IF Advisors, LLC

SAN ANTONIO, TX · CIK 2109472 · 13F filing filed 2026-08-13

SEC-registered investment adviser since 2020 · limited liability company

Assets managed$491.4m
Staff4 · 2 in investment roles
Main clients (by assets)Pension plans 60%, High net worth individuals 40%
Websiteinflectionfinancial.com
Form ADV · 2026-03-31SEC adviser record

$152.1m reported value +7.5% vs Q1 2026

60positions

57.4%in top 10

7 new 21 added 9 reduced 0 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	53,135	$18.3m12.01%	12.01%	Added +4.0k	+4,044 8.2%
2	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	228,160	$16.3m10.69%	10.69%	Added +5.5k	+5,516 2.5%
3	VANGUARD INDEX FDS MID CAP ETF VO	VO	144,156	$11.6m7.64%	7.64%	Added +3.3k	+3,304 2.4%
4	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	138,230	$8.3m5.42%	5.42%	Added +7.9k	+7,944 6.1%
5	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	11,774	$5.9m3.87%	3.87%	Added +201	+201 1.7%
6	VANGUARD INDEX FDS VALUE ETF VTV	VTV	26,830	$5.8m3.84%	3.84%	Reduced -24	-24 -0.1%
7	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	75,219	$5.5m3.63%	3.63%	Added +3.8k	+3,758 5.3%
8	ISHARES TR EAFE VALUE ETF EFV	EFV	70,505	$5.4m3.55%	3.55%	Added +7.4k	+7,367 11.7%
9	VANGUARD INDEX FDS SMALL CP ETF VB	VB	17,683	$5.4m3.52%	3.52%	Added +165	+165 0.9%
10	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	13,152	$4.9m3.20%	3.20%	Added +22	+22 0.2%
11	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	36,284	$4.5m2.98%	2.98%	Added +3.1k	+3,112 9.4%
12	ISHARES TR 3 7 YR TREAS BD IEI	IEI	35,882	$4.2m2.77%	2.77%	Added +3.9k	+3,857 12.0%
13	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	41,960	$4.0m2.66%	2.66%	Added +979	+979 2.4%
14	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	135,481	$4.0m2.62%	2.62%	Added +10.5k	+10,506 8.4%
15	J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL JMST	JMST	69,000	$3.5m2.31%	2.31%	Reduced -89.0k	-89,000 -56.3%
16	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	125,262	$3.5m2.28%	2.28%	Added +16.8k	+16,807 15.5%
17	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	83,149	$3.0m1.97%	1.97%	Unchanged
18	ISHARES TR 1 3 YR TREAS BD SHY	SHY	36,199	$3.0m1.95%	1.95%	Added +4.3k	+4,330 13.6%
19	AMERICAN CENTY ETF TR US LARGE CAP VLU AVLV	AVLV	30,094	$2.7m1.80%	1.80%	Added +3.2k	+3,221 12.0%
20	JANUS DETROIT STR TR HENDRSON AAA CL JAAA	JAAA	47,950	$2.4m1.59%	1.59%	Added +1.0k	+1,010 2.1%
21	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	9,464	$2.3m1.51%	1.51%	Reduced -52	-52 -0.6%
22	ISHARES TR SHRT NAT MUN ETF SUB	SUB	19,000	$2.0m1.33%	1.33%	Reduced -23.5k	-23,500 -55.3%
23	VANGUARD WELLINGTON FD SHORT TRM TAX EX VTES	VTES	19,400	$2.0m1.29%	1.29%	Reduced -25.1k	-25,100 -56.4%
24	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	50,042	$1.8m1.21%	1.21%	Unchanged
25	ISHARES TR RUSSELL 2000 ETF IWM	IWM	6,088	$1.8m1.20%	1.20%	Reduced -13	-13 -0.2%
26	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	34,487	$1.5m1.01%	1.01%	Unchanged
27	EXXON MOBIL CORP COM XOM	XOM	11,031	$1.5m0.99%	0.99%	Reduced -411	-411 -3.6%
28	ISHARES TR 7-10 YR TRSY BD IEF	IEF	14,412	$1.4m0.90%	0.90%	Added +3.2k	+3,193 28.5%
29	AMERICAN CENTY ETF TR US EQT ETF AVUS	AVUS	9,977	$1.3m0.84%	0.84%	Unchanged
30	TESLA INC COM TSLA	TSLA	2,799	$1.2m0.77%	0.77%	Unchanged
31	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	30,304	$960.9k0.63%	0.63%	Unchanged
32	DIMENSIONAL ETF TRUST INTL CORE EQUITY DFIC	DFIC	25,700	$957.6k0.63%	0.63%	Unchanged
33	SCHWAB STRATEGIC TR US REIT ETF SCHH	SCHH	32,945	$780.1k0.51%	0.51%	Unchanged
34	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	19,402	$703.5k0.46%	0.46%	Unchanged
35	ISHARES INC CORE MSCI EMKT IEMG	IEMG	8,279	$685.8k0.45%	0.45%	Unchanged
36	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	965	$662.8k0.44%	0.44%	Unchanged
37	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	11,000	$556.4k0.37%	0.37%	Reduced -5.0k	-5,000 -31.2%
38	DIMENSIONAL ETF TRUST EMERGING MKTS CO DFEM	DFEM	13,525	$549.7k0.36%	0.36%	Unchanged
39	SPDR SERIES TRUST COM COM		5,791	$530.7k0.35%	0.35%	Added +2.6k	+2,641 83.8%
40	NVIDIA CORPORATION COM NVDA	NVDA	2,484	$496.9k0.33%	0.33%	Added +2	+2 0.1%
41	SCHWAB STRATEGIC TR INTERNL DIVID SCHY	SCHY	14,306	$453.9k0.30%	0.30%	Reduced -6.6k	-6,554 -31.4%
42	ALPHABET INC CAP STK CL C GOOG	GOOG	1,275	$450.5k0.30%	0.30%	Unchanged
43	PACER FDS TR PACER US SMALL CALF	CALF	8,850	$447.9k0.29%	0.29%	Unchanged
44	AMERICAN CENTY ETF TR INTERNATIONAL LR AVIV	AVIV	5,664	$438.5k0.29%	0.29%	Added +1.5k	+1,500 36.0%
45	SPDR SER TR S&P 600 SMCP VAL SLYV	SLYV	3,823	$417.1k0.27%	0.27%	Unchanged
46	ELI LILLY & CO COM LLY	LLY	328	$393.4k0.26%	0.26%	New
47	ISHARES TR CORE MSCI EAFE IEFA	IEFA	4,065	$392.6k0.26%	0.26%	Unchanged
48	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	9,680	$337.0k0.22%	0.22%	Unchanged
49	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	3,406	$291.2k0.19%	0.19%	Unchanged
50	WISDOMTREE TR US MIDCAP FUND EZM	EZM	3,765	$285.3k0.19%	0.19%	Unchanged
51	ISHARES TR CORE S&P500 ETF IVV	IVV	353	$264.4k0.17%	0.17%	Unchanged
52	HILLTOP HOLDINGS INC COM HTH	HTH	6,800	$263.7k0.17%	0.17%	Unchanged
53	AMERICAN CENTY ETF TR AVANTIS US SMALL AVSC	AVSC	3,172	$232.6k0.15%	0.15%	New
54	OKLO INC COM CL A OKLO	OKLO	4,443	$232.5k0.15%	0.15%	Unchanged
55	SELECT SECTOR SPDR TR RL EST SEL SEC XLRE	XLRE	5,148	$226.7k0.15%	0.15%	New
56	VANGUARD INDEX FDS EXTEND MKT ETF VXF	VXF	915	$225.3k0.15%	0.15%	New
57	AMERICAN CENTY ETF TR INTL SMCP VLU AVDV	AVDV	2,172	$223.8k0.15%	0.15%	New
58	COMMERCIAL METALS CO COM CMC	CMC	3,536	$221.9k0.15%	0.15%	Unchanged
59	AMAZON COM INC COM AMZN	AMZN	924	$220.2k0.14%	0.14%	New
60	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	897	$212.2k0.14%	0.14%	New