XY Planning Network, Inc.

BOZEMAN, MT · CIK 1873438 · 13F filing filed 2026-07-15

No investment adviser registration (Form ADV) found for this filer. It may be a parent company whose subsidiaries are the registered advisers, a bank or insurer, or a manager based outside the US.

Others nearbyBozeman, MT

$797.1m reported value +27.3% vs Q1 2026

340positions

30.1%in top 10

85 new 183 added 56 reduced 18 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	975,919	$43.3m5.43%	5.43%	Added +25.8k	+25,757 2.7%
2	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	111,109	$41.1m5.16%	5.16%	Added +5.5k	+5,523 5.2%
3	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	48,815	$33.5m4.21%	4.21%	Added +2.3k	+2,271 4.9%
4	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	363,090	$25.9m3.25%	3.25%	Added +87.3k	+87,347 31.7%
5	DIMENSIONAL ETF TRUST INTL CORE EQUITY DFIC	DFIC	547,885	$20.4m2.56%	2.56%	Added +45.6k	+45,626 9.1%
6	VANGUARD SCOTTSDALE FDS INT-TERM CORP VCIT	VCIT	220,232	$18.2m2.28%	2.28%	Added +10.6k	+10,555 5.0%
7	VANGUARD INDEX FDS GROWTH ETF VUG	VUG	178,651	$15.4m1.93%	1.93%	Added +75.4k	+75,427 73.1%
8	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	310,169	$15.0m1.88%	1.88%	Added +76.2k	+76,192 32.6%
9	DIMENSIONAL ETF TRUST CORE FIXED INCOM DFCF	DFCF	345,812	$14.6m1.83%	1.83%	Added +36.4k	+36,401 11.8%
10	PIMCO ETF TR INTER MUN BD ACT MUNI	MUNI	234,381	$12.3m1.55%	1.55%	Added +17.4k	+17,396 8.0%
11	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	141,044	$12.1m1.51%	1.51%	Added +5.5k	+5,499 4.1%
12	SPDR SERIES TRUST PORTFOLIO S&P400 SPMD	SPMD	174,104	$11.8m1.48%	1.48%	Reduced -5.2k	-5,170 -2.9%
13	VANGUARD INDEX FDS VALUE ETF VTV	VTV	52,971	$11.5m1.45%	1.45%	Added +35.6k	+35,646 205.8%
14	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	14,805	$11.1m1.39%	1.39%	Added +152	+152 1.0%
15	DIMENSIONAL ETF TRUST EMERGING MKTS CO DFEM	DFEM	269,500	$11.0m1.37%	1.37%	Added +16.1k	+16,102 6.3%
16	DIMENSIONAL ETF TRUST GLOBAL REAL EST DFGR	DFGR	374,316	$10.8m1.36%	1.36%	Added +28.1k	+28,115 8.1%
17	SPDR SERIES TRUST PORTFOLIO S&P500 SPYM	SPYM	120,473	$10.6m1.33%	1.33%	Added +61.6k	+61,604 104.7%
18	ISHARES TR CORE S&P500 ETF IVV	IVV	14,106	$10.6m1.33%	1.33%	Added +2.1k	+2,085 17.3%
19	DIMENSIONAL ETF TRUST US EQUITY MARKET DFUS	DFUS	126,210	$10.3m1.30%	1.30%	Added +13.1k	+13,139 11.6%
20	INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY XMHQ	XMHQ	91,449	$10.3m1.30%	1.30%	Added +20.0k	+20,010 28.0%
21	DIMENSIONAL ETF TRUST US CORE EQUITY 1 US CORE EQUITY 1		119,331	$9.8m1.23%	1.23%	Added +13.1k	+13,112 12.3%
22	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	163,066	$9.7m1.22%	1.22%	Reduced -3.2k	-3,188 -1.9%
23	VANGUARD MALVERN FDS STRM INFPROIDX VTIP	VTIP	188,498	$9.5m1.19%	1.19%	Added +30.8k	+30,784 19.5%
24	ISHARES TR 0-3 MNTH TREASRY SGOV	SGOV	84,102	$8.5m1.06%	1.06%	Added +34.9k	+34,852 70.8%
25	AMERICAN CENTY ETF TR INTL SMCP VLU AVDV	AVDV	80,955	$8.3m1.05%	1.05%	Added +12.6k	+12,642 18.5%
26	VANGUARD MALVERN FDS CORE BD ETF VCRB	VCRB	94,460	$7.3m0.92%	0.92%	New
27	SPDR SER TR PORTFLI INTRMDIT SPTI	SPTI	251,997	$7.2m0.90%	0.90%	Added +24.6k	+24,574 10.8%
28	SPDR SER TR PORTFOLIO S&P600 SPSM	SPSM	116,659	$6.7m0.84%	0.84%	Reduced -696	-696 -0.6%
29	DIMENSIONAL ETF TRUST US SMALL CAP VAL US SMALL CAP VAL		171,402	$6.6m0.83%	0.83%	Added +2.4k	+2,389 1.4%
30	NVIDIA CORPORATION COM NVDA	NVDA	30,640	$6.1m0.77%	0.77%	Reduced -5.3k	-5,331 -14.8%
31	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	100,823	$5.9m0.74%	0.74%	Added +4.3k	+4,251 4.4%
32	VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD VCSH	VCSH	71,619	$5.7m0.71%	0.71%	Added +5.1k	+5,144 7.7%
33	AMERICAN CENTY ETF TR AVANTIS EMGMKT AVEM	AVEM	56,733	$5.5m0.69%	0.69%	Added +19.8k	+19,758 53.4%
34	APPLE INC COM AAPL	AAPL	18,613	$5.4m0.68%	0.68%	Reduced -5.6k	-5,553 -23.0%
35	VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF VT	VT	34,309	$5.4m0.68%	0.68%	Reduced -1.6k	-1,645 -4.6%
36	AMERICAN CENTY ETF TR US EQT ETF AVUS	AVUS	41,375	$5.3m0.66%	0.66%	Added +18.1k	+18,068 77.5%
37	BLACKROCK ETF TRUST ISHARES US EQUIT DYNF	DYNF	77,229	$5.3m0.66%	0.66%	Reduced -228	-228 -0.3%
38	DIMENSIONAL ETF TRUST SHORT DURATION F DFSD	DFSD	104,472	$5.0m0.63%	0.63%	Added +99.3k	+99,264 1906.0%
39	SCHWAB STRATEGIC TR US AGGREGATE B SCHZ	SCHZ	212,609	$4.9m0.62%	0.62%	Added +6.7k	+6,705 3.3%
40	ISHARES TR S&P 500 GRWT ETF IVW	IVW	35,035	$4.8m0.60%	0.60%	Added +4.7k	+4,663 15.3%
41	HORIZON FDS ANFIELD US EQTY AESR	AESR	231,039	$4.8m0.60%	0.60%	New
42	DIMENSIONAL ETF TRUST INTL CORE EQT MK DFAI	DFAI	109,068	$4.5m0.56%	0.56%	Added +68.9k	+68,916 171.6%
43	DIMENSIONAL ETF TRUST WORLD EX US CORE DFAX	DFAX	120,482	$4.4m0.56%	0.56%	Added +6.3k	+6,281 5.5%
44	INVESCO EXCHANGE TRADED FD T S&P500 QUALITY SPHQ	SPHQ	48,694	$4.4m0.55%	0.55%	Reduced -1.9k	-1,853 -3.7%
45	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	36,564	$4.4m0.55%	0.55%	Added +2.3k	+2,306 6.7%
46	ISHARES TR CORE TOTAL USD IUSB	IUSB	87,081	$4.0m0.50%	0.50%	Added +38.7k	+38,734 80.1%
47	ISHARES TR S&P 500 VAL ETF IVE	IVE	17,182	$3.9m0.49%	0.49%	Reduced -2.2k	-2,202 -11.4%
48	ISHARES TR GLOBAL REIT ETF REET	REET	133,840	$3.7m0.46%	0.46%	Reduced -2.3k	-2,341 -1.7%
49	ANGEL OAK FUNDS TRUST OAK ULTRASHORT UYLD	UYLD	68,260	$3.5m0.44%	0.44%	Added +4.6k	+4,634 7.3%
50	CROWDSTRIKE HLDGS INC CL A CRWD	CRWD	4,559	$3.5m0.44%	0.44%	New
51	WISDOMTREE TR JAPN HEDGE EQT DXJ	DXJ	19,946	$3.5m0.43%	0.43%	Added +25	+25 0.1%
52	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	27,600	$3.4m0.43%	0.43%	Added +4.7k	+4,663 20.3%
53	VANGUARD BD INDEX FDS VANGUARD ULTRA VUSB	VUSB	68,626	$3.4m0.43%	0.43%	Added +3.9k	+3,891 6.0%
54	DIMENSIONAL ETF TRUST US HIGH PROFITAB US HIGH PROFITAB		79,964	$3.3m0.42%	0.42%	Reduced -1.3k	-1,313 -1.6%
55	FIDELITY MERRIMACK STR TR TOTAL BD ETF FBND	FBND	72,939	$3.3m0.42%	0.42%	Added +2.9k	+2,874 4.1%
56	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	119,333	$3.3m0.41%	0.41%	Added +5.5k	+5,469 4.8%
57	ISHARES TR FLTG RATE NT ETF FLOT	FLOT	63,859	$3.3m0.41%	0.41%	Added +14.9k	+14,879 30.4%
58	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	41,386	$3.2m0.40%	0.40%	Added +34.5k	+34,482 499.4%
59	DIMENSIONAL ETF TRUST US TARGETED VLU DFAT	DFAT	45,877	$3.2m0.40%	0.40%	Added +1.5k	+1,544 3.5%
60	NUSHARES ETF TR NUVEEN ESG US NUBD	NUBD	143,312	$3.2m0.40%	0.40%	New
61	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG DFAE	DFAE	75,964	$3.1m0.38%	0.38%	Added +63.6k	+63,609 514.8%
62	ISHARES INC MSCI EMRG CHN EMXC	EMXC	29,233	$3.0m0.38%	0.38%	Reduced -1.8k	-1,767 -5.7%
63	ALPHABET INC CAP STK CL C GOOG	GOOG	8,309	$2.9m0.37%	0.37%	Added +2.4k	+2,394 40.5%
64	ISHARES TR MSCI ACWI EX US ACWX	ACWX	38,452	$2.9m0.37%	0.37%	Added +14.1k	+14,056 57.6%
65	BLACKROCK ETF TRUST ISHA IN CTRY ETF CORO	CORO	79,602	$2.9m0.37%	0.37%	Added +21.2k	+21,181 36.3%
66	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	91,174	$2.9m0.36%	0.36%	Added +5.9k	+5,907 6.9%
67	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	3,830	$2.8m0.35%	0.35%	Added +121	+121 3.3%
68	ISHARES TR RUSSELL 3000 ETF IWV	IWV	6,565	$2.8m0.35%	0.35%	Reduced -142	-142 -2.1%
69	VANGUARD WORLD FD ESG US STK ETF ESGV	ESGV	20,812	$2.8m0.35%	0.35%	New
70	VANGUARD INDEX FDS SM CP VAL ETF VBR	VBR	11,169	$2.7m0.34%	0.34%	Added +8.7k	+8,733 358.5%
71	VANGUARD INDEX FDS SML CP GRW ETF VBK	VBK	7,312	$2.7m0.34%	0.34%	Added +4.6k	+4,604 170.0%
72	MICROSOFT CORP COM MSFT	MSFT	7,126	$2.7m0.33%	0.33%	Added +3.9k	+3,879 119.5%
73	SCHWAB STRATEGIC TR SHT TM US TRES SCHO	SCHO	105,903	$2.6m0.32%	0.32%	Reduced -784	-784 -0.7%
74	DIMENSIONAL ETF TRUST INTL SMALL CAP V DISV	DISV	63,353	$2.5m0.32%	0.32%	Reduced -219	-219 -0.3%
75	ISHARES TR NATIONAL MUN ETF MUB	MUB	23,205	$2.5m0.31%	0.31%	Added +5.0k	+4,958 27.2%
76	ISHARES TR CORE S&P US VLU IUSV	IUSV	22,487	$2.5m0.31%	0.31%	Added +499	+499 2.3%
77	BLACKROCK ETF TRUST ISHA I IN TE ETF BAI	BAI	46,018	$2.4m0.30%	0.30%	Reduced -6.1k	-6,055 -11.6%
78	ISHARES TR CORE S&P TTL STK ITOT	ITOT	14,636	$2.4m0.30%	0.30%	Reduced -209	-209 -1.4%
79	EA SERIES TRUST ALPHA ARCH 1-3 BOXX	BOXX	20,258	$2.4m0.30%	0.30%	Added +113	+113 0.6%
80	ISHARES INC MSCI EQUAL WEITE EUSA	EUSA	20,498	$2.3m0.29%	0.29%	Added +600	+600 3.0%
81	ISHARES INC ESG AWR MSCI EM ESGE	ESGE	41,579	$2.3m0.29%	0.29%	Reduced -2.2k	-2,217 -5.1%
82	DIMENSIONAL ETF TRUST ULTRASHORT FIXED DUSB	DUSB	43,572	$2.2m0.28%	0.28%	Added +14.5k	+14,549 50.1%
83	DIMENSIONAL ETF TRUST US SMALL CAP ETF DFAS	DFAS	26,636	$2.2m0.28%	0.28%	Added +10.1k	+10,058 60.7%
84	DIMENSIONAL ETF TRUST US CORE EQT MKT DFAU	DFAU	41,643	$2.2m0.27%	0.27%	Added +12.7k	+12,685 43.8%
85	CME GROUP INC COM CME	CME	9,715	$2.1m0.27%	0.27%	Reduced -576	-576 -5.6%
86	VANECK ETF TRUST MRNGSTR WDE MOAT MOAT	MOAT	20,299	$2.1m0.26%	0.26%	Reduced -928	-928 -4.4%
87	DIMENSIONAL ETF TRUST US SUSTAINABILTY DFSU	DFSU	45,088	$2.1m0.26%	0.26%	Reduced -2.1k	-2,115 -4.5%
88	DIMENSIONAL ETF TRUST NATL MUN BD ETF DFNM	DFNM	43,086	$2.1m0.26%	0.26%	Added +10.4k	+10,380 31.7%
89	ISHARES TR CORE 1 5 YR USD ISTB	ISTB	42,588	$2.1m0.26%	0.26%	Added +10.4k	+10,424 32.4%
90	DIMENSIONAL ETF TRUST GLOBAL CORE PLUS DFGP	DFGP	37,557	$2.0m0.26%	0.26%	Added +543	+543 1.5%
91	AMAZON COM INC COM AMZN	AMZN	8,438	$2.0m0.25%	0.25%	Added +408	+408 5.1%
92	HORIZON FDS ANFIELD UNIVERSL AFIF	AFIF	208,586	$2.0m0.25%	0.25%	New
93	ISHARES TR MSCI USA MIN VOL USMV	USMV	19,935	$1.9m0.24%	0.24%	Reduced -2.1k	-2,071 -9.4%
94	INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM SPMO	SPMO	11,669	$1.9m0.24%	0.24%	Added +236	+236 2.1%
95	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	25,405	$1.9m0.23%	0.23%	Added +22.4k	+22,373 737.9%
96	ISHARES TR CORE S&P MCP ETF IJH	IJH	24,175	$1.9m0.23%	0.23%	Added +1.1k	+1,081 4.7%
97	ISHARES TR CORE S&P SCP ETF IJR	IJR	12,313	$1.8m0.23%	0.23%	Added +161	+161 1.3%
98	BROADCOM INC COM AVGO	AVGO	4,764	$1.8m0.23%	0.23%	Added +433	+433 10.0%
99	DIMENSIONAL ETF TRUST US MKTWIDE VALUE DFUV	DFUV	32,284	$1.8m0.22%	0.22%	Reduced -681	-681 -2.1%
100	ISHARES INC MSCI GBL MIN VOL ACWV	ACWV	14,751	$1.8m0.22%	0.22%	Reduced -417	-417 -2.8%

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
TIMOTHY PLAN TPIF	TPIF	117,713	$4.3m117.7k shares
TWO RDS SHARED TR		233,715	$4.0m233.7k shares
NORTHERN LTS FD TR IV PTL	PTL	12,652	$3.2m12.7k shares
NUSHARES ETF TR NUSC	NUSC	50,553	$2.3m50.6k shares
TIMOTHY PLAN TPSC	TPSC	53,729	$2.3m53.7k shares
TWO RDS SHARED TR		213,770	$2.0m213.8k shares
ISHARES TR DMXF	DMXF	24,815	$1.9m24.8k shares
NUSHARES ETF TR NULG	NULG	18,684	$1.7m18.7k shares
ISHARES TR STIP	STIP	12,260	$1.3m12.3k shares
ISHARES TR IGSB	IGSB	18,119	$949.6k18.1k shares
NORTHERN LTS FD TR IV BIBL	BIBL	14,768	$704.2k14.8k shares
VANGUARD WORLD FD VCEB	VCEB	7,944	$498.0k7.9k shares
WASTE MGMT INC DEL WM	WM	1,942	$448.6k1.9k shares
INNOVATOR ETFS TRUST BALT	BALT	9,920	$332.4k9.9k shares
SPDR SER TR SLYV	SLYV	3,204	$303.4k3.2k shares
QUANTA SVCS INC PWR	PWR	389	$217.9k389 shares
BP PLC BP	BP	4,620	$213.3k4.6k shares
NETFLIX INC NFLX	NFLX	2,100	$200.7k2.1k shares