Benchmark Financial Wealth Advisors, LLC

BOCA RATON, FL · CIK 1757706 · 13F filing filed 2025-01-27

SEC-registered investment adviser since 2017 · limited liability company

Assets managed$766.1m
Staff14 · 7 in investment roles
Main clients (by assets)High net worth individuals 74%, Individuals 25%
Websitebfllc.com
Form ADV · 2026-05-18SEC adviser record

$312.0m reported value +4.0% vs Q3 2024

100positions

64.0%in top 10

11 new 52 added 35 reduced 11 sold out vs Q3 2024

Holdings, Q4 2024

The small lines show how much was held over the last 4 quarters (adjusted for stock splits).

#	Security	Ticker	Shares	Value	% of portfolio	Change	Shares change
1	SPDR S&P 500 ETF TR TR UNIT SPY	SPY	77,743	$45.6m14.60%	14.60%	Added +6.7k	+6,655 9.4%
2	VANGUARD INDEX FDS TOTAL STK MKT VTI	VTI	114,180	$33.1m10.60%	10.60%	Reduced -3.5k	-3,461 -2.9%
3	SCHWAB STRATEGIC TR INTL EQTY ETF SCHF	SCHF	1,547,829	$28.6m9.18%	9.18%	Added +15.1k	+15,087 1.0%
4	ISHARES TR CORE S&P TTL STK ITOT	ITOT	182,448	$23.5m7.52%	7.52%	Reduced -1.3k	-1,321 -0.7%
5	PACER FDS TR US CASH COWS 100 COWZ	COWZ	270,173	$15.3m4.89%	4.89%	Added +24.3k	+24,307 9.9%
6	ISHARES TR RUS TP200 GR ETF IWY	IWY	60,359	$14.2m4.55%	4.55%	Added +5.9k	+5,913 10.9%
7	ISHARES TR CORE S&P SCP ETF IJR	IJR	94,609	$10.9m3.49%	3.49%	Reduced -2.9k	-2,860 -2.9%
8	SELECT SECTOR SPDR TR SBI HEALTHCARE XLV	XLV	73,591	$10.1m3.24%	3.24%	Reduced -7.7k	-7,735 -9.5%
9	APPLE INC COM AAPL	AAPL	38,165	$9.6m3.06%	3.06%	Added +976	+976 2.6%
10	SCHWAB STRATEGIC TR US DIVIDEND EQ SCHD	SCHD	321,972	$8.8m2.82%	2.82%	Added +18.0k	+18,000 5.9%
11	NVIDIA CORPORATION COM NVDA	NVDA	64,647	$8.7m2.78%	2.78%	Reduced -4.2k	-4,151 -6.0%
12	VANGUARD INDEX FDS MID CAP ETF VO	VO	26,889	$7.1m2.28%	2.28%	Added +620	+620 2.4%
13	ISHARES TR RUSSELL 2000 ETF IWM	IWM	25,819	$5.7m1.83%	1.83%	Reduced -208	-208 -0.8%
14	INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT RSP	RSP	30,290	$5.3m1.70%	1.70%	Reduced -698	-698 -2.2%
15	MICROSOFT CORP COM MSFT	MSFT	11,774	$5.0m1.59%	1.59%	Added +170	+170 1.5%
16	ISHARES TR RUSEL 2500 ETF SMMD	SMMD	71,168	$4.8m1.55%	1.55%	Added +4.9k	+4,888 7.4%
17	SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MDY	MDY	8,437	$4.8m1.54%	1.54%	Added +384	+384 4.8%
18	AMAZON COM INC COM AMZN	AMZN	19,999	$4.4m1.41%	1.41%	Reduced -530	-530 -2.6%
19	ISHARES TR CORE S&P MCP ETF IJH	IJH	68,282	$4.3m1.36%	1.36%	Reduced -696	-696 -1.0%
20	PIMCO ETF TR INTER MUN BD ACT MUNI	MUNI	72,867	$3.8m1.21%	1.21%	Added +24.3k	+24,322 50.1%
21	VANGUARD INTL EQUITY INDEX F ALLWRLD EX US VEU	VEU	57,102	$3.3m1.05%	1.05%	Added +1.4k	+1,434 2.6%
22	ISHARES TR CORE S&P500 ETF IVV	IVV	5,133	$3.0m0.97%	0.97%	Added +2.2k	+2,172 73.3%
23	LEGG MASON ETF INVT FRANKLIN INTL LW LVHI	LVHI	90,451	$2.8m0.88%	0.88%	Added +28.1k	+28,082 45.0%
24	ALPHABET INC CAP STK CL A GOOGL	GOOGL	12,337	$2.3m0.75%	0.75%	Added +43	+43 0.3%
25	META PLATFORMS INC CL A META	META	3,501	$2.1m0.66%	0.66%	Added +11	+11 0.3%
26	ISHARES TR RUS 1000 GRW ETF IWF	IWF	4,232	$1.7m0.54%	0.54%	Added +35	+35 0.8%
27	FIDELITY MERRIMACK STR TR TOTAL BD ETF FBND	FBND	33,506	$1.5m0.48%	0.48%	New
28	ISHARES TR CORE S&P US GWT IUSG	IUSG	10,636	$1.5m0.47%	0.47%	Added +17	+17 0.2%
29	BROADCOM INC COM AVGO	AVGO	6,391	$1.5m0.47%	0.47%	Added +37	+37 0.6%
30	VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT VEA	VEA	29,699	$1.4m0.46%	0.46%	Added +14.0k	+14,030 89.5%
31	MARRIOTT INTL INC NEW CL A MAR	MAR	4,993	$1.4m0.45%	0.45%	Reduced -576	-576 -10.3%
32	ISHARES INC MSCI EQUAL WEITE EUSA	EUSA	14,560	$1.4m0.44%	0.44%	Reduced -251	-251 -1.7%
33	SELECT SECTOR SPDR TR TECHNOLOGY XLK	XLK	5,689	$1.3m0.42%	0.42%	Reduced -335	-335 -5.6%
34	BLACKSTONE INC COM BX	BX	7,486	$1.3m0.41%	0.41%	Added +38	+38 0.5%
35	J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM JEPI	JEPI	22,030	$1.3m0.41%	0.41%	Added +3.5k	+3,473 18.7%
36	BRISTOL-MYERS SQUIBB CO COM BMY	BMY	20,743	$1.2m0.38%	0.38%	Added +1.2k	+1,193 6.1%
37	INVESCO QQQ TR UNIT SER 1 QQQ	QQQ	2,159	$1.1m0.35%	0.35%	Added +149	+149 7.4%
38	VANGUARD SPECIALIZED FUNDS DIV APP ETF VIG	VIG	4,901	$959.9k0.31%	0.31%	New
39	VISA INC COM CL A V	V	3,011	$951.6k0.30%	0.30%	Reduced -11	-11 -0.4%
40	VANGUARD INDEX FDS S&P 500 ETF SHS VOO	VOO	1,759	$947.8k0.30%	0.30%	Added +191	+191 12.2%
41	BANK AMERICA CORP COM BAC	BAC	21,165	$930.2k0.30%	0.30%	Added +1.7k	+1,663 8.5%
42	JPMORGAN CHASE & CO COM JPM	JPM	3,846	$921.8k0.30%	0.30%	Added +67	+67 1.8%
43	WATSCO INC COM WSO	WSO	1,919	$909.4k0.29%	0.29%	New
44	COSTCO WHSL CORP NEW COM COST	COST	922	$845.1k0.27%	0.27%	Added +1	+1 0.1%
45	WALMART INC COM WMT	WMT	9,272	$837.7k0.27%	0.27%	Reduced -773	-773 -7.7%
46	BERKSHIRE HATHAWAY INC DEL CL B NEW BRK.B	BRK.B	1,780	$806.9k0.26%	0.26%	Unchanged
47	SELECT SECTOR SPDR TR FINANCIAL XLF	XLF	16,575	$801.1k0.26%	0.26%	New
48	HOME DEPOT INC COM HD	HD	1,974	$768.0k0.25%	0.25%	Reduced -55	-55 -2.7%
49	ALTRIA GROUP INC COM MO	MO	13,674	$715.0k0.23%	0.23%	Added +910	+910 7.1%
50	ISHARES TR RUS 1000 VAL ETF IWD	IWD	3,862	$715.0k0.23%	0.23%	Reduced -11	-11 -0.3%
51	ELI LILLY & CO COM LLY	LLY	858	$662.3k0.21%	0.21%	Reduced -13	-13 -1.5%
52	CISCO SYS INC COM CSCO	CSCO	10,309	$610.3k0.20%	0.20%	Added +924	+924 9.8%
53	FIDELITY WISE ORIGIN BITCOIN SHS FBTC	FBTC	7,166	$584.6k0.19%	0.19%	Added +794	+794 12.5%
54	UNITEDHEALTH GROUP INC COM UNH	UNH	1,132	$572.8k0.18%	0.18%	Added +6	+6 0.5%
55	ALPHABET INC CAP STK CL C GOOG	GOOG	2,986	$568.6k0.18%	0.18%	Reduced -546	-546 -15.5%
56	ABBVIE INC COM ABBV	ABBV	3,071	$545.6k0.17%	0.17%	Added +272	+272 9.7%
57	WELLS FARGO CO NEW COM WFC	WFC	7,731	$543.0k0.17%	0.17%	Added +40	+40 0.5%
58	WILLIAMS SONOMA INC COM WSM	WSM	2,783	$515.3k0.17%	0.17%	Reduced -29	-29 -1.0%
59	WASTE MGMT INC DEL COM WM	WM	2,524	$509.4k0.16%	0.16%	Reduced -107	-107 -4.1%
60	PACKAGING CORP AMER COM PKG	PKG	2,159	$486.1k0.16%	0.16%	Added +119	+119 5.8%
61	MERCK & CO INC COM MRK	MRK	4,703	$467.8k0.15%	0.15%	Reduced -2.2k	-2,235 -32.2%
62	PACER FDS TR METAURUS CAP 400 QDPL	QDPL	11,919	$457.6k0.15%	0.15%	New
63	AMERICAN INTL GROUP INC COM NEW AIG	AIG	6,259	$455.6k0.15%	0.15%	Reduced -3.0k	-2,966 -32.1%
64	FERRARI N V COM RACE	RACE	987	$419.4k0.13%	0.13%	Reduced -90	-90 -8.4%
65	PFIZER INC COM PFE	PFE	15,682	$416.0k0.13%	0.13%	Added +434	+434 2.9%
66	CORNING INC COM GLW	GLW	8,526	$405.2k0.13%	0.13%	Added +48	+48 0.6%
67	COCA COLA CO COM KO	KO	6,477	$403.2k0.13%	0.13%	Reduced -111	-111 -1.7%
68	GARMIN LTD SHS GRMN	GRMN	1,951	$402.5k0.13%	0.13%	Added +122	+122 6.7%
69	ISHARES TR CORE MSCI TOTAL IXUS	IXUS	5,782	$382.4k0.12%	0.12%	Reduced -818	-818 -12.4%
70	TEXAS INSTRS INC COM TXN	TXN	1,916	$359.2k0.12%	0.12%	Added +174	+174 10.0%
71	VANGUARD INDEX FDS SMALL CP ETF VB	VB	1,455	$349.7k0.11%	0.11%	Added +543	+543 59.5%
72	UNION PAC CORP COM UNP	UNP	1,522	$347.2k0.11%	0.11%	Reduced -130	-130 -7.9%
73	GEN DIGITAL INC COM GEN	GEN	12,642	$346.1k0.11%	0.11%	Added +753	+753 6.3%
74	VERIZON COMMUNICATIONS INC COM VZ	VZ	8,636	$345.3k0.11%	0.11%	Added +1.0k	+1,043 13.7%
75	PHILIP MORRIS INTL INC COM PM	PM	2,595	$312.3k0.10%	0.10%	Added +29	+29 1.1%
76	FIDELITY ETHEREUM FD SHS FETH	FETH	9,328	$311.6k0.10%	0.10%	New
77	PROCTER AND GAMBLE CO COM PG	PG	1,801	$301.9k0.10%	0.10%	Reduced -31	-31 -1.7%
78	J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF JPST	JPST	5,980	$301.2k0.10%	0.10%	New
79	SPDR GOLD TR GOLD SHS GLD	GLD	1,214	$293.9k0.09%	0.09%	Reduced -40	-40 -3.2%
80	CHIPOTLE MEXICAN GRILL INC COM CMG	CMG	4,644	$280.0k0.09%	0.09%	Reduced -40	-40 -0.8%
81	CROWDSTRIKE HLDGS INC CL A CRWD	CRWD	812	$277.7k0.09%	0.09%	Reduced -648	-648 -44.4%
82	PALANTIR TECHNOLOGIES INC CL A PLTR	PLTR	3,640	$275.3k0.09%	0.09%	New
83	MCDONALDS CORP COM MCD	MCD	932	$270.2k0.09%	0.09%	Reduced -41	-41 -4.2%
84	MARSH & MCLENNAN COS INC COM MRSH	MRSH	1,253	$266.1k0.09%	0.09%	Added +4	+4 0.3%
85	VANGUARD INDEX FDS VALUE ETF VTV	VTV	1,540	$260.7k0.08%	0.08%	Added +9	+9 0.6%
86	QUALCOMM INC COM QCOM	QCOM	1,615	$248.1k0.08%	0.08%	Added +9	+9 0.6%
87	ORACLE CORP COM ORCL	ORCL	1,477	$246.1k0.08%	0.08%	Reduced -743	-743 -33.5%
88	LOCKHEED MARTIN CORP COM LMT	LMT	500	$243.1k0.08%	0.08%	Reduced -169	-169 -25.3%
89	SELECT SECTOR SPDR TR SBI INT-UTILS XLU	XLU	3,115	$235.8k0.08%	0.08%	Unchanged
90	EXXON MOBIL CORP COM XOM	XOM	2,163	$232.6k0.07%	0.07%	Added +266	+266 14.0%
91	PACER FDS TR PACER US SMALL CALF	CALF	5,260	$231.5k0.07%	0.07%	Added +776	+776 17.3%
92	COINBASE GLOBAL INC COM CL A COIN	COIN	898	$223.0k0.07%	0.07%	New
93	PROSHARES TR S&P 500 DV ARIST NOBL	NOBL	2,146	$213.6k0.07%	0.07%	New
94	VANECK ETF TRUST SEMICONDUCTR ETF SMH	SMH	875	$212.0k0.07%	0.07%	Added +15	+15 1.7%
95	ISHARES TR EXPONENTIAL TECH XT	XT	3,543	$211.4k0.07%	0.07%	Added +13	+13 0.4%
96	ACCENTURE PLC IRELAND SHS CLASS A ACN	ACN	585	$205.6k0.07%	0.07%	Added +14	+14 2.5%
97	AUTOMATIC DATA PROCESSING IN COM ADP	ADP	690	$201.9k0.06%	0.06%	Reduced -57	-57 -7.6%
98	ISHARES TR MSCI KLD400 SOC DSI	DSI	1,825	$201.2k0.06%	0.06%	New
99	AMGEN INC COM AMGN	AMGN	770	$200.8k0.06%	0.06%	Reduced -392	-392 -33.7%
100	FORD MTR CO COM F	F	13,416	$132.8k0.04%	0.04%	Added +1.9k	+1,894 16.4%

Sold out since Q3 2024

Security	Ticker	Shares held before	Value then
WISDOMTREE TR USFR	USFR	24,372	$1.2m24.4k shares
CVS HEALTH CORP CVS	CVS	4,262	$268.0k4.3k shares
KRAFT HEINZ CO KHC	KHC	7,632	$268.0k7.6k shares
FIRST TR EXCHANGE-TRADED FD SDVY	SDVY	7,172	$260.9k7.2k shares
PRUDENTIAL FINL INC PRU	PRU	2,065	$250.0k2.1k shares
JOHNSON & JOHNSON JNJ	JNJ	1,520	$246.3k1.5k shares
ISHARES TR IUSV	IUSV	2,547	$243.2k2.5k shares
MONDELEZ INTL INC MDLZ	MDLZ	3,133	$230.8k3.1k shares
DELL TECHNOLOGIES INC DELL	DELL	1,853	$219.7k1.9k shares
DANAHER CORPORATION DHR	DHR	772	$214.5k772 shares
FLEXSHOPPER INC FPAYQ	FPAYQ	189,977	$195.7k190.0k shares