United Community Bank

GREENVILLE, SC · CIK 2000314 · 13F filing filed 2026-01-30

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Legal entityUnited Community Bank (US)
Part of UNITED COMMUNITY BANKS, INC. (US)

Other 13F filers in this group: UNITED COMMUNITY BANKS INC files a notice

$264.5m reported value -18.1% vs Q3 2025

552positions

38.4%in top 10

64 new 110 added 225 reduced 104 sold out vs Q3 2025

This report includes the holdings of 1 other manager that shares the investment decisions:

UNITED COMMUNITY BANKS INC – reports through this filing

Shares in two reports are counted once in each security's totals.

Holdings, Q4 2025

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	57,516	$28.9m10.93%	10.93%	Reduced -13.5k	-13,455 -19.0%
2	ISHARES GOLD TR SHARES REPRESENT IAUM	IAUM	389,667	$16.8m6.33%	6.33%	Added +7.7k	+7,746 2.0%
3	INVESCO EXCHANGE TRADED FD T S&P500 BUY WRT PBP	PBP	480,266	$11.0m4.15%	4.15%	Reduced -57.7k	-57,662 -10.7%
4	ISHARES TR MSCI EAFE ETF EFA	EFA	96,617	$9.3m3.51%	3.51%	Reduced -2.3k	-2,307 -2.3%
5	MICROSOFT CORP COM MSFT	MSFT	18,425	$8.9m3.37%	3.37%	Reduced -1.5k	-1,532 -7.7%
6	ISHARES TR CORE S&P500 ETF IVV	IVV	12,027	$8.2m3.11%	3.11%	Reduced -15.0k	-14,980 -55.5%
7	ISHARES TR CORE S&P MCP ETF IJH	IJH	78,379	$5.2m1.96%	1.96%	Added +4.9k	+4,864 6.6%
8	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	13,336	$4.5m1.69%	1.69%	Added +2.5k	+2,465 22.7%
9	VANGUARD INDEX FDS EXTEND MKT ETF VXF	VXF	21,332	$4.5m1.69%	1.69%	Added +2.7k	+2,695 14.5%
10	APPLE INC COM AAPL	AAPL	15,714	$4.3m1.62%	1.62%	Reduced -2.0k	-1,958 -11.1%
11	ISHARES GOLD TR ISHARES NEW IAU	IAU	50,686	$4.1m1.56%	1.56%	Added +1.9k	+1,874 3.8%
12	NVIDIA CORPORATION COM NVDA	NVDA	21,970	$4.1m1.55%	1.55%	Added +1.4k	+1,352 6.6%
13	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	7,128	$3.5m1.31%	1.31%	Added +1.9k	+1,897 36.3%
14	INVESCO EXCHANGE TRADED FD T S&P500 QUALITY SPHQ	SPHQ	44,685	$3.4m1.27%	1.27%	Added +9.4k	+9,435 26.8%
15	JPMORGAN CHASE & CO COM JPM	JPM	9,736	$3.1m1.19%	1.19%	Reduced -1.1k	-1,083 -10.0%
16	ISHARES TR CORE S&P SCP ETF IJR	IJR	25,889	$3.1m1.18%	1.18%	Added +2.0k	+2,044 8.6%
17	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	38,876	$2.9m1.11%	1.11%	Added +9.7k	+9,668 33.1%
18	ALPHABET INC CAP STK CL C GOOG	GOOG	8,262	$2.6m0.98%	0.98%	Reduced -718	-718 -8.0%
19	CISCO SYS INC COM CSCO	CSCO	32,505	$2.5m0.95%	0.95%	Reduced -11.3k	-11,318 -25.8%
20	HOME DEPOT INC COM HD	HD	7,212	$2.5m0.94%	0.94%	Reduced -179	-179 -2.4%
21	AMAZON COM INC COM AMZN	AMZN	10,426	$2.4m0.91%	0.91%	Reduced -4.3k	-4,254 -29.0%
22	CHEVRON CORP NEW COM CVX	CVX	15,613	$2.4m0.90%	0.90%	Reduced -4.5k	-4,540 -22.5%
23	PHILIP MORRIS INTL INC COM PM	PM	14,153	$2.3m0.86%	0.86%	Reduced -820	-820 -5.5%
24	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	36,116	$2.3m0.85%	0.85%	Added +24.8k	+24,835 220.2%
25	META PLATFORMS INC CL A META	META	3,343	$2.2m0.83%	0.83%	Reduced -1.2k	-1,249 -27.2%
26	BROADCOM INC COM AVGO	AVGO	6,318	$2.2m0.83%	0.83%	Added +204	+204 3.3%
27	ABBVIE INC COM ABBV	ABBV	9,168	$2.1m0.79%	0.79%	Reduced -1.1k	-1,142 -11.1%
28	AT&T INC COM T	T	83,311	$2.1m0.78%	0.78%	Reduced -31.7k	-31,674 -27.6%
29	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	14,263	$2.0m0.77%	0.77%	Added +3.4k	+3,412 31.4%
30	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	37,573	$2.0m0.76%	0.76%	Reduced -1.4k	-1,377 -3.5%
31	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	6,654	$2.0m0.75%	0.75%	Reduced -390	-390 -5.5%
32	ALPHABET INC CAP STK CL A GOOGL	GOOGL	6,184	$1.9m0.73%	0.73%	Reduced -5.1k	-5,092 -45.2%
33	COCA COLA CO COM KO	KO	26,214	$1.8m0.69%	0.69%	Added +389	+389 1.5%
34	BLACKROCK INC COM BLK	BLK	1,678	$1.8m0.68%	0.68%	Added +23	+23 1.4%
35	DUKE ENERGY CORP NEW COM NEW DUK	DUK	15,108	$1.8m0.67%	0.67%	Reduced -3.9k	-3,936 -20.7%
36	JOHNSON & JOHNSON COM JNJ	JNJ	8,415	$1.7m0.66%	0.66%	Reduced -4.6k	-4,594 -35.3%
37	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	11,624	$1.7m0.63%	0.63%	Reduced -604	-604 -4.9%
38	WALMART INC COM WMT	WMT	14,550	$1.6m0.61%	0.61%	Added +4.6k	+4,583 46.0%
39	NEXTERA ENERGY INC COM NEE	NEE	19,909	$1.6m0.60%	0.60%	Reduced -28	-28 -0.1%
40	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	27,919	$1.5m0.57%	0.57%	Reduced -8.6k	-8,634 -23.6%
41	ELI LILLY & CO COM LLY	LLY	1,400	$1.5m0.57%	0.57%	Reduced -251	-251 -15.2%
42	COSTCO WHSL CORP NEW COM COST	COST	1,744	$1.5m0.57%	0.57%	Reduced -1	-1 -0.1%
43	PNC FINL SVCS GROUP INC COM PNC	PNC	6,758	$1.4m0.53%	0.53%	Reduced -2.4k	-2,406 -26.2%
44	MERCK & CO INC COM MRK	MRK	13,265	$1.4m0.53%	0.53%	Reduced -408	-408 -3.0%
45	GILEAD SCIENCES INC COM GILD	GILD	11,329	$1.4m0.53%	0.53%	Added +467	+467 4.3%
46	AUTOMATIC DATA PROCESSING IN COM ADP	ADP	5,136	$1.3m0.50%	0.50%	Reduced -92	-92 -1.8%
47	EXXON MOBIL CORP COM XOM	XOM	10,794	$1.3m0.49%	0.49%	Reduced -44	-44 -0.4%
48	VISA INC COM CL A V	V	3,567	$1.3m0.47%	0.47%	Reduced -1.3k	-1,274 -26.3%
49	ONEOK INC NEW COM OKE	OKE	16,996	$1.2m0.47%	0.47%	Reduced -4.5k	-4,501 -20.9%
50	VERIZON COMMUNICATIONS INC COM VZ	VZ	29,306	$1.2m0.45%	0.45%	Reduced -5.1k	-5,093 -14.8%
51	DARDEN RESTAURANTS INC COM DRI	DRI	6,386	$1.2m0.44%	0.44%	Reduced -2.7k	-2,665 -29.4%
52	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	1,706	$1.2m0.44%	0.44%	Added +238	+238 16.2%
53	EMERSON ELEC CO COM EMR	EMR	8,682	$1.2m0.44%	0.44%	Added +165	+165 1.9%
54	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	1,814	$1.1m0.42%	0.42%	Added +662	+662 57.5%
55	CSX CORP COM CSX	CSX	30,450	$1.1m0.42%	0.42%	Added +392	+392 1.3%
56	SCHWAB CHARLES CORP COM SCHW	SCHW	11,025	$1.1m0.42%	0.42%	Reduced -20	-20 -0.2%
57	US BANCORP DEL COM NEW USB	USB	20,130	$1.1m0.41%	0.41%	Reduced -13.4k	-13,444 -40.0%
58	ISHARES TR EXPANDED TECH IGV	IGV	10,122	$1.1m0.40%	0.40%	Reduced -90	-90 -0.9%
59	AMERICAN EXPRESS CO COM AXP	AXP	2,870	$1.1m0.40%	0.40%	Added +21	+21 0.7%
60	ENBRIDGE INC COM ENB	ENB	22,077	$1.1m0.40%	0.40%	Reduced -11.1k	-11,149 -33.6%
61	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	11,928	$1.1m0.40%	0.40%	Reduced -478	-478 -3.9%
62	BP PLC SPONSORED ADR BP	BP	29,456	$1.0m0.39%	0.39%	Added +370	+370 1.3%
63	CITIGROUP INC COM NEW C	C	8,642	$1.0m0.38%	0.38%	Added +70	+70 0.8%
64	MASTERCARD INCORPORATED CL A MA	MA	1,751	$999.6k0.38%	0.38%	Reduced -1.3k	-1,283 -42.3%
65	MORGAN STANLEY COM NEW MS	MS	5,131	$910.9k0.34%	0.34%	Added +5	+5 0.1%
66	MEDTRONIC PLC SHS MDT	MDT	9,224	$886.1k0.34%	0.34%	Reduced -5.0k	-4,964 -35.0%
67	COMCAST CORP NEW CL A CMCSA	CMCSA	28,376	$848.2k0.32%	0.32%	Reduced -4.8k	-4,796 -14.5%
68	TRUIST FINL CORP COM TFC	TFC	17,179	$845.4k0.32%	0.32%	Added +255	+255 1.5%
69	BOOKING HOLDINGS INC COM BKNG	BKNG	154	$824.7k0.31%	0.31%	Reduced -121	-121 -44.0%
70	FRANKLIN RESOURCES INC COM BEN	BEN	34,024	$812.8k0.31%	0.31%	Reduced -45	-45 -0.1%
71	ISHARES TR SELECT DIVID ETF DVY	DVY	5,720	$807.3k0.31%	0.31%	Reduced -1.4k	-1,355 -19.1%
72	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	1,337	$806.6k0.30%	0.30%	Reduced -34	-34 -2.5%
73	OMEGA HEALTHCARE INVS INC COM OHI	OHI	17,360	$769.7k0.29%	0.29%	Added +180	+180 1.1%
74	SALESFORCE INC COM CRM	CRM	2,903	$769.0k0.29%	0.29%	Reduced -1.4k	-1,421 -32.9%
75	TORONTO DOMINION BK ONT COM NEW TD	TD	8,110	$764.0k0.29%	0.29%	Added +20	+20 0.2%
76	UNITED PARCEL SERVICE INC CL B UPS	UPS	7,688	$762.6k0.29%	0.29%	Reduced -3.5k	-3,529 -31.5%
77	KIMBERLY-CLARK CORP COM KMB	KMB	7,124	$718.7k0.27%	0.27%	Reduced -1.2k	-1,237 -14.8%
78	ISHARES TR S&P MC 400GR ETF IJK	IJK	7,402	$717.1k0.27%	0.27%	Unchanged
79	EATON CORP PLC SHS ETN	ETN	2,247	$715.7k0.27%	0.27%	Added +1	+1 0.0%
80	WISDOMTREE TR US QTLY DIV GRT DGRW	DGRW	7,899	$706.4k0.27%	0.27%	Added +1.2k	+1,225 18.4%
81	ORACLE CORP COM ORCL	ORCL	3,543	$690.6k0.26%	0.26%	Reduced -549	-549 -13.4%
82	BANK AMERICA CORP COM BAC	BAC	12,471	$685.9k0.26%	0.26%	Reduced -2.0k	-1,961 -13.6%
83	CATERPILLAR INC COM CAT	CAT	1,161	$665.1k0.25%	0.25%	Added +5	+5 0.4%
84	LOCKHEED MARTIN CORP COM LMT	LMT	1,349	$652.5k0.25%	0.25%	Unchanged
85	ISHARES TR S&P 500 GRWT ETF IVW	IVW	5,182	$638.7k0.24%	0.24%	Reduced -10	-10 -0.2%
86	AMGEN INC COM AMGN	AMGN	1,850	$605.5k0.23%	0.23%	Reduced -1.2k	-1,247 -40.3%
87	TRAVELERS COMPANIES INC COM TRV	TRV	2,028	$588.2k0.22%	0.22%	Reduced -240	-240 -10.6%
88	PROCTER AND GAMBLE CO COM PG	PG	4,103	$588.0k0.22%	0.22%	Reduced -10	-10 -0.2%
89	PFIZER INC COM PFE	PFE	23,202	$577.7k0.22%	0.22%	Reduced -9.9k	-9,927 -30.0%
90	PROGRESSIVE CORP COM PGR	PGR	2,441	$555.9k0.21%	0.21%	Added +15	+15 0.6%
91	APPLIED MATLS INC COM AMAT	AMAT	2,119	$544.6k0.21%	0.21%	Reduced -3.5k	-3,452 -62.0%
92	TARGET CORP COM TGT	TGT	5,452	$532.9k0.20%	0.20%	Reduced -602	-602 -9.9%
93	VALERO ENERGY CORP COM VLO	VLO	3,231	$526.0k0.20%	0.20%	Reduced -417	-417 -11.4%
94	VANGUARD SCOTTSDALE FDS VNG RUS1000GRW VONG	VONG	4,277	$520.7k0.20%	0.20%	Unchanged
95	AMERICAN ELEC PWR CO INC COM AEP	AEP	4,483	$516.9k0.20%	0.20%	Reduced -4.5k	-4,476 -50.0%
96	VANGUARD WORLD FD INF TECH ETF VGT	VGT	685	$516.3k0.20%	0.20%	Unchanged
97	ISHARES TR CORE MSCI EAFE IEFA	IEFA	5,734	$513.0k0.19%	0.19%	Added +2.0k	+2,034 55.0%
98	ISHARES TR RUS MID CAP ETF IWR	IWR	5,303	$510.5k0.19%	0.19%	Unchanged
99	PULTE GROUP INC COM PHM	PHM	4,311	$505.5k0.19%	0.19%	Reduced -532	-532 -11.0%
100	ADOBE INC COM ADBE	ADBE	1,443	$505.0k0.19%	0.19%	Reduced -1.7k	-1,712 -54.3%

Sold out since Q3 2025

Security	Ticker	Shares held before	Value then
VANGUARD SCOTTSDALE FDS VCIT	VCIT	41,100	$3.5m41.1k shares
SPDR SER TR FLRN	FLRN	100,539	$3.1m100.5k shares
ISHARES TR AGG	AGG	28,778	$2.9m28.8k shares
J P MORGAN EXCHANGE TRADED F JCPB	JCPB	37,185	$1.8m37.2k shares
ISHARES TR IGSB	IGSB	32,535	$1.7m32.5k shares
VANGUARD SCOTTSDALE FDS VGSH	VGSH	19,867	$1.2m19.9k shares
ISHARES TR SHY	SHY	13,910	$1.2m13.9k shares
VANGUARD SCOTTSDALE FDS VGIT	VGIT	15,355	$921.8k15.4k shares
VANGUARD BD INDEX FDS BIV	BIV	9,939	$776.1k9.9k shares
SPDR SER TR SPSB	SPSB	20,050	$607.3k20.1k shares
ISHARES TR IBDQ	IBDQ	19,133	$482.0k19.1k shares
GOLDMAN SACHS ETF TR GBIL	GBIL	3,665	$367.3k3.7k shares
ISHARES TR IBDU	IBDU	13,200	$309.8k13.2k shares
ISHARES TR IBDS	IBDS	12,630	$307.4k12.6k shares
JANUS DETROIT STR TR JMBS	JMBS	6,594	$301.1k6.6k shares
UNILEVER PLC		4,537	$269.0k4.5k shares
ISHARES TR IBTK	IBTK	13,060	$259.6k13.1k shares
ISHARES TR IBTI	IBTI	11,520	$257.9k11.5k shares
ISHARES TR IBTG	IBTG	11,170	$256.4k11.2k shares
VANGUARD SCOTTSDALE FDS VCSH	VCSH	3,019	$241.3k3.0k shares
ISHARES TR IUSB	IUSB	4,866	$227.3k4.9k shares
ISHARES TR SGOV	SGOV	2,010	$202.4k2.0k shares
ISHARES TR EMB	EMB	2,110	$200.9k2.1k shares
SPDR SER TR CWB	CWB	2,023	$183.1k2.0k shares
DECKERS OUTDOOR CORP DECK	DECK	1,630	$165.2k1.6k shares