4k0.04%	0.04%	Reduced -57	-57 -2.0%
88	CAPITAL ONE FINL CORP COM COF	COF	504	$122.1k0.04%	0.04%	Added +47	+47 10.3%
89	AMAZON COM INC COM AMZN	AMZN	519	$119.8k0.04%	0.04%	Reduced -3.6k	-3,552 -87.2%
90	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	4,424	$119.0k0.04%	0.04%	Reduced -163	-163 -3.5%
91	PDD HOLDINGS INC SPONSORED ADS PDD	PDD	1,000	$113.4k0.04%	0.04%	Unchanged
92	KB HOME COM KBH	KBH	2,000	$112.8k0.04%	0.04%	Unchanged
93	ISHARES TR CORE S&P SCP ETF IJR	IJR	935	$112.4k0.04%	0.04%	Added +103	+103 12.4%
94	ISHARES TR CORE S&P US VLU IUSV	IUSV	1,082	$110.9k0.04%	0.04%	Unchanged
95	INGREDION INC COM INGR	INGR	1,000	$110.3k0.04%	0.04%	Unchanged
96	DEVON ENERGY CORP NEW COM DVN	DVN	3,000	$109.9k0.04%	0.04%	Unchanged
97	MCDONALDS CORP COM MCD	MCD	351	$107.3k0.03%	0.03%	Unchanged
98	NOVO-NORDISK A S ADR NVO	NVO	2,050	$104.3k0.03%	0.03%	Unchanged
99	SPDR SER TR S&P HOMEBUILD XHB	XHB	1,000	$103.0k0.03%	0.03%	Unchanged
100	AMERICAN ELEC PWR CO INC COM AEP	AEP	891	$102.7k0.03%	0.03%	Unchanged

Sold out since Q3 2025

Security	Ticker	Shares held before	Value then
SNOWFLAKE INC SNOW	SNOW	2,000	$451.1k2.0k shares
COREWEAVE INC CRWV	CRWV	2,000	$273.7k2.0k shares
BIONTECH SE BNTX	BNTX	500	$49.3k500 shares
ISHARES TR IBDQ	IBDQ	1,463	$36.9k1.5k shares
CLEVELAND-CLIFFS INC NEW CLF	CLF	2,000	$24.4k2.0k shares
AIR LEASE CORP AL	AL	246	$15.7k246 shares
ACHIEVE LIFE SCIENCES INC ACHV	ACHV	3,000	$9.4k3.0k shares
AMERESCO INC AMRC	AMRC	280	$9.4k280 shares
GENEDX HOLDINGS CORP WGS	WGS	81	$8.7k81 shares
ISHARES TR		300	$8.0k300 shares
EXACT SCIENCES CORP EXAS	EXAS	123	$6.7k123 shares
ISHARES TR		277	$6.5k277 shares
EQUINIX INC EQIX	EQIX	7	$5.5k7 shares
GENERAC HLDGS INC GNRC	GNRC	32	$5.4k32 shares
CAREDX INC CDNA	CDNA	332	$4.8k332 shares
BLACKLINE INC BL	BL	81	$4.3k81 shares
FRESHWORKS INC FRSH	FRSH	339	$4.0k339 shares
COLUMBUS CIRCLE CAP CORP. I CCCM	CCCM	394	$4.0k394 shares
CARGURUS INC CARG	CARG	101	$3.8k101 shares
ASPEN AEROGELS INC ASPN	ASPN	486	$3.4k486 shares
VERTEX INC VERX	VERX	133	$3.3k133 shares
TREACE MED CONCEPTS INC TMCI	TMCI	473	$3.2k473 shares
CHEESECAKE FACTORY INC CAKE	CAKE	53	$2.9k53 shares
GENTEX CORP GNTX	GNTX	96	$2.7k96 shares
BIOLIFE SOLUTIONS INC BLFS	BLFS	89	$2.3k89 shares