VALLEY FORGE INVESTMENT CONSULTANTS INC ADV

AUDUBON, PA · CIK 920655 · 13F filing filed 2026-08-07

SEC-registered investment adviser since 2016 · corporation

Assets managed$3.5bn
Staff16 · 11 in investment roles
Main clients (by assets)Pension plans 71%, High net worth individuals 27%, Individuals 1%
Form ADV · 2026-03-30SEC adviser record

Kindinstitutions
Others nearbyNorristown, PA

$388.3m reported value +16.4% vs Q1 2026

86positions

81.5%in top 10

7 new 31 added 18 reduced 4 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR CORE S&P500 ETF IVV	IVV	188,749	$141.4m36.40%	36.40%	Added +5.9k	+5,922 3.2%
2	ISHARES TR CORE MSCI EAFE IEFA	IEFA	564,841	$54.6m14.05%	14.05%	Added +30.9k	+30,901 5.8%
3	ISHARES TR CORE S&P MCP ETF IJH	IJH	350,159	$27.0m6.95%	6.95%	Added +9.7k	+9,743 2.9%
4	ISHARES TR CORE S&P SCP ETF IJR	IJR	178,556	$26.5m6.82%	6.82%	Added +4.5k	+4,517 2.6%
5	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	879,414	$25.9m6.67%	6.67%	Added +11.0k	+11,009 1.3%
6	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	285,914	$10.5m2.71%	2.71%	Reduced -4.2k	-4,185 -1.4%
7	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	324,549	$9.4m2.42%	2.42%	Added +512	+512 0.2%
8	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	332,069	$9.2m2.37%	2.37%	Added +12.9k	+12,931 4.0%
9	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	192,486	$7.0m1.79%	1.79%	Reduced -3.3k	-3,310 -1.7%
10	ISHARES TR CORE US AGGBD ET AGG	AGG	51,548	$5.1m1.31%	1.31%	Added +20.5k	+20,498 66.0%
11	ISHARES TR RUS 1000 GRW ETF IWF	IWF	38,153	$4.7m1.22%	1.22%	Reduced -95	-95 -0.2%
12	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	144,318	$4.6m1.18%	1.18%	Reduced -3.0k	-2,964 -2.0%
13	BERKSHIRE HATHAWAY INC DEL CL A BRK.A	BRK.A	5	$3.7m0.96%	0.96%	Unchanged
14	ISHARES TR CORE S&P US VLU IUSV	IUSV	33,901	$3.7m0.96%	0.96%	Added +137	+137 0.4%
15	ISHARES TR CORE S&P US GWT IUSG	IUSG	16,875	$3.2m0.82%	0.82%	Reduced -1.0k	-1,040 -5.8%
16	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	76,804	$2.7m0.69%	0.69%	Reduced -359	-359 -0.5%
17	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	77,903	$2.6m0.68%	0.68%	Added +3.8k	+3,826 5.2%
18	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	9,197	$2.2m0.56%	0.56%	Added +30	+30 0.3%
19	VANGUARD INDEX FDS SMALL CP ETF VB	VB	7,128	$2.2m0.56%	0.56%	Reduced -82	-82 -1.1%
20	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	2,939	$2.0m0.52%	0.52%	Added +9	+9 0.3%
21	ALPHABET INC CAP STK CL A GOOGL	GOOGL	5,356	$1.9m0.49%	0.49%	Reduced -100	-100 -1.8%
22	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	39,579	$1.8m0.45%	0.45%	Unchanged
23	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	26,938	$1.6m0.41%	0.41%	Added +27	+27 0.1%
24	APPLE INC COM AAPL	AAPL	5,262	$1.5m0.39%	0.39%	Reduced -371	-371 -6.6%
25	ISHARES TR MSCI EAFE MIN VL EFAV	EFAV	16,860	$1.5m0.38%	0.38%	Added +1.2k	+1,174 7.5%
26	ISHARES TR BLACKROCK ULTRA ICSH	ICSH	26,684	$1.3m0.35%	0.35%	New
27	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	8,262	$1.3m0.34%	0.34%	Reduced -152	-152 -1.8%
28	ISHARES INC CORE MSCI EMKT IEMG	IEMG	15,154	$1.3m0.32%	0.32%	Added +81	+81 0.5%
29	SCHWAB STRATEGIC TR US AGGREGATE B SCHZ	SCHZ	54,272	$1.3m0.32%	0.32%	Added +8.4k	+8,417 18.4%
30	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	3,628	$1.2m0.32%	0.32%	Added +11	+11 0.3%
31	ALPHABET INC CAP STK CL C GOOG	GOOG	3,278	$1.2m0.30%	0.30%	Added +1	+1 0.0%
32	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	2,939	$1.1m0.28%	0.28%	Unchanged
33	VANGUARD INDEX FDS VALUE ETF VTV	VTV	4,372	$952.8k0.25%	0.25%	Added +20	+20 0.5%
34	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	18,814	$951.6k0.25%	0.25%	Reduced -4.0k	-4,045 -17.7%
35	VANGUARD INDEX FDS MCAP GR IDXVIP VOT	VOT	2,725	$834.6k0.21%	0.21%	Added +3	+3 0.1%
36	NVIDIA CORPORATION COM NVDA	NVDA	3,832	$766.7k0.20%	0.20%	Reduced -208	-208 -5.2%
37	ISHARES TR MSCI USA MIN VOL USMV	USMV	7,256	$700.0k0.18%	0.18%	Unchanged
38	VANGUARD INDEX FDS MID CAP ETF VO	VO	8,541	$688.2k0.18%	0.18%	Reduced -7	-7 -0.1%
39	ISHARES TR RUS MID CAP ETF IWR	IWR	6,191	$682.9k0.18%	0.18%	Unchanged
40	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	913	$681.6k0.18%	0.18%	Added +1	+1 0.1%
41	CHUBB LIMITED COM CB	CB	2,000	$681.5k0.18%	0.18%	Unchanged
42	HERSHEY CO COM HSY	HSY	3,850	$675.5k0.17%	0.17%	Unchanged
43	ARS PHARMACEUTICALS INC COM SPRY	SPRY	83,225	$666.6k0.17%	0.17%	Unchanged
44	VANGUARD INDEX FDS MCAP VL IDXVIP VOE	VOE	3,254	$643.0k0.17%	0.17%	Added +12	+12 0.4%
45	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	7,421	$639.2k0.16%	0.16%	Reduced -1	-1 -0.0%
46	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	15,120	$623.7k0.16%	0.16%	Added +1.3k	+1,336 9.7%
47	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	845	$622.3k0.16%	0.16%	Unchanged
48	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	17,061	$618.6k0.16%	0.16%	Added +5.9k	+5,910 53.0%
49	DIMENSIONAL ETF TRUST WORLD EX US CORE DFAX	DFAX	16,086	$592.6k0.15%	0.15%	Unchanged
50	AMAZON COM INC COM AMZN	AMZN	2,415	$575.7k0.15%	0.15%	Reduced -118	-118 -4.7%
51	ISHARES TR RUS 2000 VAL ETF IWN	IWN	2,249	$497.6k0.13%	0.13%	Unchanged
52	MICROSOFT CORP COM MSFT	MSFT	1,260	$470.0k0.12%	0.12%	Added +83	+83 7.0%
53	BANCORP INC DEL COM TBBK	TBBK	7,041	$441.0k0.11%	0.11%	Unchanged
54	LAM RESEARCH CORP COM NEW LRCX	LRCX	1,000	$433.3k0.11%	0.11%	Unchanged
55	ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET GLTR	GLTR	2,349	$425.5k0.11%	0.11%	Unchanged
56	ISHARES TR RUSSELL 2000 ETF IWM	IWM	1,405	$422.1k0.11%	0.11%	Unchanged
57	CORNING INC COM GLW	GLW	1,591	$406.4k0.10%	0.10%	Unchanged
58	PAYCHEX INC COM PAYX	PAYX	4,100	$403.2k0.10%	0.10%	Unchanged
59	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	2,535	$397.9k0.10%	0.10%	Added +1	+1 0.0%
60	SPDR SERIES TRUST S&P 600 SMCP GRW SLYG	SLYG	3,300	$393.1k0.10%	0.10%	Added +4	+4 0.1%
61	ISHARES TR RUS 1000 ETF IWB	IWB	903	$369.8k0.10%	0.10%	Unchanged
62	ISHARES TR CORE S&P TTL STK ITOT	ITOT	2,152	$353.5k0.09%	0.09%	New
63	ISHARES TR SP SMCP600VL ETF IJS	IJS	2,498	$341.5k0.09%	0.09%	Unchanged
64	ISHARES TR IBDS DEC28 ETF IBDT	IBDT	13,247	$334.5k0.09%	0.09%	Unchanged
65	ISHARES TR IBONDS 27 ETF IBDS	IBDS	13,765	$333.4k0.09%	0.09%	Unchanged
66	ISHARES TR IBONDS DEC2026 IBDR	IBDR	13,672	$331.3k0.09%	0.09%	Unchanged
67	CATERPILLAR INC COM CAT	CAT	303	$323.0k0.08%	0.08%	Unchanged
68	SCHWAB STRATEGIC TR SHT TM US TRES SCHO	SCHO	13,163	$317.7k0.08%	0.08%	Added +1.2k	+1,187 9.9%
69	LOCKHEED MARTIN CORP COM LMT	LMT	621	$316.5k0.08%	0.08%	Added +2	+2 0.3%
70	ISHARES TR MSCI INTL QUALTY IQLT	IQLT	5,588	$276.9k0.07%	0.07%	Unchanged
71	ELI LILLY & CO COM LLY	LLY	223	$267.8k0.07%	0.07%	Unchanged
72	VANGUARD WHITEHALL FDS INTL DVD ETF VIGI	VIGI	2,826	$263.9k0.07%	0.07%	Unchanged
73	GLOBAL X FDS GLB X MLP ENRG I MLPX	MLPX	3,342	$246.2k0.06%	0.06%	Unchanged
74	META PLATFORMS INC CL A META	META	430	$242.1k0.06%	0.06%	Reduced -4	-4 -0.9%
75	TESLA INC COM TSLA	TSLA	576	$242.1k0.06%	0.06%	Reduced -3	-3 -0.5%
76	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	594	$219.9k0.06%	0.06%	New
77	PHILIP MORRIS INTL INC COM PM	PM	1,200	$217.1k0.06%	0.06%	New
78	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	2,602	$215.1k0.06%	0.06%	Added +31	+31 1.2%
79	ABRDN ETFS BBRG ALL COMD K1 BCI	BCI	9,560	$213.6k0.06%	0.06%	Unchanged
80	VULCAN MATLS CO COM VMC	VMC	714	$210.5k0.05%	0.05%	New
81	VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT	VGIT	3,540	$208.8k0.05%	0.05%	Added +34	+34 1.0%
82	ISHARES SILVER TR ISHARES SLV	SLV	3,840	$205.3k0.05%	0.05%	Unchanged
83	JPMORGAN CHASE & CO COM JPM	JPM	619	$202.6k0.05%	0.05%	New
84	DULUTH HLDGS INC COM CL B DLTH	DLTH	13,555	$60.7k0.02%	0.02%	Unchanged
85	INNVENTURE INC COM INV	INV	10,000	$50.7k0.01%	0.01%	New
86	NERVGEN PHARMA CORP COM NGEN	NGEN	10,000	$20.6k0.01%	0.01%	Reduced -67.7k	-67,698 -87.1%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
SCHWAB STRATEGIC TR SCHP	SCHP	76,286	$2.0m76.3k shares
ISHARES GOLD TR IAU	IAU	3,776	$332.9k3.8k shares
SPDR SER TR MDYG	MDYG	2,524	$242.2k2.5k shares
WELLGISTICS HEALTH INC		22,988	$2.2k23.0k shares