Silver Oak Advisory Group, Inc.

PORTLAND, OR · CIK 1906937 · 13F filing filed 2026-08-03

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyPortland, OR

$253.6m reported value +9.4% vs Q1 2026

86positions

71.8%in top 10

7 new 28 added 31 reduced 1 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	671,986	$49.3m19.45%	19.45%	Added +41.2k	+41,234 6.5%
2	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	544,324	$26.4m10.39%	10.39%	Added +14.0k	+14,011 2.6%
3	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	486,000	$21.6m8.50%	8.50%	Added +21.4k	+21,418 4.6%
4	DIMENSIONAL ETF TRUST WORLD EX US CORE DFAX	DFAX	515,318	$19.0m7.48%	7.48%	Added +38.5k	+38,545 8.1%
5	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	228,325	$17.8m7.01%	7.01%	Added +4.7k	+4,655 2.1%
6	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	32,776	$12.1m4.78%	4.78%	Added +286	+286 0.9%
7	VANGUARD ADMIRAL FDS INC SMLCP 600 VAL VIOV	VIOV	87,995	$10.3m4.07%	4.07%	Added +314	+314 0.4%
8	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	202,568	$10.2m4.04%	4.04%	Reduced -2.3k	-2,309 -1.1%
9	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	83,058	$8.0m3.16%	3.16%	Added +774	+774 0.9%
10	VANGUARD MUN BD FDS INTERMEDIATE TRM VTEI	VTEI	73,232	$7.4m2.92%	2.92%	Added +11.6k	+11,629 18.9%
11	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	93,294	$7.2m2.82%	2.82%	Added +2.2k	+2,159 2.4%
12	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	76,986	$6.6m2.59%	2.59%	Reduced -1.2k	-1,190 -1.5%
13	SCHWAB STRATEGIC TR US BRD MKT ETF SCHB	SCHB	134,610	$3.9m1.54%	1.54%	Reduced -15.6k	-15,566 -10.4%
14	VANGUARD WORLD FD ESG INTL STK ETF VSGX	VSGX	42,022	$3.5m1.36%	1.36%	Reduced -66	-66 -0.2%
15	VANGUARD WELLINGTON FD SHORT TRM TAX EX VTES	VTES	24,804	$2.5m0.99%	0.99%	Added +938	+938 3.9%
16	VANGUARD MALVERN FDS STRM INFPROIDX VTIP	VTIP	46,879	$2.4m0.93%	0.93%	Added +1.1k	+1,069 2.3%
17	VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX VIOO	VIOO	16,783	$2.3m0.91%	0.91%	Added +56	+56 0.3%
18	NUSHARES ETF TR NUVEEN ESG US NUBD	NUBD	101,739	$2.3m0.89%	0.89%	Reduced -423	-423 -0.4%
19	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	13,825	$2.2m0.86%	0.86%	Reduced -51	-51 -0.4%
20	DIMENSIONAL ETF TRUST US EQUITY MARKET DFUS	DFUS	23,735	$1.9m0.77%	0.77%	Unchanged
21	VANGUARD WORLD FD ESG US STK ETF ESGV	ESGV	14,599	$1.9m0.76%	0.76%	Reduced -427	-427 -2.8%
22	MICROSOFT CORP COM MSFT	MSFT	3,861	$1.4m0.57%	0.57%	Reduced -22	-22 -0.6%
23	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	20,257	$1.4m0.56%	0.56%	Added +85	+85 0.4%
24	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	1,818	$1.4m0.54%	0.54%	Reduced -34	-34 -1.8%
25	VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT	VGIT	21,863	$1.3m0.51%	0.51%	Reduced -2.8k	-2,825 -11.4%
26	APPLE INC COM AAPL	AAPL	4,436	$1.3m0.51%	0.51%	Reduced -714	-714 -13.9%
27	MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE VGSR	VGSR	104,767	$1.2m0.47%	0.47%	Added +8.6k	+8,623 9.0%
28	DIMENSIONAL ETF TRUST US MKTWIDE VALUE DFUV	DFUV	20,429	$1.1m0.44%	0.44%	Reduced -2.5k	-2,454 -10.7%
29	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	4,565	$1.1m0.44%	0.44%	Reduced -77	-77 -1.7%
30	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	13,134	$1.1m0.43%	0.43%	Added +7	+7 0.1%
31	INTEL CORP COM INTC	INTC	7,541	$1.1m0.41%	0.41%	Reduced -1.3k	-1,282 -14.5%
32	ISHARES TR ESG AWR US AGRGT EAGG	EAGG	21,864	$1.0m0.41%	0.41%	Added +1.8k	+1,767 8.8%
33	VANGUARD INDEX FDS VALUE ETF VTV	VTV	4,729	$1.0m0.41%	0.41%	Reduced -96	-96 -2.0%
34	NUSHARES ETF TR NUVEEN ESG SMLCP NUSC	NUSC	19,387	$1.0m0.40%	0.40%	Reduced -48	-48 -0.2%
35	COSTCO WHSL CORP NEW COM COST	COST	968	$905.0k0.36%	0.36%	Reduced -50	-50 -4.9%
36	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	15,183	$883.0k0.35%	0.35%	Added +566	+566 3.9%
37	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	1,959	$716.0k0.28%	0.28%	Unchanged
38	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	7,064	$591.0k0.23%	0.23%	Added +15	+15 0.2%
39	CSX CORP COM CSX	CSX	12,376	$588.0k0.23%	0.23%	Unchanged
40	ABBVIE INC COM ABBV	ABBV	2,333	$587.0k0.23%	0.23%	Added +12	+12 0.5%
41	AMERICAN CENTY ETF TR AVANTIS RESPON U AVSU	AVSU	6,409	$567.0k0.22%	0.22%	New
42	VANGUARD INDEX FDS SMALL CP ETF VB	VB	1,784	$540.0k0.21%	0.21%	Unchanged
43	EXXON MOBIL CORP COM XOM	XOM	3,856	$527.0k0.21%	0.21%	Unchanged
44	JPMORGAN CHASE & CO COM JPM	JPM	1,597	$522.0k0.21%	0.21%	Reduced -132	-132 -7.6%
45	WELLS FARGO CO NEW COM WFC	WFC	6,095	$503.0k0.20%	0.20%	Reduced -489	-489 -7.4%
46	ISHARES TR CORE S&P500 ETF IVV	IVV	663	$496.0k0.20%	0.20%	Reduced -92	-92 -12.2%
47	ELI LILLY & CO COM LLY	LLY	394	$472.0k0.19%	0.19%	Reduced -31	-31 -7.3%
48	DIMENSIONAL ETF TRUST INTERNATNAL VAL DFIV	DFIV	8,381	$452.0k0.18%	0.18%	Reduced -913	-913 -9.8%
49	DIMENSIONAL ETF TRUST US SUSTAINABILTY DFSU	DFSU	9,642	$449.0k0.18%	0.18%	Reduced -6.5k	-6,471 -40.2%
50	GLACIER BANCORP INC NEW COM GBCI	GBCI	8,638	$445.0k0.18%	0.18%	Reduced -220	-220 -2.5%
51	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	16,007	$443.0k0.17%	0.17%	Reduced -753	-753 -4.5%
52	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	7,209	$430.0k0.17%	0.17%	Added +3	+3 0.0%
53	ISHARES TR DOW JONES US ETF IYY	IYY	2,339	$426.0k0.17%	0.17%	Unchanged
54	ISHARES TR RUS 1000 ETF IWB	IWB	994	$407.0k0.16%	0.16%	Unchanged
55	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	7,500	$387.0k0.15%	0.15%	Reduced -100	-100 -1.3%
56	CISCO SYS INC COM CSCO	CSCO	3,211	$377.0k0.15%	0.15%	Unchanged
57	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	8,604	$345.0k0.14%	0.14%	Added +2.0k	+2,038 31.0%
58	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	4,058	$334.0k0.13%	0.13%	Reduced -247	-247 -5.7%
59	STARBUCKS CORP COM SBUX	SBUX	3,249	$332.0k0.13%	0.13%	Unchanged
60	DIMENSIONAL ETF TRUST WORLD EQUITY ETF DFAW	DFAW	3,966	$328.0k0.13%	0.13%	Added +1	+1 0.0%
61	ISHARES TR ESG AWRE 1 5 YR SUSB	SUSB	12,958	$323.0k0.13%	0.13%	Added +18	+18 0.1%
62	JOHNSON & JOHNSON COM JNJ	JNJ	1,200	$304.0k0.12%	0.12%	Unchanged
63	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	4,143	$295.0k0.12%	0.12%	Added +2	+2 0.1%
64	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	3,349	$288.0k0.11%	0.11%	Reduced -59	-59 -1.7%
65	CHEVRON CORP NEW COM CVX	CVX	1,684	$279.0k0.11%	0.11%	Unchanged
66	ISHARES TR ESG AW MSCI EAFE ESGD	ESGD	2,687	$276.0k0.11%	0.11%	Reduced -575	-575 -17.6%
67	ALPHABET INC CAP STK CL A GOOGL	GOOGL	755	$269.0k0.11%	0.11%	Added +1	+1 0.1%
68	HOWMET AEROSPACE INC COM HWM	HWM	991	$266.0k0.10%	0.10%	Reduced -105	-105 -9.6%
69	VANGUARD WORLD FD UTILITIES ETF VPU	VPU	1,325	$259.0k0.10%	0.10%	Unchanged
70	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	376	$257.0k0.10%	0.10%	New
71	ALPHABET INC CAP STK CL C GOOG	GOOG	706	$249.0k0.10%	0.10%	Unchanged
72	PROCTER AND GAMBLE CO COM PG	PG	1,679	$246.0k0.10%	0.10%	Unchanged
73	VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF VSS	VSS	1,576	$243.0k0.10%	0.10%	Added +4	+4 0.2%
74	GE AEROSPACE COM NEW GE	GE	644	$240.0k0.09%	0.09%	New
75	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	2,988	$236.0k0.09%	0.09%	Added +6	+6 0.2%
76	AMERICAN ELEC PWR CO INC COM AEP	AEP	1,725	$235.0k0.09%	0.09%	Unchanged
77	ISHARES TR CORE US AGGBD ET AGG	AGG	2,379	$235.0k0.09%	0.09%	Unchanged
78	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	333	$234.0k0.09%	0.09%	Unchanged
79	ISHARES TR S&P 500 VAL ETF IVE	IVE	1,026	$232.0k0.09%	0.09%	Unchanged
80	UNION PAC CORP COM UNP	UNP	832	$226.0k0.09%	0.09%	Unchanged
81	ISHARES TR ESG AWARE MSCI ESML	ESML	3,958	$221.0k0.09%	0.09%	New
82	NIKE INC CL B NKE	NKE	5,401	$221.0k0.09%	0.09%	Unchanged
83	TEXAS INSTRS INC COM TXN	TXN	720	$214.0k0.08%	0.08%	New
84	SCHWAB STRATEGIC TR US LCAP VA ETF SCHV	SCHV	6,138	$213.0k0.08%	0.08%	New
85	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	753	$211.0k0.08%	0.08%	New
86	BIO RAD LABS INC CL A BIO	BIO	682	$200.0k0.08%	0.08%	Reduced -44	-44 -6.1%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
SPDR GOLD TR GLD	GLD	559	$240.0k559 shares