American Money Management, LLC

Rancho Santa Fe, CA · CIK 1600085 · 13F filing filed 2025-08-13

SEC-registered investment adviser since 2002 · limited liability company

Assets managed$844.0m
Staff13 · 11 in investment roles
Main clients (by assets)High net worth individuals 78%, Individuals 20%, Pension plans 1%
Websitedivorcefinancialconsulting.com
Form ADV · 2026-03-24SEC adviser record

$565.8m reported value +7.3% vs Q1 2025

148positions

38.4%in top 10

17 new 60 added 54 reduced 4 sold out vs Q1 2025

Holdings, Q2 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	609,532	$35.8m6.33%	6.33%	Added +43.8k	+43,769 7.7%
2	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	409,941	$32.6m5.76%	5.76%	Added +21.9k	+21,924 5.7%
3	MICROSOFT CORP COM MSFT	MSFT	59,664	$29.7m5.25%	5.25%	Reduced -72	-72 -0.1%
4	APPLE INC COM AAPL	AAPL	112,545	$23.1m4.08%	4.08%	Reduced -2.1k	-2,104 -1.8%
5	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	258,330	$20.0m3.53%	3.53%	Added +14.1k	+14,076 5.8%
6	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	346,125	$19.7m3.49%	3.49%	Added +2.3k	+2,280 0.7%
7	J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF JCPB	JCPB	409,638	$19.3m3.41%	3.41%	Added +13.9k	+13,916 3.5%
8	ISHARES TR 0-5 YR TIPS ETF STIP	STIP	126,493	$13.0m2.30%	2.30%	Added +1.8k	+1,836 1.5%
9	VISA INC COM CL A V	V	35,033	$12.4m2.20%	2.20%	Added +987	+987 2.9%
10	MASTERCARD INCORPORATED CL A MA	MA	20,999	$11.8m2.09%	2.09%	Added +359	+359 1.7%
11	JPMORGAN CHASE & CO COM JPM	JPM	39,656	$11.5m2.03%	2.03%	Reduced -236	-236 -0.6%
12	COSTCO WHSL CORP NEW COM COST	COST	11,371	$11.3m1.99%	1.99%	Reduced -466	-466 -3.9%
13	TEXAS PACIFIC LAND CORPORATI COM TPL	TPL	10,651	$11.3m1.99%	1.99%	Reduced -593	-593 -5.3%
14	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	455,693	$11.1m1.97%	1.97%	Added +2.4k	+2,368 0.5%
15	SPDR SER TR MSCI USA STRTGIC QUS	QUS	65,951	$10.8m1.90%	1.90%	Added +696	+696 1.1%
16	INTUIT COM INTU	INTU	13,380	$10.5m1.86%	1.86%	Reduced -141	-141 -1.0%
17	J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT JPEM	JPEM	185,973	$10.5m1.85%	1.85%	Reduced -3.0k	-2,999 -1.6%
18	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	33,085	$10.1m1.78%	1.78%	Reduced -17	-17 -0.1%
19	META PLATFORMS INC CL A META	META	13,059	$9.6m1.70%	1.70%	Added +736	+736 6.0%
20	PHILIP MORRIS INTL INC COM PM	PM	52,811	$9.6m1.70%	1.70%	Reduced -838	-838 -1.6%
21	GE AEROSPACE COM NEW GE	GE	35,775	$9.2m1.63%	1.63%	Added +1.1k	+1,147 3.3%
22	HOME DEPOT INC COM HD	HD	24,041	$8.8m1.56%	1.56%	Added +94	+94 0.4%
23	BROADRIDGE FINL SOLUTIONS IN COM BR	BR	35,638	$8.7m1.53%	1.53%	Added +1.7k	+1,735 5.1%
24	BLACKROCK INC COM BLK	BLK	7,585	$8.0m1.41%	1.41%	Added +27	+27 0.4%
25	ABBVIE INC COM ABBV	ABBV	40,871	$7.6m1.34%	1.34%	Reduced -24	-24 -0.1%
26	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	255,934	$7.2m1.27%	1.27%	Added +2.1k	+2,053 0.8%
27	ISHARES TR CORE S&P SCP ETF IJR	IJR	64,923	$7.1m1.25%	1.25%	Added +1.3k	+1,348 2.1%
28	ASML HOLDING N V N Y REGISTRY SHS ASML	ASML	8,713	$7.0m1.23%	1.23%	Added +156	+156 1.8%
29	NORTHROP GRUMMAN CORP COM NOC	NOC	13,164	$6.6m1.16%	1.16%	Reduced -4	-4 -0.0%
30	LOCKHEED MARTIN CORP COM LMT	LMT	13,720	$6.4m1.12%	1.12%	Reduced -409	-409 -2.9%
31	MARRIOTT INTL INC NEW CL A MAR	MAR	23,195	$6.3m1.12%	1.12%	Added +146	+146 0.6%
32	MCDONALDS CORP COM MCD	MCD	21,363	$6.2m1.10%	1.10%	Reduced -19	-19 -0.1%
33	PAYCHEX INC COM PAYX	PAYX	42,712	$6.2m1.10%	1.10%	Reduced -173	-173 -0.4%
34	UNION PAC CORP COM UNP	UNP	26,393	$6.1m1.07%	1.07%	Added +53	+53 0.2%
35	DOMINOS PIZZA INC COM DPZ	DPZ	13,408	$6.0m1.07%	1.07%	Added +924	+924 7.4%
36	SPDR SER TR S&P DIVID ETF SDY	SDY	43,870	$6.0m1.05%	1.05%	Added +1.1k	+1,077 2.5%
37	JOHNSON & JOHNSON COM JNJ	JNJ	38,494	$5.9m1.04%	1.04%	Added +667	+667 1.8%
38	INTERCONTINENTAL EXCHANGE IN COM ICE	ICE	31,622	$5.8m1.03%	1.03%	Added +1.7k	+1,660 5.5%
39	S&P GLOBAL INC COM SPGI	SPGI	10,580	$5.6m0.99%	0.99%	Added +4.6k	+4,623 77.6%
40	ALPHABET INC CAP STK CL A GOOGL	GOOGL	30,135	$5.3m0.94%	0.94%	Reduced -704	-704 -2.3%
41	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	20,873	$5.3m0.93%	0.93%	Added +1.1k	+1,106 5.6%
42	QUALCOMM INC COM QCOM	QCOM	32,892	$5.2m0.93%	0.93%	Added +6.0k	+5,999 22.3%
43	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	27,092	$5.0m0.88%	0.88%	Added +4.0k	+3,956 17.1%
44	AMAZON COM INC COM AMZN	AMZN	22,136	$4.9m0.86%	0.86%	Added +2.5k	+2,534 12.9%
45	NVIDIA CORPORATION COM NVDA	NVDA	26,218	$4.1m0.73%	0.73%	Added +1.4k	+1,434 5.8%
46	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	8,455	$4.1m0.73%	0.73%	Reduced -358	-358 -4.1%
47	SPDR SERIES TRUST PRTFLO S&P500 VL SPYV	SPYV	74,235	$3.9m0.69%	0.69%	Reduced -1.1k	-1,102 -1.5%
48	ELI LILLY & CO COM LLY	LLY	4,772	$3.7m0.66%	0.66%	Added +2	+2 0.0%
49	PEPSICO INC COM PEP	PEP	27,590	$3.6m0.64%	0.64%	Added +485	+485 1.8%
50	ISHARES TR INTL SEL DIV ETF IDV	IDV	99,520	$3.4m0.61%	0.61%	Added +2.5k	+2,543 2.6%
51	ALPHABET INC CAP STK CL C GOOG	GOOG	18,194	$3.2m0.57%	0.57%	Added +9.0k	+8,971 97.3%
52	WELLS FARGO CO NEW COM WFC	WFC	36,576	$2.9m0.52%	0.52%	Reduced -130	-130 -0.3%
53	VANGUARD INDEX FDS MID CAP ETF VO	VO	10,278	$2.9m0.51%	0.51%	Reduced -8	-8 -0.1%
54	CHENIERE ENERGY INC COM NEW LNG	LNG	9,951	$2.4m0.43%	0.43%	Reduced -375	-375 -3.6%
55	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	4,064	$2.2m0.40%	0.40%	Reduced -89	-89 -2.1%
56	NXP SEMICONDUCTORS N V COM NXPI	NXPI	9,446	$2.1m0.36%	0.36%	Reduced -281	-281 -2.9%
57	APPLIED MATLS INC COM AMAT	AMAT	10,540	$1.9m0.34%	0.34%	Added +372	+372 3.7%
58	TEXAS INSTRS INC COM TXN	TXN	7,393	$1.5m0.27%	0.27%	Reduced -362	-362 -4.7%
59	ISHARES TR 0-5YR INVT GR CP SLQD	SLQD	29,748	$1.5m0.27%	0.27%	Reduced -7.5k	-7,527 -20.2%
60	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	3,962	$1.1m0.20%	0.20%	Unchanged
61	PALO ALTO NETWORKS INC COM PANW	PANW	5,470	$1.1m0.20%	0.20%	Added +60	+60 1.1%
62	ULTA BEAUTY INC COM ULTA	ULTA	2,316	$1.1m0.19%	0.19%	Added +124	+124 5.7%
63	VANGUARD SCOTTSDALE FDS VNG RUS1000GRW VONG	VONG	9,876	$1.1m0.19%	0.19%	Reduced -957	-957 -8.8%
64	CAPITAL ONE FINL CORP COM COF	COF	4,725	$1.0m0.18%	0.18%	New
65	NORFOLK SOUTHN CORP COM NSC	NSC	3,739	$957.1k0.17%	0.17%	Unchanged
66	SCHWAB CHARLES CORP COM SCHW	SCHW	10,014	$913.7k0.16%	0.16%	Reduced -551	-551 -5.2%
67	VANGUARD INDEX FDS SMALL CP ETF VB	VB	3,695	$875.6k0.15%	0.15%	Reduced -7	-7 -0.2%
68	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	1,526	$864.4k0.15%	0.15%	Reduced -8	-8 -0.5%
69	CISCO SYS INC COM CSCO	CSCO	12,441	$863.2k0.15%	0.15%	Added +209	+209 1.7%
70	UNITEDHEALTH GROUP INC COM UNH	UNH	2,734	$852.9k0.15%	0.15%	Added +345	+345 14.4%
71	BROADCOM INC COM AVGO	AVGO	2,983	$822.2k0.15%	0.15%	Added +445	+445 17.5%
72	VANGUARD INDEX FDS VALUE ETF VTV	VTV	4,423	$781.8k0.14%	0.14%	Reduced -21	-21 -0.5%
73	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	1,351	$767.3k0.14%	0.14%	Added +86	+86 6.8%
74	BANK AMERICA CORP COM BAC	BAC	16,112	$762.4k0.13%	0.13%	Added +95	+95 0.6%
75	SPDR SERIES TRUST PORTFOLIO S&P500 SPYM	SPYM	10,480	$761.8k0.13%	0.13%	Reduced -223	-223 -2.1%
76	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	3,803	$741.5k0.13%	0.13%	Reduced -139	-139 -3.5%
77	STARBUCKS CORP COM SBUX	SBUX	8,020	$734.9k0.13%	0.13%	Reduced -44.3k	-44,313 -84.7%
78	BERKSHIRE HATHAWAY INC DEL CL A BRK.A	BRK.A	1	$728.8k0.13%	0.13%	Unchanged
79	ORACLE CORP COM ORCL	ORCL	3,236	$707.5k0.13%	0.13%	Added +292	+292 9.9%
80	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	5,423	$697.0k0.12%	0.12%	Unchanged
81	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	1,087	$671.6k0.12%	0.12%	Reduced -9	-9 -0.8%
82	UBER TECHNOLOGIES INC COM UBER	UBER	7,177	$669.6k0.12%	0.12%	New
83	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	3,125	$639.6k0.11%	0.11%	Unchanged
84	ISHARES TR CORE S&P MCP ETF IJH	IJH	10,244	$635.4k0.11%	0.11%	Added +13	+13 0.1%
85	CADENCE DESIGN SYSTEM INC COM CDNS	CDNS	2,043	$629.5k0.11%	0.11%	New
86	ISHARES TR RUS 1000 GRW ETF IWF	IWF	1,481	$628.9k0.11%	0.11%	Reduced -41	-41 -2.7%
87	J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM JEPI	JEPI	10,368	$589.4k0.10%	0.10%	Reduced -502	-502 -4.6%
88	ETFS GOLD TR PHYSCL GOLD SHS SGOL	SGOL	18,458	$582.2k0.10%	0.10%	Added +200	+200 1.1%
89	AUTOMATIC DATA PROCESSING IN COM ADP	ADP	1,846	$569.3k0.10%	0.10%	Added +125	+125 7.3%
90	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	3,338	$549.0k0.10%	0.10%	Unchanged
91	VANGUARD WORLD FD HEALTH CAR ETF VHT	VHT	2,135	$530.2k0.09%	0.09%	Unchanged
92	TARGET CORP COM TGT	TGT	5,244	$517.4k0.09%	0.09%	Added +41	+41 0.8%
93	ISHARES TR IBONDS DEC25 ETF IBDQ	IBDQ	19,269	$485.2k0.09%	0.09%	Added +30	+30 0.2%
94	YUM BRANDS INC COM YUM	YUM	3,245	$480.8k0.08%	0.08%	Reduced -8	-8 -0.2%
95	EXXON MOBIL CORP COM XOM	XOM	4,337	$467.5k0.08%	0.08%	Reduced -122	-122 -2.7%
96	DISNEY WALT CO COM DIS	DIS	3,767	$467.2k0.08%	0.08%	Added +10	+10 0.3%
97	CATERPILLAR INC COM CAT	CAT	1,173	$455.5k0.08%	0.08%	Reduced -64	-64 -5.2%
98	HONEYWELL INTL INC COM COM		1,948	$453.6k0.08%	0.08%	Unchanged
99	ISHARES TR IBONDS DEC 2031 IBDW	IBDW	21,001	$441.9k0.08%	0.08%	New
100	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	1,945	$440.5k0.08%	0.08%	Reduced -760	-760 -28.1%

Sold out since Q1 2025

Security	Ticker	Shares held before	Value then
THERMO FISHER SCIENTIFIC INC TMO	TMO	3,457	$1.7m3.5k shares
DISCOVER FINL SVCS DFS	DFS	4,926	$840.9k4.9k shares
MERCK & CO INC MRK	MRK	2,542	$228.1k2.5k shares
ISHARES TR DGRO	DGRO	3,419	$211.2k3.4k shares