Vault-13

RETIREMITTEN FINANCIAL LLC

MILFORD, MI · CIK 2127635 · 13F filing filed 2026-05-14

SEC-registered investment adviser since 2024 · limited liability company

$206.8m reported value
184positions
90.1%in top 10
—no comparable previous quarter

Holdings, Q1 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#SecurityTickerShares Value% of portfolioChangeShares change
1 SPDR SERIES TRUST PORTFOLIO S&P500 SPYM SPYM 554,541 $42.4m20.52% 20.52% First filing
2 SPDR SER TR PORTFOLIO AGRGTE SPAB SPAB 1,141,710 $29.3m14.14% 14.14% First filing
3 VANGUARD WHITEHALL FDS HIGH DIV YLD VYM VYM 191,212 $28.3m13.69% 13.69% First filing
4 SPDR SERIES TRUST PRTFLO S&P500 GW SPYG SPYG 279,803 $27.4m13.25% 13.25% First filing
5 SPDR SERIES TRUST PORTFLI HIGH YLD SPHY SPHY 582,023 $13.6m6.56% 6.56% First filing
6 SPDR INDEX SHS FDS PORTFOLIO DEVLPD SPDW SPDW 292,243 $13.3m6.45% 6.45% First filing
7 ISHARES TR CORE LT USDB ETF ILTB ILTB 253,473 $12.4m6.00% 6.00% First filing
8 SPDR SERIES TRUST PORTFOLIO S&P400 SPMD SPMD 136,630 $8.1m3.91% 3.91% First filing
9 VANGUARD BD INDEX FDS SHORT TRM BOND BSV BSV 94,127 $7.4m3.57% 3.57% First filing
10 SPDR SER TR PORTFOLIO S&P600 SPSM SPSM 85,201 $4.1m1.99% 1.99% First filing
11 ISHARES TR CRE U S REIT ETF USRT USRT 67,297 $4.0m1.93% 1.93% First filing
12 SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM SPEM 62,988 $3.0m1.43% 1.43% First filing
13 ISHARES TR CORE S&P TTL STK ITOT ITOT 6,091 $867.5k0.42% 0.42% First filing
14 VANGUARD INDEX FDS GROWTH ETF VUG VUG 1,790 $781.9k0.38% 0.38% First filing
15 SPDR S&P 500 ETF TR TR UNIT SPY SPY 1,132 $736.2k0.36% 0.36% First filing
16 CATERPILLAR INC COM CAT CAT 829 $587.2k0.28% 0.28% First filing
17 ISHARES TR CORE S&P500 ETF IVV IVV 889 $580.7k0.28% 0.28% First filing
18 SCHWAB STRATEGIC TR US LRG CAP ETF SCHX SCHX 22,033 $564.9k0.27% 0.27% First filing
19 VANGUARD INDEX FDS MID CAP ETF VO VO 1,497 $430.0k0.21% 0.21% First filing
20 VANGUARD INDEX FDS TOTAL STK MKT VTI VTI 1,136 $364.4k0.18% 0.18% First filing
21 ISHARES TR CORE US AGGBD ET AGG AGG 3,509 $348.3k0.17% 0.17% First filing
22 VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT VCIT 4,063 $336.2k0.16% 0.16% First filing
23 CUMMINS INC COM CMI CMI 609 $327.7k0.16% 0.16% First filing
24 BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B BRK.B 605 $289.9k0.14% 0.14% First filing
25 XCEL ENERGY INC COM XEL XEL 3,590 $285.2k0.14% 0.14% First filing
26 INVESCO QQQ TR UNIT SER 1 QQQ QQQ 481 $277.6k0.13% 0.13% First filing
27 SCHWAB STRATEGIC TR INTL EQTY ETF SCHF SCHF 10,312 $255.2k0.12% 0.12% First filing
28 AMAZON COM INC COM AMZN AMZN 1,149 $239.3k0.12% 0.12% First filing
29 ISHARES U S ETF TR SHORT MATURITY M MEAR MEAR 4,753 $239.3k0.12% 0.12% First filing
30 ISHARES TR RUS 1000 GRW ETF IWF IWF 559 $238.4k0.12% 0.12% First filing
31 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA VEA 3,673 $235.3k0.11% 0.11% First filing
32 NVIDIA CORPORATION COM NVDA NVDA 1,329 $231.8k0.11% 0.11% First filing
33 APPLE INC COM AAPL AAPL 887 $225.1k0.11% 0.11% First filing
34 ISHARES TR RUS 1000 VAL ETF IWD IWD 979 $209.2k0.10% 0.10% First filing
35 JPMORGAN CHASE & CO COM JPM JPM 652 $191.8k0.09% 0.09% First filing
36 MICROSOFT CORP COM MSFT MSFT 503 $186.1k0.09% 0.09% First filing
37 ISHARES INC MSCI CDA ETF EWC EWC 2,858 $156.6k0.08% 0.08% First filing
38 VANGUARD INDEX FDS LARGE CAP ETF VV VV 506 $151.2k0.07% 0.07% First filing
39 SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD SCHD 4,873 $149.5k0.07% 0.07% First filing
40 VANGUARD INDEX FDS SMALL CP ETF VB VB 541 $141.7k0.07% 0.07% First filing
41 ISHARES TR CORE MSCI EAFE IEFA IEFA 1,479 $133.9k0.06% 0.06% First filing
42 ISHARES TR SELECT DIVID ETF DVY DVY 880 $133.2k0.06% 0.06% First filing
43 ISHARES INC CORE MSCI EMKT IEMG IEMG 1,778 $124.0k0.06% 0.06% First filing
44 ISHARES TR MSCI EAFE ETF EFA EFA 1,221 $118.6k0.06% 0.06% First filing
45 VANGUARD INDEX FDS REAL ESTATE ETF VNQ VNQ 1,254 $111.2k0.05% 0.05% First filing
46 SCHWAB STRATEGIC TR US BRD MKT ETF SCHB SCHB 4,380 $109.9k0.05% 0.05% First filing
47 META PLATFORMS INC CL A META META 185 $105.8k0.05% 0.05% First filing
48 ISHARES TR RUS 1000 ETF IWB IWB 292 $104.1k0.05% 0.05% First filing
49 ISHARES TR S&P 500 GRWT ETF IVW IVW 914 $103.4k0.05% 0.05% First filing
50 VANGUARD WHITEHALL FDS INTL DVD ETF VIGI VIGI 1,144 $101.2k0.05% 0.05% First filing
51 SPDR GOLD TR GOLD SHS GLD GLD 223 $96.0k0.05% 0.05% First filing
52 SCHWAB STRATEGIC TR FUNDAMENTAL INTL FNDF FNDF 1,830 $89.5k0.04% 0.04% First filing
53 SCHWAB STRATEGIC TR US LCAP GR ETF SCHG SCHG 2,959 $86.2k0.04% 0.04% First filing
54 SPDR DOW JONES INDL AVERAGE UT SER 1 DIA DIA 184 $85.2k0.04% 0.04% First filing
55 VANGUARD WORLD FD INF TECH ETF VGT VGT 115 $80.2k0.04% 0.04% First filing
56 VANGUARD INDEX FDS VALUE ETF VTV VTV 404 $79.3k0.04% 0.04% First filing
57 ISHARES TR CORE MSCI TOTAL IXUS IXUS 898 $77.8k0.04% 0.04% First filing
58 VISA INC COM CL A V V 251 $75.9k0.04% 0.04% First filing
59 VANGUARD INDEX FDS SM CP VAL ETF VBR VBR 339 $73.6k0.04% 0.04% First filing
60 AMERICAN CENTY ETF TR LARGE CAP EQUITY ACLC ACLC 882 $65.0k0.03% 0.03% First filing
61 ALLSPRING INCOME OPPORTUNIT INC OPPTY FD XEADX XEADX 10,000 $64.8k0.03% 0.03% First filing
62 MFS MULTIMARKET INCOME TR SH BEN INT MMT MMT 13,562 $62.7k0.03% 0.03% First filing
63 ALPHABET INC CAP STK CL C GOOG GOOG 213 $61.1k0.03% 0.03% First filing
64 ISHARES TR GLOBAL ENERG ETF IXC IXC 936 $53.9k0.03% 0.03% First filing
65 VOYA ASIA PAC HIGH DIV EQT I COM XIAEX XIAEX 7,200 $53.1k0.03% 0.03% First filing
66 DNP SELECT INCOME FD INC COM DNP DNP 5,000 $51.5k0.02% 0.02% First filing
67 ISHARES TR PFD AND INCM SEC PFF PFF 1,688 $51.2k0.02% 0.02% First filing
68 BLACKROCK CORPOR HI YLD FD I COM HYT HYT 6,000 $51.1k0.02% 0.02% First filing
69 VICTORY PORTFOLIOS II VCSHS US SMCP HG CSB CSB 795 $49.1k0.02% 0.02% First filing
70 VANGUARD WORLD FD FINANCIALS ETF VFH VFH 397 $48.0k0.02% 0.02% First filing
71 SELECT SECTOR SPDR TR COMMUNICATION XLC XLC 426 $47.2k0.02% 0.02% First filing
72 ISHARES TR MBS ETF MBB MBB 497 $47.2k0.02% 0.02% First filing
73 SELECT SECTOR SPDR TR TECHNOLOGY XLK XLK 346 $46.0k0.02% 0.02% First filing
74 SPDR SER TR PORTFOLIO INTRMD SPIB SPIB 1,271 $42.6k0.02% 0.02% First filing
75 BROADCOM INC COM AVGO AVGO 133 $41.2k0.02% 0.02% First filing
76 MARVELL TECHNOLOGY INC COM MRVL MRVL 407 $40.3k0.02% 0.02% First filing
77 TESLA INC COM TSLA TSLA 105 $39.0k0.02% 0.02% First filing
78 VANGUARD SCOTTSDALE FDS TOTAL CORP BND VTC VTC 500 $38.4k0.02% 0.02% First filing
79 ISHARES BITCOIN TRUST ETF SHS BEN INT IBIT IBIT 944 $36.3k0.02% 0.02% First filing
80 NATIONAL HEALTHCARE PROPERTIES, INC REAL ESTATE INVESTME REAL ESTATE INVESTME 1,123 $36.1k0.02% 0.02% First filing
81 VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG VIG 167 $35.9k0.02% 0.02% First filing
82 SCHWAB STRATEGIC TR FUNDAMENTAL US L FNDX FNDX 1,278 $35.6k0.02% 0.02% First filing
83 ISHARES TR S&P 500 VAL ETF IVE IVE 161 $34.0k0.02% 0.02% First filing
84 SELECT SECTOR SPDR TR FINANCIAL XLF XLF 688 $34.0k0.02% 0.02% First filing
85 SHOPIFY INC CL A SUB VTG SHS SHOP SHOP 250 $29.7k0.01% 0.01% First filing
86 GOLDMAN SACHS GROUP INC COM GS GS 35 $29.6k0.01% 0.01% First filing
87 VANGUARD BD INDEX FDS LONG TERM BOND BLV BLV 413 $28.4k0.01% 0.01% First filing
88 ASML HOLDING N V N Y REGISTRY SHS ASML ASML 21 $27.7k0.01% 0.01% First filing
89 JEFFERIES FINL GR VAR 30 DUE 08/06/30 BOND · principal JEF 7.5 08.06.30 · principal JEF 7.5 08.06.30 28,000 $27.4k0.01% 0.01% First filing
90 BLACKSTONE REAL ESTATE INCOME TRUST CLASS I COM COM 1,902 $27.1k0.01% 0.01% First filing
91 SCHWAB STRATEGIC TR FUNDAMENTAL EMER FNDE FNDE 686 $26.2k0.01% 0.01% First filing
92 INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB BSCR BSCR 1,263 $24.8k0.01% 0.01% First filing
93 SCHWAB STRATEGIC TR US AGGREGATE B SCHZ SCHZ 1,040 $24.1k0.01% 0.01% First filing
94 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH VCSH 301 $23.9k0.01% 0.01% First filing
95 AT&T INC COM T T 800 $23.2k0.01% 0.01% First filing
96 INVESCO EXCHANGE TRADED FD T RAFI US 1500 PRFZ PRFZ 460 $21.1k0.01% 0.01% First filing
97 SELECT SECTOR SPDR TR INDL XLI XLI 126 $20.4k0.01% 0.01% First filing
98 PROCTER AND GAMBLE CO COM PG PG 134 $19.4k0.01% 0.01% First filing
99 INVESCO EXCH TRADED FD TR II RAFI DVLPD MRKTS PXF PXF 269 $18.8k0.01% 0.01% First filing
100 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO VWO 339 $18.3k0.01% 0.01% First filing