Michael A. Dubis Financial Planning, LLC

MIDDLETON, WI · CIK 2052271 · 13F filing filed 2025-04-15

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyMiddleton, WI

$103.0m reported value -0.4% vs Q4 2024

45positions

76.3%in top 10

1 new 21 added 4 reduced 4 sold out vs Q4 2024

Holdings, Q1 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	79,217	$21.8m21.13%	21.13%	Added +1.1k	+1,137 1.5%
2	ISHARES TR 0-3 MNTH TREASRY SGOV	SGOV	142,686	$14.4m13.94%	13.94%	Reduced -1.3k	-1,322 -0.9%
3	VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT	VGIT	224,500	$13.3m12.94%	12.94%	Added +8.9k	+8,941 4.2%
4	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	202,703	$11.9m11.55%	11.55%	Added +3.9k	+3,888 2.0%
5	SPDR SER TR PORTFOLIO SH TSR SPTS	SPTS	168,753	$4.9m4.79%	4.79%	Added +799	+799 0.5%
6	DIMENSIONAL ETF TRUST INTL CORE EQUITY DFIC	DFIC	128,930	$3.6m3.48%	3.48%	Added +6.4k	+6,435 5.2%
7	SPDR SERIES TRUST PORTFOLI S&P1500 SPTM	SPTM	41,315	$2.8m2.73%	2.73%	Added +20	+20 0.1%
8	APPLE INC COM AAPL	AAPL	9,832	$2.2m2.12%	2.12%	Unchanged
9	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	22,747	$2.1m2.00%	2.00%	Added +350	+350 1.6%
10	ISHARES TR CORE S&P TTL STK ITOT	ITOT	13,942	$1.7m1.65%	1.65%	Added +3	+3 0.0%
11	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	32,870	$1.7m1.62%	1.62%	Added +500	+500 1.5%
12	VANGUARD WORLD FD MEGA CAP INDEX MGC	MGC	7,785	$1.6m1.52%	1.52%	Unchanged
13	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	22,083	$1.4m1.33%	1.33%	Added +380	+380 1.8%
14	DIMENSIONAL ETF TRUST US CORE EQUITY 1 US CORE EQUITY 1		21,585	$1.3m1.28%	1.28%	Added +1.2k	+1,235 6.1%
15	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	4,946	$1.3m1.23%	1.23%	Unchanged
16	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	34,921	$1.2m1.12%	1.12%	Unchanged
17	SPDR SER TR BLOOMBERG 1-3 MO BIL	BIL	11,944	$1.1m1.06%	1.06%	Reduced -984	-984 -7.6%
18	VANGUARD INDEX FDS MID CAP ETF VO	VO	4,049	$1.0m1.02%	1.02%	Unchanged
19	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	5,105	$990.3k0.96%	0.96%	Added +1	+1 0.0%
20	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	16,038	$958.3k0.93%	0.93%	Unchanged
21	VANGUARD MALVERN FDS STRM INFPROIDX VTIP	VTIP	18,583	$927.3k0.90%	0.90%	Added +1.0k	+1,012 5.8%
22	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	11,430	$894.7k0.87%	0.87%	Added +20	+20 0.2%
23	LOCKHEED MARTIN CORP COM LMT	LMT	2,000	$893.4k0.87%	0.87%	Unchanged
24	ISHARES TR CORE 1 5 YR USD ISTB	ISTB	18,245	$882.1k0.86%	0.86%	Reduced -170	-170 -0.9%
25	SPDR SER TR S&P DIVID ETF SDY	SDY	5,224	$708.8k0.69%	0.69%	Unchanged
26	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	10,878	$659.9k0.64%	0.64%	Added +1	+1 0.0%
27	ISHARES TR CORE S&P500 ETF IVV	IVV	1,137	$638.9k0.62%	0.62%	Unchanged
28	TRAVELERS COMPANIES INC COM TRV	TRV	2,222	$587.7k0.57%	0.57%	Unchanged
29	ISHARES TR SHRT NAT MUN ETF SUB	SUB	5,277	$557.3k0.54%	0.54%	Added +217	+217 4.3%
30	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	26,585	$525.9k0.51%	0.51%	Unchanged
31	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	16,237	$507.1k0.49%	0.49%	Added +16	+16 0.1%
32	WELLS FARGO CO NEW COM WFC	WFC	6,492	$466.1k0.45%	0.45%	Unchanged
33	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	10,131	$458.5k0.45%	0.45%	Added +17	+17 0.2%
34	ISHARES TR ESG AW MSCI EAFE ESGD	ESGD	4,170	$340.6k0.33%	0.33%	Unchanged
35	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	14,625	$314.9k0.31%	0.31%	Unchanged
36	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	8,173	$314.2k0.30%	0.30%	Added +4	+4 0.1%
37	DIMENSIONAL ETF TRUST WORLD EX US CORE DFAX	DFAX	11,120	$291.3k0.28%	0.28%	Added +1.1k	+1,136 11.4%
38	ISHARES TR NATIONAL MUN ETF MUB	MUB	2,706	$285.3k0.28%	0.28%	Reduced -710	-710 -20.8%
39	3M CO COM MMM	MMM	1,868	$274.3k0.27%	0.27%	Unchanged
40	DIMENSIONAL ETF TRUST US SUSTAINABILTY DFSU	DFSU	7,253	$259.7k0.25%	0.25%	Unchanged
41	US BANCORP DEL COM NEW USB	USB	5,909	$249.5k0.24%	0.24%	Unchanged
42	CHEVRON CORP NEW COM CVX	CVX	1,427	$238.7k0.23%	0.23%	Added +1	+1 0.1%
43	AMERICAN CENTY ETF TR INTL EQT ETF AVDE	AVDE	3,470	$230.0k0.22%	0.22%	Unchanged
44	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	414	$220.5k0.21%	0.21%	New
45	TARGET CORP COM TGT	TGT	2,000	$208.7k0.20%	0.20%	Unchanged

Sold out since Q4 2024

Security	Ticker	Shares held before	Value then
MICROSOFT CORP MSFT	MSFT	506	$213.0k506 shares
ALPHABET INC GOOG	GOOG	1,100	$209.0k1.1k shares
ISHARES TR ESGU	ESGU	1,605	$207.0k1.6k shares
MGE ENERGY INC MGEE	MGEE	2,125	$200.0k2.1k shares