Spectrum Investment Advisors, Inc.

MEQUON, WI · CIK 1856042 · 13F filing filed 2026-07-30

SEC-registered investment adviser since 1999 · corporation

Assets managed$1.1bn
Staff27 · 20 in investment roles
Main clients (by assets)Pension plans 53%, High net worth individuals 38%, Individuals 8%
Form ADV · 2026-03-23SEC adviser record

Kindinstitutions
Others nearbyMequon, WI

$244.6m reported value +21.5% vs Q1 2026

76positions

74.8%in top 10

31 new 30 added 12 reduced 1 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	620,035	$32.0m13.10%	13.10%	Reduced -26.4k	-26,390 -4.1%
2	FIDELITY COVINGTON TRUST ENHANCED LARGE FELG	FELG	637,144	$27.9m11.40%	11.40%	Reduced -33.7k	-33,658 -5.0%
3	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	580,123	$23.9m9.78%	9.78%	Added +5.8k	+5,803 1.0%
4	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	33,019	$22.7m9.27%	9.27%	Reduced -2.1k	-2,115 -6.0%
5	ISHARES TR CORE MSCI TOTAL IXUS	IXUS	201,581	$19.2m7.87%	7.87%	Reduced -9.2k	-9,216 -4.4%
6	INVESCO EXCH TRADED FD TR II EQUAL WEGT 0-30 GOVI	GOVI	556,899	$15.1m6.18%	6.18%	Added +74.1k	+74,086 15.3%
7	PIMCO ETF TR MTG BKD SECS ACT PMBS	PMBS	250,856	$12.4m5.06%	5.06%	New
8	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	46,917	$11.4m4.66%	4.66%	Added +99	+99 0.2%
9	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	258,619	$10.4m4.25%	4.25%	Reduced -34.6k	-34,589 -11.8%
10	CAPITAL GROUP CORE BALANCED SHS CGBL	CGBL	208,664	$7.9m3.24%	3.24%	New
11	VANGUARD INDEX FDS MID CAP ETF VO	VO	86,954	$7.0m2.86%	2.86%	Added +2.9k	+2,878 3.4%
12	ALPS ETF TR SMITH CORE PLUS SMTH	SMTH	246,241	$6.3m2.59%	2.59%	Added +51.7k	+51,721 26.6%
13	FIDELITY MERRIMACK STR TR TOTAL BD ETF FBND	FBND	139,298	$6.3m2.59%	2.59%	Added +28.0k	+27,970 25.1%
14	VANGUARD SCOTTSDALE FDS VNG RUS1000GRW VONG	VONG	32,137	$4.1m1.68%	1.68%	Added +1.6k	+1,629 5.3%
15	APPLE INC COM AAPL	AAPL	12,472	$3.6m1.48%	1.48%	Added +2.8k	+2,835 29.4%
16	NVIDIA CORPORATION COM NVDA	NVDA	16,672	$3.3m1.36%	1.36%	Added +5.4k	+5,355 47.3%
17	ISHARES TR MBS ETF MBB	MBB	20,282	$1.9m0.78%	0.78%	Reduced -114.2k	-114,231 -84.9%
18	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	7,966	$1.6m0.64%	0.64%	Added +1.7k	+1,718 27.5%
19	ORACLE CORP COM ORCL	ORCL	10,094	$1.5m0.60%	0.60%	Added +26	+26 0.3%
20	FIDELITY COVINGTON TRUST VLU FACTOR ETF FVAL	FVAL	18,860	$1.5m0.60%	0.60%	Added +2.7k	+2,687 16.6%
21	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	2,489	$1.2m0.51%	0.51%	Added +683	+683 37.8%
22	MICROSOFT CORP COM MSFT	MSFT	3,282	$1.2m0.50%	0.50%	Added +1.6k	+1,570 91.7%
23	BROADCOM INC COM AVGO	AVGO	2,990	$1.1m0.46%	0.46%	Added +1.6k	+1,567 110.1%
24	AMAZON COM INC COM AMZN	AMZN	4,616	$1.1m0.45%	0.45%	Added +2.7k	+2,717 143.1%
25	ABBVIE INC COM ABBV	ABBV	3,508	$882.7k0.36%	0.36%	Added +196	+196 5.9%
26	ALPHABET INC CAP STK CL A GOOGL	GOOGL	2,280	$814.6k0.33%	0.33%	New
27	FIDELITY NATL INFORMATION SV COM FIS	FIS	20,905	$812.8k0.33%	0.33%	Reduced -42	-42 -0.2%
28	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	1,450	$692.5k0.28%	0.28%	New
29	COSTCO WHSL CORP NEW COM COST	COST	738	$690.2k0.28%	0.28%	Added +454	+454 159.9%
30	ANALOG DEVICES INC COM ADI	ADI	1,549	$615.3k0.25%	0.25%	New
31	MORGAN STANLEY COM NEW MS	MS	2,910	$608.3k0.25%	0.25%	New
32	PEPSICO INC COM PEP	PEP	4,338	$587.4k0.24%	0.24%	Unchanged
33	TESLA INC COM TSLA	TSLA	1,380	$580.4k0.24%	0.24%	Added +119	+119 9.4%
34	META PLATFORMS INC CL A META	META	1,029	$579.4k0.24%	0.24%	New
35	WEC ENERGY GROUP INC COM WEC	WEC	4,929	$575.6k0.24%	0.24%	Added +104	+104 2.2%
36	PIONEER PWR SOLUTIONS INC COM NEW PPSI	PPSI	137,500	$541.8k0.22%	0.22%	Unchanged
37	JPMORGAN CHASE & CO COM JPM	JPM	1,489	$487.3k0.20%	0.20%	Added +784	+784 111.2%
38	VISA INC COM CL A V	V	1,368	$469.3k0.19%	0.19%	New
39	EATON CORP PLC SHS ETN	ETN	1,036	$441.5k0.18%	0.18%	New
40	CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME CGMU	CGMU	15,978	$438.9k0.18%	0.18%	New
41	APPLIED MATLS INC COM AMAT	AMAT	581	$420.1k0.17%	0.17%	New
42	ELI LILLY & CO COM LLY	LLY	350	$419.4k0.17%	0.17%	Added +128	+128 57.7%
43	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	1,118	$413.5k0.17%	0.17%	Reduced -23	-23 -2.0%
44	NEXTERA ENERGY INC COM NEE	NEE	4,492	$394.3k0.16%	0.16%	Added +2.0k	+1,983 79.0%
45	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	520	$388.4k0.16%	0.16%	Reduced -287	-287 -35.6%
46	ASML HOLDING N V N Y REGISTRY SHS ASML	ASML	179	$356.1k0.15%	0.15%	New
47	SALESFORCE INC COM CRM	CRM	2,267	$355.1k0.15%	0.15%	New
48	ISHARES TR NATIONAL MUN ETF MUB	MUB	3,277	$352.6k0.14%	0.14%	Reduced -3.7k	-3,683 -52.9%
49	TEXAS PACIFIC LAND CORPORATI COM TPL	TPL	794	$347.5k0.14%	0.14%	New
50	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	1,431	$338.6k0.14%	0.14%	Added +185	+185 14.8%
51	US BANCORP DEL COM NEW USB	USB	5,514	$333.1k0.14%	0.14%	Added +913	+913 19.8%
52	FREEPORT-MCMORAN INC CL B FCX	FCX	5,033	$316.5k0.13%	0.13%	New
53	THERMO FISHER SCIENTIFIC INC COM TMO	TMO	630	$315.9k0.13%	0.13%	New
54	TEXAS INSTRS INC COM TXN	TXN	1,024	$305.2k0.12%	0.12%	Reduced -992	-992 -49.2%
55	MCDONALDS CORP COM MCD	MCD	1,077	$291.1k0.12%	0.12%	Added +116	+116 12.1%
56	ALPHABET INC CAP STK CL C GOOG	GOOG	816	$288.2k0.12%	0.12%	Added +14	+14 1.8%
57	FIDELITY COMWLTH TR NASDAQ COMPSIT ONEQ	ONEQ	2,733	$282.1k0.12%	0.12%	Added +4	+4 0.1%
58	PULTE GROUP INC COM PHM	PHM	2,003	$274.8k0.11%	0.11%	Added +3	+3 0.1%
59	MERCK & CO INC COM MRK	MRK	2,118	$272.2k0.11%	0.11%	Added +35	+35 1.7%
60	WILLIAMS COS INC COM WMB	WMB	3,640	$270.6k0.11%	0.11%	New
61	ABBOTT LABS COM ABT	ABT	2,818	$255.7k0.10%	0.10%	Reduced -8	-8 -0.3%
62	BANK AMERICA CORP COM BAC	BAC	4,430	$252.4k0.10%	0.10%	New
63	TKO GROUP HOLDINGS INC CL A TKO	TKO	1,247	$251.0k0.10%	0.10%	New
64	MONSTER BEVERAGE CORP NEW COM MNST	MNST	2,586	$248.6k0.10%	0.10%	New
65	OREILLY AUTOMOTIVE INC COM ORLY	ORLY	2,614	$240.7k0.10%	0.10%	New
66	HONEYWELL AEROSPACE INC COM HONA	HONA	1,013	$224.0k0.09%	0.09%	New
67	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	1,411	$223.0k0.09%	0.09%	Unchanged
68	UBER TECHNOLOGIES INC COM UBER	UBER	3,055	$220.4k0.09%	0.09%	New
69	INTUITIVE SURGICAL INC COM NEW ISRG	ISRG	550	$218.7k0.09%	0.09%	New
70	CINTAS CORP COM CTAS	CTAS	1,254	$213.4k0.09%	0.09%	New
71	FRANCO NEV CORP COM FNV	FNV	982	$204.7k0.08%	0.08%	New
72	HONEYWELL INTL INC COM HON	HON	913	$204.4k0.08%	0.08%	New
73	VANGUARD WORLD FD MEGA GRWTH IND MGK	MGK	2,315	$203.5k0.08%	0.08%	New
74	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	2,340	$201.6k0.08%	0.08%	New
75	TENAYA THERAPEUTICS INC COM TNYA	TNYA	14,048	$10.4k0.00%	0.00%	New
76	HERON THERAPEUTICS INC COM HRTX	HRTX	11,731	$5.0k0.00%	0.00%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
AT&T INC T	T	8,185	$237.3k8.2k shares