CDM FINANCIAL COUNSELING SERVICES, INC.

NORWICH, CT · CIK 2107537 · 13F filing filed 2026-07-14

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyNorwich, CT

$116.1m reported value +11.0% vs Q1 2026

77positions

52.2%in top 10

2 new 15 added 41 reduced 5 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	18,592	$13.9m11.96%	11.96%	Reduced -584	-584 -3.0%
2	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	64,098	$12.2m10.52%	10.52%	Reduced -2.4k	-2,366 -3.6%
3	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	19,733	$7.3m6.29%	6.29%	Added +980	+980 5.2%
4	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	25,926	$6.1m5.29%	5.29%	Added +600	+600 2.4%
5	VANGUARD WORLD FD MEGA GRWTH IND MGK	MGK	47,114	$4.1m3.57%	3.57%	Reduced -2.4k	-2,361 -4.8%
6	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	23,768	$3.8m3.24%	3.24%	Added +30	+30 0.1%
7	SELECT SECTOR SPDR TR COMMUNICATION XLC	XLC	33,659	$3.6m3.11%	3.11%	Reduced -2.3k	-2,335 -6.5%
8	MICROSOFT CORP COM MSFT	MSFT	9,123	$3.4m2.93%	2.93%	Reduced -357	-357 -3.8%
9	ISHARES TR ISHARES SEMICDTR SOXX	SOXX	5,210	$3.3m2.88%	2.88%	Reduced -77	-77 -1.5%
10	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	31,861	$2.7m2.36%	2.36%	Reduced -497	-497 -1.5%
11	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	3,747	$2.6m2.22%	2.22%	Reduced -201	-201 -5.1%
12	ISHARES TR CORE S&P500 ETF IVV	IVV	3,198	$2.4m2.06%	2.06%	Unchanged
13	SELECT SECTOR SPDR TR SBI CONS DISCR XLY	XLY	20,065	$2.4m2.03%	2.03%	Reduced -1.8k	-1,849 -8.4%
14	CATERPILLAR INC COM CAT	CAT	2,145	$2.3m1.97%	1.97%	Reduced -205	-205 -8.7%
15	RTX CORPORATION COM RTX	RTX	9,777	$1.9m1.60%	1.60%	Added +4	+4 0.0%
16	VISA INC COM CL A V	V	5,306	$1.8m1.57%	1.57%	Reduced -78	-78 -1.4%
17	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	3,605	$1.8m1.55%	1.55%	Added +338	+338 10.3%
18	ALPHABET INC CAP STK CL C GOOG	GOOG	5,102	$1.8m1.55%	1.55%	Reduced -694	-694 -12.0%
19	VANECK ETF TRUST SEMICONDUCTR ETF SMH	SMH	2,690	$1.8m1.52%	1.52%	Reduced -25	-25 -0.9%
20	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	2,300	$1.7m1.46%	1.46%	Reduced -35	-35 -1.5%
21	APPLE INC COM AAPL	AAPL	5,696	$1.6m1.42%	1.42%	Reduced -700	-700 -10.9%
22	MARRIOTT INTL INC NEW CL A MAR	MAR	4,189	$1.6m1.34%	1.34%	Reduced -668	-668 -13.8%
23	SELECT SECTOR SPDR TR SBI INT-UTILS XLU	XLU	33,703	$1.5m1.32%	1.32%	Added +912	+912 2.8%
24	AMAZON COM INC COM AMZN	AMZN	6,359	$1.5m1.31%	1.31%	Reduced -287	-287 -4.3%
25	PHILIP MORRIS INTL INC COM PM	PM	7,447	$1.3m1.16%	1.16%	Added +20	+20 0.3%
26	INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF QQQM	QQQM	4,032	$1.2m1.05%	1.05%	Reduced -631	-631 -13.5%
27	ALPHABET INC CAP STK CL A GOOGL	GOOGL	3,402	$1.2m1.05%	1.05%	Reduced -280	-280 -7.6%
28	UNION PAC CORP COM UNP	UNP	3,473	$944.7k0.81%	0.81%	Added +50	+50 1.5%
29	HOME DEPOT INC COM HD	HD	2,357	$830.5k0.72%	0.72%	Reduced -79	-79 -3.2%
30	FIDELITY COVINGTON TRUST HIGH DIVID ETF FDVV	FDVV	13,610	$820.6k0.71%	0.71%	Added +308	+308 2.3%
31	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	3,805	$809.6k0.70%	0.70%	Reduced -353	-353 -8.5%
32	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	1,141	$802.4k0.69%	0.69%	Reduced -1	-1 -0.1%
33	ASML HOLDING N V N Y REGISTRY SHS ASML	ASML	398	$793.6k0.68%	0.68%	Reduced -204	-204 -33.9%
34	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	24,085	$763.7k0.66%	0.66%	Reduced -690	-690 -2.8%
35	BERKSHIRE HATHAWAY INC DEL CL A BRK.A	BRK.A	1	$748.9k0.65%	0.65%	Unchanged
36	MASTERCARD INCORPORATED CL A MA	MA	1,455	$747.4k0.64%	0.64%	Reduced -162	-162 -10.0%
37	WISDOMTREE TR US QTLY DIV GRT DGRW	DGRW	6,942	$663.8k0.57%	0.57%	Reduced -50	-50 -0.7%
38	MCDONALDS CORP COM MCD	MCD	2,385	$644.7k0.56%	0.56%	Reduced -426	-426 -15.2%
39	JPMORGAN CHASE & CO COM JPM	JPM	1,934	$633.1k0.55%	0.55%	Unchanged
40	NORFOLK SOUTHN CORP COM NSC	NSC	2,002	$629.9k0.54%	0.54%	Unchanged
41	SELECT SECTOR SPDR TR SBI HEALTHCARE XLV	XLV	3,893	$617.6k0.53%	0.53%	Added +1	+1 0.0%
42	JOHNSON & JOHNSON COM JNJ	JNJ	2,367	$601.1k0.52%	0.52%	Reduced -575	-575 -19.5%
43	DEERE & CO COM DE	DE	924	$585.8k0.50%	0.50%	Added +93	+93 11.2%
44	ELI LILLY & CO COM LLY	LLY	483	$579.3k0.50%	0.50%	Unchanged
45	COCA COLA CO COM KO	KO	6,919	$562.3k0.48%	0.48%	Reduced -380	-380 -5.2%
46	NVIDIA CORPORATION COM NVDA	NVDA	2,803	$560.9k0.48%	0.48%	Reduced -495	-495 -15.0%
47	AMERICAN EXPRESS CO COM AXP	AXP	1,603	$542.1k0.47%	0.47%	Reduced -300	-300 -15.8%
48	PROLOGIS INC. COM PLD	PLD	3,984	$539.7k0.47%	0.47%	Added +118	+118 3.0%
49	STARBUCKS CORP COM SBUX	SBUX	5,176	$528.9k0.46%	0.46%	Added +117	+117 2.3%
50	THERMO FISHER SCIENTIFIC INC COM TMO	TMO	1,053	$527.8k0.45%	0.45%	Added +17	+17 1.6%
51	YUM BRANDS INC COM YUM	YUM	3,276	$523.7k0.45%	0.45%	Reduced -284	-284 -8.0%
52	CSX CORP COM CSX	CSX	11,003	$523.0k0.45%	0.45%	Reduced -4.5k	-4,500 -29.0%
53	META PLATFORMS INC CL A META	META	911	$513.2k0.44%	0.44%	Reduced -270	-270 -22.9%
54	FIDELITY COVINGTON TRUST DIVID ETF RISI FDRR	FDRR	7,850	$509.3k0.44%	0.44%	Unchanged
55	GARMIN LTD SHS GRMN	GRMN	2,050	$487.0k0.42%	0.42%	Unchanged
56	MORGAN STANLEY COM NEW MS	MS	2,197	$459.3k0.40%	0.40%	Unchanged
57	FIDELITY COVINGTON TRUST MSCI HLTH CARE I FHLC	FHLC	5,918	$457.1k0.39%	0.39%	Reduced -975	-975 -14.1%
58	GOLDMAN SACHS GROUP INC COM GS	GS	434	$438.9k0.38%	0.38%	Unchanged
59	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	14,280	$413.5k0.36%	0.36%	Unchanged
60	INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 XLG	XLG	6,500	$398.0k0.34%	0.34%	Unchanged
61	WALMART INC COM WMT	WMT	3,341	$378.4k0.33%	0.33%	Unchanged
62	COSTCO WHSL CORP NEW COM COST	COST	396	$370.4k0.32%	0.32%	Unchanged
63	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	1,004	$367.5k0.32%	0.32%	Unchanged
64	VANGUARD INDEX FDS EXTEND MKT ETF VXF	VXF	1,456	$358.5k0.31%	0.31%	Unchanged
65	VANGUARD INDEX FDS MCAP GR IDXVIP VOT	VOT	1,145	$350.7k0.30%	0.30%	Unchanged
66	MONSTER BEVERAGE CORP NEW COM MNST	MNST	3,500	$336.4k0.29%	0.29%	Reduced -2.0k	-2,000 -36.4%
67	ISHARES TR MSCI EAFE ETF EFA	EFA	2,975	$309.0k0.27%	0.27%	Reduced -81	-81 -2.6%
68	LOCKHEED MARTIN CORP COM LMT	LMT	585	$298.0k0.26%	0.26%	Unchanged
69	NEXTERA ENERGY INC COM NEE	NEE	3,353	$294.3k0.25%	0.25%	Added +14	+14 0.4%
70	INTERCONTINENTAL EXCHANGE IN COM ICE	ICE	2,181	$268.6k0.23%	0.23%	Reduced -861	-861 -28.3%
71	GENERAL DYNAMICS CORP COM GD	GD	743	$263.4k0.23%	0.23%	Reduced -3	-3 -0.4%
72	ALPS ETF TR ALERIAN MLP AMLP	AMLP	4,743	$245.9k0.21%	0.21%	Reduced -81	-81 -1.7%
73	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	8,459	$234.3k0.20%	0.20%	Unchanged
74	VANGUARD ADMIRAL FDS INC 500 GRTH IDX F VOOG	VOOG	2,780	$229.7k0.20%	0.20%	New
75	AUTOMATIC DATA PROCESSING IN COM ADP	ADP	1,025	$229.5k0.20%	0.20%	Unchanged
76	ADVANCED MICRO DEVICES INC COM AMD	AMD	370	$214.9k0.19%	0.19%	Reduced -650	-650 -63.7%
77	EA SERIES TRUST STRIVE 500 ETF STXF	STXF	4,270	$206.2k0.18%	0.18%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
PEPSICO INC PEP	PEP	2,176	$338.0k2.2k shares
HONEYWELL INTL INC		543	$245.4k543 shares
CURTISS WRIGHT CORP CW	CW	350	$238.4k350 shares
SELECT SECTOR SPDR TR XLI	XLI	1,331	$215.3k1.3k shares
PROCTER AND GAMBLE CO PG	PG	1,419	$204.9k1.4k shares