RCW Management, LLC

JACKSONVILLE, FL · CIK 2104402 · 13F filing filed 2026-07-21

SEC-registered investment adviser since 2021 · limited liability company

Assets managed$179.6m
Staff4 · 2 in investment roles
Main clients (by assets)High net worth individuals 79%, Individuals 21%
Websiterivercitywealth.com
Form ADV · 2026-07-01SEC adviser record

$111.5m reported value +14.3% vs Q1 2026

68positions

48.9%in top 10

1 new 21 added 21 reduced 1 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	267,804	$9.1m8.12%	8.12%	Added +2.3k	+2,332 0.9%
2	VANGUARD WORLD FD INF TECH ETF VGT	VGT	71,034	$8.5m7.61%	7.61%	Reduced -1.9k	-1,862 -2.5%
3	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	279,621	$8.1m7.26%	7.26%	Reduced -3.7k	-3,741 -1.3%
4	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	36,107	$6.9m6.17%	6.17%	Unchanged
5	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	13,354	$4.6m4.12%	4.12%	Added +258	+258 2.0%
6	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	132,839	$3.9m3.51%	3.51%	Reduced -4.2k	-4,161 -3.0%
7	VANGUARD WORLD FD FINANCIALS ETF VFH	VFH	28,309	$3.7m3.34%	3.34%	Added +87	+87 0.3%
8	VANGUARD WORLD FD HEALTH CAR ETF VHT	VHT	11,037	$3.3m2.96%	2.96%	Reduced -347	-347 -3.0%
9	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	45,624	$3.3m2.91%	2.91%	Added +598	+598 1.3%
10	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	4,389	$3.2m2.90%	2.90%	Added +7	+7 0.2%
11	BLACKROCK ETF TRUST ISHARES US EQUIT DYNF	DYNF	41,686	$2.8m2.54%	2.54%	Added +2.8k	+2,784 7.2%
12	VANGUARD WORLD FD INDUSTRIAL ETF VIS	VIS	7,294	$2.6m2.36%	2.36%	Added +5	+5 0.1%
13	VANGUARD INDEX FDS VALUE ETF VTV	VTV	11,101	$2.4m2.17%	2.17%	Added +450	+450 4.2%
14	VANGUARD WORLD FD CONSUM STP ETF VDC	VDC	9,768	$2.2m1.97%	1.97%	Reduced -177	-177 -1.8%
15	ISHARES TR TIPS BD ETF TIP	TIP	19,340	$2.1m1.90%	1.90%	Added +165	+165 0.9%
16	ISHARES TR CORE S&P SCP ETF IJR	IJR	13,412	$2.0m1.78%	1.78%	Reduced -1.5k	-1,530 -10.2%
17	SCHWAB STRATEGIC TR US SML CAP ETF SCHA	SCHA	53,485	$1.9m1.73%	1.73%	Unchanged
18	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	34,592	$1.9m1.66%	1.66%	Added +1	+1 0.0%
19	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	49,725	$1.8m1.64%	1.64%	Added +161	+161 0.3%
20	WORLD GOLD TR SPDR GLD MINIS GLDM	GLDM	23,081	$1.8m1.64%	1.64%	Reduced -2.1k	-2,075 -8.2%
21	SELECT SECTOR SPDR TR INDL XLI	XLI	9,472	$1.8m1.57%	1.57%	Unchanged
22	VANGUARD WORLD FD COMM SRVC ETF VOX	VOX	9,342	$1.7m1.54%	1.54%	Reduced -251	-251 -2.6%
23	SELECT SECTOR SPDR TR ENERGY XLE	XLE	31,531	$1.7m1.50%	1.50%	Reduced -84	-84 -0.3%
24	CSX CORP COM CSX	CSX	34,814	$1.7m1.48%	1.48%	Added +24.2k	+24,239 229.2%
25	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	59,254	$1.6m1.47%	1.47%	Added +1.4k	+1,390 2.4%
26	VANECK ETF TRUST MRNGSTR WDE MOAT MOAT	MOAT	14,233	$1.5m1.33%	1.33%	Reduced -1.1k	-1,081 -7.1%
27	ISHARES TR CONSER ALLOC ETF AOK	AOK	31,989	$1.3m1.19%	1.19%	Unchanged
28	VANGUARD WORLD FD CONSUM DIS ETF VCR	VCR	3,326	$1.3m1.18%	1.18%	Reduced -38	-38 -1.1%
29	SELECT SECTOR SPDR TR SBI MATERIALS XLB	XLB	25,375	$1.3m1.16%	1.16%	Reduced -559	-559 -2.2%
30	ISHARES TR CORE TOTAL USD IUSB	IUSB	24,760	$1.1m1.02%	1.02%	Added +547	+547 2.3%
31	SELECT SECTOR SPDR TR SBI CONS DISCR XLY	XLY	9,498	$1.1m1.00%	1.00%	Unchanged
32	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	19,761	$1.0m0.92%	0.92%	Added +5.8k	+5,820 41.8%
33	SCHWAB STRATEGIC TR INT-TRM U.S TRES SCHR	SCHR	40,282	$993.4k0.89%	0.89%	Added +2.7k	+2,696 7.2%
34	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	12,135	$959.1k0.86%	0.86%	Reduced -152	-152 -1.2%
35	SPDR SER TR BBG CONV SEC ETF CWB	CWB	8,639	$931.5k0.84%	0.84%	Unchanged
36	SCHWAB STRATEGIC TR US REIT ETF SCHH	SCHH	36,619	$867.1k0.78%	0.78%	Added +722	+722 2.0%
37	FIDELITY MERRIMACK STR TR TOTAL BD ETF FBND	FBND	18,774	$854.0k0.77%	0.77%	Reduced -33	-33 -0.2%
38	SPDR SER TR S&P HOMEBUILD XHB	XHB	7,233	$835.9k0.75%	0.75%	Unchanged
39	ISHARES GOLD TR ISHARES NEW IAU	IAU	11,020	$832.1k0.75%	0.75%	Unchanged
40	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	24,520	$777.5k0.70%	0.70%	Reduced -575	-575 -2.3%
41	SPDR SERIES TRUST NYSE TECH ETF XNTK	XNTK	1,915	$748.1k0.67%	0.67%	Unchanged
42	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	1,008	$692.7k0.62%	0.62%	Reduced -23	-23 -2.2%
43	FIRST TR EXCHANGE TRADED FD TECH ALPHADEX FXL	FXL	2,808	$610.0k0.55%	0.55%	Reduced -127	-127 -4.3%
44	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	3,780	$597.4k0.54%	0.54%	Unchanged
45	SELECT SECTOR SPDR TR COMMUNICATION XLC	XLC	5,367	$575.0k0.52%	0.52%	Unchanged
46	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	1,090	$545.4k0.49%	0.49%	Unchanged
47	WELLTOWER INC COM WELL	WELL	2,265	$514.2k0.46%	0.46%	Reduced -424	-424 -15.8%
48	SPDR SER TR S&P BK ETF KBE	KBE	7,429	$506.8k0.45%	0.45%	Unchanged
49	APPLE INC COM AAPL	AAPL	1,648	$476.9k0.43%	0.43%	Reduced -82	-82 -4.7%
50	SCHWAB STRATEGIC TR US AGGREGATE B SCHZ	SCHZ	20,609	$476.7k0.43%	0.43%	Unchanged
51	SELECT SECTOR SPDR TR RL EST SEL SEC XLRE	XLRE	9,828	$432.8k0.39%	0.39%	Added +324	+324 3.4%
52	ISHARES TR MORNINGSTAR VALU ILCV	ILCV	4,261	$431.4k0.39%	0.39%	Unchanged
53	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	1,703	$403.0k0.36%	0.36%	Unchanged
54	ISHARES TR MBS ETF MBB	MBB	4,117	$389.2k0.35%	0.35%	Added +267	+267 6.9%
55	SPROTT ASSET MANAGEMENT LP TR UNIT CEF	CEF	8,733	$351.3k0.31%	0.31%	Reduced -104	-104 -1.2%
56	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	6,745	$341.1k0.31%	0.31%	Unchanged
57	SCHWAB STRATEGIC TR EMRG MKTEQ ETF SCHE	SCHE	9,178	$332.8k0.30%	0.30%	Unchanged
58	VANGUARD INDEX FDS MID CAP ETF VO	VO	4,100	$330.3k0.30%	0.30%	Unchanged
59	JOHNSON & JOHNSON COM JNJ	JNJ	1,072	$272.3k0.24%	0.24%	Unchanged
60	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	4,619	$266.4k0.24%	0.24%	Added +411	+411 9.8%
61	SPDR SER TR BLOOMBERG 1 10 Y TIPX	TIPX	13,798	$261.2k0.23%	0.23%	Unchanged
62	ISHARES TR BLACKROCK ULTRA ICSH	ICSH	5,069	$256.4k0.23%	0.23%	Unchanged
63	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	2,586	$249.4k0.22%	0.22%	Unchanged
64	VANGUARD WORLD FD MATERIALS ETF VAW	VAW	1,049	$240.0k0.22%	0.22%	Added +101	+101 10.7%
65	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	317	$236.7k0.21%	0.21%	Unchanged
66	VANGUARD WORLD FD UTILITIES ETF VPU	VPU	1,132	$221.6k0.20%	0.20%	Reduced -30	-30 -2.6%
67	ISHARES TR GLOBAL ENERG ETF IXC	IXC	4,146	$203.7k0.18%	0.18%	Unchanged
68	INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT PNQI	PNQI	4,400	$200.5k0.18%	0.18%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
ETFS GOLD TR SGOL	SGOL	4,795	$214.0k4.8k shares