Safeguard Financial, LLC

MINOCQUA, WI · CIK 1922498 · 13F filing filed 2025-04-11

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyMinocqua, WI

$456.5m reported value -0.8% vs Q4 2024

105positions

79.6%in top 10

3 new 43 added 54 reduced 12 sold out vs Q4 2024

Holdings, Q1 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	355,130	$131.7m28.85%	28.85%	Added +10.9k	+10,855 3.1%
2	VANGUARD INDEX FDS VALUE ETF VTV	VTV	668,612	$115.5m25.30%	25.30%	Added +15.4k	+15,410 2.4%
3	ISHARES TR CORE MSCI EAFE IEFA	IEFA	349,555	$26.4m5.79%	5.79%	Added +17.5k	+17,484 5.3%
4	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	132,402	$24.7m5.40%	5.40%	Added +6.1k	+6,147 4.9%
5	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	72,790	$18.3m4.01%	4.01%	Added +5.6k	+5,649 8.4%
6	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	678,574	$17.0m3.72%	3.72%	Added +117.3k	+117,256 20.9%
7	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	199,116	$10.1m2.22%	2.22%	Reduced -3.9k	-3,942 -1.9%
8	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	304,620	$8.1m1.77%	1.77%	Added +22.3k	+22,270 7.9%
9	ISHARES TR IBONDS DEC25 ETF IBDQ	IBDQ	227,886	$5.7m1.26%	1.26%	Added +41.3k	+41,296 22.1%
10	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	10,923	$5.6m1.23%	1.23%	Reduced -466	-466 -4.1%
11	ISHARES TR IBONDS DEC2026 IBDR	IBDR	207,274	$5.0m1.10%	1.10%	Added +41.5k	+41,467 25.0%
12	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	16,137	$4.4m0.97%	0.97%	Reduced -425	-425 -2.6%
13	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	184,998	$4.3m0.95%	0.95%	Added +14.8k	+14,787 8.7%
14	ISHARES TR IBONDS 27 ETF IBDS	IBDS	169,125	$4.1m0.90%	0.90%	Added +38.9k	+38,935 29.9%
15	ISHARES TR IBDS DEC28 ETF IBDT	IBDT	132,559	$3.3m0.73%	0.73%	Added +35.8k	+35,753 36.9%
16	APPLE INC COM AAPL	AAPL	15,038	$3.3m0.73%	0.73%	Reduced -248	-248 -1.6%
17	MICROSOFT CORP COM MSFT	MSFT	8,457	$3.2m0.70%	0.70%	Added +30	+30 0.4%
18	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	4,984	$2.8m0.61%	0.61%	Added +709	+709 16.6%
19	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	106,296	$2.8m0.61%	0.61%	Reduced -6.1k	-6,056 -5.4%
20	ISHARES TR IBONDS DEC 29 IBDU	IBDU	100,255	$2.3m0.51%	0.51%	Added +38.9k	+38,850 63.3%
21	AMAZON COM INC COM AMZN	AMZN	11,343	$2.2m0.47%	0.47%	Reduced -243	-243 -2.1%
22	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	12,292	$2.0m0.43%	0.43%	Reduced -1.0k	-1,005 -7.6%
23	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	67,890	$1.9m0.42%	0.42%	Added +1.1k	+1,134 1.7%
24	SPDR SERIES TRUST PORTFOLIO S&P500 SPYM	SPYM	27,928	$1.8m0.40%	0.40%	Added +7	+7 0.0%
25	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	45,948	$1.8m0.40%	0.40%	Reduced -554	-554 -1.2%
26	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	21,764	$1.7m0.38%	0.38%	Reduced -282	-282 -1.3%
27	VANGUARD INDEX FDS MCAP GR IDXVIP VOT	VOT	6,968	$1.7m0.37%	0.37%	Reduced -520	-520 -6.9%
28	NVIDIA CORPORATION COM NVDA	NVDA	14,562	$1.6m0.35%	0.35%	Reduced -713	-713 -4.7%
29	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	2,950	$1.4m0.30%	0.30%	Reduced -324	-324 -9.9%
30	ISHARES TR IBONDS 25 TRM TS IBONDS 25 TRM TS		57,810	$1.4m0.30%	0.30%	Added +4.2k	+4,229 7.9%
31	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	2,527	$1.3m0.29%	0.29%	Added +100	+100 4.1%
32	VANGUARD WORLD FD INF TECH ETF VGT	VGT	2,186	$1.2m0.26%	0.26%	Added +27	+27 1.2%
33	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	57,550	$1.1m0.25%	0.25%	Reduced -1.4k	-1,418 -2.4%
34	ISHARES TR IBONDS 26 TRM TS IBTG	IBTG	47,532	$1.1m0.24%	0.24%	Added +6.8k	+6,755 16.6%
35	VANGUARD INDEX FDS MID CAP ETF VO	VO	4,187	$1.1m0.24%	0.24%	Reduced -333	-333 -7.4%
36	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	5,490	$1.1m0.23%	0.23%	Reduced -88	-88 -1.6%
37	VANGUARD SCOTTSDALE FDS VNG RUS1000GRW VONG	VONG	10,885	$1.0m0.22%	0.22%	Reduced -140	-140 -1.3%
38	JPMORGAN CHASE & CO COM JPM	JPM	4,107	$1.0m0.22%	0.22%	Added +59	+59 1.5%
39	ISHARES TR CORE S&P500 ETF IVV	IVV	1,640	$921.5k0.20%	0.20%	Added +200	+200 13.9%
40	EA SERIES TRUST STRIVE 1000 GRWT STXG	STXG	21,450	$859.1k0.19%	0.19%	Reduced -863	-863 -3.9%
41	VANECK ETF TRUST SEMICONDUCTR ETF SMH	SMH	4,059	$858.3k0.19%	0.19%	Added +1.8k	+1,801 79.8%
42	COSTCO WHSL CORP NEW COM COST	COST	870	$822.9k0.18%	0.18%	Reduced -97	-97 -10.0%
43	META PLATFORMS INC CL A META	META	1,402	$808.3k0.18%	0.18%	Added +106	+106 8.2%
44	ALPHABET INC CAP STK CL C GOOG	GOOG	5,076	$793.0k0.17%	0.17%	Added +147	+147 3.0%
45	PROCTER AND GAMBLE CO COM PG	PG	4,651	$792.5k0.17%	0.17%	Reduced -2.5k	-2,487 -34.8%
46	ALPHABET INC CAP STK CL A GOOGL	GOOGL	4,982	$770.5k0.17%	0.17%	Reduced -358	-358 -6.7%
47	TESLA INC COM TSLA	TSLA	2,935	$760.6k0.17%	0.17%	Added +3	+3 0.1%
48	EA SERIES TRUST STRIVE 1000 VALU STXV	STXV	24,544	$748.8k0.16%	0.16%	Reduced -3.7k	-3,713 -13.1%
49	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	32,715	$722.4k0.16%	0.16%	Added +63	+63 0.2%
50	MASTERCARD INCORPORATED CL A MA	MA	1,274	$698.1k0.15%	0.15%	Reduced -107	-107 -7.8%
51	WALMART INC COM WMT	WMT	7,752	$680.5k0.15%	0.15%	Reduced -67	-67 -0.9%
52	VANGUARD INDEX FDS SMALL CP ETF VB	VB	2,994	$663.9k0.15%	0.15%	Reduced -513	-513 -14.6%
53	EXXON MOBIL CORP COM XOM	XOM	5,404	$642.7k0.14%	0.14%	Reduced -297	-297 -5.2%
54	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	9,928	$616.5k0.14%	0.14%	Reduced -51	-51 -0.5%
55	SELECT SECTOR SPDR TR INDL XLI	XLI	4,696	$615.5k0.13%	0.13%	Reduced -194	-194 -4.0%
56	ISHARES TR IBONDS DEC 2030 IBDV	IBDV	27,843	$604.7k0.13%	0.13%	Added +4.5k	+4,482 19.2%
57	WISDOMTREE TR US EFFICIENT COR NTSX	NTSX	13,251	$600.4k0.13%	0.13%	Added +1.7k	+1,680 14.5%
58	FIDELITY COVINGTON TRUST MSCI INFO TECH I FTEC	FTEC	3,662	$590.6k0.13%	0.13%	Added +9	+9 0.2%
59	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	2,755	$568.9k0.12%	0.12%	Added +232	+232 9.2%
60	ISHARES TR IBONDS 27 TRM TS IBTH	IBTH	25,199	$565.0k0.12%	0.12%	Reduced -662	-662 -2.6%
61	VISA INC COM CL A V	V	1,573	$551.3k0.12%	0.12%	Reduced -88	-88 -5.3%
62	ISHARES TR CORE S&P MCP ETF IJH	IJH	9,398	$548.3k0.12%	0.12%	Added +490	+490 5.5%
63	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	2,127	$546.8k0.12%	0.12%	Reduced -230	-230 -9.8%
64	ISHARES TR IBONDS DEC 2031 IBDW	IBDW	26,184	$543.3k0.12%	0.12%	Added +3.1k	+3,128 13.6%
65	DIMENSIONAL ETF TRUST US EQUITY MARKET DFUS	DFUS	8,821	$533.5k0.12%	0.12%	Reduced -14.5k	-14,483 -62.1%
66	ISHARES TR CORE S&P TTL STK ITOT	ITOT	4,244	$517.8k0.11%	0.11%	Added +1	+1 0.0%
67	NORTHROP GRUMMAN CORP COM NOC	NOC	992	$507.9k0.11%	0.11%	Reduced -16	-16 -1.6%
68	ISHARES TR U.S. TECH ETF IYW	IYW	3,599	$505.5k0.11%	0.11%	New
69	ISHARES TR GLOBAL TECH ETF IXN	IXN	6,662	$504.6k0.11%	0.11%	New
70	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	8,156	$494.7k0.11%	0.11%	Reduced -200	-200 -2.4%
71	CBRE GROUP INC CL A CBRE	CBRE	3,779	$494.2k0.11%	0.11%	Unchanged
72	HONEYWELL INTL INC COM COM		2,221	$470.3k0.10%	0.10%	Reduced -710	-710 -24.2%
73	ISHARES TR CORE S&P US VLU IUSV	IUSV	4,597	$424.3k0.09%	0.09%	Unchanged
74	ISHARES TR CORE S&P SCP ETF IJR	IJR	4,038	$422.2k0.09%	0.09%	Reduced -92	-92 -2.2%
75	INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF QQQM	QQQM	2,159	$416.7k0.09%	0.09%	Reduced -15	-15 -0.7%
76	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	7,719	$394.2k0.09%	0.09%	Reduced -140	-140 -1.8%
77	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	7,593	$391.0k0.09%	0.09%	Unchanged
78	ISHARES TR RUS 1000 VAL ETF IWD	IWD	1,915	$360.3k0.08%	0.08%	Reduced -7	-7 -0.4%
79	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	1,424	$354.1k0.08%	0.08%	Added +13	+13 0.9%
80	ISHARES TR IBONDS 29 TRM TS IBTJ	IBTJ	15,092	$328.6k0.07%	0.07%	Added +62	+62 0.4%
81	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	7,045	$318.8k0.07%	0.07%	Added +2.3k	+2,338 49.7%
82	BROADCOM INC COM AVGO	AVGO	1,900	$318.1k0.07%	0.07%	Reduced -264	-264 -12.2%
83	ABBVIE INC COM ABBV	ABBV	1,467	$307.4k0.07%	0.07%	Added +14	+14 1.0%
84	ORACLE CORP COM ORCL	ORCL	2,187	$305.7k0.07%	0.07%	Reduced -313	-313 -12.5%
85	ISHARES TR TRS FLT RT BD TFLO	TFLO	5,891	$298.4k0.07%	0.07%	Added +40	+40 0.7%
86	CONOCOPHILLIPS COM COP	COP	2,831	$297.3k0.07%	0.07%	Reduced -833	-833 -22.7%
87	CHIPOTLE MEXICAN GRILL INC COM CMG	CMG	5,700	$286.2k0.06%	0.06%	Unchanged
88	COLGATE PALMOLIVE CO COM CL	CL	2,917	$273.3k0.06%	0.06%	Unchanged
89	AMERICAN EXPRESS CO COM AXP	AXP	982	$264.3k0.06%	0.06%	Reduced -134	-134 -12.0%
90	QUALCOMM INC COM QCOM	QCOM	1,650	$253.5k0.06%	0.06%	Reduced -281	-281 -14.6%
91	HOME DEPOT INC COM HD	HD	665	$243.8k0.05%	0.05%	Reduced -187	-187 -21.9%
92	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	2,626	$237.7k0.05%	0.05%	Reduced -132	-132 -4.8%
93	GE AEROSPACE COM NEW GE	GE	1,182	$236.6k0.05%	0.05%	Reduced -31	-31 -2.6%
94	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	4,715	$234.8k0.05%	0.05%	Added +16	+16 0.3%
95	EA SERIES TRUST STRIVE SML CAP STXK	STXK	8,155	$234.1k0.05%	0.05%	Reduced -1.3k	-1,344 -14.2%
96	DIMENSIONAL ETF TRUST US MKTWIDE VALUE DFUV	DFUV	5,653	$233.0k0.05%	0.05%	Reduced -7.8k	-7,756 -57.8%
97	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	1,312	$227.2k0.05%	0.05%	Reduced -277	-277 -17.4%
98	KROGER CO COM KR	KR	3,291	$222.7k0.05%	0.05%	New
99	TRANE TECHNOLOGIES PLC SHS TT	TT	660	$222.4k0.05%	0.05%	Added +19	+19 3.0%
100	ISHARES TR IBONDS 28 TRM TS IBTI	IBTI	9,910	$220.5k0.05%	0.05%	Added +18	+18 0.2%

Sold out since Q4 2024

Security	Ticker	Shares held before	Value then
DIMENSIONAL ETF TRUST DFAI	DFAI	14,011	$409.1k14.0k shares
ISHARES TR IJT	IJT	2,230	$301.9k2.2k shares
MCDONALDS CORP MCD	MCD	903	$261.8k903 shares
DIMENSIONAL ETF TRUST DFAE	DFAE	10,085	$255.9k10.1k shares
DIMENSIONAL ETF TRUST		7,767	$239.1k7.8k shares
CHEVRON CORP NEW CVX	CVX	1,635	$236.8k1.6k shares
MARRIOTT INTL INC NEW MAR	MAR	839	$234.0k839 shares
MORGAN STANLEY MS	MS	1,831	$230.2k1.8k shares
ISHARES TR IWO	IWO	770	$221.7k770 shares
NEXTERA ENERGY INC NEE	NEE	3,023	$216.7k3.0k shares
FIDELITY COMWLTH TR ONEQ	ONEQ	2,752	$209.3k2.8k shares
ISHARES TR XT	XT	3,460	$206.4k3.5k shares