EHRLICH FINANCIAL GROUP

LAGUNA NIGUEL, CA · CIK 2010632 · 13F filing filed 2025-07-08

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

$154.4m reported value +12.5% vs Q1 2025

109positions

40.3%in top 10

19 new 44 added 39 reduced 12 sold out vs Q1 2025

Holdings, Q2 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	ISHARES TR S&P 500 GRWT ETF IVW	IVW	97,596	$10.7m6.96%	6.96%	Reduced -20.8k	-20,845 -17.6%
2	ISHARES TR S&P 500 VAL ETF IVE	IVE	41,534	$8.1m5.26%	5.26%	Reduced -712	-712 -1.7%
3	BLACKROCK ETF TRUST ISHARES US EQUIT DYNF	DYNF	146,627	$8.0m5.17%	5.17%	Added +4.9k	+4,925 3.5%
4	J P MORGAN EXCHANGE TRADED F US QUALTY FCTR JQUA	JQUA	116,510	$7.0m4.53%	4.53%	Added +4.0k	+3,957 3.5%
5	AMERICAN CENTY ETF TR US EQT ETF AVUS	AVUS	61,155	$6.2m3.99%	3.99%	Reduced -15.0k	-14,963 -19.7%
6	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	20,688	$5.2m3.39%	3.39%	Added +5.5k	+5,459 35.9%
7	ISHARES TR CALIF MUN BD ETF CMF	CMF	86,680	$4.8m3.13%	3.13%	Reduced -1.3k	-1,283 -1.5%
8	ISHARES TR EAFE VALUE ETF EFV	EFV	66,226	$4.2m2.72%	2.72%	Added +27.2k	+27,214 69.8%
9	SPDR INDEX SHS FDS PORTFOLIO EMG MK SPEM	SPEM	96,170	$4.1m2.66%	2.66%	New
10	ISHARES TR S&P 100 ETF OEF	OEF	12,560	$3.8m2.48%	2.48%	Added +4.3k	+4,335 52.7%
11	BONDBLOXX ETF TRUST BLOOMBERG TEN YR XTEN	XTEN	77,348	$3.6m2.31%	2.31%	Added +52.7k	+52,698 213.8%
12	J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM JEPI	JEPI	59,973	$3.4m2.21%	2.21%	Added +2.9k	+2,883 5.0%
13	BLACKROCK ETF TRUST II ISHARES FLEXIBLE BINC	BINC	62,586	$3.3m2.14%	2.14%	Added +1.3k	+1,261 2.1%
14	JANUS DETROIT STR TR HENDRSON AAA CL JAAA	JAAA	60,919	$3.1m2.00%	2.00%	Added +5.4k	+5,396 9.7%
15	BLACKROCK ETF TRUST ISHARES US THEMA THRO	THRO	79,777	$2.8m1.84%	1.84%	Added +69.8k	+69,756 696.1%
16	BLACKROCK ETF TRUST ISHARES INTL DIV BIDD	BIDD	101,447	$2.8m1.79%	1.79%	Reduced -876	-876 -0.9%
17	SPDR SER TR PORT MTG BK ETF SPMB	SPMB	120,886	$2.7m1.73%	1.73%	Added +2.4k	+2,404 2.0%
18	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	50,124	$2.5m1.61%	1.61%	New
19	ISHARES GOLD TR ISHARES NEW IAU	IAU	38,941	$2.4m1.57%	1.57%	Added +1.2k	+1,160 3.1%
20	JANUS DETROIT STR TR HENDERSON MTG JMBS	JMBS	53,360	$2.4m1.56%	1.56%	Added +10.8k	+10,813 25.4%
21	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	11,195	$2.3m1.48%	1.48%	Reduced -6.7k	-6,727 -37.5%
22	ISHARES TR 10-20 YR TRS ETF TLH	TLH	22,488	$2.3m1.48%	1.48%	Added +825	+825 3.8%
23	ISHARES TR MSCI USA MMENTM MTUM	MTUM	8,149	$2.0m1.27%	1.27%	Added +1	+1 0.0%
24	ISHARES TR CORE S&P500 ETF IVV	IVV	3,078	$1.9m1.24%	1.24%	Reduced -177	-177 -5.4%
25	ISHARES TR MSCI INTL QUALTY IQLT	IQLT	43,610	$1.9m1.22%	1.22%	Added +10.5k	+10,472 31.6%
26	ISHARES TR EAFE GRWTH ETF EFG	EFG	16,076	$1.8m1.17%	1.17%	Reduced -587	-587 -3.5%
27	VANGUARD INDEX FDS VALUE ETF VTV	VTV	10,028	$1.8m1.15%	1.15%	Reduced -73	-73 -0.7%
28	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	29,444	$1.7m1.09%	1.09%	New
29	PIMCO ETF TR SHTRM MUN BD ACT SMMU	SMMU	30,681	$1.5m1.00%	1.00%	Reduced -813	-813 -2.6%
30	SPDR SER TR PORTFLI INTRMDIT SPTI	SPTI	53,019	$1.5m0.99%	0.99%	New
31	ISHARES TR CORE S&P SCP ETF IJR	IJR	13,246	$1.4m0.94%	0.94%	Added +952	+952 7.7%
32	ISHARES INC MSCI EMRG CHN EMXC	EMXC	22,797	$1.4m0.93%	0.93%	Reduced -11.1k	-11,123 -32.8%
33	ISHARES TR SHORT TREAS BD SHV	SHV	12,975	$1.4m0.93%	0.93%	Reduced -1.9k	-1,947 -13.1%
34	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	53,607	$1.4m0.92%	0.92%	Added +4.1k	+4,143 8.4%
35	APPLE INC COM AAPL	AAPL	6,419	$1.3m0.85%	0.85%	Added +194	+194 3.1%
36	ISHARES TR SP SMCP600VL ETF IJS	IJS	12,908	$1.3m0.83%	0.83%	Added +948	+948 7.9%
37	SPDR SER TR PORTFOLIO SH TSR SPTS	SPTS	42,668	$1.2m0.81%	0.81%	Reduced -28.7k	-28,734 -40.2%
38	ISHARES TR CORE DIV GRWTH DGRO	DGRO	18,947	$1.2m0.78%	0.78%	Added +850	+850 4.7%
39	FIDELITY COVINGTON TRUST MSCI INFO TECH I FTEC	FTEC	6,135	$1.2m0.78%	0.78%	Reduced -292	-292 -4.5%
40	ISHARES TR MSCI USA QLT FCT QUAL	QUAL	6,567	$1.2m0.78%	0.78%	Reduced -372	-372 -5.4%
41	ISHARES SILVER TR ISHARES SLV	SLV	33,001	$1.1m0.70%	0.70%	Added +438	+438 1.4%
42	ISHARES TR 20 YR TR BD ETF TLT	TLT	11,781	$1.0m0.67%	0.67%	Reduced -2.2k	-2,221 -15.9%
43	GLAUKOS CORP COM GKOS	GKOS	10,014	$1.0m0.67%	0.67%	New
44	JPMORGAN CHASE & CO COM JPM	JPM	3,314	$960.8k0.62%	0.62%	Added +103	+103 3.2%
45	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	1,709	$943.0k0.61%	0.61%	Reduced -1.1k	-1,058 -38.2%
46	SPDR SER TR BLOOMBERG HIGH Y JNK	JNK	9,484	$922.6k0.60%	0.60%	Reduced -196	-196 -2.0%
47	ISHARES TR NATIONAL MUN ETF MUB	MUB	8,477	$885.7k0.57%	0.57%	Reduced -253	-253 -2.9%
48	EDWARDS LIFESCIENCES CORP COM EW	EW	11,198	$875.8k0.57%	0.57%	Added +248	+248 2.3%
49	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	4,792	$871.0k0.56%	0.56%	Added +65	+65 1.4%
50	ISHARES TR S&P MC 400GR ETF IJK	IJK	8,916	$811.2k0.53%	0.53%	New
51	ISHARES TR 0-5 YR TIPS ETF STIP	STIP	7,444	$766.1k0.50%	0.50%	New
52	J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM JEPQ	JEPQ	13,372	$727.5k0.47%	0.47%	Added +4.6k	+4,587 52.2%
53	SPDR SER TR S&P DIVID ETF SDY	SDY	4,737	$642.9k0.42%	0.42%	Reduced -182	-182 -3.7%
54	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	28,431	$628.3k0.41%	0.41%	Added +2.7k	+2,716 10.6%
55	MICROSOFT CORP COM MSFT	MSFT	1,211	$602.4k0.39%	0.39%	Reduced -13	-13 -1.1%
56	ISHARES TR EXPANDED TECH IGV	IGV	5,454	$597.2k0.39%	0.39%	New
57	VANGUARD WHITEHALL FDS EM MK GOV BD ETF VWOB	VWOB	8,975	$586.5k0.38%	0.38%	Added +31	+31 0.3%
58	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	11,481	$581.9k0.38%	0.38%	New
59	BROADCOM INC COM AVGO	AVGO	2,019	$556.5k0.36%	0.36%	Reduced -74	-74 -3.5%
60	AMERICAN CENTY ETF TR CALIF MUN BD ETF CATF	CATF	11,281	$548.3k0.36%	0.36%	Added +4	+4 0.0%
61	ISHARES TR PFD AND INCM SEC PFF	PFF	17,309	$531.0k0.34%	0.34%	Added +5.6k	+5,564 47.4%
62	ISHARES TR GLOB HLTHCRE ETF IXJ	IXJ	6,162	$530.5k0.34%	0.34%	Added +906	+906 17.2%
63	NVIDIA CORPORATION COM NVDA	NVDA	3,354	$529.9k0.34%	0.34%	Added +80	+80 2.4%
64	GRANITESHARES GOLD TR SHS BEN INT BAR	BAR	16,066	$524.4k0.34%	0.34%	Reduced -1.0k	-1,012 -5.9%
65	BLACKROCK ETF TRUST II ISHARES HIGH YIE HIMU	HIMU	10,048	$488.6k0.32%	0.32%	New
66	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	9,292	$486.6k0.32%	0.32%	Reduced -16.0k	-15,996 -63.3%
67	PIMCO ETF TR INV GRD CRP BD CORP	CORP	4,995	$486.1k0.31%	0.31%	Added +970	+970 24.1%
68	SCHWAB STRATEGIC TR US LCAP GR ETF SCHG	SCHG	16,268	$475.2k0.31%	0.31%	Added +367	+367 2.3%
69	AMAZON COM INC COM AMZN	AMZN	2,142	$469.9k0.30%	0.30%	Added +42	+42 2.0%
70	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	872	$423.6k0.27%	0.27%	Added +111	+111 14.6%
71	VANGUARD INDEX FDS MID CAP ETF VO	VO	1,503	$420.6k0.27%	0.27%	Reduced -565	-565 -27.3%
72	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	3,150	$419.9k0.27%	0.27%	Added +50	+50 1.6%
73	SELECT SECTOR SPDR TR COMMUNICATION XLC	XLC	3,813	$413.8k0.27%	0.27%	Reduced -22	-22 -0.6%
74	FIRST TR VALUE LINE DIVID IN SHS FVD	FVD	9,232	$412.7k0.27%	0.27%	Unchanged
75	ISHARES TR MBS ETF MBB	MBB	4,134	$388.2k0.25%	0.25%	Reduced -523	-523 -11.2%
76	AMERICAN EXPRESS CO COM AXP	AXP	1,116	$356.0k0.23%	0.23%	Reduced -3	-3 -0.3%
77	VISA INC COM CL A V	V	907	$322.0k0.21%	0.21%	Added +18	+18 2.0%
78	ISHARES TR GLOB INDSTRL ETF EXI	EXI	1,946	$321.8k0.21%	0.21%	Reduced -979	-979 -33.5%
79	PRINCIPAL EXCHANGE TRADED FD SPECTRUM PFD PREF	PREF	16,597	$314.8k0.20%	0.20%	Added +1.9k	+1,878 12.8%
80	DEERE & CO COM DE	DE	616	$313.2k0.20%	0.20%	Reduced -4	-4 -0.7%
81	ISHARES TR HDG MSCI EAFE HEFA	HEFA	8,224	$312.2k0.20%	0.20%	Reduced -27.2k	-27,165 -76.8%
82	BLACKROCK ETF TRUST II ISHARES SHORT-TE CALI	CALI	5,935	$299.4k0.19%	0.19%	Unchanged
83	J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA HELO	HELO	4,764	$298.1k0.19%	0.19%	Added +1.0k	+1,012 27.0%
84	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	517	$293.9k0.19%	0.19%	Reduced -140	-140 -21.3%
85	SELECT SECTOR SPDR TR SBI CONS STPLS XLP	XLP	3,571	$289.1k0.19%	0.19%	New
86	J P MORGAN EXCHANGE TRADED F INCOME ETF JPIE	JPIE	6,100	$282.6k0.18%	0.18%	Unchanged
87	COLUMBIA ETF TR II EM CORE EX ETF XCEM	XCEM	8,150	$278.6k0.18%	0.18%	Reduced -94.7k	-94,722 -92.1%
88	ISHARES TR FUTURE AI & TECH ARTY	ARTY	6,496	$266.3k0.17%	0.17%	New
89	ISHARES U S ETF TR U.S. TECH INDEPD IETC	IETC	2,790	$262.3k0.17%	0.17%	New
90	ISHARES TR CONV BD ETF ICVT	ICVT	2,907	$261.9k0.17%	0.17%	Reduced -629	-629 -17.8%
91	ISHARES TR LATN AMER 40 ETF ILF	ILF	9,923	$260.1k0.17%	0.17%	Reduced -26.2k	-26,203 -72.5%
92	SCHWAB STRATEGIC TR FUNDAMENTAL US S FNDA	FNDA	8,982	$257.3k0.17%	0.17%	Unchanged
93	ALPHABET INC CAP STK CL C GOOG	GOOG	1,397	$247.9k0.16%	0.16%	New
94	SPDR SERIES TRUST PORTFLI HIGH YLD SPHY	SPHY	10,259	$244.2k0.16%	0.16%	Reduced -15.9k	-15,884 -60.8%
95	ISHARES INC CORE MSCI EMKT IEMG	IEMG	3,906	$234.5k0.15%	0.15%	Reduced -34	-34 -0.9%
96	VERIZON COMMUNICATIONS INC COM VZ	VZ	5,350	$231.5k0.15%	0.15%	Unchanged
97	ISHARES TR CORE S&P US GWT IUSG	IUSG	1,523	$229.1k0.15%	0.15%	New
98	WILLIAMS SONOMA INC COM WSM	WSM	1,396	$228.1k0.15%	0.15%	Unchanged
99	ISHARES TR CORE US AGGBD ET AGG	AGG	2,288	$227.0k0.15%	0.15%	Added +67	+67 3.0%
100	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	1,163	$226.9k0.15%	0.15%	Added +50	+50 4.5%

Sold out since Q1 2025

Security	Ticker	Shares held before	Value then
SPDR SER TR SPIP	SPIP	49,692	$1.3m49.7k shares
AMERICAN CENTY ETF TR AVIG	AVIG	26,734	$1.1m26.7k shares
SELECT SECTOR SPDR TR XLY	XLY	2,782	$549.4k2.8k shares
ISHARES TR SOXX	SOXX	2,789	$524.8k2.8k shares
SPDR SER TR KRE	KRE	9,005	$511.9k9.0k shares
JANUS DETROIT STR TR JBBB	JBBB	8,502	$413.8k8.5k shares
KRANESHARES TR IVOL	IVOL	17,801	$332.5k17.8k shares
SCHWAB STRATEGIC TR SCHB	SCHB	15,270	$328.8k15.3k shares
SPDR SER TR SPSM	SPSM	7,861	$320.4k7.9k shares
CHEVRON CORP NEW CVX	CVX	1,263	$211.3k1.3k shares
ELI LILLY & CO LLY	LLY	245	$202.3k245 shares
JOHNSON & JOHNSON JNJ	JNJ	1,208	$200.3k1.2k shares