Sage Financial Management Group, Inc.

MCLEAN, VA · CIK 1762086 · 13F filing filed 2026-07-24

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyMc Lean, VA

$364.0m reported value +11.9% vs Q1 2026

61positions

73.2%in top 10

5 new 20 added 18 reduced 1 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR CORE S&P500 ETF IVV	IVV	73,702	$55.2m15.16%	15.16%	Reduced -987	-987 -1.3%
2	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	711,661	$54.6m15.00%	15.00%	Added +41.2k	+41,167 6.1%
3	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	445,596	$37.3m10.25%	10.25%	Added +4.5k	+4,471 1.0%
4	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	418,585	$32.6m8.96%	8.96%	Added +40.9k	+40,900 10.8%
5	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	950,604	$28.0m7.69%	7.69%	Reduced -2.2k	-2,224 -0.2%
6	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	116,088	$13.8m3.80%	3.80%	Reduced -1.3k	-1,298 -1.1%
7	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	146,637	$11.6m3.18%	3.18%	Added +8.2k	+8,238 6.0%
8	ISHARES TR CORE S&P MCP ETF IJH	IJH	148,731	$11.5m3.15%	3.15%	Added +719	+719 0.5%
9	ISHARES TR MSCI EAFE ETF EFA	EFA	106,104	$11.0m3.03%	3.03%	Reduced -1.1k	-1,070 -1.0%
10	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	388,571	$10.8m2.96%	2.96%	Reduced -571	-571 -0.1%
11	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	306,195	$10.4m2.85%	2.85%	Reduced -342	-342 -0.1%
12	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	65,086	$10.3m2.83%	2.83%	Added +460	+460 0.7%
13	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	303,678	$9.6m2.65%	2.65%	Added +7.7k	+7,723 2.6%
14	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	13,461	$9.2m2.54%	2.54%	Reduced -481	-481 -3.5%
15	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	21,357	$7.3m2.02%	2.02%	Reduced -1.3k	-1,264 -5.6%
16	VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF VSS	VSS	42,746	$6.6m1.81%	1.81%	Added +1.2k	+1,155 2.8%
17	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	134,951	$5.0m1.37%	1.37%	Reduced -814	-814 -0.6%
18	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	77,768	$4.5m1.23%	1.23%	Added +1.2k	+1,233 1.6%
19	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	79,042	$2.9m0.78%	0.78%	Added +290	+290 0.4%
20	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	3,981	$2.8m0.77%	0.77%	Reduced -122	-122 -3.0%
21	ISHARES TR CORE S&P SCP ETF IJR	IJR	18,034	$2.7m0.73%	0.73%	Reduced -125	-125 -0.7%
22	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	23,388	$2.0m0.55%	0.55%	Added +1.4k	+1,386 6.3%
23	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	41,147	$2.0m0.55%	0.55%	Added +8.0k	+8,045 24.3%
24	SHERWIN WILLIAMS CO COM SHW	SHW	4,676	$1.6m0.44%	0.44%	Unchanged
25	APPLE INC COM AAPL	AAPL	4,870	$1.4m0.39%	0.39%	Reduced -12	-12 -0.2%
26	SCHWAB STRATEGIC TR US AGGREGATE B SCHZ	SCHZ	57,189	$1.3m0.36%	0.36%	Added +5	+5 0.0%
27	ISHARES TR S&P 500 GRWT ETF IVW	IVW	9,474	$1.3m0.36%	0.36%	Added +817	+817 9.4%
28	ISHARES TR NATIONAL MUN ETF MUB	MUB	11,571	$1.2m0.34%	0.34%	Reduced -1.2k	-1,206 -9.4%
29	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	1,404	$1.0m0.29%	0.29%	Added +249	+249 21.6%
30	ALPHABET INC CAP STK CL C GOOG	GOOG	2,962	$1.0m0.29%	0.29%	Added +1.6k	+1,621 120.9%
31	ALPHABET INC CAP STK CL A GOOGL	GOOGL	2,462	$879.8k0.24%	0.24%	New
32	MICROSOFT CORP COM MSFT	MSFT	2,317	$864.3k0.24%	0.24%	Unchanged
33	ISHARES TR CORE S&P US GWT IUSG	IUSG	4,404	$828.3k0.23%	0.23%	Unchanged
34	JOHNSON & JOHNSON COM JNJ	JNJ	3,227	$819.6k0.23%	0.23%	Unchanged
35	VANGUARD INDEX FDS VALUE ETF VTV	VTV	3,302	$719.6k0.20%	0.20%	Unchanged
36	ISHARES TR MSCI EMG MKT ETF EEM	EEM	9,405	$643.4k0.18%	0.18%	Unchanged
37	UNION PAC CORP COM UNP	UNP	2,044	$556.0k0.15%	0.15%	Unchanged
38	ISHARES TR ESG MSCI USA ETF USXF	USXF	7,956	$552.5k0.15%	0.15%	Added +308	+308 4.0%
39	JPMORGAN CHASE & CO COM JPM	JPM	1,607	$526.0k0.14%	0.14%	Unchanged
40	ISHARES TR SHRT NAT MUN ETF SUB	SUB	4,738	$504.5k0.14%	0.14%	Added +112	+112 2.4%
41	ISHARES TR MSCI KLD400 SOC DSI	DSI	3,218	$458.2k0.13%	0.13%	Reduced -108	-108 -3.2%
42	VANGUARD INDEX FDS MID CAP ETF VO	VO	5,652	$455.4k0.13%	0.13%	Unchanged
43	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	1,530	$430.4k0.12%	0.12%	Reduced -40	-40 -2.5%
44	CHUBB LIMITED COM CB	CB	1,235	$420.8k0.12%	0.12%	Unchanged
45	AMAZON COM INC COM AMZN	AMZN	1,590	$379.0k0.10%	0.10%	Added +597	+597 60.1%
46	ISHARES TR RUS MID CAP ETF IWR	IWR	3,293	$363.3k0.10%	0.10%	Unchanged
47	ABBVIE INC COM ABBV	ABBV	1,393	$350.5k0.10%	0.10%	Unchanged
48	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	5,879	$342.2k0.09%	0.09%	Unchanged
49	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	1,406	$341.6k0.09%	0.09%	Reduced -9	-9 -0.6%
50	SCHWAB STRATEGIC TR FUNDAMENTAL US B FNDB	FNDB	10,605	$323.0k0.09%	0.09%	Unchanged
51	ISHARES TR S&P SML 600 GWT IJT	IJT	1,709	$305.2k0.08%	0.08%	Reduced -77	-77 -4.3%
52	ISHARES TR ESG EAFE ETF DMXF	DMXF	3,508	$296.8k0.08%	0.08%	Reduced -1.1k	-1,066 -23.3%
53	ISHARES TR ESG AWR MSCI USA ESGU	ESGU	1,595	$261.1k0.07%	0.07%	Added +161	+161 11.2%
54	ISHARES TR S&P 500 VAL ETF IVE	IVE	1,071	$243.2k0.07%	0.07%	Unchanged
55	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	656	$239.9k0.07%	0.07%	New
56	COCA COLA CO COM KO	KO	2,891	$235.0k0.06%	0.06%	Unchanged
57	SPDR GOLD TR GOLD SHS GLD	GLD	587	$216.2k0.06%	0.06%	Unchanged
58	MASTERCARD INCORPORATED CL A MA	MA	403	$207.0k0.06%	0.06%	Unchanged
59	SPDR SERIES TRUST PORTFOLIO S&P500 SPYM	SPYM	2,350	$206.5k0.06%	0.06%	New
60	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	2,851	$203.1k0.06%	0.06%	New
61	ISHARES TR RUS 1000 VAL ETF IWD	IWD	832	$201.7k0.06%	0.06%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
EXXON MOBIL CORP XOM	XOM	1,423	$241.4k1.4k shares