PRUDENT INVESTORS NETWORK, INC.

LAKE FOREST, CA · CIK 1766005 · 13F filing filed 2025-08-14

SEC-registered investment adviser since 2014 · corporation

Assets managed$515.8m
Staff8 · 3 in investment roles
Main clients (by assets)High net worth individuals 66%, Individuals 34%
Form ADV · 2026-04-30SEC adviser record

$370.7m reported value +5.6% vs Q1 2025

59positions

71.8%in top 10

7 new 20 added 20 reduced 10 sold out vs Q1 2025

Holdings, Q2 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	FIDELITY MERRIMACK STR TR TOTAL BD ETF FBND	FBND	948,805	$43.4m11.71%	11.71%	Added +40.6k	+40,603 4.5%
2	GLOBAL X FDS X EMERGING MKT EMBD	EMBD	1,634,904	$38.1m10.29%	10.29%	Added +26.3k	+26,292 1.6%
3	ISHARES TR CORE INTL AGGR IAGG	IAGG	618,366	$31.6m8.52%	8.52%	Added +16.3k	+16,305 2.7%
4	ISHARES TR 7-10 YR TRSY BD IEF	IEF	326,226	$31.2m8.43%	8.43%	Added +7.0k	+7,031 2.2%
5	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	476,954	$25.0m6.74%	6.74%	Added +3.6k	+3,575 0.8%
6	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	42,126	$23.2m6.27%	6.27%	Reduced -164	-164 -0.4%
7	VANGUARD INDEX FDS MID CAP ETF VO	VO	77,723	$21.7m5.87%	5.87%	Added +723	+723 0.9%
8	ISHARES TR CORE MSCI INTL IDEV	IDEV	250,371	$19.0m5.14%	5.14%	Added +4.1k	+4,086 1.7%
9	ISHARES TR MSCI USA MMENTM MTUM	MTUM	72,830	$17.5m4.72%	4.72%	Added +414	+414 0.6%
10	PACER FDS TR US CASH COWS 100 COWZ	COWZ	279,587	$15.4m4.16%	4.16%	Added +14.8k	+14,784 5.6%
11	SELECT SECTOR SPDR TR ENERGY XLE	XLE	165,081	$14.0m3.78%	3.78%	Added +3.2k	+3,161 1.9%
12	MICROSOFT CORP COM MSFT	MSFT	20,847	$10.4m2.80%	2.80%	Reduced -743	-743 -3.4%
13	SELECT SECTOR SPDR TR SBI HEALTHCARE XLV	XLV	75,973	$10.2m2.76%	2.76%	Added +582	+582 0.8%
14	AMAZON COM INC COM AMZN	AMZN	46,631	$10.2m2.76%	2.76%	Added +255	+255 0.6%
15	GLOBAL X FDS ARTIFICIAL ETF AIQ	AIQ	231,577	$10.1m2.73%	2.73%	Added +2.7k	+2,675 1.2%
16	ISHARES TR 0-3 MNTH TREASRY SGOV	SGOV	94,288	$9.5m2.56%	2.56%	Reduced -10.6k	-10,592 -10.1%
17	SELECT SECTOR SPDR TR SBI CONS STPLS XLP	XLP	113,716	$9.2m2.48%	2.48%	Added +264	+264 0.2%
18	SELECT SECTOR SPDR TR SBI INT-UTILS XLU	XLU	95,967	$7.8m2.11%	2.11%	Reduced -353	-353 -0.4%
19	PIMCO ETF TR ACTIVE BD ETF BOND	BOND	42,557	$3.9m1.06%	1.06%	Reduced -6.1k	-6,143 -12.6%
20	APPLE INC COM AAPL	AAPL	11,607	$2.4m0.64%	0.64%	Added +107	+107 0.9%
21	ISHARES TR JPMORGAN USD EMG EMB	EMB	18,645	$1.7m0.47%	0.47%	Added +7.5k	+7,538 67.9%
22	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	1,614	$784.0k0.21%	0.21%	Reduced -3	-3 -0.2%
23	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	25,604	$747.9k0.20%	0.20%	Unchanged
24	NORFOLK SOUTHN CORP COM NSC	NSC	2,890	$739.8k0.20%	0.20%	New
25	PALO ALTO NETWORKS INC COM PANW	PANW	3,612	$739.2k0.20%	0.20%	Added +12	+12 0.3%
26	ELI LILLY & CO COM LLY	LLY	872	$679.8k0.18%	0.18%	Reduced -13	-13 -1.5%
27	ISHARES TR U.S. TECH ETF IYW	IYW	3,751	$649.9k0.18%	0.18%	Unchanged
28	ABBVIE INC COM ABBV	ABBV	3,445	$639.5k0.17%	0.17%	Reduced -35	-35 -1.0%
29	EXXON MOBIL CORP COM XOM	XOM	5,111	$551.0k0.15%	0.15%	Reduced -1.6k	-1,588 -23.7%
30	COSTCO WHSL CORP NEW COM COST	COST	545	$539.1k0.15%	0.15%	Reduced -1.2k	-1,250 -69.6%
31	ISHARES TR CORE S&P US VLU IUSV	IUSV	5,577	$527.8k0.14%	0.14%	Unchanged
32	NVIDIA CORPORATION COM NVDA	NVDA	3,319	$524.4k0.14%	0.14%	Reduced -236	-236 -6.6%
33	VISA INC COM CL A V	V	1,385	$491.7k0.13%	0.13%	Reduced -48	-48 -3.4%
34	ABBOTT LABS COM ABT	ABT	3,458	$470.3k0.13%	0.13%	Unchanged
35	JPMORGAN CHASE & CO COM JPM	JPM	1,562	$452.8k0.12%	0.12%	Reduced -10	-10 -0.6%
36	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	15,518	$429.4k0.12%	0.12%	Unchanged
37	INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP IFLN	IFLN	18,523	$341.9k0.09%	0.09%	Reduced -2.5k	-2,479 -11.8%
38	VANGUARD WORLD FD HEALTH CAR ETF VHT	VHT	1,375	$341.5k0.09%	0.09%	Added +113	+113 8.9%
39	ASML HOLDING N V N Y REGISTRY SHS ASML	ASML	414	$331.8k0.09%	0.09%	Added +4	+4 1.0%
40	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	1,448	$328.0k0.09%	0.09%	Reduced -532	-532 -26.9%
41	ISHARES TR INTRM GOV CR ETF GVI	GVI	2,896	$309.3k0.08%	0.08%	Unchanged
42	ISHARES TR US TREAS BD ETF GOVT	GOVT	13,431	$308.6k0.08%	0.08%	Reduced -1.8k	-1,775 -11.7%
43	ISHARES TR U.S. FINLS ETF IYF	IYF	2,452	$296.7k0.08%	0.08%	Unchanged
44	ALPHABET INC CAP STK CL C GOOG	GOOG	1,538	$272.8k0.07%	0.07%	Added +50	+50 3.4%
45	INTUITIVE SURGICAL INC COM NEW ISRG	ISRG	468	$254.3k0.07%	0.07%	Reduced -31	-31 -6.2%
46	NETFLIX INC COM NFLX	NFLX	185	$247.7k0.07%	0.07%	New
47	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	10,822	$239.2k0.06%	0.06%	Unchanged
48	ISHARES TR CORE S&P TTL STK ITOT	ITOT	1,768	$238.8k0.06%	0.06%	Unchanged
49	WALMART INC COM WMT	WMT	2,393	$234.0k0.06%	0.06%	Reduced -113	-113 -4.5%
50	WABTEC COM WAB	WAB	1,068	$223.6k0.06%	0.06%	New
51	META PLATFORMS INC CL A META	META	302	$222.9k0.06%	0.06%	New
52	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	1,353	$222.5k0.06%	0.06%	Unchanged
53	ENSIGN GROUP INC COM ENSG	ENSG	1,428	$220.3k0.06%	0.06%	New
54	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	8,610	$217.8k0.06%	0.06%	Reduced -7.6k	-7,557 -46.7%
55	SPDR GOLD TR GOLD SHS GLD	GLD	707	$215.5k0.06%	0.06%	Unchanged
56	WEC ENERGY GROUP INC COM WEC	WEC	2,040	$212.6k0.06%	0.06%	Unchanged
57	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	1,075	$209.6k0.06%	0.06%	Reduced -553	-553 -34.0%
58	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	6,754	$203.6k0.05%	0.05%	New
59	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	329	$203.3k0.05%	0.05%	New

Sold out since Q1 2025

Security	Ticker	Shares held before	Value then
LOCKHEED MARTIN CORP LMT	LMT	1,709	$763.4k1.7k shares
CONSOLIDATED EDISON INC ED	ED	2,404	$265.9k2.4k shares
GOLDMAN SACHS GROUP INC GS	GS	455	$248.6k455 shares
UNITEDHEALTH GROUP INC UNH	UNH	461	$241.4k461 shares
AMERICAN EXPRESS CO AXP	AXP	773	$208.0k773 shares
MARSH & MCLENNAN COS INC MRSH	MRSH	851	$207.7k851 shares
HECLA MNG CO HL	HL	13,793	$76.7k13.8k shares
NICE LTD NICEIT 0 09.15.25	NICEIT 0 09.15.25	12,000	$11.7k12.0k shares
CHEESECAKE FACTORY INC CAKE 0.375 06.15.26	CAKE 0.375 06.15.26	11,000	$10.7k11.0k shares
CABLE ONE INC CABO 1.125 03.15.28	CABO 1.125 03.15.28	10,000	$7.9k10.0k shares