WARNER FINANCIAL, INC

BETHESDA, MD · CIK 1927175 · 13F filing filed 2026-07-09

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyBethesda, MD

$340.1m reported value +16.6% vs Q1 2026

145positions

46.8%in top 10

11 new 103 added 8 reduced 1 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD INDEX FDS VALUE ETF VTV	VTV	168,994	$36.8m10.83%	10.83%	Added +279	+279 0.2%
2	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	394,862	$34.0m10.00%	10.00%	Added +8.6k	+8,642 2.2%
3	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	333,534	$23.8m6.99%	6.99%	Added +9.2k	+9,211 2.8%
4	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	15,295	$11.3m3.31%	3.31%	Added +53	+53 0.3%
5	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	306,809	$10.4m3.05%	3.05%	Added +5.6k	+5,621 1.9%
6	VANGUARD INDEX FDS MID CAP ETF VO	VO	126,727	$10.2m3.00%	3.00%	Added +127	+127 0.1%
7	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	40,709	$9.6m2.83%	2.83%	Reduced -43	-43 -0.1%
8	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	13,246	$9.1m2.67%	2.67%	Added +156	+156 1.2%
9	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	263,304	$7.3m2.14%	2.14%	Added +5.0k	+4,977 1.9%
10	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	78,752	$6.7m1.98%	1.98%	Added +3.7k	+3,747 5.0%
11	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	110,483	$6.6m1.94%	1.94%	Added +2.9k	+2,905 2.7%
12	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	26,457	$5.8m1.71%	1.71%	Added +724	+724 2.8%
13	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	163,018	$5.7m1.67%	1.67%	Added +4.1k	+4,138 2.6%
14	VANGUARD INDEX FDS SMALL CP ETF VB	VB	18,416	$5.6m1.64%	1.64%	Added +357	+357 2.0%
15	ISHARES TR 7-10 YR TRSY BD IEF	IEF	53,572	$5.1m1.49%	1.49%	Added +496	+496 0.9%
16	APPLE INC COM AAPL	AAPL	17,138	$5.0m1.46%	1.46%	Added +24	+24 0.1%
17	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	13,156	$4.8m1.41%	1.41%	Added +152	+152 1.2%
18	ISHARES TR MSCI INTL QUALTY IQLT	IQLT	95,167	$4.7m1.39%	1.39%	Added +1.8k	+1,816 1.9%
19	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	18,114	$4.4m1.29%	1.29%	Added +417	+417 2.4%
20	SCHWAB STRATEGIC TR FUNDAMENTAL US L FNDX	FNDX	125,438	$3.9m1.15%	1.15%	Added +5.0k	+4,967 4.1%
21	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	72,757	$3.9m1.15%	1.15%	Reduced -1.6k	-1,636 -2.2%
22	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	5,131	$3.8m1.13%	1.13%	Reduced -9	-9 -0.2%
23	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	120,114	$3.8m1.12%	1.12%	Added +660	+660 0.6%
24	CAPITAL GROUP GROWTH ETF SHS CREATION UNI CGGR	CGGR	78,372	$3.7m1.09%	1.09%	Added +26.0k	+26,005 49.7%
25	ISHARES TR EAFE VALUE ETF EFV	EFV	48,045	$3.7m1.08%	1.08%	Added +1.1k	+1,106 2.4%
26	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	23,252	$3.7m1.08%	1.08%	Added +21	+21 0.1%
27	FIDELITY COVINGTON TRUST ENHANCED INTL FENI	FENI	88,115	$3.5m1.04%	1.04%	Added +8.3k	+8,292 10.4%
28	VANGUARD INDEX FDS EXTEND MKT ETF VXF	VXF	14,046	$3.5m1.02%	1.02%	Reduced -619	-619 -4.2%
29	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	45,860	$3.4m0.99%	0.99%	Added +3.0k	+3,034 7.1%
30	ISHARES TR CORE S&P500 ETF IVV	IVV	4,455	$3.3m0.98%	0.98%	Reduced -408	-408 -8.4%
31	ISHARES TR 3 7 YR TREAS BD IEI	IEI	28,092	$3.3m0.97%	0.97%	Added +734	+734 2.7%
32	ISHARES TR CORE MSCI EAFE IEFA	IEFA	24,438	$2.4m0.69%	0.69%	Added +174	+174 0.7%
33	ISHARES TR MSCI USA VALUE VLUE	VLUE	11,742	$2.3m0.69%	0.69%	Added +13	+13 0.1%
34	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	26,617	$2.2m0.66%	0.66%	Added +90	+90 0.3%
35	AMAZON COM INC COM AMZN	AMZN	9,329	$2.2m0.65%	0.65%	Added +13	+13 0.1%
36	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	59,738	$2.2m0.65%	0.65%	Added +810	+810 1.4%
37	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	7,716	$2.2m0.64%	0.64%	Added +4	+4 0.1%
38	DIREXION SHS ETF TR NAS100 EQL WGT QQQE	QQQE	16,010	$2.0m0.57%	0.57%	Added +433	+433 2.8%
39	ALPHABET INC CAP STK CL A GOOGL	GOOGL	5,440	$1.9m0.57%	0.57%	Unchanged
40	ISHARES TR US INFRASTRUC IFRA	IFRA	30,403	$1.9m0.56%	0.56%	Added +20	+20 0.1%
41	ALPHABET INC CAP STK CL C GOOG	GOOG	5,389	$1.9m0.56%	0.56%	Unchanged
42	SCHWAB STRATEGIC TR FUNDAMENTAL INTL FNDF	FNDF	35,399	$1.9m0.55%	0.55%	Added +128	+128 0.4%
43	FIDELITY COVINGTON TRUST ENHANCED LARGE FELG	FELG	38,802	$1.7m0.50%	0.50%	Added +30.3k	+30,291 355.9%
44	ISHARES TR ESG EAFE ETF DMXF	DMXF	20,031	$1.7m0.50%	0.50%	Added +1.4k	+1,448 7.8%
45	VANGUARD INDEX FDS MCAP GR IDXVIP VOT	VOT	5,014	$1.5m0.45%	0.45%	Added +73	+73 1.5%
46	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	7,427	$1.5m0.43%	0.43%	Added +419	+419 6.0%
47	T ROWE PRICE ETF INC CAP APPRECIATION TCAF	TCAF	34,612	$1.4m0.42%	0.42%	Reduced -435	-435 -1.2%
48	SPDR SER TR S&P DIVID ETF SDY	SDY	9,156	$1.4m0.41%	0.41%	Unchanged
49	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	7,097	$1.4m0.40%	0.40%	Added +1	+1 0.0%
50	ELI LILLY & CO COM LLY	LLY	1,124	$1.3m0.40%	0.40%	Added +1	+1 0.1%
51	CAPITAL GROUP INTERNATIONAL SHS CGIE	CGIE	35,573	$1.3m0.38%	0.38%	Added +383	+383 1.1%
52	ISHARES TR US AER DEF ETF ITA	ITA	5,386	$1.3m0.38%	0.38%	Unchanged
53	VANGUARD WORLD FD HEALTH CAR ETF VHT	VHT	4,204	$1.3m0.37%	0.37%	Added +447	+447 11.9%
54	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	3,387	$1.3m0.37%	0.37%	Added +52	+52 1.6%
55	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	12,993	$1.3m0.37%	0.37%	Added +575	+575 4.6%
56	MICROSOFT CORP COM MSFT	MSFT	3,213	$1.2m0.35%	0.35%	Added +13	+13 0.4%
57	RBB FD INC US TREAS 3 MNTH TBIL	TBIL	23,892	$1.2m0.35%	0.35%	Added +2.1k	+2,054 9.4%
58	VANGUARD WHITEHALL FDS INTL DVD ETF VIGI	VIGI	12,568	$1.2m0.35%	0.35%	Added +393	+393 3.2%
59	VANECK ETF TRUST MRNGSTR WDE MOAT MOAT	MOAT	11,238	$1.2m0.34%	0.34%	Reduced -69	-69 -0.6%
60	ISHARES TR 1 3 YR TREAS BD SHY	SHY	14,113	$1.2m0.34%	0.34%	Added +701	+701 5.2%
61	CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI CGDV	CGDV	23,487	$1.2m0.34%	0.34%	Added +263	+263 1.1%
62	ISHARES TR U.S. TECH ETF IYW	IYW	4,313	$1.1m0.32%	0.32%	Unchanged
63	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	29,866	$1.1m0.32%	0.32%	Added +1.0k	+1,028 3.6%
64	VANGUARD WORLD FD ESG INTL STK ETF VSGX	VSGX	12,990	$1.1m0.31%	0.31%	Added +2.8k	+2,778 27.2%
65	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	1,505	$1.1m0.31%	0.31%	Unchanged
66	ISHARES TR CORE DIV GRWTH DGRO	DGRO	13,552	$1.0m0.30%	0.30%	Unchanged
67	ISHARES TR CORE S&P MCP ETF IJH	IJH	12,921	$996.3k0.29%	0.29%	Added +104	+104 0.8%
68	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	1,954	$977.8k0.29%	0.29%	Added +3	+3 0.1%
69	ISHARES TR SELECT DIVID ETF DVY	DVY	6,184	$966.6k0.28%	0.28%	Added +11	+11 0.2%
70	MICRON TECHNOLOGY INC COM MU	MU	807	$931.5k0.27%	0.27%	Added +2	+2 0.2%
71	VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF VSS	VSS	6,005	$926.5k0.27%	0.27%	Added +173	+173 3.0%
72	ISHARES TR RUS 1000 VAL ETF IWD	IWD	3,627	$879.3k0.26%	0.26%	Added +10	+10 0.3%
73	BANK NEW YORK MELLON CORP COM BNY	BNY	6,036	$872.9k0.26%	0.26%	Added +3	+3 0.1%
74	ISHARES TR RUS 1000 GRW ETF IWF	IWF	6,883	$854.7k0.25%	0.25%	Added +3	+3 0.0%
75	VANGUARD WELLESLEY INCOME FD WELLI DIVID ETF VDIG	VDIG	11,308	$706.4k0.21%	0.21%	New
76	SCHWAB STRATEGIC TR FUNDAMENTAL US S FNDA	FNDA	18,319	$697.2k0.21%	0.21%	Added +20	+20 0.1%
77	VANGUARD WORLD FD COMM SRVC ETF VOX	VOX	3,525	$648.4k0.19%	0.19%	Added +223	+223 6.8%
78	TEXAS INSTRS INC COM TXN	TXN	2,132	$635.5k0.19%	0.19%	Added +1	+1 0.1%
79	VANECK ETF TRUST PHARMACEUTCL ETF PPH	PPH	5,745	$628.2k0.18%	0.18%	Added +47	+47 0.8%
80	ISHARES TR RUSSELL 2000 ETF IWM	IWM	2,067	$621.1k0.18%	0.18%	Added +1	+1 0.1%
81	FIDELITY COVINGTON TRUST ENHANCED LARGE FELV	FELV	15,273	$612.3k0.18%	0.18%	Added +6.3k	+6,257 69.4%
82	ISHARES TR CYBERSECURITY IHAK	IHAK	9,850	$598.0k0.18%	0.18%	Added +4.6k	+4,595 87.4%
83	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	11,544	$597.7k0.18%	0.18%	Unchanged
84	ISHARES TR MSCI USA ESG SLC SUSA	SUSA	3,713	$573.0k0.17%	0.17%	Added +2	+2 0.1%
85	DIMENSIONAL ETF TRUST US LARGE CAP VAL DFLV	DFLV	14,430	$570.6k0.17%	0.17%	Added +52	+52 0.4%
86	SPDR DOW JONES INDL AVERAGE UT SER 1 DIA	DIA	1,083	$565.7k0.17%	0.17%	Added +1	+1 0.1%
87	JOHNSON & JOHNSON COM JNJ	JNJ	2,217	$563.0k0.17%	0.17%	Added +6	+6 0.3%
88	FIDELITY COVINGTON TRUST MSCI HLTH CARE I FHLC	FHLC	7,134	$551.1k0.16%	0.16%	Added +25	+25 0.3%
89	ISHARES TR MSCI USA MIN VOL USMV	USMV	5,501	$530.6k0.16%	0.16%	Unchanged
90	ISHARES TR CORE US AGGBD ET AGG	AGG	5,194	$514.1k0.15%	0.15%	Added +2	+2 0.0%
91	APPLIED MATLS INC COM AMAT	AMAT	702	$507.5k0.15%	0.15%	Added +2	+2 0.3%
92	EXXON MOBIL CORP COM XOM	XOM	3,705	$506.5k0.15%	0.15%	Added +7	+7 0.2%
93	LOCKHEED MARTIN CORP COM LMT	LMT	948	$483.0k0.14%	0.14%	Unchanged
94	SPDR SER TR S&P BIOTECH XBI	XBI	3,023	$478.4k0.14%	0.14%	Added +28	+28 0.9%
95	PFIZER INC COM PFE	PFE	19,719	$474.8k0.14%	0.14%	Unchanged
96	VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF VGK	VGK	5,262	$465.9k0.14%	0.14%	Added +42	+42 0.8%
97	ISHARES TR ISHARES BIOTECH IBB	IBB	2,379	$452.4k0.13%	0.13%	Unchanged
98	PHILIP MORRIS INTL INC COM PM	PM	2,326	$420.8k0.12%	0.12%	Added +4	+4 0.2%
99	ISHARES TR ESG AW MSCI EAFE ESGD	ESGD	4,082	$419.6k0.12%	0.12%	Added +12	+12 0.3%
100	VANGUARD WORLD FD ESG US STK ETF ESGV	ESGV	3,170	$419.2k0.12%	0.12%	Added +675	+675 27.1%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
HONEYWELL INTL INC		718	$325.0k718 shares