BUFFALO BUSINESS & ESTATE SERVICES LTD

ORCHARD PARK, NY · CIK 2103405 · 13F filing filed 2026-07-23

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

$792.9m reported value +15.1% vs Q1 2026

105positions

69.6%in top 10

105 new 0 added 0 reduced 87 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change
1	VANGUARD SCOTTSDALE FDS INT-TERM CORP · principal VCIT · principal	VCIT	1,394,338	$115.2m14.53%	14.53%	New
2	NVIDIA CORPORATION COM · principal NVDA · principal	NVDA	444,013	$88.8m11.21%	11.21%	New
3	VANGUARD INDEX FDS VALUE ETF · principal VTV · principal	VTV	368,698	$80.4m10.13%	10.13%	New
4	ISHARES TR ISHS 1-5YR INVS · principal IGSB · principal	IGSB	1,190,935	$62.4m7.87%	7.87%	New
5	ISHARES TR CORE MSCI EAFE · principal IEFA · principal	IEFA	432,600	$41.8m5.27%	5.27%	New
6	APPLE INC COM · principal AAPL · principal	AAPL	133,081	$38.5m4.86%	4.86%	New
7	ISHARES TR CORE US AGGBD ET · principal AGG · principal	AGG	386,659	$38.3m4.83%	4.83%	New
8	ALPHABET INC CAP STK CL A · principal GOOGL · principal	GOOGL	100,130	$35.8m4.51%	4.51%	New
9	AMAZON COM INC COM · principal AMZN · principal	AMZN	142,885	$34.1m4.30%	4.30%	New
10	ISHARES TR S&P MC 400GR ETF · principal IJK · principal	IJK	143,117	$16.8m2.12%	2.12%	New
11	ELI LILLY & CO COM · principal LLY · principal	LLY	10,454	$12.5m1.58%	1.58%	New
12	GOLDMAN SACHS GROUP INC COM · principal GS · principal	GS	11,778	$11.9m1.50%	1.50%	New
13	GE VERNOVA INC COM · principal GEV · principal	GEV	9,923	$11.7m1.47%	1.47%	New
14	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS · principal TSM · principal	TSM	24,224	$11.6m1.46%	1.46%	New
15	PALO ALTO NETWORKS INC COM · principal PANW · principal	PANW	33,497	$11.4m1.44%	1.44%	New
16	BROADCOM INC COM · principal AVGO · principal	AVGO	29,650	$11.2m1.41%	1.41%	New
17	KLA CORP COM NEW · principal KLAC · principal	KLAC	36,208	$10.9m1.38%	1.38%	New
18	BOEING CO COM · principal BA · principal	BA	44,808	$9.7m1.22%	1.22%	New
19	MICROSOFT CORP COM · principal MSFT · principal	MSFT	25,751	$9.6m1.21%	1.21%	New
20	META PLATFORMS INC CL A · principal META · principal	META	15,390	$8.7m1.09%	1.09%	New
21	UNITEDHEALTH GROUP INC COM · principal UNH · principal	UNH	19,750	$8.2m1.04%	1.04%	New
22	CAPITAL ONE FINL CORP COM · principal COF · principal	COF	39,444	$7.9m1.00%	1.00%	New
23	ISHARES TR RUS 1000 GRW ETF · principal IWF · principal	IWF	63,166	$7.8m0.99%	0.99%	New
24	UNITED RENTALS INC COM · principal URI · principal	URI	5,798	$6.6m0.83%	0.83%	New
25	JPMORGAN CHASE & CO COM · principal JPM · principal	JPM	19,575	$6.4m0.81%	0.81%	New
26	JOHNSON & JOHNSON COM · principal JNJ · principal	JNJ	24,887	$6.3m0.80%	0.80%	New
27	LOWES COS INC COM · principal LOW · principal	LOW	27,900	$6.2m0.78%	0.78%	New
28	MASTERCARD INCORPORATED CL A · principal MA · principal	MA	11,411	$5.9m0.74%	0.74%	New
29	COSTCO WHSL CORP NEW COM · principal COST · principal	COST	6,154	$5.8m0.73%	0.73%	New
30	ISHARES TR RUS 1000 VAL ETF · principal IWD · principal	IWD	23,120	$5.6m0.71%	0.71%	New
31	TRANE TECHNOLOGIES PLC SHS · principal TT · principal	TT	9,876	$4.9m0.61%	0.61%	New
32	SPDR SERIES TRUST PRTFLO S&P500 GW · principal SPYG · principal	SPYG	40,468	$4.8m0.61%	0.61%	New
33	NEXTERA ENERGY INC COM · principal NEE · principal	NEE	51,741	$4.5m0.57%	0.57%	New
34	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT · principal VEA · principal	VEA	59,247	$4.2m0.53%	0.53%	New
35	LOCKHEED MARTIN CORP COM · principal LMT · principal	LMT	8,265	$4.2m0.53%	0.53%	New
36	CHEVRON CORP NEW COM · principal CVX · principal	CVX	24,098	$4.0m0.50%	0.50%	New
37	ROBINHOOD MKTS INC COM CL A · principal HOOD · principal	HOOD	21,657	$2.2m0.27%	0.27%	New
38	CROWDSTRIKE HLDGS INC CL A · principal CRWD · principal	CRWD	2,518	$1.9m0.24%	0.24%	New
39	ISHARES TR RUS MID CAP ETF · principal IWR · principal	IWR	15,373	$1.7m0.21%	0.21%	New
40	ISHARES TR RUSSELL 2000 ETF · principal IWM · principal	IWM	4,731	$1.4m0.18%	0.18%	New
41	VANGUARD INDEX FDS S&P 500 ETF SHS · principal VOO · principal	VOO	1,882	$1.3m0.16%	0.16%	New
42	ASML HOLDING N V N Y REGISTRY SHS · principal ASML · principal	ASML	544	$1.1m0.14%	0.14%	New
43	CORNING INC COM · principal GLW · principal	GLW	4,205	$1.1m0.14%	0.14%	New
44	ISHARES TR EXPANDED TECH · principal IGV · principal	IGV	11,387	$1.0m0.13%	0.13%	New
45	ADVANCED MICRO DEVICES INC COM · principal AMD · principal	AMD	1,673	$971.9k0.12%	0.12%	New
46	SEAGATE TECHNOLOGY HLDNGS PL ORD SHS · principal STX · principal	STX	952	$919.1k0.12%	0.12%	New
47	ARISTA NETWORKS INC COM SHS · principal ANET · principal	ANET	5,393	$916.2k0.12%	0.12%	New
48	UBER TECHNOLOGIES INC COM · principal UBER · principal	UBER	12,264	$885.0k0.11%	0.11%	New
49	LINDE PLC SHS · principal LIN · principal	LIN	1,614	$837.3k0.11%	0.11%	New
50	QUANTA SVCS INC COM · principal PWR · principal	PWR	1,125	$810.2k0.10%	0.10%	New
51	CATERPILLAR INC COM · principal CAT · principal	CAT	756	$805.3k0.10%	0.10%	New
52	NETFLIX INC COM · principal NFLX · principal	NFLX	10,500	$749.7k0.09%	0.09%	New
53	TESLA INC COM · principal TSLA · principal	TSLA	1,761	$740.5k0.09%	0.09%	New
54	ISHARES BITCOIN TRUST ETF SHS BEN INT · principal IBIT · principal	IBIT	19,664	$654.6k0.08%	0.08%	New
55	KEEL INFRASTRUCTURE CORP COM SHS · principal KEEL · principal	KEEL	109,109	$626.3k0.08%	0.08%	New
56	VERTIV HOLDINGS CO COM CL A · principal VRT · principal	VRT	1,775	$594.2k0.07%	0.07%	New
57	MARVELL TECHNOLOGY INC COM · principal MRVL · principal	MRVL	1,921	$572.2k0.07%	0.07%	New
58	BERKSHIRE HATHAWAY INC DEL CL B NEW · principal BRK.B · principal	BRK.B	1,119	$559.9k0.07%	0.07%	New
59	WHITEFIBER INC SHS · principal WYFI · principal	WYFI	13,758	$534.5k0.07%	0.07%	New
60	MONOLITHIC PWR SYS INC COM · principal MPWR · principal	MPWR	385	$532.6k0.07%	0.07%	New
61	ISHARES TR NEW YORK MUN ETF · principal NYF · principal	NYF	9,876	$532.4k0.07%	0.07%	New
62	SPDR GOLD TR GOLD SHS · principal GLD · principal	GLD	1,385	$510.2k0.06%	0.06%	New
63	ASTERA LABS INC COM · principal ALAB · principal	ALAB	1,044	$504.3k0.06%	0.06%	New
64	ISHARES TR CORE S&P500 ETF · principal IVV · principal	IVV	654	$489.9k0.06%	0.06%	New
65	PALANTIR TECHNOLOGIES INC CL A · principal PLTR · principal	PLTR	4,129	$481.7k0.06%	0.06%	New
66	KRANESHARES TRUST GBL HUMANOID ROB · principal KOID · principal	KOID	11,684	$481.6k0.06%	0.06%	New
67	EXXON MOBIL CORP COM · principal XOM · principal	XOM	3,205	$438.2k0.06%	0.06%	New
68	GE AEROSPACE COM NEW · principal GE · principal	GE	1,145	$427.9k0.05%	0.05%	New
69	AMGEN INC COM · principal AMGN · principal	AMGN	1,181	$427.6k0.05%	0.05%	New
70	ISHARES TR CORE S&P SCP ETF · principal IJR · principal	IJR	2,839	$421.1k0.05%	0.05%	New
71	RAMBUS INC DEL COM · principal RMBS · principal	RMBS	3,152	$418.4k0.05%	0.05%	New
72	FORMFACTOR INC COM · principal FORM · principal	FORM	2,501	$400.0k0.05%	0.05%	New
73	HIMAX TECHNOLOGIES INC SPONSORED ADR · principal HIMX · principal	HIMX	25,570	$392.2k0.05%	0.05%	New
74	ISHARES SILVER TR ISHARES · principal SLV · principal	SLV	7,305	$390.6k0.05%	0.05%	New
75	DEERE & CO COM · principal DE · principal	DE	589	$373.7k0.05%	0.05%	New
76	BITDEER TECHNOLOGIES GROUP CL A ORD SHS · principal BTDR · principal	BTDR	23,013	$365.2k0.05%	0.05%	New
77	WALMART INC COM · principal WMT · principal	WMT	3,201	$362.5k0.05%	0.05%	New
78	ALPHABET INC CAP STK CL C · principal GOOG · principal	GOOG	1,005	$355.2k0.04%	0.04%	New
79	INVESCO QQQ TR UNIT SER 1 · principal QQQ · principal	QQQ	481	$354.3k0.04%	0.04%	New
80	SOLSTICE ADVANCED MATLS INC COM SHS · principal SOLS · principal	SOLS	3,890	$344.7k0.04%	0.04%	New
81	ISHARES TR CORE S&P MCP ETF · principal IJH · principal	IJH	4,050	$312.3k0.04%	0.04%	New
82	M & T BK CORP COM · principal MTB · principal	MTB	1,307	$311.0k0.04%	0.04%	New
83	STRYKER CORPORATION COM · principal SYK · principal	SYK	974	$306.6k0.04%	0.04%	New
84	INTUITIVE SURGICAL INC COM NEW · principal ISRG · principal	ISRG	752	$299.1k0.04%	0.04%	New
85	SPACE EXPLORATION TECHN CORP CLASS A COM STK · principal SPCX · principal	SPCX	1,716	$293.2k0.04%	0.04%	New
86	MICRON TECHNOLOGY INC COM · principal MU · principal	MU	251	$289.8k0.04%	0.04%	New
87	API GROUP CORP COM STK · principal APG · principal	APG	6,822	$288.9k0.04%	0.04%	New
88	VERIZON COMMUNICATIONS INC COM · principal VZ · principal	VZ	6,664	$282.2k0.04%	0.04%	New
89	ISHARES TR 0-5YR HI YL CP · principal SHYG · principal	SHYG	6,576	$278.9k0.04%	0.04%	New
90	AMERICAN EXPRESS CO COM · principal AXP · principal	AXP	819	$277.1k0.03%	0.03%	New
91	HOME DEPOT INC COM · principal HD · principal	HD	782	$275.9k0.03%	0.03%	New
92	SELECT SECTOR SPDR TR TECHNOLOGY · principal XLK · principal	XLK	1,437	$273.8k0.03%	0.03%	New
93	BLACKROCK INC COM · principal BLK · principal	BLK	270	$260.1k0.03%	0.03%	New
94	AMTECH SYS INC COM PAR $0.01N · principal ASYS · principal	ASYS	11,173	$257.9k0.03%	0.03%	New
95	ROYAL CARIBBEAN GROUP COM · principal RCL · principal	RCL	799	$253.7k0.03%	0.03%	New
96	VANGUARD WORLD FD EXTENDED DUR · principal EDV · principal	EDV	3,818	$248.5k0.03%	0.03%	New
97	APPLIED MATLS INC COM · principal AMAT · principal	AMAT	344	$248.4k0.03%	0.03%	New
98	NBT BANCORP INC COM · principal NBTB · principal	NBTB	4,785	$236.2k0.03%	0.03%	New
99	ABBVIE INC COM · principal ABBV · principal	ABBV	909	$228.8k0.03%	0.03%	New
100	SCHWAB STRATEGIC TR US DIVIDEND EQ · principal SCHD · principal	SCHD	7,055	$223.7k0.03%	0.03%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
VANGUARD SCOTTSDALE FDS VCIT	VCIT	1,629,062	$134.8m1.6m shares
NVIDIA CORPORATION NVDA	NVDA	518,114	$90.4m518.1k shares
VANGUARD INDEX FDS VTV	VTV	338,073	$66.3m338.1k shares
ISHARES TR AGG	AGG	427,728	$42.5m427.7k shares
ISHARES TR IEFA	IEFA	448,331	$40.6m448.3k shares
AMAZON COM INC AMZN	AMZN	180,350	$37.6m180.3k shares
APPLE INC AAPL	AAPL	139,489	$35.4m139.5k shares
ALPHABET INC GOOGL	GOOGL	98,250	$28.3m98.2k shares
NETFLIX INC NFLX	NFLX	241,837	$23.3m241.8k shares
ELI LILLY & CO LLY	LLY	10,355	$9.5m10.4k shares
BROADCOM INC AVGO	AVGO	30,718	$9.5m30.7k shares
META PLATFORMS INC META	META	15,054	$8.6m15.1k shares
ISHARES TR TLT	TLT	97,625	$8.5m97.6k shares
MICROSOFT CORP MSFT	MSFT	22,703	$8.4m22.7k shares
PALO ALTO NETWORKS INC PANW	PANW	50,032	$8.0m50.0k shares
ISHARES TR IJK	IJK	79,393	$8.0m79.4k shares
TAIWAN SEMICONDUCTOR MFG LTD TSM	TSM	23,218	$7.8m23.2k shares
BOEING CO BA	BA	39,160	$7.8m39.2k shares
ISHARES TR IWF	IWF	58,792	$6.3m58.8k shares
COSTCO WHSL CORP NEW COST	COST	5,880	$5.9m5.9k shares
JOHNSON & JOHNSON JNJ	JNJ	23,393	$5.7m23.4k shares
JPMORGAN CHASE & CO JPM	JPM	18,509	$5.4m18.5k shares
MASTERCARD INCORPORATED MA	MA	10,686	$5.3m10.7k shares
AMGEN INC AMGN	AMGN	15,053	$5.3m15.1k shares
KLA CORP KLAC	KLAC	34,980	$5.2m35.0k shares