BUFFALO BUSINESS & ESTATE SERVICES LTD

ORCHARD PARK, NY · CIK 2103405 · 13F filing filed 2026-04-17

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

$689.0m reported value -1.0% vs Q4 2025

87positions

73.8%in top 10

8 new 34 added 43 reduced 22 sold out vs Q4 2025

Holdings, Q1 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	1,629,062	$134.8m19.56%	19.56%	Added +13.2k	+13,222 0.8%
2	NVIDIA CORPORATION COM NVDA	NVDA	518,114	$90.4m13.11%	13.11%	Added +2.5k	+2,486 0.5%
3	VANGUARD INDEX FDS VALUE ETF VTV	VTV	338,073	$66.3m9.63%	9.63%	Reduced -38.3k	-38,274 -10.2%
4	ISHARES TR CORE US AGGBD ET AGG	AGG	427,728	$42.5m6.16%	6.16%	Reduced -11.6k	-11,609 -2.6%
5	ISHARES TR CORE MSCI EAFE IEFA	IEFA	448,331	$40.6m5.89%	5.89%	Added +74.2k	+74,229 19.8%
6	AMAZON COM INC COM AMZN	AMZN	180,350	$37.6m5.45%	5.45%	Added +47.8k	+47,838 36.1%
7	APPLE INC COM AAPL	AAPL	139,489	$35.4m5.14%	5.14%	Added +2.3k	+2,272 1.7%
8	ALPHABET INC CAP STK CL A GOOGL	GOOGL	98,250	$28.3m4.10%	4.10%	Reduced -8.7k	-8,672 -8.1%
9	NETFLIX INC COM NFLX	NFLX	241,837	$23.3m3.37%	3.37%	Added +91.5k	+91,504 60.9%
10	ELI LILLY & CO COM LLY	LLY	10,355	$9.5m1.38%	1.38%	Reduced -209	-209 -2.0%
11	BROADCOM INC COM AVGO	AVGO	30,718	$9.5m1.38%	1.38%	Added +2.4k	+2,367 8.3%
12	META PLATFORMS INC CL A META	META	15,054	$8.6m1.25%	1.25%	Added +1.3k	+1,337 9.8%
13	ISHARES TR 20 YR TR BD ETF TLT	TLT	97,625	$8.5m1.23%	1.23%	New
14	MICROSOFT CORP COM MSFT	MSFT	22,703	$8.4m1.22%	1.22%	Added +2.4k	+2,396 11.8%
15	PALO ALTO NETWORKS INC COM PANW	PANW	50,032	$8.0m1.16%	1.16%	Added +9.6k	+9,578 23.7%
16	ISHARES TR S&P MC 400GR ETF IJK	IJK	79,393	$8.0m1.16%	1.16%	Added +418	+418 0.5%
17	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	23,218	$7.8m1.14%	1.14%	Reduced -3.5k	-3,516 -13.2%
18	BOEING CO COM BA	BA	39,160	$7.8m1.13%	1.13%	Added +31.9k	+31,897 439.2%
19	ISHARES TR RUS 1000 GRW ETF IWF	IWF	14,698	$6.3m0.91%	0.91%	Added +737	+737 5.3%
20	COSTCO WHSL CORP NEW COM COST	COST	5,880	$5.9m0.85%	0.85%	Reduced -570	-570 -8.8%
21	JOHNSON & JOHNSON COM JNJ	JNJ	23,393	$5.7m0.83%	0.83%	Reduced -2.1k	-2,054 -8.1%
22	JPMORGAN CHASE & CO COM JPM	JPM	18,509	$5.4m0.79%	0.79%	Added +1.1k	+1,113 6.4%
23	MASTERCARD INCORPORATED CL A MA	MA	10,686	$5.3m0.77%	0.77%	Added +1.1k	+1,147 12.0%
24	AMGEN INC COM AMGN	AMGN	15,053	$5.3m0.77%	0.77%	Reduced -1.7k	-1,663 -9.9%
25	KLA CORP COM NEW KLAC	KLAC	3,498	$5.2m0.75%	0.75%	Reduced -612	-612 -14.9%
26	LOWES COS INC COM LOW	LOW	21,358	$5.0m0.73%	0.73%	Added +18	+18 0.1%
27	CAPITAL ONE FINL CORP COM COF	COF	26,866	$4.9m0.71%	0.71%	Added +4.4k	+4,418 19.7%
28	CHEVRON CORP NEW COM CVX	CVX	23,125	$4.8m0.69%	0.69%	Reduced -3.8k	-3,846 -14.3%
29	LOCKHEED MARTIN CORP COM LMT	LMT	7,717	$4.7m0.68%	0.68%	Reduced -2.0k	-2,017 -20.7%
30	ISHARES TR RUS 1000 VAL ETF IWD	IWD	21,784	$4.7m0.68%	0.68%	Reduced -3.2k	-3,169 -12.7%
31	NEXTERA ENERGY INC COM NEE	NEE	45,983	$4.3m0.62%	0.62%	Added +43.3k	+43,338 1638.5%
32	UNITED RENTALS INC COM URI	URI	5,549	$4.0m0.59%	0.59%	Reduced -177	-177 -3.1%
33	TRANE TECHNOLOGIES PLC SHS TT	TT	9,469	$3.9m0.57%	0.57%	Reduced -1.6k	-1,643 -14.8%
34	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	39,685	$3.9m0.56%	0.56%	Added +436	+436 1.1%
35	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	55,118	$3.5m0.51%	0.51%	Added +13.9k	+13,863 33.6%
36	GE VERNOVA INC COM GEV	GEV	3,368	$2.9m0.43%	0.43%	Added +73	+73 2.2%
37	BARRICK MNG CORP COM SHS B	B	55,131	$2.2m0.33%	0.33%	Reduced -6.9k	-6,917 -11.2%
38	UBER TECHNOLOGIES INC COM UBER	UBER	28,663	$2.1m0.30%	0.30%	Added +465	+465 1.6%
39	ISHARES TR RUS MID CAP ETF IWR	IWR	14,670	$1.4m0.21%	0.21%	Added +440	+440 3.1%
40	ROBINHOOD MKTS INC COM CL A HOOD	HOOD	14,971	$1.0m0.15%	0.15%	Added +1.8k	+1,755 13.3%
41	CROWDSTRIKE HLDGS INC CL A CRWD	CRWD	2,633	$1.0m0.15%	0.15%	Reduced -1.3k	-1,296 -33.0%
42	PALANTIR TECHNOLOGIES INC CL A PLTR	PLTR	6,883	$1.0m0.15%	0.15%	Reduced -79.2k	-79,159 -92.0%
43	INTUITIVE SURGICAL INC COM NEW ISRG	ISRG	2,144	$988.4k0.14%	0.14%	Reduced -263	-263 -10.9%
44	ISHARES TR RUSSELL 2000 ETF IWM	IWM	3,978	$986.5k0.14%	0.14%	Added +300	+300 8.2%
45	GOLDMAN SACHS GROUP INC COM GS	GS	942	$797.3k0.12%	0.12%	Added +100	+100 11.9%
46	ISHARES BITCOIN TRUST ETF SHS BEN INT IBIT	IBIT	19,713	$757.4k0.11%	0.11%	Unchanged
47	CORNING INC COM GLW	GLW	5,558	$755.8k0.11%	0.11%	New
48	MICRON TECHNOLOGY INC COM MU	MU	2,085	$704.4k0.10%	0.10%	New
49	ARISTA NETWORKS INC COM SHS ANET	ANET	5,551	$681.5k0.10%	0.10%	Reduced -785	-785 -12.4%
50	TESLA INC COM TSLA	TSLA	1,761	$654.5k0.09%	0.09%	Reduced -5	-5 -0.3%
51	QUANTA SVCS INC COM PWR	PWR	1,159	$636.1k0.09%	0.09%	Reduced -198	-198 -14.6%
52	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	1,057	$631.4k0.09%	0.09%	Reduced -702	-702 -39.9%
53	WHITEFIBER INC SHS WYFI	WYFI	50,519	$601.7k0.09%	0.09%	New
54	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	1,160	$555.9k0.08%	0.08%	Reduced -110	-110 -8.7%
55	CATERPILLAR INC COM CAT	CAT	759	$537.9k0.08%	0.08%	Reduced -13	-13 -1.7%
56	STRYKER CORPORATION COM SYK	SYK	1,624	$533.7k0.08%	0.08%	Reduced -408	-408 -20.1%
57	WALMART INC COM WMT	WMT	4,034	$501.3k0.07%	0.07%	Added +292	+292 7.8%
58	MONOLITHIC PWR SYS INC COM MPWR	MPWR	455	$497.1k0.07%	0.07%	Reduced -84	-84 -15.6%
59	ISHARES SILVER TR ISHARES SLV	SLV	7,167	$488.4k0.07%	0.07%	Added +2.0k	+1,965 37.8%
60	SPDR GOLD TR GOLD SHS GLD	GLD	1,046	$450.1k0.07%	0.07%	Added +5	+5 0.5%
61	ISHARES TR CORE S&P500 ETF IVV	IVV	645	$421.1k0.06%	0.06%	Reduced -42	-42 -6.1%
62	SEAGATE TECHNOLOGY HLDNGS PL ORD SHS STX	STX	948	$371.4k0.05%	0.05%	Reduced -66	-66 -6.5%
63	ISHARES TR CORE S&P SCP ETF IJR	IJR	2,833	$352.1k0.05%	0.05%	Reduced -50	-50 -1.7%
64	ADVANCED MICRO DEVICES INC COM AMD	AMD	1,685	$342.8k0.05%	0.05%	Reduced -103	-103 -5.8%
65	COREWEAVE INC COM CL A CRWV	CRWV	4,360	$337.8k0.05%	0.05%	Reduced -2.4k	-2,383 -35.3%
66	VERIZON COMMUNICATIONS INC COM VZ	VZ	6,671	$334.9k0.05%	0.05%	Reduced -329	-329 -4.7%
67	DEERE & CO COM DE	DE	579	$326.3k0.05%	0.05%	Reduced -37	-37 -6.0%
68	GE AEROSPACE COM NEW GE	GE	1,140	$323.5k0.05%	0.05%	Reduced -19	-19 -1.6%
69	HOME DEPOT INC COM HD	HD	916	$301.2k0.04%	0.04%	Reduced -53	-53 -5.5%
70	ALPHABET INC CAP STK CL C GOOG	GOOG	1,045	$299.8k0.04%	0.04%	Added +66	+66 6.7%
71	ASTERA LABS INC COM ALAB	ALAB	2,667	$292.3k0.04%	0.04%	New
72	ISHARES TR NEW YORK MUN ETF NYF	NYF	5,369	$285.2k0.04%	0.04%	New
73	API GROUP CORP COM STK APG	APG	6,822	$276.4k0.04%	0.04%	Unchanged
74	ISHARES TR 0-5YR HI YL CP SHYG	SHYG	6,487	$274.5k0.04%	0.04%	Reduced -57	-57 -0.9%
75	M & T BK CORP COM MTB	MTB	1,305	$269.9k0.04%	0.04%	Added +1	+1 0.1%
76	AMERICAN EXPRESS CO COM AXP	AXP	864	$261.4k0.04%	0.04%	Reduced -279	-279 -24.4%
77	VANGUARD WORLD FD EXTENDED DUR EDV	EDV	3,974	$258.1k0.04%	0.04%	New
78	BLACKROCK INC COM BLK	BLK	268	$257.8k0.04%	0.04%	Reduced -57	-57 -17.5%
79	ISHARES TR CORE S&P MCP ETF IJH	IJH	3,818	$257.8k0.04%	0.04%	Reduced -220	-220 -5.5%
80	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	435	$250.8k0.04%	0.04%	Added +1	+1 0.2%
81	NATIONAL FUEL GAS CO COM NFG	NFG	2,619	$246.1k0.04%	0.04%	Added +56	+56 2.2%
82	AMERIPRISE FINL INC COM AMP	AMP	491	$218.4k0.03%	0.03%	Reduced -249	-249 -33.6%
83	ISHARES TR ISHS 1-5YR INVS IGSB	IGSB	4,147	$218.0k0.03%	0.03%	Reduced -17	-17 -0.4%
84	ORACLE CORP COM ORCL	ORCL	1,440	$211.9k0.03%	0.03%	Reduced -585	-585 -28.9%
85	NBT BANCORP INC COM NBTB	NBTB	4,748	$202.2k0.03%	0.03%	New
86	BLACKSTONE INC COM BX	BX	1,754	$201.7k0.03%	0.03%	Reduced -700	-700 -28.5%
87	FORD MTR CO COM F	F	13,715	$158.3k0.02%	0.02%	Added +1.5k	+1,483 12.1%

Sold out since Q4 2025

Security	Ticker	Shares held before	Value then
CONSTELLATION ENERGY CORP CEG	CEG	11,154	$3.9m11.2k shares
SNOWFLAKE INC SNOW	SNOW	3,683	$807.9k3.7k shares
REDDIT INC RDDT	RDDT	1,795	$412.6k1.8k shares
INTERNATIONAL BUSINESS MACHS IBM	IBM	1,116	$330.6k1.1k shares
T-MOBILE US INC TMUS	TMUS	1,569	$318.5k1.6k shares
CHIPOTLE MEXICAN GRILL INC CMG	CMG	8,533	$315.7k8.5k shares
MARVELL TECHNOLOGY INC MRVL	MRVL	3,426	$291.2k3.4k shares
VANGUARD BD INDEX FDS BLV	BLV	4,152	$288.6k4.2k shares
TOAST INC TOST	TOST	8,121	$288.4k8.1k shares
ISHARES TR TIP	TIP	2,573	$282.8k2.6k shares
ABBOTT LABS ABT	ABT	2,236	$280.2k2.2k shares
SOUTHERN CO SO	SO	3,096	$269.9k3.1k shares
CSX CORP CSX	CSX	7,260	$263.2k7.3k shares
SERVICENOW INC NOW	NOW	1,665	$255.1k1.7k shares
PEPSICO INC PEP	PEP	1,761	$252.7k1.8k shares
ABBVIE INC ABBV	ABBV	1,100	$251.3k1.1k shares
DISNEY WALT CO DIS	DIS	1,997	$227.1k2.0k shares
PROCTER AND GAMBLE CO PG	PG	1,565	$224.3k1.6k shares
KIMCO RLTY CORP KIM	KIM	10,710	$217.1k10.7k shares
DICKS SPORTING GOODS INC DKS	DKS	1,086	$215.0k1.1k shares
SELECT SECTOR SPDR TR XLK	XLK	1,435	$206.6k1.4k shares
INVESCO ACTIVELY MANAGED EXC GTO	GTO	4,221	$200.2k4.2k shares