Charter Oak Capital Management, LLC

PORTSMOUTH, NH · CIK 1810720 · 13F filing filed 2026-04-24

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyPortsmouth, NH

$1.3bn reported value -1.6% vs Q4 2025

208positions

76.6%in top 10

10 new 59 added 113 reduced 10 sold out vs Q4 2025

Holdings, Q1 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR CORE S&P500 ETF IVV	IVV	485,265	$317.0m24.58%	24.58%	Reduced -7.7k	-7,701 -1.6%
2	ISHARES TR CORE US AGGBD ET AGG	AGG	1,896,989	$188.3m14.60%	14.60%	Added +47.3k	+47,254 2.5%
3	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	1,676,714	$129.3m10.03%	10.03%	Added +13.2k	+13,211 0.8%
4	ISHARES TR ISHS 5-10YR INVT IGIB	IGIB	1,599,851	$85.1m6.60%	6.60%	Added +71.9k	+71,895 4.7%
5	VANGUARD INDEX FDS EXTEND MKT ETF VXF	VXF	351,937	$72.4m5.62%	5.62%	Reduced -6.1k	-6,125 -1.7%
6	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	705,781	$55.3m4.29%	4.29%	Reduced -76.4k	-76,392 -9.8%
7	VANGUARD BD INDEX FDS VANGUARD ULTRA VUSB	VUSB	872,856	$43.5m3.37%	3.37%	Added +294.4k	+294,373 50.9%
8	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	474,940	$35.7m2.77%	2.77%	Reduced -38.3k	-38,282 -7.5%
9	ISHARES TR CORE MSCI TOTAL IXUS	IXUS	390,861	$33.9m2.63%	2.63%	Reduced -23.9k	-23,942 -5.8%
10	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	46,793	$28.0m2.17%	2.17%	Reduced -1.1k	-1,138 -2.4%
11	APPLE INC COM AAPL	AAPL	76,872	$19.5m1.51%	1.51%	Reduced -1.6k	-1,595 -2.0%
12	ISHARES TR ISHS 1-5YR INVS IGSB	IGSB	232,317	$12.2m0.95%	0.95%	Reduced -10.7k	-10,674 -4.4%
13	VANGUARD WORLD FD ESG INTL STK ETF VSGX	VSGX	157,138	$11.3m0.87%	0.87%	Reduced -41	-41 -0.0%
14	ISHARES TR MSCI ACWI ETF ACWI	ACWI	79,937	$11.1m0.86%	0.86%	Reduced -963	-963 -1.2%
15	ISHARES TR MSCI USA ESG SLC SUSA	SUSA	76,374	$10.1m0.78%	0.78%	Added +4.4k	+4,378 6.1%
16	ISHARES TR CORE S&P US VLU IUSV	IUSV	93,569	$9.6m0.74%	0.74%	Added +3.7k	+3,654 4.1%
17	ISHARES TR MSCI ACWI EX US ACWX	ACWX	130,501	$8.9m0.69%	0.69%	Reduced -4.5k	-4,550 -3.4%
18	ISHARES TR S&P 500 GRWT ETF IVW	IVW	66,443	$7.5m0.58%	0.58%	Reduced -1.0k	-1,016 -1.5%
19	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	97,370	$7.2m0.56%	0.56%	Reduced -11.2k	-11,209 -10.3%
20	NUSHARES ETF TR NUVEEN ESG US NUBD	NUBD	271,726	$6.0m0.47%	0.47%	Added +1.4k	+1,379 0.5%
21	VANGUARD WORLD FD ESG US STK ETF ESGV	ESGV	52,582	$5.9m0.46%	0.46%	Reduced -395	-395 -0.8%
22	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	37,278	$5.5m0.43%	0.43%	Added +13.1k	+13,112 54.3%
23	ISHARES TR S&P 500 VAL ETF IVE	IVE	23,916	$5.0m0.39%	0.39%	Reduced -1.8k	-1,790 -7.0%
24	VANGUARD INDEX FDS VALUE ETF VTV	VTV	25,540	$5.0m0.39%	0.39%	Added +764	+764 3.1%
25	ANALOG DEVICES INC COM ADI	ADI	15,447	$4.9m0.38%	0.38%	Reduced -5	-5 -0.0%
26	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	6,853	$4.5m0.35%	0.35%	Added +305	+305 4.7%
27	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	9,617	$4.2m0.33%	0.33%	Added +523	+523 5.8%
28	ISHARES TR GLOBAL TECH ETF IXN	IXN	40,770	$4.1m0.32%	0.32%	Added +559	+559 1.4%
29	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	12,619	$4.0m0.31%	0.31%	Added +227	+227 1.8%
30	MICROSOFT CORP COM MSFT	MSFT	10,307	$3.8m0.30%	0.30%	Added +240	+240 2.4%
31	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	17,724	$3.8m0.30%	0.30%	Added +139	+139 0.8%
32	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	55,154	$3.5m0.27%	0.27%	Reduced -4.9k	-4,949 -8.2%
33	ISHARES TR ESG AWRE 1 5 YR SUSB	SUSB	138,119	$3.5m0.27%	0.27%	Reduced -6.3k	-6,285 -4.3%
34	ISHARES TR ESG AWR US AGRGT EAGG	EAGG	69,821	$3.3m0.26%	0.26%	Reduced -4.7k	-4,745 -6.4%
35	JOHNSON & JOHNSON COM JNJ	JNJ	12,806	$3.1m0.24%	0.24%	Reduced -968	-968 -7.0%
36	JPMORGAN CHASE & CO COM JPM	JPM	9,293	$2.7m0.21%	0.21%	Reduced -694	-694 -7.0%
37	VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF VGK	VGK	32,259	$2.7m0.21%	0.21%	Reduced -1.6k	-1,569 -4.6%
38	ISHARES TR U.S. MED DVC ETF IHI	IHI	48,284	$2.6m0.20%	0.20%	Reduced -579	-579 -1.2%
39	MORGAN STANLEY COM NEW MS	MS	15,468	$2.5m0.20%	0.20%	Reduced -356	-356 -2.2%
40	ISHARES TR ESG AWARE MSCI ESML	ESML	52,932	$2.5m0.19%	0.19%	Reduced -4.2k	-4,218 -7.4%
41	AMAZON COM INC COM AMZN	AMZN	11,097	$2.3m0.18%	0.18%	Added +3.2k	+3,197 40.5%
42	ISHARES TR CORE MSCI EAFE IEFA	IEFA	25,449	$2.3m0.18%	0.18%	Added +3.5k	+3,489 15.9%
43	ISHARES TR ESG AW MSCI EAFE ESGD	ESGD	23,875	$2.3m0.18%	0.18%	Reduced -1.1k	-1,098 -4.4%
44	DIREXION SHS ETF TR DRX S&P500BULL SPXL	SPXL	12,332	$2.3m0.18%	0.18%	Added +31	+31 0.2%
45	ISHARES TR ESG ADV TTL USD EUSB	EUSB	48,472	$2.1m0.16%	0.16%	Added +13.2k	+13,159 37.3%
46	PNC FINL SVCS GROUP INC COM PNC	PNC	10,114	$2.1m0.16%	0.16%	Reduced -495	-495 -4.7%
47	ISHARES TR 0-5YR INVT GR CP SLQD	SLQD	39,852	$2.0m0.16%	0.16%	Reduced -18.0k	-18,031 -31.1%
48	RTX CORPORATION COM RTX	RTX	9,868	$1.9m0.15%	0.15%	Added +168	+168 1.7%
49	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	3,967	$1.9m0.15%	0.15%	Reduced -4	-4 -0.1%
50	ISHARES TR MSCI KLD400 SOC DSI	DSI	15,555	$1.9m0.15%	0.15%	Reduced -90	-90 -0.6%
51	ABBVIE INC COM ABBV	ABBV	8,374	$1.8m0.14%	0.14%	Reduced -23	-23 -0.3%
52	NVIDIA CORPORATION COM NVDA	NVDA	10,427	$1.8m0.14%	0.14%	Reduced -312	-312 -2.9%
53	EXXON MOBIL CORP COM XOM	XOM	10,394	$1.8m0.14%	0.14%	Reduced -1.8k	-1,788 -14.7%
54	TEXAS INSTRS INC COM TXN	TXN	8,478	$1.6m0.13%	0.13%	Added +114	+114 1.4%
55	ISHARES TR ESG AWRE USD ETF SUSC	SUSC	70,981	$1.6m0.13%	0.13%	Reduced -2.3k	-2,262 -3.1%
56	VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF VPL	VPL	16,358	$1.6m0.12%	0.12%	Reduced -1.0k	-1,010 -5.8%
57	TE CONNECTIVITY PLC ORD SHS TEL	TEL	7,571	$1.6m0.12%	0.12%	Added +5	+5 0.1%
58	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	11,360	$1.6m0.12%	0.12%	Added +389	+389 3.5%
59	ISHARES TR ESG AWR MSCI USA ESGU	ESGU	11,108	$1.6m0.12%	0.12%	Unchanged
60	ALPHABET INC CAP STK CL C GOOG	GOOG	5,334	$1.5m0.12%	0.12%	Reduced -103	-103 -1.9%
61	MEDTRONIC PLC SHS MDT	MDT	17,386	$1.5m0.12%	0.12%	Unchanged
62	PROCTER AND GAMBLE CO COM PG	PG	10,342	$1.5m0.12%	0.12%	Reduced -44	-44 -0.4%
63	ISHARES TR U.S. TECH ETF IYW	IYW	7,997	$1.5m0.11%	0.11%	Added +8	+8 0.1%
64	ISHARES INC CORE MSCI EMKT IEMG	IEMG	20,261	$1.4m0.11%	0.11%	Added +5.9k	+5,890 41.0%
65	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	25,488	$1.4m0.11%	0.11%	Reduced -19	-19 -0.1%
66	BROADCOM INC COM AVGO	AVGO	4,447	$1.4m0.11%	0.11%	Reduced -28	-28 -0.6%
67	WALMART INC COM WMT	WMT	10,764	$1.3m0.10%	0.10%	Added +25	+25 0.2%
68	IDEXX LABS INC COM IDXX	IDXX	2,331	$1.3m0.10%	0.10%	Reduced -32	-32 -1.4%
69	CELESTICA INC COM CLS	CLS	4,502	$1.3m0.10%	0.10%	Reduced -2	-2 -0.0%
70	VANGUARD WORLD FD HEALTH CAR ETF VHT	VHT	4,652	$1.3m0.10%	0.10%	Added +12	+12 0.3%
71	ISHARES TR CORE 1 5 YR USD ISTB	ISTB	25,797	$1.3m0.10%	0.10%	Reduced -5.1k	-5,070 -16.4%
72	VANGUARD WORLD FD UTILITIES ETF VPU	VPU	6,249	$1.2m0.10%	0.10%	Reduced -182	-182 -2.8%
73	ALPHABET INC CAP STK CL A GOOGL	GOOGL	4,274	$1.2m0.10%	0.10%	Reduced -239	-239 -5.3%
74	VANGUARD WHITEHALL FDS INTL HIGH ETF VYMI	VYMI	12,876	$1.2m0.09%	0.09%	Added +1.7k	+1,690 15.1%
75	SALESFORCE INC COM CRM	CRM	6,482	$1.2m0.09%	0.09%	Reduced -88	-88 -1.3%
76	MERCK & CO INC COM MRK	MRK	9,826	$1.2m0.09%	0.09%	Reduced -1.4k	-1,356 -12.1%
77	VANGUARD INDEX FDS SMALL CP ETF VB	VB	4,443	$1.2m0.09%	0.09%	Added +563	+563 14.5%
78	NEXTERA ENERGY INC COM NEE	NEE	12,404	$1.2m0.09%	0.09%	Reduced -314	-314 -2.5%
79	APPLIED MATLS INC COM AMAT	AMAT	3,181	$1.1m0.08%	0.08%	Reduced -971	-971 -23.4%
80	ISHARES TR US AER DEF ETF ITA	ITA	4,936	$1.1m0.08%	0.08%	Added +263	+263 5.6%
81	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	1,825	$1.1m0.08%	0.08%	Reduced -26	-26 -1.4%
82	FIDELITY COVINGTON TRUST MSCI HLTH CARE I FHLC	FHLC	14,577	$1.0m0.08%	0.08%	Reduced -2.0k	-1,971 -11.9%
83	ELI LILLY & CO COM LLY	LLY	1,095	$1.0m0.08%	0.08%	Reduced -2	-2 -0.2%
84	ISHARES TR RUSEL 2500 ETF SMMD	SMMD	13,183	$1.0m0.08%	0.08%	Reduced -533	-533 -3.9%
85	CATERPILLAR INC COM CAT	CAT	1,414	$1.0m0.08%	0.08%	Reduced -19	-19 -1.3%
86	ISHARES TR CORE S&P MCP ETF IJH	IJH	14,531	$981.3k0.08%	0.08%	Added +889	+889 6.5%
87	ISHARES TR RUSSELL 2000 ETF IWM	IWM	3,926	$973.7k0.08%	0.08%	Reduced -333	-333 -7.8%
88	ISHARES TR RUS 1000 VAL ETF IWD	IWD	4,552	$972.6k0.08%	0.08%	Added +744	+744 19.5%
89	HOME DEPOT INC COM HD	HD	2,866	$942.7k0.07%	0.07%	Added +518	+518 22.1%
90	WATSCO INC COM WSO	WSO	2,550	$927.7k0.07%	0.07%	Unchanged
91	ISHARES TR CORE S&P TTL STK ITOT	ITOT	6,149	$875.8k0.07%	0.07%	Reduced -81	-81 -1.3%
92	TESLA INC COM TSLA	TSLA	2,353	$874.7k0.07%	0.07%	Reduced -184	-184 -7.2%
93	YUM BRANDS INC COM YUM	YUM	5,574	$866.6k0.07%	0.07%	Added +6	+6 0.1%
94	DEERE & CO COM DE	DE	1,531	$862.6k0.07%	0.07%	Reduced -150	-150 -8.9%
95	PEPSICO INC COM PEP	PEP	5,412	$840.5k0.07%	0.07%	Reduced -2	-2 -0.0%
96	CHEVRON CORP NEW COM CVX	CVX	4,040	$836.0k0.06%	0.06%	Added +102	+102 2.6%
97	MCDONALDS CORP COM MCD	MCD	2,633	$818.4k0.06%	0.06%	Reduced -36	-36 -1.4%
98	VISA INC COM CL A V	V	2,610	$788.8k0.06%	0.06%	Reduced -74	-74 -2.8%
99	INTEL CORP COM INTC	INTC	17,649	$778.8k0.06%	0.06%	Reduced -4.0k	-4,005 -18.5%
100	VANGUARD WORLD FD INF TECH ETF VGT	VGT	1,090	$760.5k0.06%	0.06%	Reduced -297	-297 -21.4%

Sold out since Q4 2025

Security	Ticker	Shares held before	Value then
VANGUARD WORLD FD VIS	VIS	948	$282.9k948 shares
VANGUARD SCOTTSDALE FDS VCIT	VCIT	3,355	$281.0k3.4k shares
PFIZER INC PFE	PFE	10,926	$272.1k10.9k shares
AMERICAN EXPRESS CO AXP	AXP	734	$271.6k734 shares
AUTOMATIC DATA PROCESSING IN ADP	ADP	990	$254.7k990 shares
3M CO MMM	MMM	1,538	$246.3k1.5k shares
FIDELITY COVINGTON TRUST FTEC	FTEC	946	$212.6k946 shares
ISHARES GOLD TR IAU	IAU	2,583	$209.7k2.6k shares
GENERAL MLS INC GIS	GIS	4,464	$207.6k4.5k shares
TORONTO DOMINION BK ONT TD	TD	2,148	$202.4k2.1k shares