Human Investing LLC

LAKE OSWEGO, OR · CIK 1767513 · 13F filing filed 2026-07-21

SEC-registered investment adviser since 2004 · limited liability company

Assets managed$2.2bn
Staff28 · 18 in investment roles
Main clients (by assets)Pension plans 57%, High net worth individuals 22%, Individuals 20%
Websitehumaninvesting.com
Form ADV · 2026-03-26SEC adviser record

Kindinstitutions
Others nearbyLake Oswego, OR

$771.1m reported value +12.3% vs Q1 2026

105positions

74.2%in top 10

14 new 36 added 49 reduced 5 sold out vs Q1 2026

This report includes the holdings of 1 other manager that shares the investment decisions:

Betterment LLC – files its own report too; $45.6m of shares are in both

Shares in two reports are counted once in each security's totals.

Holdings, Q2 2026

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	326,199	$224.0m29.05%	29.05%	Added +8.2k	+8,237 2.6%
2	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	1,223,127	$87.1m11.30%	11.30%	Added +14.7k	+14,718 1.2%
3	ISHARES TR CORE S&P MCP ETF IJH	IJH	563,757	$43.5m5.64%	5.64%	Added +12.2k	+12,183 2.2%
4	VANGUARD WHITEHALL FDS HIGH DIV YLD VYM	VYM	247,277	$39.1m5.07%	5.07%	Reduced -644	-644 -0.3%
5	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	156,676	$37.1m4.81%	4.81%	Reduced -4.1k	-4,145 -2.6%
6	VANGUARD BD INDEX FDS SHORT TRM BOND BSV	BSV	468,074	$36.5m4.73%	4.73%	Added +18.6k	+18,648 4.2%
7	VANGUARD CHARLOTTE FDS TOTAL INT BD ETF BNDX	BNDX	656,654	$31.8m4.12%	4.12%	Added +29.4k	+29,435 4.7%
8	ISHARES TR CORE S&P500 ETF IVV	IVV	39,270	$29.4m3.81%	3.81%	Added +348	+348 0.9%
9	ISHARES TR CORE S&P SCP ETF IJR	IJR	153,594	$22.8m2.95%	2.95%	Added +2.7k	+2,725 1.8%
10	VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF VWO	VWO	347,177	$20.7m2.69%	2.69%	Added +7.8k	+7,795 2.3%
11	VANGUARD BD INDEX FDS INTERMED TERM BIV	BIV	264,084	$20.3m2.63%	2.63%	Added +10.7k	+10,671 4.2%
12	VANGUARD SCOTTSDALE FDS SHORT TERM TREAS VGSH	VGSH	337,874	$19.7m2.55%	2.55%	Added +12.4k	+12,413 3.8%
13	VANGUARD WORLD FD ESG US STK ETF ESGV	ESGV	148,493	$19.6m2.55%	2.55%	Reduced -3.0k	-2,979 -2.0%
14	VANGUARD WHITEHALL FDS INTL HIGH ETF VYMI	VYMI	157,495	$15.5m2.01%	2.01%	Reduced -1.1k	-1,089 -0.7%
15	VANGUARD WHITEHALL FDS INTL DVD ETF VIGI	VIGI	133,882	$12.5m1.62%	1.62%	Reduced -2.6k	-2,649 -1.9%
16	BROADCOM INC COM AVGO	AVGO	24,738	$9.3m1.21%	1.21%	Reduced -151	-151 -0.6%
17	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	22,295	$8.3m1.07%	1.07%	Added +410	+410 1.9%
18	VANGUARD INDEX FDS LARGE CAP ETF VV	VV	21,133	$7.3m0.94%	0.94%	Reduced -2.1k	-2,059 -8.9%
19	VANGUARD WORLD FD ESG INTL STK ETF VSGX	VSGX	77,659	$6.4m0.83%	0.83%	Reduced -1.7k	-1,716 -2.2%
20	VANGUARD BD INDEX FDS TOTAL BND MRKT BND	BND	72,546	$5.3m0.69%	0.69%	Reduced -817	-817 -1.1%
21	APPLE INC COM AAPL	AAPL	16,812	$4.9m0.63%	0.63%	Reduced -391	-391 -2.3%
22	VANGUARD INDEX FDS REAL ESTATE ETF VNQ	VNQ	48,043	$4.6m0.60%	0.60%	Reduced -115	-115 -0.2%
23	VANGUARD WORLD FD ESG US CORP BD VCEB	VCEB	66,509	$4.2m0.54%	0.54%	Added +2.2k	+2,246 3.5%
24	VANGUARD SCOTTSDALE FDS INTER TERM TREAS VGIT	VGIT	56,306	$3.3m0.43%	0.43%	Added +1.4k	+1,442 2.6%
25	MICROSOFT CORP COM MSFT	MSFT	7,906	$2.9m0.38%	0.38%	Reduced -573	-573 -6.8%
26	ELI LILLY & CO COM LLY	LLY	2,265	$2.7m0.35%	0.35%	Reduced -59	-59 -2.5%
27	VANGUARD STAR FDS VG TL INTL STK F VXUS	VXUS	31,262	$2.7m0.35%	0.35%	Added +517	+517 1.7%
28	ABBVIE INC COM ABBV	ABBV	9,340	$2.4m0.30%	0.30%	Reduced -129	-129 -1.4%
29	ALPHABET INC CAP STK CL A GOOGL	GOOGL	6,390	$2.3m0.30%	0.30%	Reduced -248	-248 -3.7%
30	SCHWAB STRATEGIC TR US LRG CAP ETF SCHX	SCHX	64,120	$1.9m0.24%	0.24%	Added +292	+292 0.5%
31	BERKSHIRE HATHAWAY INC DEL CL A BRK.A	BRK.A	2	$1.5m0.19%	0.19%	Unchanged
32	ISHARES TR SHRT NAT MUN ETF SUB	SUB	13,445	$1.4m0.19%	0.19%	Added +2.0k	+1,958 17.1%
33	ISHARES TR CORE S&P TTL STK ITOT	ITOT	8,533	$1.4m0.18%	0.18%	Added +125	+125 1.5%
34	ISHARES TR CORE DIV GRWTH DGRO	DGRO	17,057	$1.3m0.17%	0.17%	Added +28	+28 0.2%
35	AMGEN INC COM AMGN	AMGN	3,536	$1.3m0.17%	0.17%	Reduced -46	-46 -1.3%
36	VANGUARD MUN BD FDS TAX EXEMPT BD VTEB	VTEB	24,741	$1.3m0.16%	0.16%	Added +4.0k	+3,961 19.1%
37	AMAZON COM INC COM AMZN	AMZN	5,035	$1.2m0.16%	0.16%	Reduced -488	-488 -8.8%
38	NIKE INC CL B NKE	NKE	26,876	$1.1m0.14%	0.14%	Added +4.5k	+4,483 20.0%
39	ISHARES INC CORE MSCI EMKT IEMG	IEMG	12,845	$1.1m0.14%	0.14%	Reduced -905	-905 -6.6%
40	MICRON TECHNOLOGY INC COM MU	MU	896	$1.0m0.13%	0.13%	Reduced -343	-343 -27.7%
41	ISHARES TR ESG SELECT SCRE XVV	XVV	17,533	$995.7k0.13%	0.13%	Reduced -223	-223 -1.3%
42	BLOCK H & R INC COM HRB	HRB	25,831	$983.6k0.13%	0.13%	Reduced -612	-612 -2.3%
43	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	1,895	$948.2k0.12%	0.12%	Added +41	+41 2.2%
44	ISHARES TR CORE MSCI EAFE IEFA	IEFA	9,744	$941.1k0.12%	0.12%	Added +352	+352 3.8%
45	VANGUARD INDEX FDS SMALL CP ETF VB	VB	3,019	$915.0k0.12%	0.12%	Reduced -319	-319 -9.6%
46	NVIDIA CORPORATION COM NVDA	NVDA	4,480	$896.4k0.12%	0.12%	Reduced -139	-139 -3.0%
47	INTERDIGITAL INC COM IDCC	IDCC	3,000	$849.4k0.11%	0.11%	Unchanged
48	ISHARES TR CORE HIGH DV ETF HDV	HDV	30,366	$832.3k0.11%	0.11%	Added +1	+1 0.0%
49	GLOBAL X FDS S&P 500 CATHOLIC CATH	CATH	9,399	$831.8k0.11%	0.11%	Reduced -208	-208 -2.2%
50	JOHNSON & JOHNSON COM JNJ	JNJ	3,191	$810.4k0.11%	0.11%	Reduced -4	-4 -0.1%
51	HOME DEPOT INC COM HD	HD	2,295	$809.4k0.10%	0.10%	Added +7	+7 0.3%
52	NOVO-NORDISK A S ADR NVO	NVO	15,921	$763.3k0.10%	0.10%	Reduced -481	-481 -2.9%
53	ALPHABET INC CAP STK CL C GOOG	GOOG	2,098	$741.3k0.10%	0.10%	Reduced -9	-9 -0.4%
54	CATERPILLAR INC COM CAT	CAT	676	$720.3k0.09%	0.09%	Added +2	+2 0.3%
55	QUALCOMM INC COM QCOM	QCOM	3,796	$701.6k0.09%	0.09%	Added +18	+18 0.5%
56	VANGUARD INDEX FDS MID CAP ETF VO	VO	8,604	$693.2k0.09%	0.09%	Reduced -1.4k	-1,404 -14.0%
57	INTEL CORP COM INTC	INTC	4,625	$645.8k0.08%	0.08%	Reduced -9.9k	-9,900 -68.2%
58	SPDR GOLD TR GOLD SHS GLD	GLD	1,748	$643.9k0.08%	0.08%	Unchanged
59	ISHARES TR INTL DIV GRWTH IGRO	IGRO	7,096	$624.0k0.08%	0.08%	Added +50	+50 0.7%
60	SPDR SER TR SPDR S&P 500 ETF SPYX	SPYX	9,947	$607.8k0.08%	0.08%	Reduced -382	-382 -3.7%
61	CISCO SYS INC COM CSCO	CSCO	5,118	$601.1k0.08%	0.08%	Added +86	+86 1.7%
62	TEXAS INSTRS INC COM TXN	TXN	1,964	$585.5k0.08%	0.08%	Added +27	+27 1.4%
63	ISHARES SILVER TR ISHARES SLV	SLV	10,636	$568.7k0.07%	0.07%	Reduced -7.0k	-7,041 -39.8%
64	SCHWAB STRATEGIC TR US REIT ETF SCHH	SCHH	23,789	$563.3k0.07%	0.07%	Reduced -25	-25 -0.1%
65	MCDONALDS CORP COM MCD	MCD	1,932	$522.2k0.07%	0.07%	Reduced -37	-37 -1.9%
66	ISHARES TR U.S. TECH ETF IYW	IYW	1,834	$462.6k0.06%	0.06%	Unchanged
67	MCKESSON CORP COM MCK	MCK	605	$457.2k0.06%	0.06%	New
68	PHILIP MORRIS INTL INC COM PM	PM	2,505	$453.1k0.06%	0.06%	Reduced -82	-82 -3.2%
69	MERCK & CO INC COM MRK	MRK	3,385	$434.9k0.06%	0.06%	Added +107	+107 3.3%
70	INTERNATIONAL BUSINESS MACHS COM IBM	IBM	1,533	$431.1k0.06%	0.06%	Added +2	+2 0.1%
71	APPLIED MATLS INC COM AMAT	AMAT	587	$424.5k0.06%	0.06%	New
72	JPMORGAN CHASE & CO COM JPM	JPM	1,277	$418.0k0.05%	0.05%	Added +3	+3 0.2%
73	PAYCHEX INC COM PAYX	PAYX	3,888	$382.3k0.05%	0.05%	Reduced -63	-63 -1.6%
74	TOAST INC CL A TOST	TOST	13,396	$372.7k0.05%	0.05%	Unchanged
75	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	467	$343.9k0.04%	0.04%	Reduced -64	-64 -12.1%
76	TRANE TECHNOLOGIES PLC SHS TT	TT	692	$339.9k0.04%	0.04%	Reduced -20	-20 -2.8%
77	THERMO FISHER SCIENTIFIC INC COM TMO	TMO	671	$336.4k0.04%	0.04%	Added +9	+9 1.4%
78	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	11,594	$321.2k0.04%	0.04%	Reduced -890	-890 -7.1%
79	TESLA INC COM TSLA	TSLA	762	$320.5k0.04%	0.04%	Added +50	+50 7.0%
80	KLA CORP COM NEW KLAC	KLAC	1,017	$306.8k0.04%	0.04%	New
81	ISHARES TR ESG EAFE ETF DMXF	DMXF	3,606	$305.1k0.04%	0.04%	Reduced -1	-1 -0.0%
82	ADVANCED MICRO DEVICES INC COM AMD	AMD	509	$295.7k0.04%	0.04%	New
83	SANDISK CORP COM SNDK	SNDK	126	$286.5k0.04%	0.04%	New
84	ISHARES TR S&P 500 GRWT ETF IVW	IVW	2,074	$285.2k0.04%	0.04%	Reduced -75	-75 -3.5%
85	HP INC COM HPQ	HPQ	12,861	$282.2k0.04%	0.04%	Reduced -231	-231 -1.8%
86	ABBOTT LABS COM ABT	ABT	3,095	$280.8k0.04%	0.04%	Reduced -151	-151 -4.7%
87	STARBUCKS CORP COM SBUX	SBUX	2,571	$262.7k0.03%	0.03%	Reduced -73	-73 -2.8%
88	SCHWAB STRATEGIC TR US MID-CAP ETF SCHM	SCHM	6,986	$257.6k0.03%	0.03%	Reduced -230	-230 -3.2%
89	CAPITAL ONE FINL CORP COM COF	COF	1,274	$255.6k0.03%	0.03%	Added +43	+43 3.5%
90	WESTERN DIGITAL CORP COM WDC	WDC	394	$251.9k0.03%	0.03%	New
91	ORACLE CORP COM ORCL	ORCL	1,673	$245.2k0.03%	0.03%	Reduced -63	-63 -3.6%
92	UNITED RENTALS INC COM URI	URI	216	$244.7k0.03%	0.03%	New
93	ISHARES TR ESG AWR US AGRGT EAGG	EAGG	5,152	$244.3k0.03%	0.03%	Added +891	+891 20.9%
94	VISA INC COM CL A V	V	646	$221.5k0.03%	0.03%	New
95	META PLATFORMS INC CL A META	META	389	$219.4k0.03%	0.03%	Reduced -55	-55 -12.4%
96	FORTINET INC COM FTNT	FTNT	1,424	$218.8k0.03%	0.03%	New
97	ISHARES TR S&P 500 VAL ETF IVE	IVE	957	$217.3k0.03%	0.03%	Unchanged
98	CORNING INC COM GLW	GLW	850	$217.1k0.03%	0.03%	New
99	DIMENSIONAL ETF TRUST US CORE EQUITY 2 DFAC	DFAC	4,863	$215.7k0.03%	0.03%	New
100	LAM RESEARCH CORP COM NEW LRCX	LRCX	496	$214.7k0.03%	0.03%	New

Sold out since Q1 2026

Security	Ticker	Shares held before	Value then
ISHARES TR IDEV	IDEV	12,989	$1.1m13.0k shares
ACCENTURE PLC IRELAND ACN	ACN	1,233	$244.4k1.2k shares
WASTE MGMT INC DEL WM	WM	957	$219.9k957 shares
GILEAD SCIENCES INC GILD	GILD	1,484	$206.8k1.5k shares
SCHWAB STRATEGIC TR SCHP	SCHP	1,961	$52.2k2.0k shares