Echo Wealth Management, LLC

PLYMOUTH, MN · CIK 1846994 · 13F filing filed 2026-07-24

SEC-registered investment adviser since 2020 · limited liability company

Assets managed$288.2m
Staff5 · 3 in investment roles
Main clients (by assets)High net worth individuals 90%, Individuals 7%, Companies 1%
Websiteechowm.com
Form ADV · 2026-04-07SEC adviser record

$195.9m reported value +12.8% vs Q1 2026

47positions

79.2%in top 10

2 new 28 added 8 reduced 2 sold out vs Q1 2026

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	AMERICAN CENTY ETF TR AVANTIS CORE FI AVIG	AVIG	828,460	$34.3m17.51%	17.51%	Added +53.4k	+53,401 6.9%
2	AMERICAN CENTY ETF TR INTL EQT ETF AVDE	AVDE	321,389	$28.7m14.63%	14.63%	Added +25.2k	+25,169 8.5%
3	J P MORGAN EXCHANGE TRADED F INCOME ETF JPIE	JPIE	466,277	$21.5m10.96%	10.96%	Added +24.6k	+24,649 5.6%
4	J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF JBND	JBND	291,117	$15.6m7.95%	7.95%	Added +22.1k	+22,113 8.2%
5	AMERICAN CENTY ETF TR AVANTIS EMGMKT AVEM	AVEM	137,979	$13.3m6.79%	6.79%	Added +3.0k	+3,020 2.2%
6	FIRST TR EXCHANGE-TRADED FD FT VEST RIS RDVI	RDVI	330,875	$9.7m4.96%	4.96%	Added +23.7k	+23,709 7.7%
7	AMERICAN CENTY ETF TR US EQT ETF AVUS	AVUS	72,452	$9.3m4.74%	4.74%	Added +309	+309 0.4%
8	AMERICAN CENTY ETF TR US SML CP VALU AVUV	AVUV	68,858	$8.6m4.38%	4.38%	Added +652	+652 1.0%
9	AMERICAN CENTY ETF TR US LARGE CAP VLU AVLV	AVLV	91,242	$8.3m4.25%	4.25%	Added +2.9k	+2,853 3.2%
10	J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH JGRO	JGRO	60,403	$6.0m3.04%	3.04%	Added +3.7k	+3,709 6.5%
11	SPDR SERIES TRUST PRTFLO S&P500 GW SPYG	SPYG	43,155	$5.1m2.62%	2.62%	Added +946	+946 2.2%
12	J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA HELO	HELO	58,315	$3.9m2.01%	2.01%	Added +3.0k	+2,972 5.4%
13	FIRST TR EXCHNG TRADED FD VI FT VEST US EQT DNOV	DNOV	72,423	$3.7m1.90%	1.90%	Added +2.1k	+2,148 3.1%
14	ISHARES TR CORE DIV GRWTH DGRO	DGRO	40,792	$3.1m1.58%	1.58%	Added +1.9k	+1,918 4.9%
15	APPLE INC COM AAPL	AAPL	7,954	$2.3m1.17%	1.17%	Added +624	+624 8.5%
16	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	5,914	$2.2m1.12%	1.12%	Added +146	+146 2.5%
17	AMAZON COM INC COM AMZN	AMZN	8,141	$1.9m0.99%	0.99%	Added +159	+159 2.0%
18	PACER FDS TR US CASH COWS 100 COWZ	COWZ	29,442	$1.8m0.93%	0.93%	Added +3.6k	+3,631 14.1%
19	GENERAL MLS INC COM GIS	GIS	46,275	$1.6m0.82%	0.82%	Added +6.7k	+6,664 16.8%
20	FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED BUFR	BUFR	39,385	$1.4m0.73%	0.73%	Added +6.6k	+6,577 20.1%
21	FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED BUFD	BUFD	47,643	$1.4m0.72%	0.72%	Reduced -17	-17 -0.0%
22	VANGUARD WORLD FD MEGA GRWTH IND MGK	MGK	15,231	$1.3m0.68%	0.68%	Reduced -459	-459 -2.9%
23	SPDR SER TR PORTFOLIO SHORT SPSB	SPSB	29,978	$899.6k0.46%	0.46%	Reduced -521	-521 -1.7%
24	MICROSOFT CORP COM MSFT	MSFT	2,283	$851.6k0.43%	0.43%	Added +140	+140 6.5%
25	HONEST CO INC COM HNST	HNST	226,099	$827.5k0.42%	0.42%	Added +44.9k	+44,917 24.8%
26	AFLAC INC COM AFL	AFL	7,029	$824.1k0.42%	0.42%	Unchanged
27	INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF PRF	PRF	10,087	$545.0k0.28%	0.28%	Reduced -351	-351 -3.4%
28	SPDR SERIES TRUST PORTFOLI S&P1500 SPTM	SPTM	5,145	$467.1k0.24%	0.24%	Reduced -221	-221 -4.1%
29	AMERICAN CENTY ETF TR INTL SMCP VLU AVDV	AVDV	4,515	$465.3k0.24%	0.24%	Added +1.7k	+1,653 57.8%
30	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS TSM	TSM	942	$449.9k0.23%	0.23%	Unchanged
31	FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP FYC	FYC	3,467	$441.5k0.23%	0.23%	Added +27	+27 0.8%
32	UBER TECHNOLOGIES INC COM UBER	UBER	6,016	$434.1k0.22%	0.22%	Added +300	+300 5.2%
33	J P MORGAN EXCHANGE TRADED F JPMORGAN INTL VL JIVE	JIVE	4,481	$412.0k0.21%	0.21%	Added +2.1k	+2,098 88.0%
34	ECOLAB INC COM ECL	ECL	1,333	$371.4k0.19%	0.19%	Unchanged
35	UNITEDHEALTH GROUP INC COM UNH	UNH	880	$365.8k0.19%	0.19%	Reduced -658	-658 -42.8%
36	FIRST TR EXCHNG TRADED FD VI FT VEST US EQT FFEB	FFEB	5,950	$362.8k0.19%	0.19%	Unchanged
37	NVIDIA CORPORATION COM NVDA	NVDA	1,729	$346.0k0.18%	0.18%	Reduced -270	-270 -13.5%
38	FIRST TR EXCHNG TRADED FD VI FT VEST US EQT FJUN	FJUN	5,673	$340.1k0.17%	0.17%	Reduced -54	-54 -0.9%
39	META PLATFORMS INC CL A META	META	588	$331.2k0.17%	0.17%	Added +2	+2 0.3%
40	VANGUARD INDEX FDS MID CAP ETF VO	VO	3,696	$297.8k0.15%	0.15%	Unchanged
41	ALPHABET INC CAP STK CL C GOOG	GOOG	784	$277.0k0.14%	0.14%	New
42	3M CO COM MMM	MMM	1,700	$275.2k0.14%	0.14%	Unchanged
43	ALPHABET INC CAP STK CL A GOOGL	GOOGL	738	$263.7k0.13%	0.13%	Added +26	+26 3.6%
44	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	3,379	$259.2k0.13%	0.13%	Unchanged
45	FIRST TR EXCHNG TRADED FD VI FT VEST US EQT DJUN	DJUN	4,542	$223.8k0.11%	0.11%	Unchanged
46	FIRST TR EXCHNG TRADED FD VI FT VEST US EQT DMAR	DMAR	4,995	$223.4k0.11%	0.11%	Unchanged
47	ISHARES TR 0-5 YR TIPS ETF STIP	STIP	2,119	$216.5k0.11%	0.11%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
DIMENSIONAL ETF TRUST DFAI	DFAI	8,043	$313.4k8.0k shares
VANGUARD SCOTTSDALE FDS VGSH	VGSH	3,500	$204.9k3.5k shares