Financial Management, Inc.

LITTLE ROCK, AR · CIK 2143070 · 13F filing filed 2026-08-12

SEC-registered investment adviser since 2022 · corporation

Assets managed$224.5m
Staff6 · 5 in investment roles
Main clients (by assets)Pension plans 41%, High net worth individuals 29%, Individuals 14%
Websitefmioffice.com
Form ADV · 2026-04-24SEC adviser record

Kindinstitutions
Others nearbyLittle Rock, AR

$122.0m reported value +14.6% vs Q1 2026

46positions

68.6%in top 10

7 new 30 added 6 reduced 0 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR CORE MSCI INTL IDEV	IDEV	129,318	$11.5m9.44%	9.44%	Added +9.4k	+9,448 7.9%
2	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	15,224	$11.2m9.19%	9.19%	Added +85	+85 0.6%
3	ISHARES TR MSCI INTL QUALTY IQLT	IQLT	207,017	$10.3m8.41%	8.41%	Added +5.8k	+5,804 2.9%
4	FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT FLQM	FLQM	158,281	$9.2m7.51%	7.51%	Added +3.7k	+3,665 2.4%
5	SPDR SER TR PORTFOLIO SHORT SPSB	SPSB	287,059	$8.6m7.06%	7.06%	Added +5.8k	+5,783 2.1%
6	INVESCO EXCHANGE TRADED FD T S&P500 QUALITY SPHQ	SPHQ	86,291	$7.8m6.37%	6.37%	Added +2.6k	+2,594 3.1%
7	INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY XMHQ	XMHQ	60,827	$6.9m5.63%	5.63%	Added +855	+855 1.4%
8	SPDR SER TR BLOOMBERG SHT TE SJNK	SJNK	271,280	$6.8m5.57%	5.57%	Added +38.7k	+38,708 16.6%
9	FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP FYC	FYC	48,568	$6.2m5.07%	5.07%	Added +516	+516 1.1%
10	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	102,287	$5.3m4.34%	4.34%	Added +7.2k	+7,234 7.6%
11	SCHWAB STRATEGIC TR US TIPS ETF SCHP	SCHP	167,507	$4.4m3.64%	3.64%	Added +10.1k	+10,119 6.4%
12	ISHARES TR CRE U S REIT ETF USRT	USRT	58,046	$3.9m3.16%	3.16%	Added +4.3k	+4,304 8.0%
13	ISHARES TR ISHS 5-10YR INVT IGIB	IGIB	66,386	$3.5m2.89%	2.89%	Added +2.8k	+2,762 4.3%
14	WALMART INC COM WMT	WMT	22,416	$2.5m2.08%	2.08%	Reduced -797	-797 -3.4%
15	ISHARES TR RESIDENTIAL MULT REZ	REZ	23,904	$2.3m1.86%	1.86%	Added +557	+557 2.4%
16	JANUS DETROIT STR TR HENDERSON MTG JMBS	JMBS	49,017	$2.2m1.81%	1.81%	Added +2.6k	+2,564 5.5%
17	NVIDIA CORPORATION COM NVDA	NVDA	10,337	$2.1m1.70%	1.70%	Added +13	+13 0.1%
18	FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF SDVY	SDVY	45,253	$2.0m1.60%	1.60%	Added +915	+915 2.1%
19	ALPHABET INC CAP STK CL A GOOGL	GOOGL	5,019	$1.8m1.47%	1.47%	Added +3	+3 0.1%
20	WASTE MGMT INC DEL COM WM	WM	7,661	$1.7m1.40%	1.40%	Reduced -173	-173 -2.2%
21	VANGUARD INDEX FDS MID CAP ETF VO	VO	17,879	$1.4m1.18%	1.18%	Added +51	+51 0.3%
22	APPLE INC COM AAPL	AAPL	4,761	$1.4m1.13%	1.13%	Reduced -627	-627 -11.6%
23	FIDELITY COVINGTON TRUST HIGH DIVID ETF FDVV	FDVV	12,717	$766.7k0.63%	0.63%	Added +108	+108 0.9%
24	VANGUARD INDEX FDS SMALL CP ETF VB	VB	2,360	$715.5k0.59%	0.59%	Added +7	+7 0.3%
25	FIRST TR EXCHANGE-TRADED FD WTR ETF FIW	FIW	5,959	$652.6k0.54%	0.54%	Added +11	+11 0.2%
26	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	18,115	$574.4k0.47%	0.47%	Added +142	+142 0.8%
27	EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF ROBO	ROBO	6,595	$564.9k0.46%	0.46%	Unchanged
28	VANECK ETF TRUST IG FLOATING RATE FLTR	FLTR	20,806	$532.8k0.44%	0.44%	Added +228	+228 1.1%
29	ISHARES TR US AER DEF ETF ITA	ITA	2,187	$530.2k0.43%	0.43%	Added +1	+1 0.1%
30	BANK OZK LITTLE ROCK ARK COM OZK	OZK	8,029	$418.3k0.34%	0.34%	Unchanged
31	COCA COLA CO COM KO	KO	4,648	$377.7k0.31%	0.31%	Reduced -300	-300 -6.1%
32	ISHARES TR U.S. MED DVC ETF IHI	IHI	7,468	$369.0k0.30%	0.30%	Added +12	+12 0.2%
33	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	10,633	$359.8k0.30%	0.30%	Added +572	+572 5.7%
34	INTEL CORP COM INTC	INTC	2,548	$355.7k0.29%	0.29%	New
35	MICROSOFT CORP COM MSFT	MSFT	856	$319.3k0.26%	0.26%	Added +2	+2 0.2%
36	AMAZON COM INC COM AMZN	AMZN	1,244	$296.5k0.24%	0.24%	Unchanged
37	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	3,380	$283.1k0.23%	0.23%	Added +15	+15 0.5%
38	ISHARES TR CORE S&P500 ETF IVV	IVV	359	$268.5k0.22%	0.22%	Reduced -12	-12 -3.2%
39	SCHWAB STRATEGIC TR FUNDAMENTAL US L FNDX	FNDX	8,396	$261.1k0.21%	0.21%	Added +32	+32 0.4%
40	VANGUARD WORLD FD INF TECH ETF VGT	VGT	1,928	$230.4k0.19%	0.19%	New
41	ISHARES TR S&P SML 600 GWT IJT	IJT	1,224	$218.7k0.18%	0.18%	New
42	CISCO SYS INC COM CSCO	CSCO	1,838	$215.9k0.18%	0.18%	New
43	INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF QQQM	QQQM	689	$208.6k0.17%	0.17%	New
44	JOHNSON & JOHNSON COM JNJ	JNJ	810	$205.7k0.17%	0.17%	Reduced -181	-181 -18.3%
45	ISHARES TR U S EQUITY FACTR LRGF	LRGF	2,691	$203.5k0.17%	0.17%	New
46	NEOS ETF TRUST NEOS S&P 500 HI SPYI	SPYI	3,819	$202.7k0.17%	0.17%	New